Reserva

FECHA
Internacional de Libre Disponibilidad
CANJE
RESERVA FINANCIERA
ene-04
1,240
50
304
feb
1,207
51
316
mar
1,182
53
241
abr
1,236
53
237
may
1,233
54
271
jun
1,217
55
253
jul
1,319
55
230
ago
1,371
56
246
sep
1,531
54
339
oct
1,615
55
344
nov
1,549
56
281
dic
1,437
58
333
ene-05
1,507
57
271
feb
1,357
58
326
mar
1,387
58
283
abr
1,702
59
369
may
1,526
60
266
jun
1,586
60
333
jul
1,788
60
369
ago
1,116
0
0
sep
1,968
60
343
oct
1,978
60
314
nov
1,983
61
346
dic
2,147
63
493
ene-06
1,940
62
348
feb
1,913
60
433
mar
2,351
62
423
abr
2,701
61
453
may
2,230
63
370
jun
2,264
62
491
jul
2,399
63
385
ago
2,660
64
452
sep
2,854
63
436
oct
2,992
64
403
nov
2,375
65
436
dic
2,023
66
518
ene-07
2,124
66
436
feb
2,469
66
420
mar
2,182
65
494
abr
2,801
66
417
may
3,076
66
447
jun
3,204
66
482
jul
3,441
66
459
ago
3,510
67
529
sep
3,611
68
535
oct
3,691
70
474
nov
3,618
70
527
dic
3,397
72
818
ene-08
3,511
72
763
feb
3,989
72
710

OPERACIONES
887
840
888
946
908
909
1,034
1,069
1,137
1,215
1,212
1,046
1,179
974
1,045
1,273
1,200
1,193
1,359
0
1,564
1,604
1,577
1,591
1,530
1,420
1,866
2,187
1,797
1,710
1,951
2,144
2,354
2,525
1,874
1,440
1,622
1,983
1,623
2,318
2,564
2,657
2,915
2,914
3,008
3,147
3,021
2,507
2,676
3,207

mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-09
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-10
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-11
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-12
feb
mar
abr
may
jun

4,144
5,599
5,875
6,103
6,161
6,372
6,511
6,274
6,012
4,473
4,272
3,997
3,244
3,142
2,594
2,675
3,152
3,922
4,625
4,605
5,237
3,792
3,918
3,603
4,007
4,322
4,575
4,104
3,858
3,490
4,353
3,669
3,451
2,622
2,870
3,907
3,947
4,165
3,884
3,841
3,981
4,125
3,635
4,549
4,094
2,958
3,371
3,376
3,368
3,787
3,918
3,931

74
74
74
74
75
75
75
76
76
77
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

665
701
755
724
754
744
634
815
992
1,239
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

3,405
4,824
5,045
5,304
5,332
5,553
5,802
5,382
4,944
3,156
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

jul
ago
sep
oct
nov
dic

ene-13
feb
mar
abr

may
jun
jul
ago
sep
oct
nov
dic

ene-14
feb
mar
abr

4,040
4,219
4,883
4,033
3,443
2,483
2,827
4213
4,373
4,661
4,191
3,761
3,670
4,508
4,233
4,206
4,051
4,361
4,183
4,332
3,976
3,569

FECHA

ene-04
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-05
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-06
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-07
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-08
feb

Pasiva
5.01
4.89
4.44
4.08
3.91
4.05
3.80
3.53
3.78
3.60
3.70
3.97
3.48
3.67
3.60
3.67
3.58
3.84
3.92
3.88
3.95
4.11
4.30
4.26
4.16
3.93
4.21
4.28
4.13
4.35
4.13
4.36
4.72
4.78
4.87
4.79
4.93
5.33
5.44
4.92
5.23
5.07
5.53
5.61
5.63
5.79
5.64
5.91
5.97

Activa
11.40
13.18
10.84
10.91
10.93
8.29
10.50
10.76
9.65
9.93
9.86
8.03
8.14
8.59
9.00
8.95
10.65
8.88
9.23
7.77
8.07
9.61
8.99
8.29
8.76
8.90
8.11
9.17
8.51
8.53
9.42
8.77
8.60
9.22
9.86
8.90
9.51
9.38
9.98
10.26
8.99
9.97
10.92
10.82
10.70
10.55
10.72
10.74
10.50

LEGALMxima Convencional
11.19
16.79
11.31
16.97
13.18
19.77
10.84
16.26
10.44
15.66
9.77
14.66
10.69
14.66
10.69
14.66
10.76
14.66
9.65
14.66
9.93
14.66
9.86
14.66
8.03
12.05
8.14
12.21
8.59
12.89
9.00
13.50
8.95
13.43
10.65
13.43
8.88
13.43
8.24
13.43
7.77
13.43
8.07
13.43
9.61
13.43
8.99
13.49
8.29
12.44
8.76
13.14
8.90
13.35
8.11
12.17
9.17
13.76
8.51
12.77
8.53
12.80
9.42
14.13
8.77
13.16
8.60
12.90
9.22
13.83
9.86
14.79
8.90
13.35
9.51
14.27
9.38
14.07
9.98
14.97
10.26
15.39
8.99
13.49
9.97
10.82
10.70
13.04
10.55
12.28
10.72
12.28
10.74
11.81
10.50
11.55

ene-04
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-05
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-06
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-07
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-08
feb

mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-09
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-10
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-11
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-12
feb
mar
abr
may
jun

5.96
5.96
5.86
5.45
5.36
5.30
5.29
5.08
5.14
5.09
5.10
5.19
5.31
5.35
5.42
5.63
5.59
5.56
5.57
5.44
5.44
5.24
5.24
5.16
4.87
4.86
4.57
4.40
4.39
4.25
4.25
4.30
4.30
4.28
4.55
4.51
4.58
4.60
4.60
4.58
4.58
4.58
4.58
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53

10.43
10.17
10.14
9.59
9.52
9.31
9.31
9.24
9.18
9.14
9.16
9.21
9.24
9.24
9.26
9.24
9.22
9.15
9.15
9.19
9.19
9.19
9.13
9.10
9.21
9.12
9.11
9.02
8.99
9.04
9.04
8.94
8.94
8.68
8.59
8.25
8.65
8.34
8.34
8.37
8.37
8.37
8.37
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17

10.43
10.17
10.00
9.59
9.52
9.31
9.31
9.24
9.18
9.14
9.16
9.21
9.24
9.24
9.26
9.24
9.22
9.15
9.15
9.19
9.19
9.19
9.13
9.10
9.21
9.12
9.11
9.02
8.99
9.04
9.04
8.94
8.94
8.68
8.59
8.25
8.65
8.34
8.34
8.37
8.37
8.37
8.37
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17

11.26
10.90
10.00
10.00
9.83
9.66
9.50
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-09
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-10
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-11
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-12
feb
mar
abr
may
jun

jul
ago
sep
oct
nov
dic

ene-13
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-14
feb
mar
abr
may

4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
4.53
5.11

8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
7.64

8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
8.17
7.64

9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33
9.33

jul
ago
sep
oct
nov
dic
ene-13
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-14
feb
mar

Bancos privados
Crdito
Total Cartera
Cartera por Vencer
Cartera Vencida (der.)
4,552
4,100
3,185
914
4,549
4,100
3,156
944
4,578
4,137
3,217
920
4,706
4,252
3,338
915
4,729
4,284
3,355
928
4,799
4,359
3,467
892
4,907
4,453
3,537
917
5,013
4,560
3,602
957
5,102
4,657
3,698
959
5,245
4,789
3,824
965
5,335
4,823
3,844
979
5,421
4,929
4,092
837
5,462
4,976
4,107
869
5,513
5,028
4,146
882
5,603
5,122
4,230
892
5,734
5,227
4,343
884
5,878
5,350
4,468
881
5,986
5,452
4,600
852
6,100
5,556
4,687
869
0
0
0
0
6,294
5,751
4,882
869
6,385
5,835
4,925
910
6,513
5,958
5,060
898
6,685
6,132
5,269
863
6,696
6,145
5,256
889
6,782
6,214
5,302
913
6,919
6,311
5,414
897
6,726
6,350
5,449
901
6,764
6,448
5,544
904
6,915
6,570
5,709
861
6,962
6,620
5,742
878
7,093
6,755
5,886
869
7,315
6,957
6,109
848
7,419
7,061
6,201
860
7,645
7,262
6,384
878
7,803
7,460
6,623
837
7,915
7,558
6,711
847
7,953
7,592
6,718
874
8,056
7,695
6,826
869
8,117
7,754
6,873
881
8,189
7,829
6,944
886
8,247
7,877
7,035
842
8,287
7,917
7,043
874
8,332
7,959
7,080
878
8,357
7,977
7,107
870
8,403
8,005
7,132
873
8,501
8,108
7,242
866
8,637
8,250
7,422
827
8,657
8,279
7,463
816
8,712
8,333
7,498
836

ene-04
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-05
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-06
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-07
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-08
feb

Bancos privados
Captaciones
4,867
4,860
5,042
5,037
5,128
5,164
5,229
5,300
5,228
5,314
5,461
5,720
5,683
5,746
5,988
5,897
5,993
6,074
6,111
6,329
6,368
6,462
6,816
6,924
7,096
7,208
7,292
7,416
7,413
7,446
7,501
7,540
7,680
7,715
7,918
7,802
7,791
7,664
7,888
8,030
7,996
8,138
8,310
8,351
8,486
8,728
9,140
9,255
9,340

8,881
9,056
9,264
9,473
9,579
9,876
10,119
10,364
10,604
10,744
10,610
10,504
10,222
10,016
9,922
9,909
9,941
9,933
10,021
10,130
10,311
10,420
10,227
10,235
10,437
10,742
10,947
11,142
11,343
11,541
11,803
11,985
12,280
12,626
12,062
12,191
12,400
12,706
12,905
13,135
13,312
13,572
13,839
14,073
14,404
14,627
14,551
14,737
15,087
15,503
15,740
15,986

8,508
8,615
8,814
9,009
9,197
9,484
9,700
9,948
10,169
10,266
10,122
10,026
9,771
9,556
9,469
9,445
9,491
9,481
9,566
9,653
9,828
9,978
9,800
9,810
9,922
10,214
10,407
10,626
10,810
10,977
11,199
11,427
11,644
11,971
11,480
11,612
11,805
12,112
12,278
12,223
12,425
13,572
12,923
13,157
13,497
13,717
13,618
13,738
14,093
14,465
14,648
14,866

7,670
7,794
7,983
8,209
8,386
8,662
8,888
9,121
9,341
9,459
9,287
9,151
8,892
8,675
8,577
8,570
8,609
8,591
8,694
8,775
8,933
9,169
8,961
8,946
9,068
9,370
9,553
9,791
9,965
10,127
10,349
10,575
10,785
11,168
11,191
11,288
11,495
11,796
11,962
11,909
12,093
12,335
12,577
12,789
13,111
13,397
13,263
13,337
13,704
14,031
14,216
14,425

839
821
831
800
811
822
812
827
828
807
835
876
879
881
892
874
882
890
872
879
896
809
839
863
853
844
855
835
845
850
850
852
858
803
288
324
310
316
316
314
332
343
347
368
386
320
355
401
389
434
432
441

mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-09
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic

ene-10
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-11
feb
mar
abr
may
jun
jul
ago
sep
oct
nov
dic
ene-12
feb
mar
abr
may
jun

9,547
9,981
10,178
10,195
10,550
10,774
10,781
10,825
11,119
11,191
10,716
10,634
10,494
10,599
10,615
10,677
10,826
10,945
10,870
11,093
11,433
12,136
12,156
12,315
12,593
12,675
12,791
12,930
13,208
13,440
13,462
13,595
13,963
14,738
14,178
14,408
15,055
15,224
15,364
15,542
15,887
16,112
16,396
16,355
16,279
17,225
17,313
17,674
18,282
18,173
18,575
18,565

16,115
16,404
16,611
16,660
16,681
16,807
16,697
16,671
16,823
17,117
17,121
17,314
17,527
17,745
17,796
17,853
18,247
18,311
18,183
18,052
18,346

14,994
15,279
15,456
15,507
15,641
15,665
15,583
15,509
15,673
15,930
15,981
16,192
16,401
16,601
16,691
16,732
17,034
17,233
17,122
17,356
17,627

14,538
14,815
14,986
15,006
15,132
15,226
15,085
14,968
15,144
15,434
15,463
15,670
15,886
16,069
16,135
16,197
16,528
16,785
16,606
16,803
17,061

457
464
469
501
510
440
498
541
529
496
518
522
515
532
556
535
506
448
516
553
567

jul
ago
sep
oct
nov
dic
ene-13
feb
mar
abr

may
jun
jul
ago
sep
oct
nov
dic

ene-14
feb
mar

18,384
18,626
18,560
18,916
19,083
19,921
19,679
19,778
19,569
19,570
19,789
19,706
19,829
20,118
20,136
20,457
20,977
22,192
21,784
21,791
21,877

Bancos privados
Depsitos a la Vista
Cuasidinero (der.)
1,764
3,103
1,791
3,069
1,909
3,134
1,835
3,202
1,927
3,201
1,938
3,226
1,952
3,277
1,994
3,307
2,010
3,219
1,962
3,352
2,104
3,357
2,247
3,472
2,209
3,473
2,243
3,503
2,376
3,612
2,315
3,582
2,381
3,612
2,428
3,647
2,416
3,695
2,365
3,964
2,407
3,960
2,465
3,997
2,621
4,195
2,638
4,286
2,679
4,417
2,730
4,478
2,784
4,508
2,822
4,594
2,832
4,581
2,860
4,586
2,882
4,618
2,862
4,677
2,841
4,839
2,958
4,757
3,111
4,808
3,010
4,792
2,960
4,831
2,879
4,785
2,903
4,984
2,994
5,036
2,967
5,029
3,066
5,072
3,148
5,162
3,175
5,176
3,267
5,219
3,374
5,354
3,612
5,529
3,709
5,546
3,616
5,724

3,776
3,852
4,011
4,017
4,207
4,361
4,349
4,285
4,562
4,660
4,348
4,252
4,176
4,080
4,198
4,219
4,222
4,261
4,168
4,184
4,591
4,863
4,833
4,968
5,205
5,075
5,162
5,154
5,226
5,427
5,473
5,511
5,795
6,091
5,963
6,065
6,382
6,147
6,304
6,364
6,465
6,508
6,319
6,385
6,303
6,632
6,791
6,804
7,214
6,909
7,151
6,993

5,771
6,130
6,167
6,178
6,343
6,414
6,432
6,540
6,557
6,531
6,368
6,382
6,318
6,519
6,417
6,457
6,604
6,685
6,702
6,909
6,842
7,273
7,323
7,348
7,388
7,600
7,629
7,777
7,982
8,012
7,989
8,083
8,167
8,646
8,215
8,344
8,673
9,077
9,060
9,178
9,422
9,604
10,076
9,970
9,976
10,593
10,523
10,870
11,069
11,264
11,424
11,572

6,867
6,831
6,854
7,061
7,398
7,997
7,773
7,733
7,644
7,441
7,649
7,419
7,456
7,427
7,509
7,603
7,928
8,716
8,243
8,114
8,255

11,518
11,795
11,706
11,856
11,685
11,924
11,905
12,045
11,925
12,128
12,139
12,287
12,373
12,691
12,627
12,854
13,049
13,475
13,540
13,677
13,623

RESERVA INTERNACIONAL DE LIBRE DISPONIBILIDAD

TASAS DE INTERS REFERENCIALES

Porcentaje

Millones de Dlares
10.0

5,400

4,800

9.0

4,200
8.0
3,600
7.0
3,000

SPREAD FINANCIERO
6.0

2,400
5.0

1,800

CARTERA BANCOS PRIVADOS

10,000

8,000
7,000

400
6,000
300

5,000
4,000

12,000
11,000

10,000
9,000

500

14,000
13,000

200

3,000
2,000

100

feb

Activa

mar

dic

ene-14

oct

nov

sep

jul

ago

jun

abr

may

feb

mar

dic

ene-13

oct

nov

sep

jul

ago

jun

abr

may

Millones de Dlares
600

17,000

15,000

Pasiva

CAPTACIONES BANCOS PRIVADOS

Millones de Dlares

16,000

feb

Mxima Convencional

Reserva Internacional de Libre Disponibilidad

18,000

mar

abr

feb

mar

dic

ene-14

oct

nov

sep

jul

ago

jun

abr

may

feb

mar

dic

ene-13

oct

nov

sep

jul

ago

jun

abr

may

feb

mar

ene-12

ene-12

4.0

1,200

Cartera por Vencer

Cartera Vencida (der.)

8,000
0
feb

Depsitos a la Vista
Cuasidinero (der.)

mar

feb

ene-14

dic

nov

oct

sep

ago

jul

jun

may

abr

mar

feb

ene-13

dic

nov

oct

sep

ago

jul

jun

may

abr

mar

9,000

ene-12

mar

feb

ene-14

dic

nov

oct

sep

ago

jul

jun

may

abr

mar

feb

ene-13

dic

nov

oct

sep

ago

jul

jun

may

abr

mar

feb

ene-12

10,000
100

1,000
-

abr

feb

mar

may

16,000
14,000
12,000
10,000
8,000
6,000
4,000
2,000

2,000

mar