Documentos de Académico
Documentos de Profesional
Documentos de Cultura
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BALANCE GENERAL
ACTIVO/
DISPONIBLE/
Caja/
Banco Central de Reserva del Per/
Bancos y otras empresas del sistema financiero del pas/
Bancos y otras instituciones financieras del exterior/
Canje/
Otras disponibilidades/
Rendimientos devengados del disponible/
FONDOS INTERBANCARIOS/
Fondos Interbancarios/
Rendimientos Devengados de Fondos Interbancarios/
INVERSIONES NEGOCIABLES Y A VENCIMIENTO/
Inversiones Negociables para la Intermediacin Financiera (Trading) en Valores representativos de
Capital /
Inversiones Negociables para la Intermediacin Financiera (Trading) en Valores representativos de Deuda
/
Inversiones Negociables Disponibles para la Venta en Valores representativos de Capital /
Inversiones Negociables Disponibles para la Venta en Valores representativos de Deuda /
Inversiones Financieras a Vencimiento/
Inversiones en Commodities/
Rendimientos Devengados de Inversiones Negociables y a Vencimiento/
(-) Provisiones para Inversiones Negociables y a Vencimiento/
CARTERA DE CREDITOS /
Cartera de Crditos Vigentes/
Cartera de Crditos Reestructurados/
Cartera de Crditos Refinanciados/
Cartera de Crditos Vencidos/
Cartera de Crditos en Cobranza Judicial/
Rendimientos Devengados de Crditos Vigentes/
(-) Provisiones para Crditos /
CUENTAS POR COBRAR/
Cuentas por Cobrar por Diferencial de Instrumentos Financieros Derivados Especulativos/
Cuentas por Cobrar por Diferencial de Instrumentos Financieros Derivados de Cobertura/
Cuentas por Cobrar por Venta de Bienes y Servicios y Fideicomiso/
Otras Cuentas por Cobrar /
Rendimientos Devengados de Cuentas por Cobrar/
(-) Provisiones para Cuentas por Cobrar/
BIENES REALIZABLES RECIBIDOS EN PAGO, ADJUDICADOS Y FUERA DE USO/
Bienes Realizables/
Bienes Recibidos en Pago y Adjudicados/
Bienes Fuera de Uso/
(-) Provisiones y Depreciaciones para Bienes Realizables, Recibidos en Pago, Adjudicados y Bienes fuera
de uso/
INVERSIONES PERMANENTES/
Inversiones por Participacin Patrimonial en Personas Jurdicas del Pas y del Exterior/
Otras Inversiones Permanentes/
Rendimientos Devengados de Inversiones Permanentes/
2008
2009
2010
2011
2012
2008
168,515
0
168,169
108
236
0
2
0
28,005
28,000
5
136,977
552,468
0
539,649
74
12,735
0
2
8
39,003
39,000
3
62,391
546,509
0
535,776
10,103
624
0
2
4
28,047
28,045
2
52,029
591,716
0
591,305
86
199
0
2
124
6,002
6,000
2
2,783
1,014,675
0
1,014,070
421
35
0
2
147
18,755
18,750
5
6,566
100.0%
327.8%
324.3%
100.0%
100.0%
100.0%
0.0%
100.0%
0.0%
100.0%
100.0%
100.0%
100.0%
320.9%
68.5%
5396.2%
0.0%
100.0%
100.0%
139.3%
139.3%
60.0%
45.5%
318.6%
9354.6%
264.4%
0.0%
100.0%
50.0%
100.1%
100.2%
40.0%
38.0%
0.0%
0.0%
0.0%
11,406
62,391
31,988
2,783
6,566
100.0%
547.0%
280.4%
0.0%
0.0%
0.0%
125,251
0
0
320
0
0
0
0
0
0
0
0
0
5,038
0
0
0
0
0
0
0
0
0
0
0
0
0
10,669
20,041
0
0
0
0
0
0
0
0
0
0
0
0
13,203
0
0
0
0
0
0
0
0
0
0
0
0
0
6,597
0
0
0
0
0
0
0
0
0
0
0
0
0
21,150
100.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
211.8%
16.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
262.1%
4,905
9,019
12,348
6,510
17,995
100.0%
183.9%
251.7%
0
133
0
0
0
0
0
0
0
0
465
1,185
0
0
0
0
0
0
0
76
779
0
0
0
0
0
0
0
52
35
0
0
0
0
0
0
0
3,031
124
0
0
0
0
0
0
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
349.6%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
57.1%
65.7%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
0
0
0
0
0
0
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
9,676
0
3,052
351,263
673,002
512,530
942
0
8,374
2,134
207,872
882,911
1,782,503
589,778
45,000
0
6,784
951
142,027
789,550
3,815,247
61,552
1,865
0
5,678
720
384,347
997,843
2,573,212
104,382
10,000
0
4,455
912
35,665
1,102,178
2,717,378
13,500
12,000
0.0%
100.0%
0.0%
100.0%
100.0%
100.0%
100.0%
100.0%
0.0%
86.5%
100.0%
6811.0%
251.4%
264.9%
115.1%
4777.1%
0.0%
70.1%
44.6%
4653.6%
224.8%
566.9%
12.0%
198.0%
0.0%
0.0%
0.0%
237,745
0
0
178,834
58,173
738
0
0
0
533,013
0
0
523,856
9,083
74
0
0
0
402,149
0
0
399,282
2,770
97
40,815
40,809
6
404,598
0
0
402,067
2,422
109
44,485
44,484
1
493,548
16
0
487,568
5,714
250
14,006
14,000
6
100.0%
0.0%
0.0%
100.0%
100.0%
100.0%
0.0%
0.0%
0.0%
224.2%
0.0%
0.0%
292.9%
15.6%
10.0%
0.0%
0.0%
0.0%
169.2%
0.0%
0.0%
223.3%
4.8%
13.1%
100.0%
100.0%
100.0%
0
0
0
0
0
0
0
0
77,013
0
0
77,000
29,658
0
0
29,656
15,813
0
0
15,810
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
100.0%
0
0
0
0
0
0
0
0
13
0
0
0
2
233,217
0
0
3
364,681
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0
0
0
6,651
0
0
0
19,327
0
0
0
11,540
233,204
0
13
19,628
237,150
127,500
31
31,815
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
290.6%
0.0%
0.0%
0.0%
173.5%
3,340
15,582
7,484
16,328
25,911
100.0%
466.5%
224.1%
0
3,311
0
0
0
0
3,745
0
0
0
0
4,056
0
0
0
0
3,300
0
0
0
0
5,904
0
0
0
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
113.1%
0.0%
0.0%
0.0%
0.0%
122.5%
0.0%
0.0%
0.0%
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48
0
48
0
0
0
0
0
0
0
0
0
0
48
0
48
0
0
0
0
0
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
1
430
244,827
0
0
208,314
760,654
0
0
125,440
656,957
0
0
117,532
849,166
0
0
13,962
933,873
0.0%
100.0%
100.0%
100.0%
0.0%
0.0%
48445.1%
310.7%
0.0%
0.0%
29172.1%
268.3%
105,403
0
0
0
-1,165
2,198
106,436
351,263
673,002
0
0
0
105,403
0
220
0
813
15,821
122,257
882,911
1,782,503
129,772
0
2,837
0
0
16,068
148,677
997,843
2,573,212
0
0
0
129,772
0
4,444
0
14,461
19,628
168,305
1,102,178
2,717,378
0
0
0
100.0%
0.0%
0.0%
0.0%
100.0%
100.0%
100.0%
100.0%
100.0%
0.0%
100.0%
0.0%
-69.8%
719.8%
114.9%
251.4%
114.3%
0.0%
819.1%
0.0%
1.4%
471.0%
124.6%
224.8%
0
0
120,455
0
1,802
0
-16
10,352
132,593
789,550
3,815,247
0
0
0
0
673,002
0
0
512,530
942
0
1,782,503
0
0
589,778
45,000
0
3,815,247
0
0
61,552
1,865
0
2,573,212
0
0
104,382
10,000
0
2,717,378
0
0
13,500
12,000
Estados comparativos
endencias en porcentajes
2011
2012
351.1%
602.1%
351.6%
79.6%
84.3%
2008
2012
2011
2012
100.0%
1550.0%
21.4%
21.4%
40.0%
2.0%
603.0%
389.8%
14.8%
0.0%
100.0%
1837.5%
67.0%
67.0%
100.0%
4.8%
48.0%
0.0%
47.9%
0.0%
0.1%
0.0%
0.0%
0.0%
8.0%
8.0%
0.0%
39.0%
62.6%
0.0%
61.1%
0.0%
1.4%
0.0%
0.0%
0.0%
4.4%
4.4%
0.0%
7.1%
69.2%
0.0%
67.9%
1.3%
0.1%
0.0%
0.0%
0.0%
3.6%
3.6%
0.0%
6.6%
59.3%
0.0%
59.3%
0.0%
0.0%
0.0%
0.0%
0.0%
0.6%
0.6%
0.0%
0.3%
92.1%
0.0%
92.0%
0.0%
0.0%
0.0%
0.0%
0.0%
1.7%
1.7%
0.0%
0.6%
591,716
0
591,305
86
199
0
2
124
6,002
6,000
2
2,783
1,014,675
0
1,014,070
421
35
0
2
147
18,755
18,750
5
6,566
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
24.4%
57.6%
3.2%
7.1%
4.1%
0.3%
0.6%
2,783
6,566
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
130.9%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
419.8%
35.7%
0.0%
0.0%
0.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
1.4%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
1.2%
2.5%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
1.7%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.7%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
1.9%
0
0
0
0
0
0
0
0
0
0
0
0
0
6,597
0
0
0
0
0
0
0
0
0
0
0
0
0
21,150
132.7%
366.9%
1.4%
1.0%
1.6%
0.7%
1.6%
6,510
17,995
0.0%
39.1%
3.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
2278.9%
10.5%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.1%
0.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.3%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
52
35
0
0
0
0
0
0
0
3,031
124
0
0
0
0
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
0
0
0
0
0.0%
58.7%
33.7%
12593.3%
284.1%
382.3%
20.4%
1061.6%
0.0%
46.0%
42.7%
1168.6%
313.8%
403.8%
2.6%
1273.9%
0.0%
0.0%
0.0%
0.0%
0.0%
2.8%
0.9%
0.9%
0.6%
0.4%
0.0%
0.2%
0.1%
0.1%
0.1%
0.9%
23.5%
18.0%
38.5%
3.2%
100.0% 100.0% 100.0% 100.0% 100.0%
0.0%
0.0%
170.2%
0.0%
0.0%
224.8%
4.2%
14.8%
109.0%
109.0%
16.7%
207.6%
100.0%
0.0%
272.6%
9.8%
33.9%
34.3%
34.3%
100.0%
67.7%
0.0%
0.0%
50.9%
16.6%
0.2%
0.0%
0.0%
0.0%
60.4%
0.0%
0.0%
59.3%
1.0%
0.0%
0.0%
0.0%
0.0%
50.9%
0.0%
0.0%
50.6%
0.4%
0.0%
5.2%
5.2%
0.0%
40.5%
0.0%
0.0%
40.3%
0.2%
0.0%
4.5%
4.5%
0.0%
38.5%
0.0%
0.0%
38.5%
20.5%
0.0%
0.0%
20.5%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
9.8%
0.0%
0.0%
9.8%
15.4%
100.0%
0.0%
0.0%
23.1%
156.4%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
100.0%
295.1%
101.7%
100.0%
238.5%
478.3%
0.0%
0.0%
0.0%
1.9%
488.9%
775.8%
0.0%
99.7%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
5,678
4,455
720
912
384,347
35,665
997,843 1,102,178
2,573,212 2,717,378
104,382
13,500
10,000
12,000
0
44.8%
0.0%
0.0%
44.2%
0.5%
0.0%
1.3%
1.3%
0.0%
404,598
0
0
402,067
2,422
109
44,485
44,484
1
493,548
16
0
487,568
5,714
250
14,006
14,000
6
3.0%
0.0%
0.0%
3.0%
1.4%
0.0%
0.0%
1.4%
29,658
0
0
29,656
15,813
0
0
15,810
0.0%
0.0%
0.0%
0.0%
0.0%
23.4%
0.0%
0.0%
0.0%
33.1%
0.0%
0.0%
2
233,217
0
0
3
364,681
0
0
0.0%
0.0%
0.0%
2.2%
0.0%
0.0%
0.0%
1.5%
23.4%
0.0%
0.0%
2.0%
21.5%
11.6%
0.0%
2.9%
233,204
0
13
19,628
237,150
127,500
31
31,815
1.0%
1.8%
0.9%
1.6%
2.4%
16,328
25,911
0.0%
178.3%
0.0%
0.0%
0.0%
0.0%
0.9%
0.0%
0.0%
0.0%
0.0%
0.4%
0.0%
0.0%
0.0%
0.0%
0.5%
0.0%
0.0%
0.0%
0.0%
0.3%
0.0%
0.0%
0.0%
0.0%
0.5%
0.0%
0.0%
0.0%
0
3,300
0
0
0
0
5,904
0
0
0
0.0%
0.0%
0.0%
100.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
0
48
0
48
0
0
0
0
0
0
0
0
0
0
48
0
48
0
0
0
0
0
0
0
0.0%
0.0%
27333.0%
346.8%
0.0%
0.0%
3247.0%
381.4%
123.1%
0.0%
1289.5%
0.0%
0.0%
731.0%
139.7%
284.1%
123.1%
0.0%
2020.0%
0.0%
-1241.3%
893.0%
158.1%
313.8%
0.0%
0.0%
0.1%
69.7%
0.0%
0.0%
23.6%
86.2%
0.0%
0.0%
15.9%
83.2%
0.0%
0.0%
11.8%
85.1%
0.0%
0.0%
1.3%
84.7%
30.0%
11.9%
15.3%
13.0%
11.8%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.2%
0.3%
0.4%
0.0%
0.0%
0.0%
0.0%
0.0%
-0.3%
0.1%
0.0%
0.0%
1.3%
0.6%
1.8%
1.3%
1.6%
1.8%
30.3% 13.8% 16.8% 14.9% 15.3%
100.0% 100.0% 100.0% 100.0% 100.0%
0
0
117,532
849,166
0
0
13,962
933,873
129,772
129,772
0
0
2,837
4,444
0
0
0
14,461
16,068
19,628
148,677
168,305
997,843 1,102,178
71.5%
0.0%
71.5%
389.5%
17.6%
0
0
23
12,753
12,750
3
3,783
0.0%
0.0%
18.5%
212.5%
212.5%
150.0%
135.9%
0.0%
3,783
135.9%
0.0%
0
0
0
0
0
0
0
0
0
0
0
0
0
14,553
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
220.6%
11,485
176.4%
0
2,979
89
0
0
0
0
0
0
0.0%
5728.8%
254.3%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0
0
0.0%
0.0%
0
0
0
0.0%
0.0%
0.0%
338,535
142,015
168,169
664,531
73,060
539,649
639,788
65,232
535,776
0
1,223
0.0%
78.5%
192
348,682
26.7%
9.3%
104,335
144,166
90,882
10.5%
5.6%
12.9%
2,000
20.0%
0.0%
88,950
16
0
85,501
3,292
141
22.0%
100.0%
0.0%
21.3%
135.9%
129.4%
30,479
30,484
31.5%
31.5%
5
13,845
500.0%
53.3%
0
0
13,846
0.0%
0.0%
53.3%
1
131,464
0
0
50.0%
56.4%
0.0%
0.0%
3,946
127,500
18
12,187
1.7%
100.0%
138.5%
62.1%
9,583
58.7%
0
2,604
0
0
0
0.0%
78.9%
0.0%
0.0%
0.0%
0
0
0
0
0
0
0
0
0
0
0
0
0
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
244,396
552,340
531,517
0
0
103,570
0.0%
0.0%
11.9%
84,707
10.0%
0
0
1,607
0
14,461
3,560
19,628
104,335
0.0%
0.0%
56.6%
0.0%
100.0%
22.2%
13.2%
10.5%
431
208,314
243,268
106,867
330,571
258,033
607,098
9,380
591,305
1,061,146
27,716
1,014,070
731,634
919,911
424,940
408,510
266,209
182,267
ACTIVO/
DISPONIBLE/
1,014,675
Caja/
0
Banco Central de Reserva del Per/
1,014,070
Bancos y otras empresas del sistema financie
421
Bancos y otras instituciones financieras del e
35
Canje/
0
Otras disponibilidades/
2
Rendimientos devengados del disponible/
147
FONDOS INTERBANCARIOS/
18,755
Fondos Interbancarios/
18,750
Rendimientos Devengados de Fondos Interba
5
INVERSIONES NEGOCIABLES Y A VENCIMIENT
6,566
Inversiones Negociables para la Intermediaci
0
Inversiones Negociables para la Intermediaci
6,566
Inversiones Negociables Disponibles para la
0
Inversiones Negociables Disponibles para la
0
Inversiones Financieras a Vencimiento/
0
Inversiones en Commodities/
0
Rendimientos Devengados de Inversiones Ne
0
(-) Provisiones para Inversiones Negociables
0
CARTERA DE CREDITOS /
0
Cartera de Crditos Vigentes/
0
Cartera de Crditos Reestructurados/
0
Cartera de Crditos Refinanciados/
0
Cartera de Crditos Vencidos/
0
Cartera de Crditos en Cobranza Judicial/
0
Rendimientos Devengados de Crditos Vigen
0
(-) Provisiones para Crditos /
0
CUENTAS POR COBRAR/
21,150
Cuentas por Cobrar por Diferencial de Instr
17,995
Cuentas por Cobrar por Diferencial de Instr
0
Cuentas por Cobrar por Venta de Bienes y Ser
3,031
Otras Cuentas por Cobrar /
124
Rendimientos Devengados de Cuentas por C
0
(-) Provisiones para Cuentas por Cobrar/
0
BIENES REALIZABLES RECIBIDOS EN PAGO,
0
Bienes Realizables/
0
Bienes Recibidos en Pago y Adjudicados/
0
Bienes Fuera de Uso/
0
(-) Provisiones y Depreciaciones para Bienes
0
INVERSIONES PERMANENTES/
0
1F1908
1F1909
1F1910
1F1911
1F1701
1F1901
1F1801
1F2001
1F3401
1F3402
1F3403
1F3404
1FT002
1F2101
1F2201
1F2202
1F2203
1F2209
1F2210
1F2301
1F2302
1F2303
1F2703
1F2708
1F2709
1F2710
1F2711
1F2704
1F2712
1F2713
1F2714
1F2715
1F2716
1F2706
1F2717
1F2718
1F2707
1F2723
1F3002
1F3008
1F3009
1F3010
1F3011
1F3006
1F3012
1F3013
1F3003
1F3014
1F3015
1F3023
1F3016
1F3017
1F3018
1F3019
1F3001
1F3007
1F3101
1FT003
1F3301
1F3302
1F3303
1F3312
1F3304
1F3305
1F3306
1F3307
1F3501
1F3502
1F3503
1F3504
1F3505
1F3506
1F3507
1F3508
1F3509
1F3510
1F3511
2008-2009
2009-2010
2010-2011
2011-2012
http://www.bvl.com.pe/jsp/ShowEEFF_new.jsp?Ano=2009&Trimestre=4&Rp
http://www.bvl.com.pe/jsp/ShowEEFF_new.jsp?Ano=2010&Trimestre=4&Rp
http://www.bvl.com.pe/jsp/ShowEEFF_new.jsp?Ano=2011&Trimestre=4&Rp
http://www.bvl.com.pe/jsp/ShowEEFF_new.jsp?Ano=2012&Trimestre=4&Rp
591,716
0
591,305
86
199
0
2
124
6,002
6,000
2
2,783
0
2,783
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,597
6,510
0
52
35
0
0
0
0
0
0
0
0
546,509
0
535,776
10,103
624
0
2
4
28,047
28,045
2
52,029
0
31,988
0
20,041
0
0
0
0
0
0
0
0
0
0
0
0
13,203
12,348
0
76
779
0
0
0
0
0
0
0
0
12/31/2010
12/31/2009
12/31/2009
546,509
0
535,776
10,103
624
0
2
0
28,047
28,045
2
52,029
0
31,988
0
20,041
0
0
0
0
0
0
0
0
0
0
0
0
13,203
12,348
0
76
779
0
0
0
0
0
0
0
0
552,468
0
539,649
74
12,735
0
2
8
39,003
39,000
3
62,391
0
62,391
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,669
9,019
0
465
1,185
0
0
0
0
0
0
0
0
552,468
0
539,649
74
12,735
0
2
8
39,003
39,000
3
62,391
0
62,391
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,669
9,019
0
465
1,185
0
0
0
0
0
0
0
0
0
0
0
0
5,678
720
384,347
997,843
2,573,212
104,382
10,000
0
0
0
0
0
5,678
720
384,347
997,843
2,573,212
104,382
10,000
0
0
0
0
0
6,784
951
142,027
789,550
3,815,247
61,552
1,865
0
0
0
0
0
6,784
951
142,027
789,550
3,815,247
61,552
1,865
0
0
0
0
0
8,374
2,134
207,872
882,911
1,782,503
589,778
45,000
0
0
0
0
0
8,374
2,134
207,872
882,911
1,782,503
589,778
45,000
0
404,598
0
0
402,067
2,422
109
44,485
44,484
1
29,658
0
0
29,656
2
233,217
0
0
233,204
0
13
19,628
16,328
0
3,300
0
0
0
0
0
0
48
0
404,598
0
0
402,067
2,422
109
44,485
44,484
1
29,658
0
0
29,656
2
233,217
0
0
233,204
0
13
19,628
16,328
0
3,300
0
0
0
0
0
0
48
0
402,149
0
0
399,282
2,770
97
40,815
40,809
6
77,013
0
0
77,000
13
0
0
0
0
0
0
11,540
7,484
0
4,056
0
0
0
0
0
0
0
0
402,149
0
0
399,282
2,770
97
40,815
40,809
6
77,013
0
0
77,000
13
0
0
0
0
0
0
11,540
7,484
0
4,056
0
0
0
0
0
0
0
0
533,013
0
0
523,856
9,083
74
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19,327
15,582
0
3,745
0
0
0
0
0
0
0
0
533,013
0
0
523,856
9,083
74
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19,327
15,582
0
3,745
0
0
0
0
0
0
0
0
48
0
0
0
0
0
0
0
0
0
117,532
849,166
48
0
0
0
0
0
0
0
0
0
117,532
849,166
0
0
0
0
0
0
0
0
0
0
125,440
656,957
0
0
0
0
0
0
0
0
0
0
125,440
656,957
0
0
0
0
0
0
0
0
0
0
208,314
760,654
0
0
0
0
0
0
0
0
0
0
208,314
760,654
129,772
0
2,837
0
0
16,068
148,677
997,843
2,573,212
0
0
0
0
2,573,212
0
0
104,382
10,000
0
129,772
0
2,837
0
0
16,068
148,677
997,843
3,302,738
0
0
0
0
3,302,738
0
0
406,228
10,000
0
120,455
0
1,802
0
-16
10,352
132,593
789,550
3,815,247
0
0
0
0
3,815,247
0
0
61,552
1,865
0
120,455
0
1,802
0
-16
10,352
132,593
789,550
3,815,247
105,403
0
220
0
813
15,821
122,257
882,911
1,782,503
0
0
0
3,815,247
0
0
61,552
1,865
0
0
0
0
1,782,503
0
0
589,778
45,000
0
105,403
0
220
0
813
15,821
122,257
882,911
1,782,503
0
0
0
0
1,782,503
0
0
589,778
45,000
0
no=2009&Trimestre=4&Rpj=OE3694&RazoSoci=DEUTSCHE%20BANK%20(PERU)%20S.A.&TipoEEFF=BAL&Tipo1
no=2010&Trimestre=4&Rpj=OE3694&RazoSoci=DEUTSCHE%20BANK%20(PER%C3%9A)%20S.A.&TipoEEFF=BA
no=2011&Trimestre=4&Rpj=OE3694&RazoSoci=DEUTSCHE%20BANK%20(PER%C3%9A)%20S.A.&TipoEEFF=BA
no=2012&Trimestre=4&Rpj=OE3694&RazoSoci=DEUTSCHE%20BANK%20(PER%C3%9A)%20S.A.&TipoEEFF=BA
12/31/2008
168,515
0
168,169
108
236
0
2
0
28,005
28,000
5
136,977
0
11,406
0
125,251
0
0
320
0
0
0
0
0
0
0
0
0
5,038
4,905
0
133
0
0
0
0
0
0
0
0
0
0
0
0
0
9,676
0
3,052
351,263
673,002
512,530
942
0
237,745
0
0
178,834
58,173
738
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,651
3,340
0
3,311
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
430
244,827
105,403
0
0
0
-1,165
2,198
106,436
351,263
673,002
0
0
0
0
673,002
0
0
512,530
942
0
%20S.A.&TipoEEFF=BAL&Tipo1=T&Tipo2=I&Dsc_Correlativo=0000&Secuencia=0
3%9A)%20S.A.&TipoEEFF=BAL&Tipo1=T&Tipo2=I&Dsc_Correlativo=0000&Secuencia=0
3%9A)%20S.A.&TipoEEFF=BAL&Tipo1=T&Tipo2=I&Dsc_Correlativo=0000&Secuencia=0
3%9A)%20S.A.&TipoEEFF=BAL&Tipo1=T&Tipo2=I&Dsc_Correlativo=0000&Secuencia=0
2F0101
2F0208
2F0209
2F0210
2F0211
2F0212
2F0213
2F0214
2F0215
2F0224
2F0205
2F0216
2F0225
2F0218
2F0301
2F0409
2F0410
2F0411
2F0412
2F0413
2F0414
2F0415
2F0416
2F0417
2F0418
2F0426
2F0406
2F0419
2F0427
2F0420
2F0407
2F0421
2F2301
2F2306
2F2401
2F2402
2F2403
2F2404
2F2405
2F2501
2F2502
2F2503
2F2504
2F2601
2F2602
2F2603
2F2604
2F2605
2F2701
2F2702
2F2703
2F2704
2F2705
2F2706
2F2712
2F2707
2F2713
2F2709
2F2710
2F2711
2F2801
2F2802
2F2807
2F2808
2F1302
2F1403
2F1901
2F2201
2F2202
2008
2009
2010
2011
2012
2008
25,639
1,248
1,128
1,949
3,235
0
0
0
0
0
0
10,962
0
7,117
44,909
387
705
5,763
18
0
0
0
0
0
0
28,962
0
9,074
38,176
2,001
311
5,006
1,331
0
0
0
0
18,756
0
0
0
10,771
63,281
5,626
562
5,474
0
0
0
0
17,897
20,806
0
0
0
12,916
48,071
9,424
1,425
2,827
0
0
0
0
0
9,215
0
19,336
0
5,844
100.0%
100.0%
100.0%
100.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
100.0%
175.2%
31.0%
62.5%
295.7%
0.6%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
264.2%
0.0%
127.5%
148.9%
160.3%
27.6%
256.8%
41.1%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
151.3%
246.8%
450.8%
49.8%
280.9%
0.0%
0.0%
0.0%
0.0%
100.0%
110.9%
0.0%
0.0%
0.0%
181.5%
-8,643
-1,399
-583
-1,973
-7,453
-3,205
-1,303
0
-9,250
-3,528
-685
0
-26,812
-5,876
-1,886
-16,081
-15,124
-5,199
-1,837
-5,127
100.0%
100.0%
100.0%
100.0%
86.2%
229.1%
223.5%
0.0%
107.0%
252.2%
117.5%
0.0%
310.2%
420.0%
323.5%
815.1%
0
0
0
0
-26
0
-70
0
-23
0
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
269.2%
0.0%
-390
0
0
0
0
-3,771
0
0
0
0
0
-527
-71
0
0
0
0
-1,515
0
0
0
0
0
-1,359
-201
0
0
0
-4
0
0
-3,380
0
0
0
-1,426
-311
0
0
0
-2
0
0
0
0
0
0
-2,586
-452
-38
0
0
0
0
0
0
0
0
0
-2,448
100.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
18.2%
0.0%
0.0%
0.0%
0.0%
40.2%
0.0%
0.0%
0.0%
0.0%
0.0%
257.9%
51.5%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
270.6%
79.7%
0.0%
0.0%
0.0%
50.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
490.7%
16,996
0
37,456
0
28,926
0
36,469
0
32,947
0
100.0%
0.0%
220.4%
0.0%
170.2%
0.0%
214.6%
0.0%
16,996
133
0
0
133
37,456
364
0
0
364
28,926
145
0
0
145
36,469
181
0
0
181
32,947
11,097
0
0
11,097
100.0%
100.0%
0.0%
0.0%
100.0%
220.4%
273.7%
0.0%
0.0%
273.7%
170.2%
109.0%
0.0%
0.0%
109.0%
214.6%
136.1%
0.0%
0.0%
136.1%
-879
0
0
-879
-228
-7
0
-221
-338
0
0
-338
-320
0
0
-320
-345
0
0
-345
100.0%
0.0%
0.0%
100.0%
25.9%
100.0%
0.0%
25.1%
38.5%
0.0%
0.0%
38.5%
36.4%
0.0%
0.0%
36.4%
16,250
-11,957
-6,581
-5,246
-130
37,592
-12,917
-7,729
-4,917
-271
28,733
-14,447
-8,966
-5,099
-382
36,330
-15,350
-8,611
-6,235
-504
43,699
-16,827
-9,485
-6,805
-537
100.0%
100.0%
100.0%
100.0%
100.0%
231.3%
108.0%
117.4%
93.7%
208.5%
176.8%
120.8%
136.2%
97.2%
293.8%
223.6%
128.4%
130.8%
118.9%
387.7%
4,293
-985
0
24,675
-2,058
0
14,286
-2,111
0
20,980
-2,198
0
26,872
-1,789
0
100.0%
100.0%
0.0%
574.8%
208.9%
0.0%
332.8%
214.3%
0.0%
488.7%
223.1%
0.0%
0
0
-805
0
-180
0
0
0
0
0
0
-1,654
0
-404
0
0
0
0
0
0
-1,685
-426
0
0
0
0
0
0
-48
-1,717
-433
0
0
0
0
0
0
0
-1,457
-284
0
0
0
-48
0
0.0%
0.0%
100.0%
0.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
205.5%
0.0%
224.4%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
209.3%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
213.3%
101.6%
0.0%
0.0%
0.0%
0.0%
0.0%
3,308
-1
0
-1
3,307
-1,109
2,198
0
0.027
22,617
55
0
55
22,672
-6,851
15,821
0
0.15
12,175
3
0
3
12,178
-1,826
10,352
0
0
18,782
-266
0
-266
18,516
-2,448
16,068
0
0
25,083
-126
0
-126
24,957
-5,329
19,628
0.15125
0.15125
100.0%
100.0%
0.0%
100.0%
100.0%
100.0%
100.0%
683.7%
-5500.0%
0.0%
-5500.0%
685.6%
617.8%
719.8%
368.0%
-300.0%
0.0%
-300.0%
368.2%
164.7%
471.0%
567.8%
26600.0%
0.0%
26600.0%
559.9%
220.7%
731.0%
n porcentajes
2008
2012
187.5%
755.1%
126.3%
145.0%
0.0%
0.0%
0.0%
0.0%
0.0%
49.1%
0.0%
176.4%
0.0%
82.1%
100.0%
4.9%
4.4%
7.6%
12.6%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
42.8%
0.0%
27.8%
100.0%
0.9%
1.6%
12.8%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
64.5%
0.0%
20.2%
100.0%
5.2%
0.8%
13.1%
3.5%
0.0%
0.0%
0.0%
0.0%
49.1%
0.0%
0.0%
0.0%
28.2%
100.0%
8.9%
0.9%
8.7%
0.0%
0.0%
0.0%
0.0%
28.3%
32.9%
0.0%
0.0%
0.0%
20.4%
100.0%
19.6%
3.0%
5.9%
0.0%
0.0%
0.0%
0.0%
0.0%
19.2%
0.0%
40.2%
0.0%
12.2%
63,281
5,626
562
5,474
0
0
0
0
17,897
20,806
0
0
0
12,916
48,071
9,424
1,425
2,827
0
0
0
0
0
9,215
0
19,336
0
5,844
175.0%
371.6%
315.1%
259.9%
-33.7%
-5.5%
-2.3%
-7.7%
-16.6%
-7.1%
-2.9%
0.0%
-24.2%
-9.2%
-1.8%
0.0%
-42.4%
-9.3%
-3.0%
-25.4%
-31.5%
-10.8%
-3.8%
-10.7%
-26,812
-5,876
-1,886
-16,081
-15,124
-5,199
-1,837
-5,127
88.5%
0.0%
0.0%
0.0%
0.0%
0.0%
-0.1%
0.0%
-0.1%
0.0%
0.0%
0.0%
-70
0
-23
0
115.9%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
464.5%
-1.5%
0.0%
0.0%
0.0%
0.0%
-14.7%
0.0%
0.0%
0.0%
0.0%
0.0%
-2.1%
-0.2%
0.0%
0.0%
0.0%
0.0%
-3.4%
0.0%
0.0%
0.0%
0.0%
0.0%
-3.0%
-0.5%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-8.9%
0.0%
0.0%
0.0%
-3.7%
-0.5%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-4.1%
-0.9%
-0.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-5.1%
-311
0
0
0
-2
0
0
0
0
0
0
-2,586
-452
-38
0
0
0
0
0
0
0
0
0
-2,448
193.9%
0.0%
66.3%
0.0%
83.4%
0.0%
75.8%
0.0%
57.6%
0.0%
68.5%
0.0%
36,469
0
32,947
0
193.9%
8343.6%
0.0%
0.0%
8343.6%
66.3%
0.5%
0.0%
0.0%
0.5%
83.4%
0.8%
0.0%
0.0%
0.8%
75.8%
0.4%
0.0%
0.0%
0.4%
57.6%
0.3%
0.0%
0.0%
0.3%
68.5%
23.1%
0.0%
0.0%
23.1%
36,469
181
0
0
181
32,947
11,097
0
0
11,097
39.2%
0.0%
0.0%
39.2%
-3.4%
0.0%
0.0%
-3.4%
-0.5%
0.0%
0.0%
-0.5%
-0.9%
0.0%
0.0%
-0.9%
-0.5%
0.0%
0.0%
-0.5%
-0.7%
0.0%
0.0%
-0.7%
-320
0
0
-320
-345
0
0
-345
268.9%
140.7%
144.1%
129.7%
413.1%
63.4%
-46.6%
-25.7%
-20.5%
-0.5%
83.7%
-28.8%
-17.2%
-10.9%
-0.6%
75.3%
-37.8%
-23.5%
-13.4%
-1.0%
57.4%
-24.3%
-13.6%
-9.9%
-0.8%
90.9%
-35.0%
-19.7%
-14.2%
-1.1%
36,330
-15,350
-8,611
-6,235
-504
43,699
-16,827
-9,485
-6,805
-537
2012
2011
2012
625.9%
181.6%
0.0%
16.7%
-3.8%
0.0%
54.9%
-4.6%
0.0%
37.4%
-5.5%
0.0%
33.2%
-3.5%
0.0%
55.9%
-3.7%
0.0%
20,980
-2,198
0
26,872
-1,789
0
0.0%
0.0%
181.0%
66.7%
0.0%
0.0%
0.0%
100.0%
0.0%
0.0%
0.0%
-3.1%
0.0%
-0.7%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-3.7%
0.0%
-0.9%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-4.4%
-1.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-0.1%
-2.7%
-0.7%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-3.0%
-0.6%
0.0%
0.0%
0.0%
-0.1%
0.0%
0
-48
-1,717
-433
0
0
0
0
0
0
0
-1,457
-284
0
0
0
-48
0
758.3%
12600.0%
0.0%
12600.0%
754.7%
480.5%
893.0%
12.9%
0.0%
0.0%
0.0%
12.9%
-4.3%
8.6%
50.4%
0.1%
0.0%
0.1%
50.5%
-15.3%
35.2%
31.9%
0.0%
0.0%
0.0%
31.9%
-4.8%
27.1%
29.7%
-0.4%
0.0%
-0.4%
29.3%
-3.9%
25.4%
52.2%
-0.3%
0.0%
-0.3%
51.9%
-11.1%
40.8%
18,782
-266
0
-266
18,516
-2,448
16,068
25,083
-126
0
-126
24,957
-5,329
19,628
-76.0%
67.5%
153.6%
-51.6%
0.0%
0.0%
0.0%
0.0%
-100.0%
-44.3%
0.0%
100.0%
0.0%
-45.2%
11,688
677
49
10,954
-43.6%
-11.5%
-2.6%
-68.1%
47
0
-67.1%
0.0%
-141
-38
0
0
2
0
0
0
0
0
0
138
145.3%
100.0%
0.0%
0.0%
-100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-5.3%
-3,522
0
-90.3%
0.0%
-3,522
10,916
0
0
10,916
-90.3%
6030.9%
0.0%
0.0%
6030.9%
-25
0
0
-25
7.8%
0.0%
0.0%
7.8%
7,369
-1,477
-874
-570
-33
20.3%
9.6%
10.1%
9.1%
6.5%
5,892
409
0
28.1%
-81.4%
0.0%
0
48
260
149
0
0
0
-48
0
0.0%
-100.0%
-84.9%
-65.6%
0.0%
0.0%
0.0%
100.0%
0.0%
6,301
140
0
140
6,441
-2,881
3,560
33.5%
-52.6%
0.0%
-52.6%
34.8%
117.7%
22.2%
1F1907
1F1801
<="" th="" st
<="" th="" st
1F1907
1F1801
<="" th="" st
<="" th="" st
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1F1801
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701
141,326
142027
1,092
206,780
207,872
411
383,936
384347
701
141,326
142027
130
35,535
35665
411
383,936
384347
2012
2F0101
2F0208
2F0209
2F0210
2F0211
2F0212
2F0213
2F0214
2F0215
2F0224
2F0205
2F0216
2F0225
2F0218
2F0301
2F0409
2F0410
2F0411
2F0412
2F0413
2F0414
2F0415
2F0416
2F0417
2F0418
2F0426
2F0406
2F0419
2F0427
2F0420
2F0407
2F0421
2F2301
2F2306
2F2401
2F2402
2F2403
2F2404
2F2405
2F2501
2F2502
2F2503
INGRESOS FINANCIEROS/
Intereses por Disponibles/
Intereses y Comisiones por Fondos Interbancarios/
Ingresos por Inversiones Negociables y a Vencimien
Ingresos por Valorizacin de Inversiones Negociable
Intereses y Comisiones por Cartera de Crditos/
Ingresos de Cuentas por Cobrar/
Ganancias por Inversiones en subsidiarias y asociad
Otras Comisiones/
Diferencia de Cambio de Operaciones varias/
Reajuste por Indexacin/
Ganancia en productos Financieros Derivados para
Ganancia de operaciones de cobertura/
Otros Ingresos Financieros /
GASTOS FINANCIEROS/
Intereses y Comisiones por Obligaciones con el Pbl
Intereses y Comisiones por Fondos Interbancarios/
Prdida por Valorizacin de Inversiones Negociables
Intereses por Depsitos de Empresas del Sistema Fi
Intereses por Adeudos y Obligaciones del Sistema Fi
Intereses por Adeudos y Obligaciones con Institucion
Intereses de Otros Adeudos y Obligaciones del Pas y
Intereses, Comisiones y Otros Cargos de Cuentas po
Intereses por Valores, Ttulos y Obligaciones en Circ
Comisiones y Otros Cargos por Obligaciones Financi
Diferencia de Cambio de Operaciones Varias/
Reajuste por Indexacin/
Prdida en productos Financieros Derivados para ne
Prdida por operaciones de cobertura/
Prdida por inversiones en subsidiarias y asociadas/
Primas al Fondo de Seguro de Depsitos/
Otros Gastos Financieros/
MARGEN FINANCIERO BRUTO/
(-) Provisiones para Incobrabilidad de Crditos direc
MARGEN FINANCIERO NETO/
INGRESOS POR SERVICIOS FINANCIEROS /
Ingresos por Operaciones Contingentes/
Ingresos por Fideicomisos y Comisiones de Confianz
Ingresos Diversos /
GASTOS POR SERVICIOS FINANCIEROS/
Gastos por Operaciones Contingentes/
Gastos por Fideicomisos y Comisiones de Confianza/
48,071
9,424
1,425
2,827
0
0
0
0
0
9,215
0
19,336
0
5,844
-15,124
-5,199
-1,837
-5,127
-23
0
-452
-38
0
0
0
0
0
0
0
0
0
-2,448
32,947
0
32,947
11,097
0
0
11,097
-345
0
0
2F2504
2F2601
2F2602
2F2603
2F2604
2F2605
2F2701
2F2702
2F2703
2F2704
2F2705
2F2706
2F2712
2F2707
2F2713
2F2709
2F2710
2F2711
2F2801
2F2802
2F2807
2F2808
2F1302
2F1403
2F1901
2F2201
2F2202
Gastos Diversos/
MARGEN OPERACIONAL/
GASTOS DE ADMINISTRACION/
Gastos de Personal y Directorio/
Gastos por Servicios Recibidos de Terceros/
Impuestos y Contribuciones/
MARGEN OPERACIONAL NETO /
VALUACIN DE ACTIVOS Y PROVISIONES/
Provisiones para Incobrabilidad de Cuentas por Cobr
Provisiones para Bienes fuera de Uso, desvalorizaci
Provisiones para crditos Contingentes/
Depreciacin y deterioro de Inmuebles, Mobiliario y
Amortizacin y deterioro de activos intangibles/
Amortizacin de Gastos/
Deterioro de inversiones/
Provisiones para litigios y demandas/
Otras provisiones/
Otros/
RESULTADO DE OPERACIN/
OTROS INGRESOS Y GASTOS/
Ingresos Netos (Gastos Netos) por Recuperacin de
Otros ingresos y egresos/
RESULTADO DEL EJERCICIO ANTES DE IMPUEST
IMPUESTO A LA RENTA/
RESULTADO NETO DEL EJERCICIO/
Utilidad (prdida) bsica por accin/
Utilidad (prdida) diluida por accin/
-345
43,699
-16,827
-9,485
-6,805
-537
26,872
-1,789
0
0
0
-1,457
-284
0
0
0
-48
0
25,083
-126
0
-126
24,957
-5,329
19,628
0.15125
0.15125
2011
2011
2010
2010
2009
2009
2008
-320
36,330
-15,350
-8,611
-6,235
-504
20,980
-2,198
0
0
0
-1,717
-433
0
0
0
-48
0
18,782
-266
0
-266
18,516
-2,448
16,068
0.123817
0.123817
-320
36,330
-15,350
-8,611
-6,235
-504
20,980
-2,198
0
0
-48
-1,717
-433
0
0
0
0
0
18,782
-266
0
-266
18,516
-2,448
16,068
0
0
-338
28,733
-14,447
-8,966
-5,099
-382
14,286
-2,111
0
0
0
-1,685
-426
0
0
0
0
0
12,175
3
0
3
12,178
-1,826
10,352
0
0
-338
28,733
-14,447
-8,508
-5,099
-382
14,744
-2,111
0
0
0
-1,685
-426
0
0
0
0
0
12,633
3
0
3
12,636
-1,826
10,352
0
0.086
-221
37,592
-12,917
-7,729
-4,917
-271
24,675
-2,058
0
0
0
-1,654
0
-404
0
0
0
0
22,617
55
0
55
22,672
-6,851
15,821
0
0.15
-221
-879
37,592 16,250
-12,917 -11,957
-7,729 -6,581
-4,917 -5,246
-271
-130
24,675 4,293
-2,058
-985
0
0
0
0
0
0
-1,654
-805
0
0
-404
-180
0
0
0
0
0
0
0
0
22,617 3,308
55
-1
0
0
55
-1
22,672 3,307
-6,851 -1,109
15,821 2,198
0
0
0.15
0.027
2F1402
2F2602
-458
-13,989
-14447
0
-12,917
-12917
RATIOS DE L
RATIOS
2008
IMPORTE
INDICE
2009
IMPORTE
INDICE
LIQUIDEZ
338,535.00
244,396.00
1.4
664,531.00
552,340.00
1.2
PRUEBA ACIDA
142,015.00
244,396.00
0.6
73,060.00
552,340.00
0.1
PRUEBA RAPIDA
LIQUIDEZ ABSOLUTA
168,169.00
244,396.00
0.7
539,649.00
552,340.00
1.0
COBERTURA DEL
ACTIVO FIJO
106,867.00
9,676.00
11.0
330,571.00
8,374.00
39.5
RATIOS DE SOLVENCIA
RATIOS
2008
IMPORTE
INDICE
2009
IMPORTE
INDICE
SOLVENCIA
106,436.00
244,827.00
0.4
122,257.00
760,654.00
0.2
106,436.00
431.00
247.0
122,257.00
208,314.00
0.6
SOLVENCIA SIN
INTANGIBLES
106,436.00
244,827.00
0.4
122,257.00
760,654.00
0.2
DEUDA
244,827.00
351,263.00
69.7%
760,654.00
882,911.00
86.2%
431.00
351,263.00
0.1%
208,314.00
882,911.00
23.6%
RATIOS DE GESTION
RATIOS
2008
IMPORTE
INDICE
2009
IMPORTE
INDICE
PERIODO MEDIO DE
COBRO
5,038.00
71.22
PERIODO MEDIO DE
PAGO
6,651.00
19,327.00
25,639.00
44,909.00
25,639.00
44,909.00
70.7
10,669.00
124.75
85.5
DIAS PROMEDIO DE
STOCK
No puedo aplicar este ratio porque mi empresa no tiene compra de mercaderias, venta de mer
que puse son los ingresos finacieros
RAZONES DE RE
RATIOS
2008
IMPORTE
INDICE
2009
IMPORTE
INDICE
MARGEN BRUTO
16,996.00
25,639.00
66.3%
37,456.00
44,909.00
83.4%
BENEFICIO NETO
2,198.00
25,639.00
8.6%
15,821.00
44,909.00
35.2%
BENEFICIO
OPERATIVO
4,293.00
25,639.00
16.7%
24,675.00
44,909.00
54.9%
ROA
ROE
351,263.00
882,911.00
2,198.00
0.00
15,821.00
106,436.00
14.9%
RATIOS DE LIQUIDEZ
2010
IMPORTE
INDICE
2011
IMPORTE
INDICE
2012
IMPORTE
INDICE
639,788.00
531,517.00
1.2
607,098.00
731,634.00
0.8
1,061,146.00
919,911.00
1.2
65,232.00
531,517.00
0.1
9,380.00
731,634.00
0.0
27,716.00
919,911.00
0.0
535,776.00
531,517.00
1.0
591,305.00
731,634.00
0.8
1,014,070.00
919,911.00
1.1
258,033.00
6,784.00
38.0
266,209.00
5,678.00
46.9
182,267.00
4,455.00
40.9
INDICE
2011
IMPORTE
INDICE
2012
IMPORTE
INDICE
VECES
132,593.00
656,957.00
0.2
148,677.00
849,166.00
0.2
168,305.00
933,873.00
0.2
132,593.00
243,268.00
0.5
148,677.00
424,940.00
0.3
168,305.00
408,510.00
0.4
132,593.00
656,957.00
0.2
148,677.00
849,166.00
0.2
168,305.00
933,873.00
0.2
656,957.00
789,550.00
83.2%
849,166.00
997,843.00
85.1%
933,873.00
1,102,178.00
84.7%
243,268.00
789,550.00
30.8%
424,940.00
997,843.00
42.6%
408,510.00
1,102,178.00
37.1%
INDICE
2011
IMPORTE
INDICE
2012
IMPORTE
INDICE
VECES
VECES
13,203.00
106.04
124.5
11,540.00
6,597.00
175.78
37.5
19,628.00
21,150.00
133.53
158.4
DIAS
DIAS
31,815.00
DIAS
38,176.00
63,281.00
48,071.00
38,176.00
63,281.00
48,071.00
VECES
VECES
mercaderias, venta de mercaderias, inventario de mercaderias ya que es una empresa bancaria, las ventas
son los ingresos finacieros que gener la empresa
RAZONES DE RENTABILIDAD
2010
IMPORTE
INDICE
2011
IMPORTE
INDICE
2012
IMPORTE
INDICE
28,926.00
38,176.00
75.8%
36,469.00
63,281.00
57.6%
32,947.00
48,071.00
68.5%
10,352.00
38,176.00
27.1%
16,068.00
63,281.00
25.4%
19,628.00
48,071.00
40.8%
14,286.00
38,176.00
37.4%
20,980.00
63,281.00
33.2%
26,872.00
48,071.00
55.9%
789,550.00
10,352.00
122,257.00
997,843.00
8.5%
16,068.00
132,593.00
19,628.00
148,677.00
1,102,178.00
12.1%
0.1