Documentos de Académico
Documentos de Profesional
Documentos de Cultura
S/. 1,000.00
12
24.91%
S/.
95.00
s anual de modo
es mensuales
El siguiente cronograma de pagos de 24 cuotas, tiene un prestamo de 24,000 soles a una tas
de 18% con cuotas pagadas en intervalos de cada tres meses.
Determine la nueva tasa de inters anual de modo que el importe total de los interes se red
S/. 13,000 soles.
Importe del prestamo
Nmero de Periodos
Tasa inters anual
Cuota
Total de Inters
S/.
S/.
S/.
24,000.00
24
15%
1,541.67
13,000.00
# Cuota
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
Cuota
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
1,541.67
Interes
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
911.47
887.54
862.70
836.91
810.14
782.36
753.53
723.59
692.52
660.28
626.80
592.06
555.99
518.56
479.70
439.37
397.51
354.06
308.95
262.14
213.54
163.11
110.75
56.41
Principal
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
630.20
654.13
678.97
704.76
731.52
759.30
788.14
818.07
849.14
881.39
914.86
949.61
985.67
1,023.11
1,061.96
1,102.29
1,144.16
1,187.61
1,232.71
1,279.53
1,328.12
1,378.56
1,430.92
1,485.26
Saldo
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
24,000.00
23,369.80
22,715.68
22,036.70
21,331.95
20,600.42
19,841.12
19,052.98
18,234.91
17,385.76
16,504.37
15,589.51
14,639.90
13,654.23
12,631.12
11,569.16
10,466.86
9,322.71
8,135.10
6,902.39
5,622.86
4,294.74
2,916.18
1,485.26
-0.00
Aos
0
1
2
3
4
5
6
Ingresos
Tasa
-4%
VAN
S/. 5,000.00
2345
4323
6543
7543
8543
9564
Egresos
-10500
3424
5432
4567
3589
4323
5435
-10500
-1079
-1109
1976
3954
4220
4129
Prestamo
Tasa anual
Nmero periodos
S/.
150,000.00
3.00%
25
Cuota
S/.
8,614.18
8,614.18
5
10
15
20
25
30
35
40
1%
30,905.97
15,837.31
10,818.57
8,312.30
6,811.01
5,812.22
5,100.55
4,568.34
3%
4%
5%
6%
7%
31,823.76
16,698.98
11,673.82
9,173.51
7,683.07
6,697.49
6,000.33
5,483.36
32,753.19
17,584.58
12,564.99
10,082.36
8,614.18
7,652.89
6,980.89
6,489.36
33,694.07
18,493.64
13,491.17
11,037.26
9,601.79
8,674.51
8,036.60
7,578.52
34,646.22
19,425.69
14,451.34
12,036.39
10,642.87
9,757.72
9,160.76
8,741.72
35,609.46
20,380.19
15,444.41
13,077.68
11,734.01
10,897.34
10,346.08
9,969.23
36,583.60
21,356.63
16,469.19
14,158.94
12,871.58
12,087.96
11,585.09
11,251.37
Tasa de descuento
VAN=
S/.
862.70
Rango
de
Importes para
el ltimo flujo
862.70
100
200
300
400
500
600
700
800
900
1000
1.00%
1.25%
869.42
850.02
963.63
942.84
1057.83
1035.65
1152.04
1128.47
1246.24
1221.29
1340.45
1314.11
1434.65
1406.92
1528.86
1499.74
1623.06
1592.56
1717.27
1685.38
mes 4
mes 5
S/. 1,000.00 S/. 200.00
1.50%
Tasa de Descuento
1.75%
2.00%
2.25%
2.50%
2.75%
3.00%
830.90
812.05
793.49
775.19
757.16
739.40
721.89
922.35
902.17
882.29
862.70
843.39
824.38
805.64
1013.80
992.28
971.08
950.20
929.62
909.35
889.39
1105.26
1082.40
1059.88
1037.70
1015.85
994.33
973.13
1196.71
1172.51
1148.68
1125.20
1102.08
1079.31
1056.88
1288.17
1262.63
1237.47
1212.71
1188.31
1164.29
1140.63
1379.62
1352.74
1326.27
1300.21
1274.54
1249.27
1224.38
1471.08
1442.85
1415.07
1387.71
1360.77
1334.25
1308.13
1562.53
1532.97
1503.87
1475.21
1447.00
1419.23
1391.88
1653.98
1623.08
1592.66
1562.71
1533.23
1504.20
1475.63
3.25%
704.63
787.17
869.71
952.25
1034.79
1117.33
1199.87
1282.41
1364.95
1447.49
Importe
Porcentaje sobre Ventas
S/.
1,000,000.00
S/.
S/.
S/.
S/.
350,000.00
400,000.00
750,000.00
35%
40%
250,000.00
Porcentaje
Gastos
Variables
S/.
250,000.00
20%
25%
30%
35%
40%
45%
50%
800000
320000
280000
240000
200000
160000
120000
80000
900000
360000
315000
270000
225000
180000
135000
90000
1000000
400000
350000
300000
250000
200000
150000
100000
1100000
440000
385000
330000
275000
220000
165000
110000
1200000
480000
420000
360000
300000
240000
180000
120000
n incrementos de 5%
AS
1300000
520000
455000
390000
325000
260000
195000
130000
1400000
560000
490000
420000
350000
280000
210000
140000
APLICACION 1
Mes
Ingresos
Egresos
Utilidad
SOLUCION :
1
100
970
-870
-870
900
910
920
930
940
950
960
970
980
990
1000
1
2
3
4
5
6
7
8
9
10
11
12
100
-800
-810
-820
-830
-840
-850
-860
-870
-880
-890
-900
300
-600
-610
-620
-630
-640
-650
-660
-670
-680
-690
-700
600
-300
-310
-320
-330
-340
-350
-360
-370
-380
-390
-400
900
0
-10
-20
-30
-40
-50
-60
-70
-80
-90
-100
1200
300
290
280
270
260
250
240
230
220
210
200
1500
600
590
580
570
560
550
540
530
520
510
500
1800
900
890
880
870
860
850
840
830
820
810
800
2100
1200
1190
1180
1170
1160
1150
1140
1130
1120
1110
1100
APLICACION 2
Hombres
Mujeres
Lince
San Borja
Pueblo Libre
GANANCIAS
SOLUCION :
a) En el distrito de Pueblo Libre se consiguen mas utilidades con S/.
99830
b) Con 20 hombres y 30 mujeres en cada local respectivamente se
consiguen mas utilidades
20
30
-2500
-600
102900
99830
99830
20
21
22
23
24
25
26
27
28
29
30
10
39620
42947
46406
49997
53720
57575
61562
65681
69932
74315
78830
11
41028
44417
47938
51591
55376
59293
63342
67523
71836
76281
80858
12
42452
45903
49486
53201
57048
61027
65138
69381
73756
78263
82902
13
43892
47405
51050
54827
58736
62777
66950
71255
75692
80261
84962
14
45348
48923
52630
56469
60440
64543
68778
73145
77644
82275
87038
99830
15
46820
50457
54226
58127
62160
66325
70622
75051
79612
84305
89130
16
48308
52007
55838
59801
63896
68123
72482
76973
81596
86351
91238
17
49812
53573
57466
61491
65648
69937
74358
78911
83596
88413
93362
18
51332
55155
59110
63197
67416
71767
76250
80865
85612
90491
95502
19
52868
56753
60770
64919
69200
73613
78158
82835
87644
92585
97658
20
54420
58367
62446
66657
71000
75475
80082
84821
89692
94695
99830