R=P((i(1+i)n) TEA= 57.

17%
(1+i)n -1 TEM= 0.038398705
S= 9,123.82
Deuda final
Saldo inicial Interes del mes o
Periodo Amortización
o anterior mensual saldo
pendiente
1 2,350.00 31.31 90.24 121.54
2 2,318.69 32.51 89.03 121.54
3 2,286.19 33.76 87.79 121.54
4 2,252.43 35.05 86.49 121.54
5 2,217.38 36.40 85.14 121.54
6 2,180.98 37.80 83.75 121.54
7 2,143.19 39.25 82.30 121.54
8 2,103.94 40.75 80.79 121.54
9 2,063.19 42.32 79.22 121.54
10 2,020.87 43.94 77.60 121.54
11 1,976.92 45.63 75.91 121.54
12 1,931.29 47.38 74.16 121.54
13 1,883.91 49.20 72.34 121.54
14 1,834.71 51.09 70.45 121.54
15 1,783.62 53.05 68.49 121.54
16 1,730.56 55.09 66.45 121.54
17 1,675.47 57.21 64.34 121.54
18 1,618.26 59.40 62.14 121.54
19 1,558.86 61.68 59.86 121.54
20 1,497.18 64.05 57.49 121.54
21 1,433.12 66.51 55.03 121.54
22 1,366.61 69.07 52.48 121.54
23 1,297.55 71.72 49.82 121.54
24 1,225.83 74.47 47.07 121.54
25 1,151.36 77.33 44.21 121.54
26 1,074.02 80.30 41.24 121.54
27 993.72 83.38 38.16 121.54
28 910.34 86.59 34.96 121.54
29 823.75 89.91 31.63 121.54
30 733.84 93.36 28.18 121.54
31 640.48 96.95 24.59 121.54
32 543.53 100.67 20.87 121.54
33 442.86 104.54 17.01 121.54
34 338.32 108.55 12.99 121.54
35 229.77 112.72 8.82 121.54
36 117.05 117.05 4.49 121.54
2,350.00 2,025.52 4,375.52

TEA= 12.80%
TEM= 0.010087721
 Deuda final
Saldo inicial Interes del mes o
Periodo Amortización
o anterior mensual saldo
pendiente S= 63,462.56
1 48,000.00 3,782.90 484.21 4,267.11
2 44,217.10 3,821.06 446.05 4,267.11
3 40,396.05 3,859.60 407.50 4,267.11
4 36,536.45 3,898.54 368.57 4,267.11
5 32,637.91 3,937.86 329.24 4,267.11
6 28,700.05 3,977.59 289.52 4,267.11
7 24,722.46 4,017.71 249.39 4,267.11
8 20,704.75 4,058.24 208.86 4,267.11
9 16,646.50 4,099.18 167.93 4,267.11
10 12,547.32 4,140.53 126.57 4,267.11
11 8,406.79 4,182.30 84.81 4,267.11
12 4,224.49 4,224.49 42.62 4,267.11
48,000.00 3,205.27 51,205.27

TEA= 15.00%
TEM= 0.011714917
Deuda final
Saldo inicial Interes del mes o
Periodo Amortización
o anterior mensual saldo
pendiente
1 3,600.00 281.16 42.17 323.33
2 3,318.84 284.45 38.88 323.33
3 3,034.39 287.78 35.55 323.33
4 2,746.61 291.16 32.18 323.33
5 2,455.45 294.57 28.77 323.33
6 2,160.88 298.02 25.31 323.33
7 1,862.87 301.51 21.82 323.33
8 1,561.36 305.04 18.29 323.33
9 1,256.32 308.61 14.72 323.33
10 947.70 312.23 11.10 323.33
11 635.47 315.89 7.44 323.33
12 319.59 319.59 3.74 323.33
3,600.00 279.98 3,879.98
I= 6,773.82

I= 19,245.46
N° CORR. GLOSA
CTA. CO
01 Por el capital inicial al inicio del 1111
ejercicio contable 1111.01010101
3111
3111.010101
02 Por los depositos captados del 1111 TEA=
publico 1111.010101 TEM=
2113
2113.010101
03 Por la provicion de intereses 4115
Por los depositos captados del 4115.010101
publico 2118
2118.020101
04 Por deposito de encaje 1112
en BCRP de 30% 1112.030101
1111
1111.010101
05 Por el prestamo otorgado 1411
al cliente X 1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1411.020602
1111
1111.010101
06 Por la provision de los intereses 1418
de creditos 1418.020101
5114
5114.010206
07 Por la adquisicion de bonos 1315
1315.050801
1111
1111.010101
08 Por los rendimeintos ganados 1111
de los bonos 1111.010101
5113
5113.050508
09 Por gastos del personal 4511
4511.01.0101
1111
1111.010101
10 Por gastos generales 4513
4513.01.0601
1111
 1111.010101
TO

HOJA DE TRABAJO

PERÍODO: 2015
RUC: 2E+10 0
RAZÓN SOCIAL: EMP. COMERCIAL LOS HORMIGONES S.A.C

CTA. CONTABLE SUMAS DEL MAYOR SALDOS DEL MAYOR CARGAS TRANSFERIBLES
COD. DENOMI DEBE HABER DEUDOR ACREEDOR DEBE

1111.010101 8,145.00 6,780.00 1,365.00 -

1112.030101 1,950.00 - 1,950.00 -
1315.050801 900.00 - 900.00 -
1411.020602 3,600.00 - 3,600.00
1418.020101 540.00 - 540.00
2113.010101 6,500.00 6,500.00
2118.020101 - 130.00 130.00
3111.010101 - 1,600.00 1,600.00
4511.010101 230.00 - 230.00
4513.010601 100.00 - 100.00 -
4115.010101 130.00 - 130.00 -
5113.050508 - 45.00 45.00
5114.010206 - 540.00 - 540.00
15,595.00 15,595.00 8,815.00 8,815.00 -

Ingresos financiero 585 585.00

Gastos financieros -130 -130.00
MARGEN BRUTO 455 455.00
Provisiones 00 -
M.F.NETO 455 455.00
G.Administracion -330 -330.00
R.A.P.I 125 125.00
IR -35 -35.00
UTILIDAD NETA 90 90.00

ACTIVOS PASIVOS
Disponible 3315 Obligaciones 6630
inversiones 900 otros pasivos 35
creditos 4140 capital 1600
TOTAL ACTIVOS 8355 Resultado ejerci90
TOTAL P Y PA 8355
 CONCEPTO DEBE HABER
1,600.00

1,600.00
2% 6,500.00
0
6,500.00

130.00

130.00

1,950.00

1,950.00

3,600.00
281.16
284.45
287.78
291.16
294.57
298.02
301.51
305.04
308.61
312.23
315.89
319.59
3,600.00

540.00

540.00

900.00

900.00

45.00

45.00

230.00

230.00

100.00

100.00
 TOTALES 15,595.00 15,595.00

HOJA DE TRABAJO

RGAS TRANSFERIBLES INVENTARIO RESUL. X NATURALEZA RESUL. X FUNCIÓN

HABER ACTIVO PASIVO Y PÉRDIDAS GANACIAS PÉRDIDAS GANANCIAS
PATRIMONIO
1,365.00 -
1,950.00 -
900.00 -
3,600.00 -
540.00 -
6,500.00
- 130.00
- 1,600.00

-
-
- -
- -
- 8,355.00 8,230.00 #REF! #REF! - #REF!
125.00 #REF! #REF!
8,355.00 8,355.00 #REF! #REF! #REF! #REF!
5