taller#13amortizacion de creditos

nombre estudiante :kelly vanessa vargas

valor total prestamo
plazo(aos)
tasa interes mensual
valor de cuota mensual

$ 10,000,000
1 AO
1.95%
$ 942,772.21

tabla de amortizacion cuo

# cuotas
0
1
2
3
4
5
6
7
8
9
10
11
12

valor cuota
$0
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 942,772
$ 11,313,267

interes
$0
$ 195,134
$ 180,545
$ 165,671
$ 150,507
$ 135,047
$ 119,286
$ 103,217
$ 86,835
$ 70,132
$ 53,104
$ 35,744
$ 18,045
$ 1,313,267

rtizacion de creditos (cuotas fijas )

e :kelly vanessa vargas

grado:8a

interes (efectivo anual)

No.pagos por ao

26.10%
12

(funcion tasa .nominal)

(funcion pago)

de amortizacion cuota fija

nteres
$0
195,134
180,545
165,671
150,507
135,047
119,286
103,217
86,835
70,132
53,104
35,744
18,045
,313,267

amortizacin
$0
$ 747,639
$ 762,227
$ 777,101
$ 792,265
$ 807,725
$ 823,486
$ 839,555
$ 855,938
$ 872,640
$ 889,668
$ 907,028
$ 924,728
$ 10,000,000

saldo
$ 10,000,000
$ 9,252,361
$ 8,490,134
$ 7,713,033
$ 6,920,768
$ 6,113,043
$ 5,289,557
$ 4,450,002
$ 3,594,064
$ 2,721,424
$ 1,831,756
$ 924,728
$0

grado:8a

6.10%
12

saldo
0,000,000
,252,361
,490,134
,713,033
,920,768
,113,043
,289,557
,450,002
,594,064
,721,424
,831,756
924,728
$0

taller#13amortizacion de creditos
nombre estudiante :kelly vanessa vargas
valor total prestamo
plazo(aos)
tasa interes mensual
valor de cuota mensual

$ 20,000,000
4 ao
1.29%
$ 561,962.98

tabla de amortizacion cuo

# cuotas
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

valor cuota
$ 0.00
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98

interes
$0
$ 258,768
$ 254,845
$ 250,872
$ 246,846
$ 242,769
$ 238,640
$ 234,456
$ 230,219
$ 225,927
$ 221,579
$ 217,175
$ 212,714
$ 208,195
$ 203,618
$ 198,981
$ 194,285
$ 189,528
$ 184,709
$ 179,828
$ 174,884
$ 169,876
$ 164,803
$ 159,664
$ 154,459
$ 149,187
$ 143,846
$ 138,436
$ 132,956
$ 127,406
$ 121,783
$ 116,088
$ 110,319

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48

$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 26,974,222.94

$ 104,476
$ 98,556
$ 92,561
$ 86,487
$ 80,335
$ 74,104
$ 67,792
$ 61,398
$ 54,922
$ 48,361
$ 41,716
$ 34,985
$ 28,167
$ 21,260
$ 14,264
$ 7,178
$ 6,974,223

rtizacion de creditos (cuotas fijas )

e :kelly vanessa vargas

grado:8a

interes (efectivo anual)

No.pagos por ao

16.68%
12

(funcion tasa .nominal)

(funcion pago)

de amortizacion cuota fija

nteres
$0
258,768
254,845
250,872
246,846
242,769
238,640
234,456
230,219
225,927
221,579
217,175
212,714
208,195
203,618
198,981
194,285
189,528
184,709
179,828
174,884
169,876
164,803
159,664
154,459
149,187
143,846
138,436
132,956
127,406
121,783
116,088
110,319

amortizacin
$0
$ 303,195
$ 307,118
$ 311,091
$ 315,116
$ 319,194
$ 323,323
$ 327,507
$ 331,744
$ 336,036
$ 340,384
$ 344,788
$ 349,249
$ 353,768
$ 358,345
$ 362,982
$ 367,678
$ 372,435
$ 377,254
$ 382,135
$ 387,079
$ 392,087
$ 397,160
$ 402,299
$ 407,504
$ 412,776
$ 418,117
$ 423,527
$ 429,007
$ 434,557
$ 440,180
$ 445,875
$ 451,644

saldo
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

20,000,000
19,696,805
19,389,687
19,078,596
18,763,479
18,444,286
18,120,962
17,793,455
17,461,711
17,125,675
16,785,291
16,440,503
16,091,253
15,737,485
15,379,140
15,016,159
14,648,481
14,276,046
13,898,792
13,516,657
13,129,578
12,737,491
12,340,331
11,938,032
11,530,528
11,117,751
10,699,634
10,276,107
$ 9,847,101
$ 9,412,544
$ 8,972,364
$ 8,526,489
$ 8,074,845

104,476
98,556
92,561
86,487
80,335
74,104
67,792
61,398
54,922
48,361
41,716
34,985
28,167
21,260
14,264
7,178
,974,223

$ 457,487
$ 463,407
$ 469,402
$ 475,476
$ 481,628
$ 487,859
$ 494,171
$ 500,565
$ 507,041
$ 513,602
$ 520,247
$ 526,978
$ 533,796
$ 540,703
$ 547,699
$ 554,785
$ 20,000,000

$
$
$
$
$
$
$
$
$
$
$
$
$
$

7,617,358
7,153,951
6,684,549
6,209,073
5,727,446
5,239,587
4,745,416
4,244,851
3,737,809
3,224,208
2,703,961
2,176,983
1,643,186
1,102,484
$ 554,785
$0

grado:8a

6.68%
12

saldo
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

20,000,000
19,696,805
19,389,687
19,078,596
18,763,479
18,444,286
18,120,962
17,793,455
17,461,711
17,125,675
16,785,291
16,440,503
16,091,253
15,737,485
15,379,140
15,016,159
14,648,481
14,276,046
13,898,792
13,516,657
13,129,578
12,737,491
12,340,331
11,938,032
11,530,528
11,117,751
10,699,634
10,276,107
$ 9,847,101
$ 9,412,544
$ 8,972,364
$ 8,526,489
$ 8,074,845

$
$
$
$
$
$
$
$
$
$
$
$
$
$

7,617,358
7,153,951
6,684,549
6,209,073
5,727,446
5,239,587
4,745,416
4,244,851
3,737,809
3,224,208
2,703,961
2,176,983
1,643,186
1,102,484
$ 554,785
$0

taller#13amortizacion de creditos
nombre estudiante :kelly vanessa vargas
valor total prestamo
plazo(aos)
tasa interes mensual
valor de cuota mensual

$ 50,000,000
5 aos
1.39%
$ 1,233,670.08

tabla de amortizacion cuo

# cuotas
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

valor cuota
$0
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670

interes
$0
$ 694,422
$ 686,932
$ 679,339
$ 671,640
$ 663,834
$ 655,920
$ 647,896
$ 639,761
$ 631,512
$ 623,149
$ 614,670
$ 606,073
$ 597,357
$ 588,519
$ 579,559
$ 570,475
$ 561,264
$ 551,925
$ 542,457
$ 532,857
$ 523,124
$ 513,255
$ 503,250
$ 493,106
$ 482,820
$ 472,392
$ 461,819
$ 451,100
$ 440,231
$ 429,211
$ 418,039
$ 406,711

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 74,020,205

$ 395,226
$ 383,581
$ 371,774
$ 359,804
$ 347,667
$ 335,362
$ 322,886
$ 310,237
$ 297,412
$ 284,409
$ 271,225
$ 257,858
$ 244,306
$ 230,565
$ 216,633
$ 202,508
$ 188,187
$ 173,667
$ 158,945
$ 144,019
$ 128,885
$ 113,542
$ 97,985
$ 82,212
$ 66,220
$ 50,006
$ 33,567
$ 16,899
$ 24,020,205

rtizacion de creditos (cuotas fijas )

e :kelly vanessa vargas

grado:8a

interes (efectivo anual)

No.pagos por ao

18.00%
12

(funcion tasa .nominal)

(funcion pago)

de amortizacion cuota fija

nteres
$0
694,422
686,932
679,339
671,640
663,834
655,920
647,896
639,761
631,512
623,149
614,670
606,073
597,357
588,519
579,559
570,475
561,264
551,925
542,457
532,857
523,124
513,255
503,250
493,106
482,820
472,392
461,819
451,100
440,231
429,211
418,039
406,711

amortizacin
$0
$ 539,249
$ 546,738
$ 554,331
$ 562,030
$ 569,836
$ 577,750
$ 585,774
$ 593,909
$ 602,158
$ 610,521
$ 619,000
$ 627,597
$ 636,313
$ 645,151
$ 654,111
$ 663,195
$ 672,406
$ 681,745
$ 691,213
$ 700,813
$ 710,546
$ 720,415
$ 730,420
$ 740,564
$ 750,850
$ 761,278
$ 771,851
$ 782,571
$ 793,439
$ 804,459
$ 815,632
$ 826,959

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

saldo
50,000,000
49,460,751
48,914,014
48,359,682
47,797,652
47,227,817
46,650,067
46,064,293
45,470,384
44,868,226
44,257,705
43,638,705
43,011,108
42,374,795
41,729,644
41,075,533
40,412,338
39,739,932
39,058,187
38,366,974
37,666,161
36,955,614
36,235,200
35,504,780
34,764,215
34,013,366
33,252,088
32,480,237
31,697,666
30,904,227
30,099,768
29,284,137
28,457,177

395,226
383,581
371,774
359,804
347,667
335,362
322,886
310,237
297,412
284,409
271,225
257,858
244,306
230,565
216,633
202,508
188,187
173,667
158,945
144,019
128,885
113,542
97,985
82,212
66,220
50,006
33,567
16,899
4,020,205

$ 838,445
$ 850,089
$ 861,896
$ 873,866
$ 886,003
$ 898,308
$ 910,784
$ 923,433
$ 936,258
$ 949,261
$ 962,445
$ 975,812
$ 989,365
$ 1,003,105
$ 1,017,037
$ 1,031,162
$ 1,045,483
$ 1,060,003
$ 1,074,725
$ 1,089,651
$ 1,104,785
$ 1,120,129
$ 1,135,685
$ 1,151,458
$ 1,167,450
$ 1,183,664
$ 1,200,103
$ 1,216,771
$ 50,000,000

$ 27,618,733
$ 26,768,644
$ 25,906,748
$ 25,032,882
$ 24,146,879
$ 23,248,571
$ 22,337,788
$ 21,414,354
$ 20,478,096
$ 19,528,834
$ 18,566,389
$ 17,590,577
$ 16,601,213
$ 15,598,107
$ 14,581,070
$ 13,549,909
$ 12,504,425
$ 11,444,422
$ 10,369,697
$ 9,280,046
$ 8,175,261
$ 7,055,133
$ 5,919,447
$ 4,767,989
$ 3,600,539
$ 2,416,875
$ 1,216,771
$0

grado:8a

8.00%
12

saldo
0,000,000
9,460,751
8,914,014
8,359,682
7,797,652
7,227,817
6,650,067
6,064,293
5,470,384
4,868,226
4,257,705
3,638,705
3,011,108
2,374,795
1,729,644
1,075,533
0,412,338
9,739,932
9,058,187
8,366,974
7,666,161
6,955,614
6,235,200
5,504,780
4,764,215
4,013,366
3,252,088
2,480,237
1,697,666
0,904,227
0,099,768
9,284,137
8,457,177

7,618,733
6,768,644
5,906,748
5,032,882
4,146,879
3,248,571
2,337,788
1,414,354
0,478,096
9,528,834
8,566,389
7,590,577
6,601,213
5,598,107
4,581,070
3,549,909
2,504,425
1,444,422
0,369,697
,280,046
,175,261
,055,133
,919,447
,767,989
,600,539
,416,875
,216,771
$0

taller#13amortizacion de creditos
nombre estudiante :kelly vanessa vargas
valor total prestamo
plazo(aos)
tasa interes mensual
valor de cuota mensual

$ 12,000,000
2 AOS
1.79%
$ 619,333.70

tabla de amortizacion cuo

# cuotas
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

valor cuota
$0
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334
$ 619,334

interes
$0
$ 214,585
$ 207,347
$ 199,980
$ 192,481
$ 184,848
$ 177,079
$ 169,170
$ 161,120
$ 152,927
$ 144,586
$ 136,097
$ 127,456
$ 118,660
$ 109,707
$ 100,593
$ 91,317
$ 81,875
$ 72,264
$ 62,482
$ 52,524
$ 42,388
$ 32,071
$ 21,570
$ 10,880
$ 14,864,009

$ 2,864,009

rtizacion de creditos (cuotas fijas )

e :kelly vanessa vargas

grado:8a

interes (efectivo anual)

No.pagos por ao

23.70%
12

(funcion tasa .nominal)

(funcion pago)

de amortizacion cuota fija

nteres
$0
214,585
207,347
199,980
192,481
184,848
177,079
169,170
161,120
152,927
144,586
136,097
127,456
118,660
109,707
100,593
91,317
81,875
72,264
62,482
52,524
42,388
32,071
21,570
10,880

amortizacin
$0
$ 404,749
$ 411,986
$ 419,353
$ 426,852
$ 434,485
$ 442,255
$ 450,163
$ 458,213
$ 466,407
$ 474,747
$ 483,237
$ 491,878
$ 500,674
$ 509,627
$ 518,740
$ 528,016
$ 537,458
$ 547,069
$ 556,852
$ 566,810
$ 576,946
$ 587,263
$ 597,764
$ 608,453
$ 2,864,009

saldo
$ 12,000,000
$ 11,595,251
$ 11,183,265
$ 10,763,912
$ 10,337,059
$ 9,902,574
$ 9,460,319
$ 9,010,155
$ 8,551,942
$ 8,085,535
$ 7,610,788
$ 7,127,551
$ 6,635,673
$ 6,134,999
$ 5,625,372
$ 5,106,631
$ 4,578,615
$ 4,041,157
$ 3,494,087
$ 2,937,235
$ 2,370,425
$ 1,793,480
$ 1,206,217
$ 608,453
$0
$ 12,000,000

grado:8a

3.70%
12

saldo
2,000,000
1,595,251
1,183,265
0,763,912
0,337,059
,902,574
,460,319
,010,155
,551,942
,085,535
,610,788
,127,551
,635,673
,134,999
,625,372
,106,631
,578,615
,041,157
,494,087
,937,235
,370,425
,793,480
,206,217
608,453
$0