MATEMATICA FINANCIERA

TRABAJO INDIVIDUAL UNIDAD 1 Y

ACTIVIDAD No 4

Presentado por: Zorayda Rodriguez Caicedo

Codigo: 66785459
Tutor: Mercedes Ruiz
Grupo:

102007_44

UNIVERSIDAD NACIONAL ABIERTA Y A DISTAN

CEAD PALMIRA
Nov-16

INTRODUCCION

Por medio de esta actividad estudiamos el caso de la compaa XYZ ltda mediante herramientas que n
desarrollar cada uno de los puntos propuestos y adquirir conocimientos donde podemos interpretar y
diferentes estados financieros.

Tabla de amortizacin fija a capital

CAPITAL
TASA MENSUAL
PERIODOS

PERIODO

SALDO INICIAL

CUOTA

700,000,000.00

26,374,444.44

680,555,555.56

26,181,944.44

661,111,111.11

25,989,444.44

641,666,666.67

25,796,944.44

622,222,222.22

25,604,444.44

602,777,777.78

25,411,944.44

583,333,333.33

25,219,444.44

563,888,888.89

25,026,944.44

544,444,444.44

24,834,444.44

10

525,000,000.00

24,641,944.44

11

505,555,555.56

24,449,444.44

12

486,111,111.11

24,256,944.44

13

466,666,666.67

24,064,444.44

14

447,222,222.22

23,871,944.44

15

427,777,777.78

23,679,444.44

16

408,333,333.33

23,486,944.44

17

388,888,888.89

23,294,444.44

18

369,444,444.44

23,101,944.44

19

350,000,000.00

22,909,444.44

20

330,555,555.56

22,716,944.44

21

311,111,111.11

22,524,444.44

22

291,666,666.67

22,331,944.44

23

272,222,222.22

22,139,444.44

24

252,777,777.78

21,946,944.44

25

233,333,333.33

21,754,444.44

26

213,888,888.89

21,561,944.44

27

194,444,444.44

21,369,444.44

28

175,000,000.00

21,176,944.44

29

155,555,555.56

20,984,444.44

30

136,111,111.11

20,791,944.44

31

116,666,666.67

20,599,444.44

32

97,222,222.22

20,406,944.44

33

77,777,777.78

20,214,444.44

34

58,333,333.33

20,021,944.44

35

38,888,888.89

19,829,444.44

36

19,444,444.44

19,636,944.44

SUMATORIA INTERESES PRIMER

AO
SUMATORIA INTERESES TOTALES

Tabla de amortizacin fija a capital

$

700,000,000.00
0.99%
36

INTERESES

AMORTIZACIN

SALDO FINAL

6,930,000.00

19,444,444.44

680,555,555.56

6,737,500.00

19,444,444.44

661,111,111.11

6,545,000.00

19,444,444.44

641,666,666.67

6,352,500.00

19,444,444.44

622,222,222.22

6,160,000.00

19,444,444.44

602,777,777.78

5,967,500.00

19,444,444.44

583,333,333.33

5,775,000.00

19,444,444.44

563,888,888.89

5,582,500.00

19,444,444.44

544,444,444.44

5,390,000.00

19,444,444.44

525,000,000.00

5,197,500.00

19,444,444.44

505,555,555.56

5,005,000.00

19,444,444.44

486,111,111.11

4,812,500.00

19,444,444.44

466,666,666.67

4,620,000.00

19,444,444.44

447,222,222.22

4,427,500.00

19,444,444.44

427,777,777.78

4,235,000.00

19,444,444.44

408,333,333.33

4,042,500.00

19,444,444.44

388,888,888.89

3,850,000.00

19,444,444.44

369,444,444.44

3,657,500.00

19,444,444.44

350,000,000.00

3,465,000.00

19,444,444.44

330,555,555.56

3,272,500.00

19,444,444.44

311,111,111.11

3,080,000.00

19,444,444.44

291,666,666.67

2,887,500.00

19,444,444.44

272,222,222.22

2,695,000.00

19,444,444.44

252,777,777.78

2,502,500.00

19,444,444.44

233,333,333.33

2,310,000.00

19,444,444.44

213,888,888.89

2,117,500.00

19,444,444.44

194,444,444.44

1,925,000.00

19,444,444.44

175,000,000.00

1,732,500.00

19,444,444.44

155,555,555.56

1,540,000.00

19,444,444.44

136,111,111.11

1,347,500.00

19,444,444.44

116,666,666.67

1,155,000.00

19,444,444.44

97,222,222.22

962,500.00

19,444,444.44

77,777,777.78

770,000.00

19,444,444.44

58,333,333.33

577,500.00

19,444,444.44

38,888,888.89

385,000.00

19,444,444.44

19,444,444.44

192,500.00

19,444,444.44

0.00

70,455,000.00
128,205,000.00

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD

CUOTA DECRECIENTE
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
19,636,944.44

TABLA DE AMORTIZACIN PAGO A CUOTA FIJA

CAPITAL

TASA PERIODICA MENSUAL

PERIODOS
PAGO
PERIODO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

SALDO INICIAL
700,000,000.00
664,928,057.03
629,435,250.75
593,516,530.79
557,166,786.19
520,380,844.66
483,153,471.83
445,479,370.52
407,353,180.00
368,769,475.19
329,722,765.92
290,207,496.15
250,218,043.13
209,748,716.68
168,793,758.32
127,347,340.45
85,403,565.56
42,956,465.38

700,000,000.00
1.20%
18

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

CUOTA
$43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97

SUMATORIA INTERESES
PRIMER AO
SUMATORIA INTERESES
TOTALES

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

INTERESES
8,400,000.00
7,979,136.68
7,553,223.01
7,122,198.37
6,686,001.43
6,244,570.14
5,797,841.66
5,345,752.45
4,888,238.16
4,425,233.70
3,956,673.19
3,482,489.95
3,002,616.52
2,516,984.60
2,025,525.10
1,528,168.09
1,024,842.79
515,477.58

71,881,358.75

82,494,973.42

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD

O A CUOTA FIJA

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

AMORTIZACIN
35,071,942.97
35,492,806.28
35,918,719.96
36,349,744.60
36,785,941.53
37,227,372.83
37,674,101.31
38,126,190.52
38,583,704.81
39,046,709.27
39,515,269.78
39,989,453.01
40,469,326.45
40,954,958.37
41,446,417.87
41,943,774.88
42,447,100.18
42,956,465.38

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
-$

SALDO FINAL
664,928,057.03
629,435,250.75
593,516,530.79
557,166,786.19
520,380,844.66
483,153,471.83
445,479,370.52
407,353,180.00
368,769,475.19
329,722,765.92
290,207,496.15
250,218,043.13
209,748,716.68
168,793,758.32
127,347,340.45
85,403,565.56
42,956,465.38
0.00

ba Snchez
tica Financiera
bierta y a Distancia UNAD

Tabla de amortizacin pago a cuota a cuota fija con periodo de gracia

CAPITAL

700,000,000.00

TASA MENSUAL

1.28%

PERIODOS

24

PERIODO

SALDO INICIAL

CUOTA

INTERESES

1 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

2 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

3 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

4 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

5 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

6 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

7 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

8 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

9 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

10 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

11 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

12 $

700,000,000.00 $

8,960,000.00 $

8,960,000.00

13 $

700,000,000.00 $

34,060,504.87 $

8,960,000.00

14 $

674,899,495.13 $

34,060,504.87 $

8,638,713.54

15 $

649,477,703.79 $

34,060,504.87 $

8,313,314.61

16 $

623,730,513.53 $

34,060,504.87 $

7,983,750.57

17 $

597,653,759.23 $

34,060,504.87 $

7,649,968.12

18 $

571,243,222.48 $

34,060,504.87 $

7,311,913.25

19 $

544,494,630.85 $

34,060,504.87 $

6,969,531.27

20 $

517,403,657.26 $

34,060,504.87 $

6,622,766.81

21 $

489,965,919.20 $

34,060,504.87 $

6,271,563.77

22 $

462,176,978.09 $

34,060,504.87 $

5,915,865.32

23 $

434,032,338.54 $

34,060,504.87 $

5,555,613.93

24 $

405,527,447.60 $

34,060,504.87 $

5,190,751.33

25 $

376,657,694.06 $

34,060,504.87 $

4,821,218.48

26 $

347,418,407.67 $

34,060,504.87 $

4,446,955.62

27 $

317,804,858.42 $

34,060,504.87 $

4,067,902.19

28 $

287,812,255.73 $

34,060,504.87 $

3,683,996.87

29 $

257,435,747.73 $

34,060,504.87 $

3,295,177.57

30 $

226,670,420.43 $

34,060,504.87 $

2,901,381.38

31 $

195,511,296.94 $

34,060,504.87 $

2,502,544.60

32 $

163,953,336.67 $

34,060,504.87 $

2,098,602.71

33 $

131,991,434.51 $

34,060,504.87 $

1,689,490.36

34 $

99,620,420.00 $

34,060,504.87 $

1,275,141.38

35 $

66,835,056.50 $

34,060,504.87 $

855,488.72

36 $

33,630,040.36 $

34,060,504.87 $

430,464.52

SUMATORIA INTERESES
PRIMER AO
SUMATORIA INTERESES
TOTALES

107,520,000.00

224,972,116.92

PERIODO DE GRACIA

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
12 Universidad Nacional Abierta y a Distancia UNAD

PERIODOS TOTALES

36

ja con periodo de gracia

AMORTIZACIN

SALDO FINAL

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

700,000,000.00

25,100,504.87 $

674,899,495.13

25,421,791.33 $

649,477,703.79

25,747,190.26 $

623,730,513.53

26,076,754.30 $

597,653,759.23

26,410,536.75 $

571,243,222.48

26,748,591.62 $

544,494,630.85

27,090,973.60 $

517,403,657.26

27,437,738.06 $

489,965,919.20

27,788,941.11 $

462,176,978.09

28,144,639.55 $

434,032,338.54

28,504,890.94 $

405,527,447.60

28,869,753.54 $

376,657,694.06

29,239,286.39 $

347,418,407.67

29,613,549.25 $

317,804,858.42

29,992,602.68 $

287,812,255.73

30,376,508.00 $

257,435,747.73

30,765,327.30 $

226,670,420.43

31,159,123.49 $

195,511,296.94

31,557,960.27 $

163,953,336.67

31,961,902.16 $

131,991,434.51

32,371,014.51 $

99,620,420.00

32,785,363.50 $

66,835,056.50

33,205,016.15 $

33,630,040.36

33,630,040.36

Tabla de amortizacin pago a cuota fija con periodo muerto

CAPITAL

700,000,000.00

TASA MENSUAL

1.30%

PERIODOS AMORTIZACION

PERIODO

12

SALDO INICIAL

CUOTA

INTERESES

1 $

700,000,000.00 $

9,100,000.00

2 $

709,100,000.00 $

9,218,300.00

3 $

718,318,300.00 $

9,338,137.90

4 $

727,656,437.90 $

9,459,533.69

5 $

737,115,971.59 $

9,582,507.63

6 $

746,698,479.22 $

9,707,080.23

7 $

756,405,559.45 $

68,486,228.37 $

9,833,272.27

8 $

697,752,603.36 $

68,486,228.37 $

9,070,783.84

9 $

638,337,158.83 $

68,486,228.37 $

8,298,383.06

10 $

578,149,313.53 $

68,486,228.37 $

7,515,941.08

11 $

517,179,026.24 $

68,486,228.37 $

6,723,327.34

12 $

455,416,125.21 $

68,486,228.37 $

5,920,409.63

13 $

392,850,306.47 $

68,486,228.37 $

5,107,053.98

14 $

329,471,132.08 $

68,486,228.37 $

4,283,124.72

15 $

265,268,028.43 $

68,486,228.37 $

3,448,484.37

16 $

200,230,284.43 $

68,486,228.37 $

2,602,993.70

17 $

134,347,049.76 $

68,486,228.37

1,746,511.65

18 $

67,607,333.04 $

68,486,228.37 $

878,895.33

SUMATORIA INTERESES
PRIMER AO
SUMATORIA INTERESES
TOTALES

103,767,676.68

121,834,740.42

ota fija con periodo muerto

PERIODO MUERTO

6
18 Autora:

Doris Amalia Alba Snchez

$756,405,559.45 Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UN

PERIODOS TOTALES
CAPITAL AMORTIZAR

AMORTIZACIN

SALDO FINAL

-$

9,100,000.00 $

709,100,000.00

-$

9,218,300.00 $

718,318,300.00

-$

9,338,137.90 $

727,656,437.90

-$

9,459,533.69 $

737,115,971.59

-$

9,582,507.63 $

746,698,479.22

-$

9,707,080.23 $

756,405,559.45

58,652,956.10 $

697,752,603.36

59,415,444.53 $

638,337,158.83

60,187,845.30 $

578,149,313.53

60,970,287.29 $

517,179,026.24

61,762,901.03 $

455,416,125.21

62,565,818.74 $

392,850,306.47

63,379,174.38 $

329,471,132.08

64,203,103.65 $

265,268,028.43

65,037,744.00 $

200,230,284.43

65,883,234.67 $

134,347,049.76

66,739,716.72 $

67,607,333.04

67,607,333.04

a: Doris Amalia Alba Snchez

ora curso Matemtica Financiera
rsidad Nacional Abierta y a Distancia UNAD

Estado de resultados FIJA A CAPITAL

CUENTA

2015

Ingresos por Ventas

6,750,000,000.00

Costo de ventas

3,037,500,000.00

Utilidad bruta

3,712,500,000.00

Gastos operacionales

556,874,000.00

Utilidad operacional

3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los

intereses del primer ao de la tabla de amortizacin)

70,455,000.00

Utilidad antes de impuestos

3,085,171,000.00

Impuestos

771,292,750.00

Utilidad neta

2,313,878,250.00

e resultados FIJA A CAPITAL

INCREMENTO

ESTADO DE RESULTADOS AJUSTADO

2,025,000,000.00

8,775,000,000.00

607,500,000.00

3,645,000,000.00

$
83531100 $

5,130,000,000.00
640,405,100.00

4,489,594,900.00

70,455,000.00

$
$

4,419,139,900.00
1,502,507,566.00

2,916,632,334.00

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD

ESTADO DE RESULTADO AMORTIZACION CUOTA FIJA

CUENTA

2015

Ingresos por Ventas

6,750,000,000.00

Costo de ventas

3,037,500,000.00

Utilidad bruta

3,712,500,000.00

Gastos operacionales

556,874,000.00

Utilidad operacional

3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los intereses del primer

ao de la tabla de amortizacin)

71,881,358.75

Utilidad antes de impuestos

3,083,744,641.25

Impuestos

770,936,160.31

Utilidad neta

2,312,808,480.94

MORTIZACION CUOTA FIJA

INCREMENTO

ESTADO DE RESULTADOS AJUSTADO

2,025,000,000.00 $

8,775,000,000.00

607,500,000.00 $

3,645,000,000.00

5,130,000,000.00

83531100 $

640,405,100.00

4,489,594,900.00

71,881,358.75

4,417,713,541.25

1,502,022,604.03

2,915,690,937.23

Estado de resultados (Cuota fija con periodo de gracia)

CUENTA

2015

INCREMENTO

Ingresos por Ventas

6,750,000,000.00 $

2,025,000,000.00

Costo de ventas

3,037,500,000.00 $

607,500,000.00

Utilidad bruta

3,712,500,000.00

Gastos operacionales

556,874,000.00

Utilidad operacional

3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los

intereses del primer ao de la tabla de amortizacin)

107,520,000.00

Utilidad antes de impuestos

3,048,106,000.00

Impuestos

762,026,500.00

Utilidad neta

2,286,079,500.00

83531100

ESTADO DE RESULTADOS
AJUSTADO
$

8,775,000,000.00

3,645,000,000.00

5,130,000,000.00

640,405,100.00

4,489,594,900.00

107,520,000.00
$

4,382,074,900.00

1,489,905,466.00

2,892,169,434.00

Estado de resultados (Cuota fija con periodo muerto)

CUENTA

2015

Ingresos por Ventas

6,750,000,000.00

Costo de ventas

3,037,500,000.00

Utilidad bruta

3,712,500,000.00

Gastos operacionales

556,874,000.00

Utilidad operacional

3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los intereses del primer ao

de la tabla de amortizacin)

103,767,676.68

Utilidad antes de impuestos

3,051,858,323.32

Impuestos

762,964,580.83

Utilidad neta

2,288,893,742.49

n periodo muerto)
ESTADO DE RESULTADOS
AJUSTADO

INCREMENTO
$

1,350,000,000.00 $

8,100,000,000.00

455,625,000.00 $

3,493,125,000.00

4,606,875,000.00

83531100 $

640,405,100.00

3,966,469,900.00
103,767,676.68

3,862,702,223.32

1,313,318,755.93

2,549,383,467.39

TAB

Nombres y apellidos integrante del grupo (Diligencie en el cuadro

siguiente el nombre completo de quien comparte la tabla)

MONTO SOLICITADO

TASA INTERES
EFECTIVA
MENSUAL

PERIODO DE
GRACIA

PERIODO
MUERTO

AMORTIZACION FIJA A
CAPITAL

700,000,000.00

0.99%

N/A

N/A

AMORTIZACION PAGO
CUOTA FIJA

700,000,000.00

1.20%

N/A

N/A

CUOTA FIJA CON

PERIODO DE GRACIA

700,000,000.00

1.28%

12

N/A

CUOTA FIJA CON

PERIODO MUERTO

700,000,000.00

1.30%

N/A

TABLA RESUMEN DE AMORTIZACIONES

Zorayda Rodriguez Caicedo

TOTAL
PERIODOS

CUOTA MENSUAL

INTERESES TOTALES

INTERESES PRIMER AO

36

cuota inicial 26.374,444,44final

19.636,944,44

128.205,000,00

70,455.00

18

cuota inicial 43.471,942,97final

43.471,942,97

82.494,973,42

7,188,135,875.00

36

cuota inicial 8.960,000,00 final

34.060,504,87

224.972,116,92

107,520,000.00

18

cuota inicial 0 cuota final 64.486,228,37

121.834,740,42

10,376,767,668.00

IMPUESTOS

UTILIDAD

1,502,507,566.00 $

2,916,632,334.00

1,502,022,604.00 $

2,915,690,937.00

1,489,905,466.00 $

2,892,169,434.00

1,313,318,755.00 $

2,549,383,467.00

Datos

Esperado

Volumen de ventas en unidades

1,173,000.00

Precio Unitario

6,725.00

Costo Unitario

2,467.00

Costo fijo

117,956,000.00

Valor residual

7,950,000.00

Inversin

700,000,000.00

Tasa de descuento

0.10
Rubros

Ingresos

0
$

Ventas
Valor residual
Egresos

700,000,000.00

700,000,000.00

-$

700,000,000.00

Costo fijo
Costo variable
Inversin
Flujo Neto

Indicadores de evaluacin
VAN

TIR
RB/C=

19,205,217,535.53
704%

28.44

FLUJO DE FONDOS CASO 1

AO 1
$

AO 2

AO 3

1,173,000.00 $
6,725.00 $

1,231,650.00 $
6,825.88 $

1,354,815.00

$
$

2,467.00 $

2,504.01 $

2,566.61

117,956,000.00 $

123,853,800.00 $

130,046,490.00

7,098.91

10 %
1

7,888,425,000.00 $

8,407,088,943.75 $

9,617,709,751.65

7,888,425,000.00 $

8,407,088,943.75 $

9,617,709,751.65

3,011,747,000.00 $

3,207,911,558.25 $

3,607,321,612.43

117,956,000.00 $

123,853,800.00 $

130,046,490.00

2,893,791,000.00 $

3,084,057,758.25 $

3,477,275,122.43

4,876,678,000.00 $

5,199,177,385.50 $

6,010,388,139.22

#DIV/0! +
#DIV/0!

#DIV/0!

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD
AO 4
$

AO 5
1,558,037.25 $
7,524.84 $

1,838,483.96

$
$

2,682.10 $

2,816.21

136,548,814.50 $

143,376,255.23

8,126.83

11,723,988,187.26 $

7,896,375,000.00

11,723,988,187.26 $

14,941,050,545.85

7,950,000.00

4,315,364,192.88 $

5,320,928,509.03

136,548,814.50 $

143,376,255.23

4,178,815,378.38 $

5,177,552,253.81

7,408,623,994.38 $

2,575,446,490.97

#DIV/0!

FLUJO DE FONDOS CA

Datos

Esperado

AO 1

Precio Unitario

1,173,000.00 $
6,725.00 $

Costo Unitario

2,467.00 $

2,467.00

Costo fijo

117,956,000.00 $

117,956,000.00

Valor residual

7,950,000.00

Inversin

700,000,000.00

Volumen de ventas en unidade $

Tasa de descuento

6,725.00

0.12

11.5

Rubros

Ingresos

1,173,000.00

7,888,425,000.00

7,888,425,000.00

3,011,747,000.00

Costo fijo

117,956,000.00

Costo variable

2,893,791,000.00

4,876,678,000.00

Ventas
Valor residual
Egresos

700,000,000.00

Inversin

700,000,000.00

Flujo Neto

-$

700,000,000.00 $

Indicadores de evaluacin
VAN

TIR
RB/C=

17,548,922,001.37
700%

26.07

FLUJO DE FONDOS CASO 2

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD

AO 2

AO 3

AO 4
1,268,599.50 $

1,357,401.47

1,208,190.00 $
6,792.25 $

6,928.10 $

7,101.30

2,516.34 $

2,579.25 $

2,656.63

125,033,360.00 $

132,535,361.60 $

140,487,483.30

%
2

8,206,328,527.50 $

8,788,977,852.95

9,639,311,460.23

8,206,328,527.50 $

8,788,977,852.95

9,639,311,460.23

3,165,250,184.60 $

3,404,568,719.08 $

3,746,595,446.57

125,033,360.00 $

132,535,361.60 $

140,487,483.30

3,040,216,824.60 $

3,272,033,357.48 $

3,606,107,963.27

5,041,078,342.90 $

5,384,409,133.88 $

5,892,716,013.66

Alba Snchez

mtica Financiera

Abierta y a Distancia UNAD

AO 5
$

1,479,567.60

7,314.34

2,762.89

148,916,732.29

5
$

7,896,375,000.00

10,822,054,976.40

7,950,000.00

4,236,800,719.46

148,916,732.29

4,087,883,987.17

3,659,574,280.54

FLUJO DE FOND

Datos

Esperado

Volumen de ventas en unidades

Precio Unitario

AO 1
1,173,000.00

1,173,000.00 $
6,725.00 $

Costo Unitario

2,467.00 $

2,467.00

Costo fijo

117,956,000.00 $

117,956,000.00

Valor residual

7,950,000.00

Inversin

700,000,000.00

Tasa de descuento

0.12

12

Rubros

Ingresos

6,725.00

7,888,425,000.00

7,888,425,000.00

700,000,000.00 $

3,011,747,000.00

Costo fijo

117,956,000.00

Costo variable

2,893,791,000.00

4,876,678,000.00

Ventas
Valor residual
Egresos

Inversin

700,000,000.00

Flujo Neto

-$

700,000,000.00 $

Indicadores de evaluacin
VAN

TIR
RB/C=

18,075,368,765.97
705%

26.82

FLUJO DE FONDOS CASO 3

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD

AO 2

AO 3

AO 4
1,305,314.40 $

1,409,739.55

1,219,920.00 $
6,994.00 $

7,343.70 $

7,784.32

2,565.68 $

2,706.79 $

2,869.20

126,212,920.00 $

135,047,824.40

144,501,172.11

%
2

8,532,120,480.00 $

9,585,837,359.28 $

10,973,866,608.90

8,532,120,480.00 $

9,585,837,359.28 $

10,973,866,608.90

3,256,137,265.60 $

3,668,262,921.93 $

4,189,325,815.76

126,212,920.00 $

135,047,824.40

144,501,172.11

3,129,924,345.60 $

3,533,215,097.53 $

4,044,824,643.65

5,275,983,214.40 $

5,917,574,437.35 $

6,784,540,793.14

Alba Snchez

mtica Financiera

l Abierta y a Distancia UNAD

AO 5
$

1,550,713.51

8,329.22

3,070.04

154,616,254.16

5
$

7,896,375,000.00

12,916,240,998.68

7,950,000.00

4,915,374,859.74

154,616,254.16

4,760,758,605.58

2,981,000,140.26

Datos

Esperado

Volumen de ventas en unidades

1,173,000.00

Precio Unitario

6,725.00

Costo Unitario

2,467.00

Costo fijo

117,956,000.00

Valor residual

7,950,000.00

Inversin

700,000,000.00

Tasa de descuento

0.13
Rubros

Ingresos

0
$

Ventas
Valor residual
Egresos

700,000,000.00

Inversin

700,000,000.00

Flujo Neto

-$

700,000,000.00

Costo fijo
Costo variable

Indicadores de evaluacin
VAN

TIR
RB/C=

17,729,761,090.42
707%

26.33

FLUJO DE FONDOS CASO 4

AO 1
$

AO 2

AO 3

1,173,000.00 $
6,725.00 $

1,255,110.00 $
6,994.00 $

1,355,518.80

$
$

2,467.00 $

2,615.02 $

2,824.22

117,956,000.00 $

127,392,480.00 $

137,583,878.40

7,483.58

13 %
1

7,888,425,000.00 $

8,778,239,340.00 $

10,144,133,381.30

7,888,425,000.00 $

8,778,239,340.00 $

10,144,133,381.30

3,011,747,000.00 $

3,409,530,232.20 $

3,965,869,352.57

117,956,000.00 $

127,392,480.00 $

137,583,878.40

2,893,791,000.00 $

3,282,137,752.20 $

3,828,285,474.17

4,876,678,000.00 $

5,368,709,107.80 $

6,178,264,028.74

Autora: Doris Amalia Alba Snchez

Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD
AO 4
$

AO 5
1,477,515.49 $
8,082.27 $

1,640,042.20

$
$

3,078.40 $

3,386.24

148,590,588.67 $

160,477,835.77

8,809.67

11,941,673,816.47 $

7,896,375,000.00

11,941,673,816.47 $

14,448,231,150.55

7,950,000.00

4,696,976,560.53 $

5,714,057,107.40

148,590,588.67 $

160,477,835.77

4,548,385,971.86 $

5,553,579,271.64

7,244,697,255.94 $

2,182,317,892.60

TABLA RESUMEN DE ESCENARIOS PROPUESTOS PARA ESTIM

Nombres y apellidos integrante del grupo (Diligencie en el cuadro siguiente el
nombre completo de quien comparte la tabla)

Volumen de ventas en
unidades

Precio Unitario

Costo Unitario

Caso 1

1ao 1.173.000,00 2ao

1.231.650,00 3ao
1.354.815,00 4ao
1.558.037,25 5ao
1.838.483,96

1ao 6.725,00 2ao

1ao 2.467,00 2ao 2.504,01
6.825,88 3ao 7.098,91 4ao 3ao 2.566,61 4ao 2.682,10 5ao
7.524,84 5ao 8.126,83
2.816,21

Caso 2

1ao 1.173.000,00 2ao

1.208.190,00 3ao
1.268.599,50 4ao
1.357.401,47 5ao
1.479.567,60

1ao 2.467,00
1ao 6.725,00 2ao
2ao 2.516,34
6.792,25 3ao 6928,10 4ao 3ao 2.579,25
7.101,30 5ao 7.314,34
4ao 2.656,63
5ao 2.762,89

Caso 3

1ao 1.173.000,00
2a0 1.219.920,00
3ao 1.305.314,40
4ao 1.409.739,55
5ao 1.550.713,51

1ao 6.725,00
2ao 6.994,00
3ao 7.343,70
4ao 7.784,32
5ao 8.329,22

1ao 2.467,00
2ao 2.565,68
3ao 2.706,79
4ao 2.869,20
5ao 3.070,04

Caso 4

1ao 1.173.000,00
2a0 1.255.110,00
3ao 1.355.518,80
4ao 1.477.515,49
5ao 1.640.042,20

1ao 6.725,00
2ao 6.994,00
3ao 7.483,58
4ao 8.082,27
5ao 8.809,67

1ao 2.467,00
2ao 2.615,02
3ao 2.824,22
4ao 3.078,40
5ao 3.386,24

PROPUESTOS PARA ESTIMACION DE INDICADORES

Zorayda Rodriguez Caicedo

VAN

TIR

RB/C

TASA DESCUENTO

19,205,217,535.53

704%

28.44

10%

17,548,922,001.37

700%

26.07

11.5

18,075,368,765.97

705%

26.82

12%

17,729,761,090.42

707%

26.33

13%