TABLAS DE AMORTIZACIÓN

1.-Un préstamo de $500,000.00 se debe liquidar en 10 pagos mensuales a una tasa de interés
del 30% mensual C.i -n
C= $500,000 R= 1-(1+i)
i= 30%
n= 10 meses

R= $161,731.72

Periodo Pago Monto de Amortizacion Saldo

Mensual Intereses Insoluto
0 - - - $500,000
1 $161,731.72 $150,000 $11,731.72 $488,268.28
2 $161,731.72 $146,480.48 $15,251.24 $473,017.04
3 $161,731.72 $141,905.11 $19,826.61 $453,190.44
4 $161,731.72 $135,957.13 $25,774.59 $427,415.85
5 $161,731.72 $128,224.75 $33,506.96 $393,908.88
6 $161,731.72 $118,172.67 $43,559.05 $350,349.83
7 $161,731.72 $105,104.95 $56,626.77 $293,723.06
8 $161,731.72 $88,116.92 $73,614.80 $220,108.26
9 $161,731.72 $66,032.48 $95,699.24 $124,409.02
10 $161,731.72 $37,322.70 $124,409.02 -$0.00

2.- Un préstamo de $300,000.00 se debe liquidar en 12 pagos mensuales a una tasa de

interés del 20% mensual.
C= $300,000
i= 20%
n= 12 meses

R= $67,579.49

Periodo Pago Monto de Amortizacion Saldo

Mensual Intereses Insoluto
0 - - - $300,000
1 $67,579.49 $60,000 $7,579.49 $292,420.51
2 $67,579.49 $58,484.10 $9,095.39 $283,325.12
3 $67,579.49 $56,665.02 $10,914.46 $272,410.66
4 $67,579.49 $54,482.13 $13,097.36 $259,313.30
5 $67,579.49 $51,862.66 $15,716.83 $243,596.47
6 $67,579.49 $48,719.29 $18,860.20 $224,736.28
7 $67,579.49 $44,947.26 $22,632.23 $202,104.04
8 $67,579.49 $40,420.81 $27,158.68 $174,945.36
9 $67,579.49 $34,989.07 $32,590.42 $142,354.94
10 $67,579.49 $28,470.99 $39,108.50 $103,246.44
11 $67,579.49 $20,649.29 $46,930.20 $56,316.24
12 $67,579.49 $11,263.25 $56,316.24 $0.00

3.- Un préstamo de $800,000.00 se debe liquidar en 10 pagos mensuales a una tasa de

interés del 32.5% anual.
C= $800,000
i= 32.50%
n= 10
Conversion
Interes 32.50%
Año 12
i= 0.02708333333

R= $92,393.77

Periodo Pago Monto de Amortizacion Saldo

Mensual Intereses Insoluto
0 - - - $800,000
1 $92,393.77 $21,667 $70,727.10 $729,272.90
2 $92,393.77 $19,751.14 $72,642.63 $656,630.27
3 $92,393.77 $17,783.74 $74,610.03 $582,020.24
4 $92,393.77 $15,763.05 $76,630.72 $505,389.52
5 $92,393.77 $13,687.63 $78,706.14 $426,683.38
6 $92,393.77 $11,556.01 $80,837.76 $345,845.62
7 $92,393.77 $9,366.65 $83,027.12 $262,818.51
8 $92,393.77 $7,118.00 $85,275.77 $177,542.74
9 $92,393.77 $4,808.45 $87,585.32 $89,957.42
10 $92,393.77 $2,436.35 $89,957.42 $0.00