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Diego Hernn Ruiz Malpica.

Taller Tablas de Amortizacin - Parcial. Matemtica Financiera


Punto 1
tabla
amortizacin
monto
plazo meses
tasa
forma de pago
n
o Saldo Inicial

$
175.000.000.0
0
60
13.91% EA
Cuotas mesuales vencidas
Abono a K

Intereses

1.091% MV

Cuota

0 175000000.00
1 175000000.00

1424157.52

1909008.19

3333165.71

2 173575842.48

1464693.11

1893472.60

3358165.71

3 172111149.38

1505670.88

1877494.83

3383165.71

4 170605478.49

1547095.67

1861070.04

3408165.71

5 169058382.82

1588972.35

1844193.36

3433165.71

6 167469410.47

1631305.84

1826859.87

3458165.71

7 165838104.63

1674101.14

1809064.58

3483165.71

8 164164003.49

1717363.27

1790802.45

3508165.71

9
1
0
1
1
1
2
1
3
1
4
1
5
1
6
1
7
1

162446640.23

1761097.33

1772068.39

3533165.71

160685542.90

1805308.46

1752857.25

3558165.71

158880234.44
157030232.5
5

1850001.88

1733163.83

3583165.71

1895182.85

1712982.86

3608165.71

155135049.70

1940856.68

1692309.04

3633165.71

153194193.03

1987028.74

1671136.97

3658165.71

151207164.29

2033704.48

1649461.23

3683165.71

149173459.81

2080889.38

1627276.33

3708165.71

147092570.42
144963981.41

2128589.01
2176808.98

1604576.70
1581356.73

3733165.71
3758165.71

Saldo Final
175000000.0
0
173575842.4
8
172111149.3
8
170605478.4
9
169058382.8
2
167469410.4
7
165838104.6
3
164164003.4
9
162446640.2
3
160685542.9
0
158880234.4
4
157030232.5
5
155135049.
70
153194193.0
3
151207164.2
9
149173459.8
1
147092570.4
2
144963981.4
1
142787172.4

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
8
1
9
2
0
2
1
2
2
2
3
2
4
2
5
2
6
2
7
2
8
2
9
3
0
3
1
3
2
3
3
3
4
3
5
3
6
3
7
3
8
3
9
4
0
4
1
4
2

142787172.44

2225554.95

1557610.76

3783165.71

140561617.48

2274832.68

1533333.03

3808165.71

138286784.80

2324647.97

1508517.75

3833165.71

135962136.83

2375006.66

1483159.05

3858165.71

133587130.17

2425914.70

1457251.01

3883165.71

131161215.46

2477378.08

1430787.63

3908165.71

128683837.38

2529402.85

1403762.86

3933165.71

126154434.53

2581995.14

1376170.57

3958165.71

123572439.39

2635161.14

1348004.57

3983165.71

120937278.24

2688907.11

1319258.60

4008165.71

118248371.13

2743239.37

1289926.34

4033165.71

115505131.76

2798164.32

1260001.39

4058165.71

112706967.44

2853688.43

1229477.28

4083165.71

109853279.01

2909818.23

1198347.48

4108165.71

106943460.79

2966560.32

1166605.39

4133165.71

103976900.46

3023921.40

1134244.31

4158165.71

4
140561617.4
8
138286784.8
0
135962136.8
3
133587130.1
7
131161215.4
6
128683837.3
8
126154434.5
3
123572439.3
9
120937278.2
4
118248371.1
3
115505131.7
6
112706967.4
4
109853279.0
1
106943460.7
9
103976900.4
6
100952979.0
7

100952979.07

3081908.20

1101257.51

4183165.71

97871070.87

97871070.87

3140527.56

1067638.15

4208165.71

94730543.31

94730543.31

3199786.38

1033379.33

4233165.71

91530756.93

91530756.93

3259691.62

998474.09

4258165.71

88271065.31

88271065.31

3320250.36

962915.35

4283165.71

84950814.95

84950814.95

3381469.70

926696.01

4308165.71

81569345.25

81569345.25

3443356.86

889808.85

4333165.71

78125988.39

78125988.39

3505919.13

852246.58

4358165.71

74620069.26

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
4
3
4
4
4
5
4
6
4
7
4
8
4
9
5
0
5
1
5
2
5
3
5
4
5
5
5
6
5
7
5
8
5
9
6
0

74620069.26

3569163.86

814001.85

4383165.71

71050905.40

71050905.40

3633098.51

775067.20

4408165.71

67417806.89

67417806.89

3697730.59

735435.12

4433165.71

63720076.30

63720076.30

3763067.72

695097.99

4458165.71

59957008.58

59957008.58

3829117.59

654048.12

4483165.71

56127890.98

56127890.98

3895887.97

612277.74

4508165.71

52232003.01

52232003.01

3963386.73

569778.98

4533165.71

48268616.28

48268616.28

4031621.80

526543.91

4558165.71

44236994.48

44236994.48

4100601.23

482564.49

4583165.71

40136393.25

40136393.25

4170333.12

437832.59

4608165.71

35966060.13

35966060.13

4240825.69

392340.02

4633165.71

31725234.44

31725234.44

4312087.24

346078.47

4658165.71

27413147.20

27413147.20

4384126.15

299039.56

4683165.71

23029021.05

23029021.05

4456950.91

251214.80

4708165.71

18572070.14

18572070.14

4530570.09

202595.62

4733165.71

14041500.05

14041500.05

4604992.35

153173.36

4758165.71

9436507.71

9436507.71

4680226.45

102939.26

4783165.71

4756281.25

4756281.25

4756281.25

51884.46

4808165.71

0.00

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

Punto 2
GRADIENTE
CRECIENTE
monto
plazo meses
tasa
forma de pago
n
o Saldo Inicial

$
1.000.000.0
0
6
18.00% NAMV
Cuotas mensuales
vencidas
Interes
Abono a K es

IP 1.5%
Saldo
Gradien
Final
te
$
1.000.000.0
0

Cuota

$
0 1.000.000.00
1

1000000.00

140159.72

859840.28

150020.10

709820.17

160416.29

15000.0
0
12897.6
0
10647.3
0

549403.88

171375.72

8241.06

378028.17

182927.19

5670.42

195100.98

195100.98

2926.51

155159.
72
162917.
71
171063.
59
179616.
77
188597.
61
198027.
49

859840.28

0.00

709820.17

7757.99

549403.88

8145.89

378028.17

8553.18

195100.98

8980.84

0.00

9429.88

GRADIENTE
DECRECIENTE
monto
plazo meses
tasa
forma de pago
n
o Saldo Inicial

$
1.000.000.0
0
6
18.00% NAMV
Cuotas mensuales
vencidas
Interes
Abono a K es

IP 1.5%

Cuota

$
0 1.000.000.00
1
2

1000000.00
816664.46

183335.54
176168.79

15000.0
0
12249.9

198335.
54
188418.

Saldo
Gradien
Final
te
$
1.000.000.0
0
816664.46
0.00
640495.67 -9916.78

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
7
3

640495.67

169390.39

9607.44

471105.28

162981.35

7066.58

308123.93

156923.68

4621.86

151200.25

151200.25

2268.00

76
178997.
82
170047.
93
161545.
53
153468.
26

471105.28 -9420.94
308123.93 -8949.89
151200.25 -8502.40
0.00 -8077.28

Punto 3
tabla amortizacion
monto
plazo meses
tasa
forma de pago
n
o

$
70.000.000.00
IP
36
EA
16.20% NAMV
Cuotas uniformes mesuales vencidas
Abono a K

Intereses

Cuota

70000000.00

70000000.00

1522909.73

945000.00

68477090.27

1543469.01

924440.72

66933621.26

1564305.84

903603.89

65369315.42

1585423.97

882485.76

63783891.45

1606827.19

861082.53

62177064.26

1628519.36

839390.37

60548544.90

1650504.37

817405.36

58898040.53

1672786.18

795123.55

9
10

57225254.35
55529885.55

1695368.79
1718256.27

772540.93
749653.45

2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7

1.35%
17.46%
Saldo
Final
70000000.0
0
68477090.2
7
66933621.2
6
65369315.4
2
63783891.4
5
62177064.2
6
60548544.9
0
58898040.5
3
57225254.3
5
55529885.5
5
53811629.2

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

11

53811629.28

1741452.73

726457.00

12

52070176.55

1764962.34

702947.38

13

50305214.20

1788789.34

679120.39

14

48516424.87

1812937.99

654971.74

15

46703486.87

1837412.66

630497.07

16

44866074.22

1862217.73

605692.00

17

43003856.49

1887357.67

580552.06

18

41116498.83

1912836.99

555072.73

19

39203661.83

1938660.29

529249.43

20

37265001.54

1964832.21

503077.52

21

35300169.33

1991357.44

476552.29

22

33308811.89

2018240.77

449668.96

23

31290571.12

2045487.02

422422.71

24

29245084.11

2073101.09

394808.64

25

27171983.01

2101087.96

366821.77

26

25070895.06

2129452.64

338457.08

27

22941442.41

2158200.26

309709.47

28

20783242.16

2187335.96

280573.77

29

18595906.20

2216864.99

251044.73

30

16379041.20

2246792.67

221117.06

31

14132248.53

2277124.37

190785.36

32

11855124.16

2307865.55

160044.18

33

9547258.61

2339021.74

128887.99

34

7208236.87

2370598.53

97311.20

3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3
2467909.7
3

8
52070176.5
5
50305214.2
0
48516424.8
7
46703486.8
7
44866074.2
2
43003856.4
9
41116498.8
3
39203661.8
3
37265001.5
4
35300169.3
3
33308811.8
9
31290571.1
2
29245084.1
1
27171983.0
1
25070895.0
6
22941442.4
1
20783242.1
6
18595906.2
0
16379041.2
0
14132248.5
3
11855124.1
6
9547258.61
7208236.87
4837638.34

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
35

4837638.34

2402601.61

36

2435036.73

2435036.73

2467909.7
3 2435036.73
2467909.7
32873.00
3
0.00
88844750.
2
65308.12

tabla amortizacion
monto
plazo meses
tasa
forma de pago
No. Saldo
no inicial

$
70.000.000.00
30
16.00% NATV

IP
EA

4%
17%

Abono a K
uniforme
Abono a K

70000000.00

70000000.00

2333333.33

67666666.67

2333333.33

65333333.33

2333333.33

63000000.00

2333333.33

60666666.67

2333333.33

58333333.33

2333333.33

56000000.00

2333333.33

53666666.67

2333333.33

51333333.33

2333333.33

10

49000000.00

2333333.33

11

46666666.67

2333333.33

12

44333333.33

2333333.33

13

42000000.00

2333333.33

14

39666666.67

2333333.33

15

37333333.33

2333333.33

Intereses
2800000.0
0
2706666.6
7
2613333.3
3
2520000.0
0
2426666.6
7
2333333.3
3
2240000.0
0
2146666.6
7
2053333.3
3
1960000.0
0
1866666.6
7
1773333.3
3
1680000.0
0
1586666.6
7
1493333.3
3

Cuota
5133333.3
3
5040000.0
0
4946666.6
7
4853333.3
3
4760000.0
0
4666666.6
7
4573333.3
3
4480000.0
0
4386666.6
7
4293333.3
3
4200000.0
0
4106666.6
7
4013333.3
3
3920000.0
0
3826666.6
7

Saldo Final
70000000.0
0
67666666.6
7
65333333.3
3
63000000.0
0
60666666.6
7
58333333.3
3
56000000.0
0
53666666.6
7
51333333.3
3
49000000.0
0
46666666.6
7
44333333.3
3
42000000.0
0
39666666.6
7
37333333.3
3
35000000.0
0

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
16

35000000.00

2333333.33

17

32666666.67

2333333.33

18

30333333.33

2333333.33

19

28000000.00

2333333.33

20

25666666.67

2333333.33

1400000.0
0
1306666.6
7
1213333.3
3
1120000.0
0
1026666.6
7

21

23333333.33

2333333.33

933333.33

22

21000000.00

2333333.33

840000.00

23

18666666.67

2333333.33

746666.67

24

16333333.33

2333333.33

653333.33

25

14000000.00

2333333.33

560000.00

26

11666666.67

2333333.33

466666.67

27

9333333.33

2333333.33

373333.33

28

7000000.00

2333333.33

280000.00

29

4666666.67

2333333.33

186666.67

30

2333333.33

2333333.33

93333.33

3733333.3
3
3640000.0
0
3546666.6
7
3453333.3
3
3360000.0
0
3266666.6
7
3173333.3
3
3080000.0
0
2986666.6
7
2893333.3
3
2800000.0
0
2706666.6
7
2613333.3
3
2520000.0
0
2426666.6
7
113400000

32666666.6
7
30333333.3
3
28000000.0
0
25666666.6
7
23333333.3
3
21000000.0
0
18666666.6
7
16333333.3
3
14000000.0
0
11666666.6
7
9333333.33
7000000.00
4666666.67
2333333.33
0.00

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
Punto 4

monto
plazo en meses
tasa

$
100.000.000.0
0
144
UVR+11%EA

UVR
Spread
Cf

3.00%
11.00
%
14.33
%

forma de pago CUMV en UVR


no saldo
abono a
saldo
.
inicial
k
intereses cuota
final
456662.70
456662.70
0
9
9
456662.70
3988.7632 5585.258 455.066.2
1
9 1.596.49
8
0
1
455066.21
3974.8185 5585.258 453.455.7
2
4 1.610.44
4
0
7
453455.77
3960.7520 5585.258 451.831.2
3
5 1.624.51
1
0
7
451831.26
3946.5626 5585.258 450.192.5
4
9 1.638.70
1
0
7
450192.57
3932.2492 5585.258 448.539.5
5
3 1.653.01
7
0
6
448539.56
3917.8109 5585.258 446.872.1
6
4 1.667.45
1
0
2
446872.11
3903.2464 5585.258 445.190.1
7
7 1.682.01
4
0
1
445190.10
3888.5547 5585.258 443.493.4
8
6 1.696.70
5
0
0
443493.40
3873.7347 5585.258 441.781.8
9
2 1.711.52
3
0
8
441781.87
3858.7852 5585.258 440.055.4
10
9 1.726.47
7
0
1
440055.40
3843.7052 5585.258 438.313.8
11
6 1.741.55
3
0
5
438313.85
3828.4934 5585.258 436.557.0
12
4 1.756.76
8
0
9
436557.08
3813.1488 5585.258 434.784.9
13
9 1.772.11
5
0
8

0.25% Reflejo de inflacin

UVR

218.98

0.87%
1.12%

UVR
218.98
219.52006
4
220.06145
9
220.60419
221.14826
221.69367
1
222.24042
7
222.78853
2
223.33798
9
223.88880
1
224.44097
1
224.99450
3
225.5494
226.10566
6

saldo
inicial
abono a k
10000000
0
10000000
0 103.835.65
99896164.
3 108.024.77
99788139.
6 112.268.36
99675871.
2 116.567.05
99559304.
2 120.921.48
99438382.
7 125.332.28
99313050.
4 129.800.12
99183250.
3 134.325.65
99048924.
6 138.909.53
98910015.
1 143.552.44
98766462.
7 148.255.06
98618207.
6 153.018.09
98465189.
5 157.842.21

intereses

cuota

1122240.5
5
1121075.2
6
1119862.9
6
1118603.0
4
1117294.8
8
1115937.8
5
1114531.3
2
1113074.6
5
1111567.1
9
1110008.2
9
1108397.2
9
1106733.5
1
1105016.2
8

1226076.199
5
1229100.034
2
1232131.326
4
1235170.094
7
1238216.357
4
1241270.132
9
1244331.439
9
1247400.297
0
1250476.722
6
1253560.735
5
1256652.354
5
1259751.598
2
1262858.485
5

saldo final
100000000
99.896.164.35
99.788.139.57
99.675.871.21
99.559.304.16
99.438.382.68
99.313.050.39
99.183.250.27
99.048.924.62
98.910.015.09
98.766.462.65
98.618.207.59
98.465.189.50
98.307.347.30

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

14 434784.98
432997.39
15
2
16 431194.19
429375.23
17
8
427540.39
18
9
425689.53
19
2
20

423822.5
421939.15
21
9
420039.36
22
8
418122.98
23
3
24 416189.86
414239.85
25
1
26 412272.81
410288.58
27
7
408287.03
28
3
406267.99
29
7
404231.32
30
5
402176.86
31
3
400104.45
32
7
398013.94
33
8

1.787.59 3797.6702
3782.0563
1.803.20
5
3766.3061
1.818.95
1
3750.4183
1.834.84
1
3734.3917
1.850.87
3
3718.2251
1.867.03
6
3701.9173
1.883.34
9
3685.4671
1.899.79
7
3668.8732
1.916.38
7
3652.1344
1.933.12
3
3635.2493
1.950.01
8
3618.2168
1.967.04
4
3601.0355
1.984.22
4
3583.7041
2.001.55
6
2.019.04 3566.2214
3548.5859
2.036.67
4
3530.7964
2.054.46
3
3512.8515
2.072.41
4
3494.7499
2.090.51
2
3476.4901
2.108.77
8

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

432.997.3
9
431.194.1
9
429.375.2
4
427.540.4
0
425.689.5
3
423.822.5
0
421.939.1
6
420.039.3
7
418.122.9
8
416.189.8
6
414.239.8
5
412.272.8
1
410.288.5
9
408.287.0
3
406.268.0
0
404.231.3
2
402.176.8
6
400.104.4
6
398.013.9
5
395.905.1
8

226.66330
3
227.22231
6
227.78270
8
228.34448
1
228.90764
229.47218
8
230.03812
9
230.60546
5
231.1742
231.74433
8
232.31588
2
232.88883
6
233.46320
2
234.03898
6
234.61618
9
235.19481
6
235.77487
236.35635
4
236.93927
2
237.52362
9

98307347.
3
98144619.
2
97976942.
6
97804254.
4
97626490.
5
97443586.
4
97255476.
4
97062094.
5
96863373.
7
96659246.
2
96449643.
5
96234496.
3
96013734.
6
95787287.
5
95555083.
1
95317049.
1
95073111.
9
94823197.
4
94567230.
6
94305135.
4

1103244.9 1265973.035
1
2 98.144.619.17
1101418.7 1269095.266
167.676.56
1
2 97.976.942.61
1099536.9 1272225.197
172.688.22
8
5 97.804.254.39
1275362.848
177.763.85
1097599
1 97.626.490.54
1095604.0 1278508.236
182.904.18
6
9 97.443.586.37
1093551.4 1281661.383
188.109.95
4
1 97.255.476.42
1091440.3 1284822.305
193.381.92
9
9 97.062.094.50
1089270.1 1287991.024
198.720.84
8
3 96.863.373.66
1087040.0 1291167.557
204.127.50
5
6 96.659.246.15
1084749.2 1294351.925
209.602.67
5
1 96.449.643.48
1082397.0 1297544.146
215.147.14
1
2 96.234.496.34
1079982.5 1300744.240
220.761.70
4
1 96.013.734.64
1077505.0 1303952.226
226.447.17
6
3 95.787.287.47
1074963.7 1307168.124
232.204.35
8
2 95.555.083.13
1072357.8 1310391.953
238.034.07
9
5 95.317.049.06
1069686.5 1313623.733
243.937.16
7
5 95.073.111.90
1066949.0 1316863.484
249.914.47
1
0 94.823.197.42
1064144.3 1320111.224
255.966.86
7
6 94.567.230.57
1323366.975
262.095.17 1061271.8
0 94.305.135.40
1058330.4 1326630.755
268.300.29
7
0 94.036.835.11
162.728.12

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53

395905.18
1
393777.99
4
391632.22
6
389467.71
7
387284.30
1
385081.81
4
382860.08
9
380618.95
9
378358.25
3
376077.8
373777.42
9
371456.96
5
369116.23
3
366755.05
5
364373.25
3
361970.64
8
359547.05
6
357102.29
6
354636.18
1
352148.52
6

2.127.19
2.145.77
2.164.51
2.183.42
2.202.49
2.221.72
2.241.13
2.260.71
2.280.45
2.300.37
2.320.46
2.340.73
2.361.18
2.381.80
2.402.61
2.423.59

3458.0709
5
3439.4908
3
3420.7484
3
3401.8423
1
3382.7710
6
3363.5332
3
3344.1273
7
3324.552
3304.8056
6
3284.8868
3
3264.7940
2
3244.5257
1
3224.0803
7
3203.4564
4
3182.6523
7
3161.6665
8

2.444.76 3140.4975
3119.1435
2.466.11
1
2.487.66

3097.603
3075.8743
2.509.38
4

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

393.777.9
9
391.632.2
3
389.467.7
2
387.284.3
0
385.081.8
1
382.860.0
9
380.618.9
6
378.358.2
5
376.077.8
0
373.777.4
3
371.456.9
6
369.116.2
3
366.755.0
5
364.373.2
5
361.970.6
5
359.547.0
6
357.102.3
0
354.636.1
8
352.148.5
3
349.639.1
4

238.10942
6
238.69666
8
239.28535
8
239.87550
1
240.46709
8
241.06015
5
241.65467
5

94036835.
1
93762252
93481307.
5
93193922.
2
92900015.
6
92599506.
5
92292312.
5
91978350.
6
91657536.
4
91329785.
1
90995010.
4
90653125.
3
90304041.
8
89947670.
7

242.25066
242.84811
6
243.44704
5
244.04745
1
244.64933
8
245.25270
9
245.85756
8
246.46391
9 89583922
247.07176 89212704.
6
5
247.68111 88833926.
1
1
88447493.
248.29196
5
248.90431 88053312.
5
4
87651287.
249.51818
6

274.583.09
280.944.47
287.385.33
293.906.59
300.509.15
307.193.96
313.961.96
320.814.10
327.751.35
334.774.68

1055319.4
9
1052238.0
1
1049085.1
4
1045859.9
8
1042561.6
4
1039189.2
1
1035741.7
5
1032218.3
4
1028618.0
4
1024939.8
8

341.885.08 1021182.9
1017346.1
349.083.55
3
1013428.5
356.371.09
7
1009429.2
363.748.73
3
371.217.49 1005347.1
1001181.1
378.778.42
4
996930.33
386.432.58
7
992593.63
394.181.03
4
988169.97
402.024.85
4
983658.28
409.965.13
9

1329902.584
3
1333182.482
9
1336470.470
5
1339766.567
3
1343070.793
0
1346383.167
9
1349703.712
1
1353032.445
5
1356369.388
5
1359714.561
4
1363067.984
3
1366429.677
7
1369799.661
9
1373177.957
4
1376564.584
7
1379959.564
3
1383362.916
8
1386774.663
0
1390194.823
4
1393623.418
9

93.762.252.02
93.481.307.54
93.193.922.21
92.900.015.62
92.599.506.47
92.292.312.51
91.978.350.55
91.657.536.45
91.329.785.10
90.995.010.41
90.653.125.33
90.304.041.78
89.947.670.69
89.583.921.97
89.212.704.48
88.833.926.05
88.447.493.47
88.053.312.45
87.651.287.60
87.241.322.47

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

54

349639.14
2

2.531.30

55 347107.84
344554.42
56
8
341978.71
57
3

2.553.41

58

339380.5
336759.59
3
334115.79
3
331448.90
1
328758.71
5

2.620.91

63 326045.03
323307.64
64
3
320546.34
65
6

2.737.39

66 317760.93
314951.18
67
5
312116.89
68
8
309257.85
69
4
306373.83
70
8
303464.63
71
1
300530.01
72
3
297569.76
73
2

2.809.75

59
60
61
62

2.575.72
2.598.21

2.643.80
2.666.89
2.690.19
2.713.68

2.761.30
2.785.42

2.834.29
2.859.04
2.884.02
2.909.21
2.934.62
2.960.25
2.986.11

3053.9558
9
3031.846
3009.5429
8
2987.0451
6
2964.3508
2
2941.4582
6
2918.3657
5
2895.0715
2
2871.5738
4
2847.8709
1
2823.9609
4
2799.8421
4
2775.5126
6
2750.9706
7
2726.2143
3
2701.2417
4
2676.0510
3
2650.6402
9
2625.0075
9
2599.1510
1

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

347.107.8
4
344.554.4
3
341.978.7
1
339.380.5
0
336.759.5
9
334.115.7
9
331.448.9
0
328.758.7
1
326.045.0
3
323.307.6
4
320.546.3
5
317.760.9
3
314.951.1
8
312.116.9
0
309.257.8
5
306.373.8
4
303.464.6
3
300.530.0
1
297.569.7
6
294.583.6
6

250.13355 87241322.
9
5
250.75045 86823319.
6
5
251.36887
4 86397180
251.98881 85962804.
8
1
252.61029
253.23329
5
253.85783
7
254.48391
9
255.11154
5
255.74071
9
256.37144
4
257.00372
5
257.63756
6

85520091
85068938.
5
84609243.
3
84140901
83663806
83177851.
3

82682929
82178929.
7
81665742.
9
81143256.
258.27297
6
258.90994
259.54848
2
260.18859
9
260.83029
4
261.47357
2
262.11843
6

80611358
80069932.
5
79518864.
5
78958037
78387331.
6
77806628.
7

418.002.98
426.139.50
434.375.84
442.713.13
451.152.52

979057.49
4
974366.49
5
969584.18
4
964709.44
3
959741.13
6

459.695.18 954678.12
949519.23
468.342.29
4
944263.30
477.095.04
7
938909.15
485.954.65
3
933455.57
494.922.33
3
927901.35
503.999.31
4
922245.26
513.186.85
9
916486.07
522.486.21
9
910622.52
531.898.65
6
904653.34
541.425.48
4
898577.24
551.068.00
8
892392.93
560.827.52
9
886099.10
570.705.39
6
879694.41
580.702.95
8
873177.53
590.821.57
4

1397060.470
2
1400505.998
2
1403960.023
8
1407422.568
0
1410893.651
7
1414373.296
1
1417861.522
2
1421358.351
2
1424863.804
3
1428377.902
9
1431900.668
1
1435432.121
5
1438972.284
3
1442521.178
2
1446078.824
5
1449645.245
0
1453220.461
3
1456804.495
0
1460397.367
9
1463999.101
7

86.823.319.49
86.397.179.99
85.962.804.15
85.520.091.02
85.068.938.51
84.609.243.33
84.140.901.04
83.663.806.00
83.177.851.35
82.682.929.02
82.178.929.70
81.665.742.85
81.143.256.65
80.611.357.99
80.069.932.51
79.518.864.52
78.958.036.99
78.387.331.60
77.806.628.66
77.215.807.09

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

74
75
76
77
78
79
80
81

294583.65
5
291571.46
6
288532.96
6
285467.92
6
282376.11
5
279257.29
7
276111.23
8

3.012.19
3.038.50
3.065.04
3.091.81
3.118.82
3.146.06
3.173.54

272937.7
269736.44
2
266507.22
2
263249.79
6
259963.91
8

3.201.26

86 256649.34
253305.80
87
9
249933.07
88
5

3.343.53

89 246530.88

3.431.91

90 243098.97
239637.08
91
2
236144.95
92
7
232622.32
93
9

3.461.89

82
83
84
85

3.229.22
3.257.43
3.285.88
3.314.58

3.372.73
3.402.19

3.492.13
3.522.63
3.553.40

2573.0685
8
2546.7583
3
2520.2182
6
2493.4463
9
2466.4406
7
2439.1990
7
2411.7195
2
2383.9999
5
2356.0382
6
2327.8323
4
2299.3800
5
2270.6792
4
2241.7277
4
2212.5233
6
2183.0638
9
2153.3471
1
2123.3707
6
2093.1325
8
2062.6302
8
2031.8615
6

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

291.571.4
7
288.532.9
7
285.467.9
3
282.376.1
1
279.257.3
0
276.111.2
4
272.937.7
0
269.736.4
4
266.507.2
2
263.249.8
0
259.963.9
2
256.649.3
4
253.305.8
1
249.933.0
7
246.530.8
8
243.098.9
7
239.637.0
8
236.144.9
6
232.622.3
3
229.068.9
3

262.76489 77215807.
1
1
76614744.
263.41294
5
264.06258
8 76003317
264.71383 75381399.
7
3
265.36669 74748864.
3
8
266.02115 74105585.
9
5
266.67723 73451431.
9
6
267.33493 72786272.
7
1
267.99425 72109974.
7
6
268.65520 71422404.
3
9
269.31777 70723427.
9
4
269.98198 70012905.
9
1
270.64783 69290699.
8
3
271.31532 68556669.
8
6
271.98446 67810674.
5
2
272.65525 67052569.
2
7
273.32769 66282210.
4
9
274.00179
3 65499451
274.67755 64704141.
6
7
275.35498 63896132.
5
8

601.062.62
611.427.51
621.917.65
632.534.46
643.279.38
654.153.89
665.159.44
676.297.54
687.569.70
698.977.44
710.522.31
722.205.87
734.029.69
745.995.37

866547.09
5
859801.72
7
852940.03
9
845960.62
7
838862.06
9
831642.92
7
824301.74
7
816837.05
8
809247.37
3
801531.18
7
793686.97
8
785713.20
9
777608.32
2
769370.74
3

758.104.54 760998.88
752491.12
770.358.81
4
743845.84
782.759.85
5
735061.39
795.309.32
7
726136.11
808.008.91
3
717068.30
820.860.33
9

1467609.718
5
1471229.240
0
1474857.688
2
1478495.085
1
1482141.452
8
1485796.813
5
1489461.189
3
1493134.602
4
1496817.075
1
1500508.629
8
1504209.288
9
1507919.074
8
1511638.010
0
1515366.117
2
1519103.418
8
1522849.937
6
1526605.696
4
1530370.717
9
1534145.024
9
1537928.640
4

76.614.744.46
76.003.316.95
75.381.399.30
74.748.864.84
74.105.585.46
73.451.431.57
72.786.272.13
72.109.974.59
71.422.404.88
70.723.427.44
70.012.905.13
69.290.699.26
68.556.669.58
67.810.674.20
67.052.569.66
66.282.210.85
65.499.451.00
64.704.141.68
63.896.132.77
63.075.272.43

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

98

229068.93
3
225484.49
9
221868.75
6
218221.43
2
214542.24
9

99
10
0
10
1
10
2
10
3
10
4
10
5
10
6
10
7
10
8
10
9
11
0
11
1
11
2
11
3

210830.93
207087.19
5
203310.75
9
199501.33
8
195658.64
3
191782.38
4
187872.26
7
183927.99
7
179949.27
6
175935.80
1
171887.27
1
167803.37
9
163683.81
5
159528.26
9
155336.42
5

94
95
96
97

2000.8240
8
1969.5155
3.615.74
1
1937.9334
3.647.32
7
1906.0755
3.679.18
7
3.584.43

3.711.32 1873.9394
1841.5225
3.743.74
4
1808.8225
3.776.44
3
3.809.42 1775.8369
1742.5631
3.842.69
6
1708.9987
3.876.26
8
1675.1412
3.910.12
3
1640.9879
3.944.27
5
1606.5363
3.978.72
5
1571.7838
4.013.47
3
1536.7277
4.048.53
6
4.083.89 1501.3655
1465.6943
4.119.56
5
1429.7116
4.155.55
4
1393.4146
4.191.84
3
1356.8005
4.228.46
8

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

225.484.5
0
221.868.7
6
218.221.4
3
214.542.2
5
210.830.9
3
207.087.1
9
203.310.7
6
199.501.3
4
195.658.6
4
191.782.3
8
187.872.2
7
183.928.0
0
179.949.2
8
175.935.8
0
171.887.2
7
167.803.3
8
163.683.8
1
159.528.2
7
155.336.4
3
151.107.9
7

276.03408
4
276.71485
9
277.39731
2
278.08144
9
278.76727
3
279.45478
8
280.14399
9
280.83491
281.52752
4
282.22184
7
282.91788
2
283.61563
4
284.31510
7
285.01630
5
285.71923
2
286.42389
2
287.13029
1
287.83843
2
288.54831
9
289.25995
7

63075272.
707856.28
4 833.865.31
2
62241407.
698498.30
1 847.025.58
7
61394381.
688992.64
5 860.342.92
3
60534038.
679337.52
6 873.819.12
6
59660219.
669531.17
5 887.455.98
3
58772763.
659571.78
5 901.255.32
2
57871508.
2 915.218.99 649457.53
56956289.
639186.57
2 929.348.86
1
56026940.
628757.04
3 943.646.83
1
55083293.
618167.05
5 958.114.79
4
54125178.
607414.70
7 972.754.67
1
53152424.
596498.05
1 987.568.45
4
52164855. 1.002.558.0 585415.16
6
7
1
51162297. 1.017.725.5 574164.04
5
6
7
1.033.072.9 562742.71
50144572
2
8
49111499. 1.048.602.1 551149.15
1
9
5
48062896. 1.064.315.4 539381.31
9
5
6
46998581. 1.080.214.7 527437.13
4
8
7
45918366. 1.096.302.2 515314.52
7
9
9
44822064. 1.112.580.1
4
2 503011.38

1541721.587
4
1545523.888
7
1549335.567
6
1553156.647
0
1556987.150
3
1560827.100
7
1564676.521
4
1568535.435
8
1572403.867
3
1576281.839
4
1580169.375
7
1584066.499
7
1587973.235
0
1591889.605
4
1595815.634
6
1599751.346
4
1603696.764
8
1607651.913
7
1611616.817
0
1615591.498
9

62.241.407.13
61.394.381.55
60.534.038.62
59.660.219.50
58.772.763.52
57.871.508.21
56.956.289.21
56.026.940.35
55.083.293.52
54.125.178.74
53.152.424.06
52.164.855.62
51.162.297.54
50.144.571.98
49.111.499.07
48.062.896.88
46.998.581.43
45.918.366.65
44.822.064.36
43.709.484.25

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
11
4
11
5
11
6
11
7
11
8
11
9
12
0
12
1
12
2
12
3
12
4
12
5
12
6
12
7
12
8
12
9
13
0
13
1
13
2
13
3

151107.96
8
146842.57
6
142539.92
9
138199.69
9
133821.55
9
129405.17
8
124950.22
2
120456.35
3
115923.23
2
111350.51
7
106737.86
102084.91
4
97391.326
3
92656.741
9
87880.802
9
83063.148
78203.412
8
73301.229
8
68356.228
3
63368.034
1

4.265.39
4.302.65
4.340.23
4.378.14
4.416.38
4.454.96
4.493.87
4.533.12
4.572.72
4.612.66
4.652.95

1319.8667
2
1282.6102
6
1245.0283
8
1207.1182
4
1168.8769
6
1130.3016
7
1091.3894
3
1052.1373
2
1012.5423
5
972.60153
6
932.31185
5

4.693.59 891.67026
850.67367
4.734.58
7
809.31900
4.775.94
6
767.60311
4.817.65
8
725.52285
4.859.74
9
683.07504
4.902.18
6
640.25646
4.945.00
9
597.06388
4.988.19
9
553.49403
5.031.76
9

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

146.842.5
8
142.539.9
3
138.199.7
0
133.821.5
6
129.405.1
8
124.950.2
2
120.456.3
5
115.923.2
3
111.350.5
2
106.737.8
6
102.084.9
1
97.391.33
92.656.74
87.880.80
83.063.15
78.203.41
73.301.23
68.356.23
63.368.03
58.336.27

43709484. 1.129.050.4 490525.55 1619575.983


289.97335
2
3
5
3 42.580.433.82
290.68850 42580433. 1.145.715.4 477854.89 1623570.294
3
8
0
3
6 41.434.718.41
291.40541 41434718. 1.162.577.2
1627574.457
9
4
5 464997.21
0 40.272.141.17
292.12410 40272141. 1.179.638.2 451950.29 1631588.494
3
2
0
7
6 39.092.502.97
1.196.900.5 438711.91 1635612.432
292.84456 39092503
1
9
0 37.895.602.46
293.56679 37895602. 1.214.366.4 425279.81 1639646.293
4
5
8
6
5 36.681.235.98
294.29080
1.232.038.4 411651.70 1643690.103
9 36681236
0
3
6 35.449.197.58
295.01660 35449197. 1.249.918.6 397825.26 1647743.886
9
6
2
8
8 34.199.278.96
1.268.009.4 383798.17 1651807.667
295.7442 34199279
9
5
8 32.931.269.47
296.47358 32931269. 1.286.313.4 369568.05 1655881.471
5
5
1
8
1 31.644.956.05
297.20476 31644956. 1.304.832.7 355132.52 1659965.321
9
1
9
8
5 30.340.123.26
297.93775 30340123. 1.323.570.0 340489.16 1664059.243
6
3
8
5
8 29.016.553.18
298.67255 29016553. 1.342.527.7 325635.52 1668163.262
1
2
4
5
8 27.674.025.44
299.40915 27674025. 1.361.708.2 310569.13 1672277.403
8
4
7
4
5 26.312.317.17
300.14758 26312317. 1.381.114.2 295287.49 1676401.690
1
2
0
2
7 24.931.202.98
300.88782
1.400.748.0 279788.06 1680536.149
6 24931203
8
8
5 23.530.454.90
301.62989 23530454. 1.420.612.5 264068.30 1684680.805
7
9
0
6
0 22.109.842.40
302.37379 22109842. 1.440.710.0 248125.61 1688835.682
8
4
7
6
3 20.669.132.33
303.11953 20669132. 1.461.043.4 231957.38 1693000.806
3
3
2
4
7 19.208.088.91
303.86710 19208088. 1.481.615.2 215560.96 1697176.203
8
9
4
2
4 17.726.473.66

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
13
4
13
5
13
6
13
7
13
8
13
9
14
0
14
1
14
2
14
3
14
4

58336.270
1
53260.555
7
48140.507
42975.736
7
37765.854
3
32510.465
7
27209.173
3
21861.576
4
16467.270
4
11025.847
2
5536.8955

monto
plazo en
meses
tasa

5.075.71
5.120.05
5.164.77
5.209.88
5.255.39
5.301.29
5.347.60

509.54362
5
465.20932
1
420.48777
5
375.37560
5
329.86939
8
283.96571
3
237.66107
7

5.394.31 190.95199
143.83491
5.441.42
8
96.306297
5.488.95
2
48.362533
5.536.90
2

$
100.000.000.0
0
144
UVR

5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0
5585.258
0

53.260.56
48.140.51
42.975.74
37.765.85
32.510.47
27.209.17
21.861.58
16.467.27
11.025.85
5.536.90
0.00

304.61652
6
305.36779
2
306.12091
2
306.87588
8
307.63272
7
308.39143
2
309.15200
9
309.91446
1
310.67879
4
311.44501
2
312.21311
9

17726473.
7
16224045.
4
14700560.
3
13155771.
7
11589430.
1
10001283.
2
8391075.9
5
6758550.2
6
5103445.2
2
3425496.9
2
1724438.4
8

1.502.428.2
2
1.523.485.1
0
1.544.788.6
3
1.566.341.6
2
1.588.146.8
8
1.610.207.2
7
1.632.525.6
8
1.655.105.0
4
1.677.948.3
0
1.701.058.4
4
1.724.438.4
8

UVR

3.00%

0.25% Reflejo de inflacion

Spread

0.00%

0.00%

Cf

3.00%

0.25%

198933.67
5
182072.81
6
164975.64
9
147639.40
4
130061.28
4
112238.45
5
94168.056
5
75847.191
4
57272.931
5
38442.315
3
19352.347
8

UVR

1701361.897
8
1705557.915
2
1709764.281
2
1713981.021
1
1718208.160
7
1722445.725
6
1726693.741
4
1730952.234
0
1735221.229
1
1739500.752
8
1743790.830
9

16.224.045.44
14.700.560.34
13.155.771.71
11.589.430.09
10.001.283.22
8.391.075.95
6.758.550.26
5.103.445.22
3.425.496.92
1.724.438.48
0.00

218.98

forma de pago CUMV en UVR


no saldo
abono a
saldo
saldo
.
inicial
k
intereses cuota
final
UVR
inicial
abono a k
intereses cuota
saldo final
456662.7
456662.70
0
09
9
218.98
100000000
100000000
456662.7
1126.2534 3771.525 454.017.4 219.52006
32.543.681. 1122240.5 33665922.17
1
09 2.645.27
4
6
4
4
100000000
63
5
55
67.456.318.37
454017.4
1119.7294 3771.525 451.365.6 220.06145
757022.15
2
37 2.651.80
8
6
4
9 67456318.4
72.945.28
6 829967.4343
67.383.373.09

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22

451365.6
41
448707.3
04
446042.4
12
443370.9
47
440692.8
94
438008.2
36
435316.9
57
432619.0
4
429914.4
7
427203.2
29
424485.3
02
421760.6
72
419029.3
22
416291.2
35
413546.3
96
410794.7
88
408036.3
93
405271.1
95
402499.1
77
399720.3
23

2.658.34
2.664.89
2.671.46
2.678.05
2.684.66
2.691.28
2.697.92
2.704.57
2.711.24
2.717.93
2.724.63
2.731.35
2.738.09
2.744.84
2.751.61
2.758.39
2.765.20
2.772.02
2.778.85
2.785.71

1113.1894
4
1106.6332
6
1100.0609
2
1093.4723
7
1086.8675
6
1080.2464
7
1073.6090
5
1066.9552
6
1060.2850
6
1053.5984
1
1046.8952
7
1040.1756
1033.4393
5
1026.6864
9
1019.9169
8
1013.1307
7
1006.3278
2
999.50809
8
992.67155
5
985.81815
1

3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6

448.707.3
0
446.042.4
1
443.370.9
5
440.692.8
9
438.008.2
4
435.316.9
6
432.619.0
4
429.914.4
7
427.203.2
3
424.485.3
0
421.760.6
7
419.029.3
2
416.291.2
4
413.546.4
0
410.794.7
9
408.036.3
9
405.271.1
9
402.499.1
8
399.720.3
2
396.934.6
2

756203.53
4
755352.75
4
754469.39
9
753553.04
5
752603.26
5
751619.62
8
750601.69
6
749549.02
8
748461.17
4
747337.68
4
746178.09
9
744981.95
7
743748.78
8

220.60419

67383373.1

75.810.82

221.14826
221.69367
1
222.24042
7
222.78853
2
223.33798
9
223.88880
1
224.44097
1
224.99450
3

67307562.3

78.713.58

67228848.7

81.653.96

67147194.7

84.632.42

67062562.3

87.649.39

66974912.9

90.705.32

66884207.6

93.800.65

66790406.9

96.935.85

66693471.1

100.111.36

225.5494
226.10566
6
226.66330
3
227.22231
6
227.78270
8
228.34448
1

66593359.7

103.327.66

66490032.1

106.585.21

66383446.9

109.884.50

66273562.4

113.226.00

66160336.4

228.90764
229.47218
8
230.03812
9
230.60546
5

65923688.6

231.1742

65408382.9

116.610.20 742478.12
741169.47
120.037.59
3
739822.36
123.508.67
3
738436.29
127.023.94
8
737010.78
130.583.91
4
735545.31
134.189.10
8
734039.39
137.840.03
4

66043726.2

65800179.9
65673156
65542572

832014.3579

67.307.562.27

834066.3297

67.228.848.69

836123.3623

67.147.194.73

838185.4681

67.062.562.31

840252.6595

66.974.912.91

842324.9493

66.884.207.59

844402.3498

66.790.406.94

846484.8738

66.693.471.09

848572.5339

66.593.359.73

850665.3427

66.490.032.07

852763.3129

66.383.446.86

854866.4573

66.273.562.36

856974.7886

66.160.336.36

859088.3196

66.043.726.16

861207.0632

65.923.688.57

863331.0321

65.800.179.90

865460.2393

65.673.155.96

867594.6978

65.542.572.04

869734.4203

65.408.382.94

871879.4200

65.270.542.92

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

396934.6
16
394142.0
38
391342.5
73
388536.2
04
385722.9
13
382902.6
84
380075.5
377241.3
43
374400.1
96
371552.0
43
368696.8
65
365834.6
45
362965.3
66
360089.0
11
357205.5
62
354315.0
02
351417.3
13
348512.4
77
345600.4
77
342681.2
95

2.792.58
2.799.47
2.806.37
2.813.29
2.820.23
2.827.18
2.834.16
2.841.15
2.848.15
2.855.18
2.862.22
2.869.28
2.876.36
2.883.45
2.890.56

978.94784
5
972.06059
5
965.15635
9
958.23509
5
951.29676
1
944.34131
6
937.36871
7
930.37892
2
923.37188
7
916.34757
2
909.30593
2
902.24692
7
895.17051
1
888.07664
4

2.912.00

880.96528
873.83637
9
866.68989
5
859.52578
7

2.919.18

852.34401

2.926.38

845.14452

2.897.69
2.904.84

3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6

394.142.0
4
391.342.5
7
388.536.2
0
385.722.9
1
382.902.6
8
380.075.5
0
377.241.3
4
374.400.2
0
371.552.0
4
368.696.8
6
365.834.6
4
362.965.3
7
360.089.0
1
357.205.5
6
354.315.0
0
351.417.3
1
348.512.4
8
345.600.4
8
342.681.3
0
339.754.9
1

231.74433
8
232.31588
2
232.88883
6
233.46320
2
234.03898
6
234.61618
9
235.19481
6
235.77487
236.35635
4
236.93927
2
237.52362
9
238.10942
6
238.69666
8
239.28535
8
239.87550
1
240.46709
8
241.06015
5
241.65467
5
242.25066
242.84811
6

65270542.9

141.537.21

65129005.7

145.281.19

64983724.5

149.072.51

64834652

152.911.70

64681740.3

156.799.32

64524941
64364205.1
64199483
64030724.7
63857879.4
63680895.8
63499722.2
63314306.1
63124594.3
62930533.2
62732068.6
62529145.4
62321708.3
62109701
61893066.7

732492.49
7
730904.10
9
729273.70
5
727600.75
3
725884.71
6

874029.7099

65.129.005.70

876185.3030

64.983.724.51

878346.2123

64.834.652.00

880512.4510

64.681.740.30

882684.0322

64.524.940.99

160.735.92 724125.05
722321.20
164.722.07
6
720472.62
168.758.33
9
718578.75
172.845.29
4
716639.01
176.983.52
4
714652.83
181.173.62
3
712619.62
185.416.17
9
710538.81
189.711.79
4
708409.79
194.061.07
1
706231.95
198.464.64
9
704004.70
202.923.12
9
701727.42
207.437.13
3

884860.9692

64.364.205.07

887043.2751

64.199.483.00

889230.9631

64.030.724.66

891424.0465

63.857.879.37

893622.5387

63.680.895.85

895826.4529

63.499.722.23

898035.8027

63.314.306.05

900250.6012

63.124.594.27

902470.8621

62.930.533.20

904696.5987

62.732.068.56

906927.8245

62.529.145.44

909164.5532

62.321.708.31

212.007.32 699399.48
697020.24
216.634.33
8
694589.08
221.318.80
9

911406.7983

62.109.700.99

913654.5733

61.893.066.67

915907.8920

61.671.747.86

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62

339754.9
14
336821.3
16
333880.4
83
330932.3
96
327977.0
39
325014.3
93
322044.4
41
319067.1
64
316082.5
44
313090.5
63
310091.2
03
307084.4
46
304070.2
74
301048.6
67
298019.6
09
294983.0
8
291939.0
62
288887.5
37
285828.4
86
282761.8
91

2.933.60
2.940.83
2.948.09
2.955.36
2.962.65
2.969.95
2.977.28
2.984.62
2.991.98
2.999.36
3.006.76
3.014.17
3.021.61
3.029.06
3.036.53
3.044.02
3.051.53
3.059.05
3.066.60
3.074.16

837.92727 3771.525
5
6
3771.525
830.69223
6
823.43934 3771.525
2
6
816.16856 3771.525
5
6
808.87985 3771.525
8
6
801.57317 3771.525
4
6
3771.525
794.24847
6
786.90570 3771.525
1
6
779.54482 3771.525
3
6
772.16579 3771.525
2
6
764.76856 3771.525
1
6
757.35308 3771.525
7
6
749.91932 3771.525
4
6
742.46722 3771.525
8
6
734.99675 3771.525
3
6
727.50785 3771.525
4
6
720.00048 3771.525
5
6
3771.525
712.4746
6
704.93015 3771.525
5
6
697.36710 3771.525
4
6

336.821.3
2
333.880.4
8
330.932.4
0
327.977.0
4
325.014.3
9
322.044.4
4
319.067.1
6
316.082.5
4
313.090.5
6
310.091.2
0
307.084.4
5
304.070.2
7
301.048.6
7
298.019.6
1
294.983.0
8
291.939.0
6
288.887.5
4
285.828.4
9
282.761.8
9
279.687.7
3

243.44704
5
244.04745
1
244.64933
8
245.25270
9
245.85756
8
246.46391
9
247.07176
6
247.68111
1

61671747.9
61445686.5
61214823.6
60979100
60738455.3
60492828.7
60242158.8
59986383.2

248.29196
248.90431
5

59725439.1

249.51818
250.13355
9
250.75045
6
251.36887
4
251.98881
8

59187789.6

252.61029
253.23329
5
253.85783
7
254.48391
9
255.11154
5

57748668.6

59459262.7

58910954.8
58628692.3
58340935.5
58047617

57444021.4
57133605.6
56817350.8
56495185.5

226.061.41 692105.36
689568.40
230.862.81
7
686977.57
235.723.68
1
684332.18
240.644.69
5
681631.57
245.626.55
2
678875.05
250.669.94
2
676061.93
255.775.56
2
673191.51
260.944.14
5
670263.09
266.176.40
4
667275.95
271.473.05
4
664229.37
276.834.84
4
661122.62
282.262.51
1
657954.95
287.756.81
7
654725.63
293.318.52
3
651433.89
298.948.39
4
648078.97
304.647.21
4
644660.09
310.415.76
9
641176.48
316.254.85
8
637627.34
322.165.27
7
634011.87
328.147.85
8

918166.7679

61.445.686.46

920431.2149

61.214.823.65

922701.2465

60.979.099.97

924976.8767

60.738.455.28

927258.1192

60.492.828.73

929544.9879

60.242.158.80

931837.4966

59.986.383.23

934135.6593

59.725.439.09

936439.4898

59.459.262.69

938749.0022

59.187.789.64

941064.2105

58.910.954.81

943385.1287

58.628.692.30

945711.7709

58.340.935.49

948044.1513

58.047.616.97

950382.2839

57.748.668.58

952726.1830

57.444.021.37

955075.8628

57.133.605.60

957431.3375

56.817.350.75

959792.6215

56.495.185.48

962159.7290

56.167.037.63

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82

279687.7
32
276605.9
92
273516.6
51
270419.6
91
267315.0
94
264202.8
39
261082.9
09
257955.2
84
254819.9
46
251676.8
75
248526.0
53
245367.4
59
242201.0
76
239026.8
83
235844.8
63
232654.9
94
229457.2
58
226251.6
36
223038.1
08
219816.6
55

3.127.62

689.78539
9
682.18499
6
674.56584
9
666.92791
1
659.27113
5
651.59547
6
643.90088
7

3.135.34

636.18732

3.143.07

628.45473
620.70306
9
612.93229
1
605.14234
8
597.33319
2
589.50477
8
581.65705
6
573.78997
9

3.081.74
3.089.34
3.096.96
3.104.60
3.112.25
3.119.93

3.150.82
3.158.59
3.166.38
3.174.19
3.182.02
3.189.87
3.197.74
3.205.62
3.213.53
3.221.45
3.229.40

565.9035
557.99757
2
550.07214
4
542.12717
1

3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6

276.605.9
9
273.516.6
5
270.419.6
9
267.315.0
9
264.202.8
4
261.082.9
1
257.955.2
8
254.819.9
5
251.676.8
8
248.526.0
5
245.367.4
6
242.201.0
8
239.026.8
8
235.844.8
6
232.654.9
9
229.457.2
6
226.251.6
4
223.038.1
1
219.816.6
5
216.587.2
6

255.74071
9
256.37144
4
257.00372
5
257.63756
6

56167037.6
55832834.2
55492501.5
55145964.7

334.203.40 630329.27
626578.70
340.332.77
4
622759.35
346.536.79
1
618870.37
352.816.31
5
614910.92
359.172.20
7
610880.15
365.605.32
1

964532.6745

55.832.834.22

966911.4723

55.492.501.46

969296.1368

55.145.964.67

971686.6826

54.793.148.36

974083.1241

54.433.976.17

976485.4758

54.068.370.84

372.116.57 606777.18
602601.13
378.706.83
7
598351.13
385.377.00
6
594026.27
392.128.00
9
589625.65
398.960.74
9

978893.7525

53.696.254.27

981307.9685

53.317.547.44

983728.1387

52.932.170.43

986154.2777

52.540.042.44

988586.4002

52.141.081.69

991024.5209

51.735.205.53

993468.6547

51.322.330.33

995918.8165

50.902.371.52

998375.0209
1000837.283
1
1003305.617
8
1005780.040
1
1008260.565
0
1010747.207
6

50.475.243.55

258.27297

54793148.4

258.90994
259.54848
2
260.18859
9
260.83029
4
261.47357
2
262.11843
6
262.76489
1

54433976.2

263.41294
264.06258
8
264.71383
7
265.36669
3
266.02115
9
266.67723
9
267.33493
7
267.99425
7

51735205.5

405.876.16 585148.36
580593.45
412.875.20
3

51322330.3

419.958.82

54068370.8
53696254.3
53317547.4
52932170.4
52540042.4
52141081.7

50902371.5
50475243.5
50040859.9
49599133.1
49149974.7
48693295

575960
571247.05
427.127.97
2
566453.64
434.383.63
9
441.726.80 561578.82
556621.58
449.158.46
2
551580.94
456.679.62
4
464.291.31

546455.9

50.040.859.91
49.599.133.11
49.149.974.66
48.693.295.04
48.229.003.73

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera

83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
10
0
10
1
10
2

216587.2
56
213349.8
93
210104.5
46
206851.1
95
203589.8
2
200320.4
02
197042.9
2
193757.3
56
190463.6
88
187161.8
97
183851.9
63
180533.8
66
177207.5
86
173873.1
02
170530.3
94
167179.4
43
163820.2
27
160452.7
26
157076.9
2
153692.7
88

3.237.36
3.245.35
3.253.35
3.261.37
3.269.42
3.277.48
3.285.56
3.293.67

534.16260
3
526.17839
3
518.17449
1
510.15084
9
502.10741
9
494.04415
2
485.96099
8

3.301.79

477.85791
469.73483
7

3.309.93

461.59173

3.318.10

453.42854
445.24521
7
437.04171
2
428.81797
6
420.57395
7
412.30960
6
404.02487
3
395.71970
8

3.326.28
3.334.48
3.342.71
3.350.95
3.359.22
3.367.50
3.375.81
3.384.13
3.392.48

387.39406
379.04787
8

3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6

213.349.8
9
210.104.5
5
206.851.1
9
203.589.8
2
200.320.4
0
197.042.9
2
193.757.3
6
190.463.6
9
187.161.9
0
183.851.9
6
180.533.8
7
177.207.5
9
173.873.1
0
170.530.3
9
167.179.4
4
163.820.2
3
160.452.7
3
157.076.9
2
153.692.7
9
150.300.3
1

268.65520
3
269.31777
9
269.98198
9
270.64783
8
271.31532
8
271.98446
5
272.65525
2
273.32769
4
274.00179
3
274.67755
6
275.35498
5
276.03408
4
276.71485
9
277.39731
2
278.08144
9
278.76727
3
279.45478
8
280.14399
9
280.83491
281.52752
4

48229003.7

471.994.55

47757009.2

479.790.39

47277218.8

487.679.87

46789538.9

495.664.08

46293874.8

503.744.08

45790130.8

511.920.97

45278209.8

520.195.84

44758014
44229444.1
43692400.1
43146780.5
42592482.8
42029403.3
41457437.1
40876478.2
40286419.3
39687151.9
39078566.3
38460551.5
37832995.4

541245.43
5
535948.52
1
530564.11
8
525091.17
7
519528.63
4
513875.41
3
508130.42
9

528.569.82 502292.58
496360.75
537.044.03
5
490333.82
545.619.61
9
484210.66
554.297.72
5
477990.11
563.079.51
1
471671.00
571.966.18
5
465252.16
580.958.90
8
458732.41
590.058.90
2
452110.53
599.267.38
2
608.585.59 445385.31
438555.51
618.014.76
6
431619.90
627.556.16
4
424577.21
637.211.06
4

1013239.982
9
1015738.906
0
1018243.992
2
1020755.256
5
1023272.714
4
1025796.380
9
1028326.271
6
1030862.401
6
1033404.786
3
1035953.441
3
1038508.382
0
1041069.623
8
1043637.182
4
1046211.073
2
1048791.311
9
1051377.914
2
1053970.895
8
1056570.272
4
1059176.059
7
1061788.273
6

47.757.009.18
47.277.218.79
46.789.538.92
46.293.874.84
45.790.130.76
45.278.209.79
44.758.013.95
44.229.444.13
43.692.400.10
43.146.780.49
42.592.482.77
42.029.403.26
41.457.437.08
40.876.478.17
40.286.419.27
39.687.151.89
39.078.566.31
38.460.551.55
37.832.995.39
37.195.784.33

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
10
3
10
4
10
5
10
6
10
7
10
8
10
9
11
0
11
1
11
2
11
3
11
4
11
5
11
6
11
7
11
8
11
9
12
0
12
1
12
2

150300.3
11
146899.4
66
143490.2
34
140072.5
94
136646.5
25
133212.0
07
129769.0
18
126317.5
38
122857.5
45
119389.0
2
115911.9
39
112426.2
84
108932.0
32
105429.1
62
101917.6
53
98397.48
39
94868.63
3
91331.07
9
87784.80
05
84229.77
59

3.459.99

370.68111
3
362.29371
3
353.88562
7
345.45680
5
337.00719
5
328.53674
6
320.04540
7
311.53312
5

3.468.53

302.99985

3.477.08

294.44553
285.87011
2
277.27354
6
268.65577
7
260.01675
5
251.35642
7

3.400.84
3.409.23
3.417.64
3.426.07
3.434.52
3.442.99
3.451.48

3.485.66
3.494.25
3.502.87
3.511.51
3.520.17
3.528.85

3.546.28

242.67474
233.97164
2
225.24707
9

3.555.02

216.501

3.563.79

207.73335

3.537.55

3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6

146.899.4
7
143.490.2
3
140.072.5
9
136.646.5
3
133.212.0
1
129.769.0
2
126.317.5
4
122.857.5
5
119.389.0
2
115.911.9
4
112.426.2
8
108.932.0
3
105.429.1
6
101.917.6
5

282.22184
7
282.91788
2
283.61563
4
284.31510
7
285.01630
5
285.71923
2
286.42389
2
287.13029
1
287.83843
2
288.54831
9
289.25995
7

37195784.3
36548803.6
35891937
35225067.3
34548075.5
33860841.8
33163244.4
32455160.8
31736466.5
31007036
30266742.1

289.97335
290.68850
3
291.40541
9
292.12410
98.397.48
3

29515456.4

94.868.63 292.84456
293.56679
91.331.08
4
294.29080
87.784.80
9
295.01660
84.229.78
9

26397773.6

80.665.98

23093553.8

295.7442

28753048.9
27979388.2
27194341.2

25589549.3
24769530.9
23937579.3

417426.17
3
410165.49
656.866.55
3
646.980.76

666.869.76 402793.87
395309.98
676.991.73
7
387712.51
687.233.79
2
380000.09
697.597.31
5
372171.37
708.083.68
5
364224.97
718.694.28
3
356159.49
729.430.53
5
740.293.85 347973.53
339665.65
751.285.69
2
331234.41
762.407.50
9
322678.37
773.660.76
3
313996.03
785.046.97
8
305185.92
796.567.62
3
296246.51
808.224.25
8
287176.29
820.018.39
8
277973.71
831.951.61
9
268637.22
844.025.48
1
259165.22
856.241.60
5

1064406.929
9
1067032.044
6
1069663.633
4
1072301.712
5
1074946.297
8
1077597.405
4
1080255.051
3
1082919.251
7
1085590.022
7
1088267.380
5
1090951.341
5
1093641.921
8
1096339.137
8
1099043.005
9
1101753.542
4
1104470.763
9
1107194.686
8
1109925.327
5
1112662.702
8
1115406.829
2

36.548.803.58
35.891.937.03
35.225.067.26
34.548.075.54
33.860.841.75
33.163.244.44
32.455.160.76
31.736.466.49
31.007.035.96
30.266.742.11
29.515.456.42
28.753.048.92
27.979.388.15
27.194.341.18
26.397.773.56
25.589.549.32
24.769.530.93
23.937.579.32
23.093.553.84
22.237.312.23

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
12
3
12
4
12
5
12
6
12
7
12
8
12
9
13
0
13
1
13
2
13
3
13
4
13
5
13
6
13
7
13
8
13
9
14
0
14
1
14
2

80665.98
36
77093.40
2
73512.00
95
69921.78
43
66322.70
47
62714.74
87
59097.89
46
55472.12
03
51837.40
39
48193.72
33
44541.05
64
40879.38
1
37208.67
5
33528.91
6
29840.08
17
26142.14
98
22435.09
77
18718.90
31
14993.54
34
11258.99
58

3.572.58
3.581.39
3.590.23
3.599.08
3.607.96
3.616.85
3.625.77
3.634.72
3.643.68
3.652.67
3.661.68
3.670.71
3.679.76
3.688.83
3.697.93
3.707.05
3.716.19
3.725.36
3.734.55
3.743.76

198.94407
7
190.13312
7
181.30044
7
172.44598
3
163.56968
2
154.67148
9
145.75135
1
136.80921
4
127.84502
2
118.85872
3
109.85026
1
100.81958
2
91.766630
4
82.691352
73.593691
5
64.473593
8
55.331003
4
46.165864
9
36.978122
7
27.767721
1

3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6
3771.525
6

77.093.40
73.512.01
69.921.78
66.322.70
62.714.75
59.097.89
55.472.12
51.837.40
48.193.72
44.541.06
40.879.38
37.208.67
33.528.92
29.840.08
26.142.15
22.435.10
18.718.90
14.993.54
11.259.00
7.515.24

296.47358
5
297.20476
9
297.93775
6
298.67255
1
299.40915
8
300.14758
1
300.88782
6
301.62989
7
302.37379
8
303.11953
3
303.86710
8
304.61652
6
305.36779
2
306.12091
2
306.87588
8
307.63272
7
308.39143
2
309.15200
9
309.91446
1
310.67879
4

22237312.2

868.601.59

21368710.6

881.107.07

20487603.6

893.759.69

19593843.9

906.561.12

18687282.8

919.513.05

17767769.7

932.617.18

16835152.5

945.875.24

15889277.3

959.288.97

14929988.3

972.860.14

13957128.2

986.590.54
1.000.481.9
5
1.014.536.2
2
1.028.755.1
7
1.043.140.6
9
1.057.694.6
5
1.072.418.9
7
1.087.315.5
6
1.102.386.3
9
1.117.633.4
3
1.133.058.6
6

12970537.6
11970055.7
10955519.5
9926764.31
8883623.62
7825928.97
6753510
5666194.43
4563808.04
3446174.61

249556.13
4
239808.33
5
229920.19
4
219890.06
1
209716.26
4
199397.11
6
188930.90
8
178315.91
2
167550.38
3
156632.55
2
145560.63
3
134332.81
8
122947.28
2
111402.17
4
99695.626
2
87825.748
75790.627
5
63588.331
4
51216.904
3
38674.368
8

1118157.723
4
1120915.402
0
1123679.881
7
1126451.179
5
1129229.312
0
1132014.296
1
1134806.148
7
1137604.886
8
1140410.527
4
1143223.087
4
1146042.583
9
1148869.034
1
1151702.455
1
1154542.864
0
1157390.278
2
1160244.714
8
1163106.191
3
1165974.725
0
1168850.333
2
1171733.033
4

21.368.710.64
20.487.603.58
19.593.843.89
18.687.282.77
17.767.769.72
16.835.152.54
15.889.277.30
14.929.988.33
13.957.128.18
12.970.537.65
11.970.055.70
10.955.519.48
9.926.764.31
8.883.623.62
7.825.928.97
6.753.510.00
5.666.194.43
4.563.808.04
3.446.174.61
2.313.115.95

Diego Hernn Ruiz Malpica.


Taller Tablas de Amortizacin - Parcial. Matemtica Financiera
14
3
14
4

7515.237
94
3762.246
91

3.752.99
3.762.25

18.534604 3771.525
2
6
9.2787158 3771.525
4
6

311.44501
2
312.21311
0.00
9

3.762.25

2313115.95
1164451.83

1.148.664.1
2 25958.725
1.164.451.8 13067.950
3
6

1174622.843
2
1177519.780
0

1.164.451.83
0.00

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