ESTUDIO FINANCIERO

INVERSIN INICIAL PARA 2017

Concepto

Cantidad

JULIO

AGOSTO

SEPTIEMB
RE

OCTUBRE

NOV-O

DIC.

SUBTOTAL

ACTIVO
MOBILIARIO
Y EQUIPO

$59024

Mdulo elite
ejecutivo bar

$24,778

Mueble modular

$20,860

Recepcin
principal 220
melanina grafito
Bote de basura
Paquete sanitario
Espejo para bao
Caja metlica
para dinero
Sillas

$7,834

2
1
1
1

$334
$1,400
$509
$319

$2,990

PAPELERIA Y
UTILES
Hojas de
papel
Portafolletos

$32,852.
50
2
paquetes
1 pza

$568.50
$119

TOTAL

Personificado
r de acrlico
Organizador
de escritorio
Carpeta
negra
Bolgrafos
Set
engrapadora
Grapas
POST-IT
Marca textos
EQUIPO DE
COMPUTO
Computadora
s LENOVO
AIO C20-00
Multifuncional
brother
dcp1602 laser
monocromtic
o

EQUIPO DE
SEGURIDAD
Cmara tipo
domo circuito
cerrado
Equipo de

1 pza

$49

1 pza

$249

3 pza

$136.50

2
paquetes
1 set

$48.50

2
paquete
1
paquete
3 pza

$106

$100

$115
$74.70
$12,979

2
unidades

$10998

1 unidad

$1999

$5,670
1 camara

$670

$5000

iluminacin
HERRAMIENT
AS
Pintura
Berelex
Blanca 19 L
Rodillos
Hoja de lija
Pistola
elctrica
Escalera
Maneral
rodillo
Thinner 4L
Resanador
GASTOS
PREOPERATO
RIOS
Acta
Constitutiva
Licencias de
operaciones
ARTICULOS
AEROSOL
LEVEL 9
AEROSOL
EXPRESARTE
AEROSOL
MONTANA
AEROSOL
KOBRA

$65.490
20 botes

$31700

20 pzas
50 pzas
5

1000
625
$6135

4
10

$18480
$570

20
20

$5180
$1800
$7000

$5000
$2000
$71,100
240

$7,920

$1320

$1320

$1320

$1320

$1320

$1320

240

$6,000

$1000

$1000

$1000

$1000

$1000

$1000

180

$13,680

$2280

$2280

$2280

$2280

$2280

$2280

240

$6,960

$1160

$1160

$1160

$1160

$1160

$1160

AEROSOL
FLAME
AEROSOL
MATE 360
MARKER
PENTEL
MARKER
WINDOW

180

$14,400

$2400

$2400

$2400

$2400

$2400

$2400

240

$8,640

$1440

$1440

$1440

$1440

$1440

$1440

180

$7,200

$1200

$1200

$1200

$1200

$1200

$1200

180

$6,300

$1050

$1050

$1050

$1050

$1050

$1050

COSTOS
INDIRECT
OS
GASTOS DE
ADMINISTRA
CION
Sueldos
Luz
Agua
Telfono
GASTOS DE
VENTA
PUBLICIDAD

$169,40
0
$164,40
0
$1200
$600
$3200

$2740
0
$400
$200
$400

$2740
0

$400

$27400

$27400

$400
$200
$400

$400

$2740
0
$400
$200
$400

$2740
0

$400
$1400

$1400

$700

$700

CAPITAL
Capital
Contable
Capital social
INVERSIN
TOTAL

$50000
$50000
$429,915

.50

INVERSIN INICIAL PARA 2017

Como se muestra en el primer cuadro, nuestra inversin inicial asciende a:
$429,915.50, ste es el monto que requerimos para poder iniciar operaciones y el
cual cubrira nicamente un periodo de seis meses, a partir de enero de 2017
hasta junio de ese ao.
FUENTE DE FINANCIAMIENTO

La fuente de financiamiento elegida fue CREDITO JOVEN en la categora:

Crditos a nuevos negocios, ya que es el que ms se ajust a nuestras
necesidades, adems de ser el ms accesible para nuestro negocio.
A continuacin se presenta una tabla de amortizacin que nos permite calcular
a cunto ascendera el monto mensual que se pagara en caso de obtener el
prstamo:

TABLA DE AMORTIZACION
No.

Saldo inicial

Inters

Capital

Pago

Saldo final

429,915.50

3,546.80

0.00

3,546.80

429,915.50

429,915.50

3,546.80

0.00

3,546.80

429,915.50

429,915.50

3,546.80

0.00

3,546.80

429,915.50

429,915.50

3,546.80

0.00

3,546.80

429,915.50

429,915.50

3,546.80

0.00

3,546.80

429,915.50

429,915.50

3,546.80

0.00

3,546.80

429,915.50

429,915.50

3,546.80

8,606.64

12,153.44

421,308.86

421,308.86

3,475.80

8,677.64

12,153.44

412,631.22

412,631.22

3,404.21

8,749.24

12,153.44

403,881.98

10

403,881.98

3,332.03

8,821.42

12,153.44

395,060.56

11

395,060.56

3,259.25

8,894.19

12,153.44

386,166.37

12

386,166.37

3,185.87

8,967.57

12,153.44

377,198.80

13

377,198.80

3,111.89

9,041.55

12,153.44

368,157.25

14

368,157.25

3,037.30

9,116.15

12,153.44

359,041.10

15

359,041.10

2,962.09

9,191.35

12,153.44

349,849.75

16

349,849.75

2,886.26

9,267.18

12,153.44

340,582.57

17

340,582.57

2,809.81

9,343.64

12,153.44

331,238.93

18

331,238.93

2,732.72

9,420.72

12,153.44

321,818.21

19

321,818.21

2,655.00

9,498.44

12,153.44

312,319.77

20

312,319.77

2,576.64

9,576.80

12,153.44

302,742.96

21

302,742.96

2,497.63

9,655.81

12,153.44

293,087.15

22

293,087.15

2,417.97

9,735.47

12,153.44

283,351.67

No.

Saldo inicial

Inters

Capital

Pago

Saldo final

23

283,351.67

2,337.65

9,815.79

12,153.44

273,535.88

24

273,535.88

2,256.67

9,896.77

12,153.44

263,639.11

25

263,639.11

2,175.02

9,978.42

12,153.44

253,660.69

26

253,660.69

2,092.70

10,060.74

12,153.44

243,599.95

27

243,599.95

2,009.70

10,143.74

12,153.44

233,456.21

28

233,456.21

1,926.01

10,227.43

12,153.44

223,228.78

29

223,228.78

1,841.64

10,311.81

12,153.44

212,916.97

30

212,916.97

1,756.57

10,396.88

12,153.44

202,520.09

31

202,520.09

1,670.79

10,482.65

12,153.44

192,037.44

32

192,037.44

1,584.31

10,569.13

12,153.44

181,468.31

33

181,468.31

1,497.11

10,656.33

12,153.44

170,811.98

34

170,811.98

1,409.20

10,744.24

12,153.44

160,067.74

35

160,067.74

1,320.56

10,832.88

12,153.44

149,234.85

36

149,234.85

1,231.19

10,922.26

12,153.44

138,312.60

37

138,312.60

1,141.08

11,012.36

12,153.44

127,300.23

38

127,300.23

1,050.23

11,103.22

12,153.44

116,197.02

39

116,197.02

958.63

11,194.82

12,153.44

105,002.20

40

105,002.20

866.27

11,287.17

12,153.44

93,715.02

41

93,715.02

773.15

11,380.29

12,153.44

82,334.73

42

82,334.73

679.26

11,474.18

12,153.44

70,860.55

43

70,860.55

584.60

11,568.84

12,153.44

59,291.71

44

59,291.71

489.16

11,664.29

12,153.44

47,627.42

45

47,627.42

392.93

11,760.52

12,153.44

35,866.90

No.

Saldo inicial

Inters

Capital

Pago

Saldo final

46

35,866.90

295.90

11,857.54

12,153.44

24,009.36

47

24,009.36

198.08

11,955.37

12,153.44

12,054.00

48

12,054.00

99.45

12,054.00

12,153.44

0.00

101,809.91

429,915.50

531,725.41

Total