FUENTES DE FINANCIAMIENTO A

CORTO PLAZO E INTERES

MÓDULO: FIN101-9006-2023-FINANZAS
SEMANA: 7
Docente: Abraham Flores Mendoza
Estudiante: Macarena Sánchez

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En relación con el caso, y sobre la base de lo visto en los diferentes recursos de
la semana, responda las siguientes preguntas:

1. ¿Cuál es el valor de la cuota mensual que debe pagar el empresario por la

solicitud de este préstamo en el Sistema Financiero Chileno?

El valor de la cuota sería de $105.095 pesos.

2. Elaborar el cuadro de amortización para este préstamo, de acuerdo con el

esquema visto en clases.

Amortizació
N° de Cuota Valor de la cuota Intereses n Saldo Insoluto
0 $3.324.240
1 $105.095 $61.498 $43.597 $3.280.643
2 $105.095 $60.692 $44.403 $3.236.240
3 $105.095 $59.870 $45.225 $3.191.016
4 $105.095 $59.034 $46.061 $3.144.954
5 $105.095 $58.182 $46.913 $3.098.041
6 $105.095 $57.314 $47.781 $3.050.260
7 $105.095 $56.430 $48.665 $3.001.595
8 $105.095 $55.530 $49.566 $2.952.029
9 $105.095 $54.613 $50.483 $2.901.546
10 $105.095 $53.679 $51.416 $2.850.130
11 $105.095 $52.727 $52.368 $2.797.762
12 $105.095 $51.759 $53.336 $2.744.426
13 $105.095 $50.772 $54.323 $2.690.103
14 $105.095 $49.767 $55.328 $2.634.775
15 $105.095 $48.743 $56.352 $2.578.423
16 $105.095 $47.701 $57.394 $2.521.029
17 $105.095 $46.639 $58.456 $2.462.573
18 $105.095 $45.558 $59.537 $2.403.035
19 $105.095 $44.456 $60.639 $2.342.396
20 $105.095 $43.334 $61.761 $2.280.636
21 $105.095 $42.192 $62.903 $2.217.732
22 $105.095 $41.028 $64.067 $2.153.665
23 $105.095 $39.843 $65.252 $2.088.413

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 24 $105.095 $38.636 $66.459 $2.021.954
25 $105.095 $37.406 $67.689 $1.954.265
26 $105.095 $36.154 $68.941 $1.885.324
27 $105.095 $34.878 $70.217 $1.815.107
28 $105.095 $33.579 $71.516 $1.743.592
29 $105.095 $32.256 $72.839 $1.670.753
30 $105.095 $30.909 $74.186 $1.596.567
31 $105.095 $29.536 $75.559 $1.521.008
32 $105.095 $28.139 $76.956 $1.444.052
33 $105.095 $26.715 $78.380 $1.365.672
34 $105.095 $25.265 $79.830 $1.285.842
35 $105.095 $23.788 $81.307 $1.204.535
36 $105.095 $22.284 $82.811 $1.121.724
37 $105.095 $20.752 $84.343 $1.037.381
38 $105.095 $19.192 $85.904 $951.477
39 $105.095 $17.602 $87.493 $863.984
40 $105.095 $15.984 $89.111 $774.873
41 $105.095 $14.335 $90.760 $684.113
42 $105.095 $12.656 $92.439 $591.674
43 $105.095 $10.946 $94.149 $497.525
44 $105.095 $9.204 $95.891 $401.634
45 $105.095 $7.430 $97.665 $303.969
46 $105.095 $5.623 $99.472 $204.498
47 $105.095 $3.783 $101.312 $103.186
48 $105.095 $1.909 $103.186 $0

3. ¿Cuál es el valor de la amortización y el capital insoluto del quinto mes?

El valor de la amortización es de $46.913 y el capital insoluto es de

$3.098.041.