OPERACIÓN 1

P 100
n 3 cuatrimestres 12 meses
d 2% TEM
Dc 126.82 Dc = P(1+i)^n
S 226.82 S=P+Dc

Valor Presente (P) = 100.0

OPERACIÓN 2

Valor Presente (P) = 1000.0

OPERACIÓN 3

Valor Presente (P) = 500.0

OPERACIÓN 4

P = Dc/(1+i)^n -1
Valor Presente (P)

OPERACIÓN 5

P = Dc/(1+i)^n -1
Valor Presente (P)

OPERACIÓN 6

P =S/(1+i)^n
Valor Presente (P)
OPERACIÓN 7

Valor Presente (P)

OPERACIÓN 8

Valor Presente (P)

OPERACIÓN 9

Valor Presente (P) =1000

OPERACIÓN 10

Valor Presente (P) =100

OPERACIÓN 11

Valor Presente (P) =10.00

OPERACIÓN 12

P = S/(1+i)^n
Valor Presente (P)
 Valor Futuro (S)
d = 2% TEM

Valor Presente (P) = 100.00 Dc =100*(1+0.02)^12

Dc 126.82

n = 3 cuatrimestres
3 cuatrImestres = 12 meses

d=(S/P)^(1/n)-1 Valor Futuro (S)

d 14% TEM

Valor Presente (P) = 1000.00 Dc =1200.00

n = 12 quincenas
12 quincenas = 6 meses

d 10% TEM Valor Futuro (S)

Valor Presente (P) = 500.00 Dc =1200.00

n=log(S/P)/log(1+i)
 n 12.84 meses a años
n 1 años

Valor Futuro (S)

d 2.5% TEM

= Dc/(1+i)^n -1 Dc =4000.00
Valor Presente (P) 18314.78

n = 2 cuatrimestres
2 cuatrimestres a meses = 8 meses

Valor Futuro (S)

d 2.5% TEM

= Dc/(1+i)^n -1 Dc =400.00
Valor Presente (P) 1831.48

n = 16 quincenas
16 quincenas a meses = 8 meses

Valor Futuro (S)

d 30% TET

Dc 1539.80
Valor Presente (P) 460.20
 n = 4.2 cuatrimestres
4.2 cuatrimestres a meses = 16 meses
16.8 meses a trimestres =5.6 trimestres

d 100% TEC Valor Futuro (S)

Valor Presente (P) 10000 Dc =5000.00

n=log(S/P)/log(1+i)
n 0.585 cuatrimestres a meses
n 2.34 meses

d=(S/P)^(1/n)-1
d 18.72% TEM (a quincenas) Valor Futuro (S)
d 9.36% TEQ

Valor Presente (P) 1000 Dc =1800.00

n = 6 meses

S = P*(1+i)^n
d 60% TES Valor Futuro (S)

Valor Presente (P) =1000 Dc 1560

n = 24 quincenas
 24 quincenas a 12 meses
12 meses a 2 semestres
n = 2 semestres

d=(S/P)^(1/n)-1 S = P*(1+i)^n
d 0.32% TEM Valor Futuro (S)

Valor Presente (P) =100 Dc 12

n = 6 semestres
6 semestres a 36 meses
n = 36 meses

S = P*(1+i)^n
d 10% TEM Valor Futuro (S)

Valor Presente (P) =10.00 Dc 30

n = ? Cuatrimestres
n= log(S/P)/log(1+i)
n 14.55 meses
14.55 meses a 4 cuatrimestres
n 4 cuatrimestres

d 5% TEQ Valor Futuro (S)

682.15 Dc 1517.85
Valor Presente (P)

n = 4 Trimestres
4 trimestres a 12 meses
12 meses a 24 quincenas
n = 24 quincenas
 226.82

2200.00

1700.00
22314.78

2231.48

2000.00
15000.00

2800.00

2560.00
 112.00

40.00

2200.00
 EJERCICIO 1: d = i =24% anual cap semestralmente
Fecha focal = 0

0 1 2 3 4 5

-1000 -1000 -2000

j 24%
m 2
i=(1+j/m)^m -1 0.2544 25.44% TEA

TEA -> TEM

n=1
m =12
r = (1+i)^n/m -1 0.0190676231 1.91% TEM
i = d =1.91%
a) -1000 S = P(1+d)^-n S=-1000*(1+1.91%)^-(0)
S -1000
b) -1000
S=-1000*(1+1.91%)^-(2-0)
S -962.87
c)-2000
S=-2000*(1+1.91%)^-(3-0)
S -1889.64
d)2000
S=2000*(1+1.91%)^-(5-0)
S 1819.47
e)2000
S=2000*(1+1.91%)^-(8-0)
S 1719.08
Flujo de Efectivo Neto
-313.96

EJERCICIO 2:
i =12% anual cap cuatrimestralmente
Fecha focal = 8
 3000

0 1 2 3 4 5

-1000 -1000 -2000

j 12%
m 3
i=(1+j/m)^m -1 0.124864 12.49% TEA

TEA -> TEM

n=1
m =12
r = (1+i)^n/m -1 0.0098560998 0.99% TEM
i = d =0.99%
a) -1000 S = P(1+i)^n S=-1000*(1+0.99%)^(8-0)
S -1082.00
b) -1000
S=-1000*(1+0.99%)^(8-2)
S -1060.89
c)-2000
S=-2000*(1+0.99%)^(8-4)
S -2080.38
d)3000
S=3000*(1+0.99%)^(8-4)
S 3120.58
e)2000
S=2000*(1+0.99%)^(8-8)
S 2000.00
Flujo de Efectivo Neto
897.30

EJERCICIO 3:
d = i =6% anual cap mensualmente
Fecha focal = 5

3000

0 1 2 3 4 5 6 7
 0 1 2 3 4 5 6 7

-1000 -1000 -2000

j 6%
m 12
i=(1+j/m)^m -1 0.0617 6.17% TEA

TEA -> TEM

n=1
m =12
r = (1+i)^n/m -1 0.0050 0.50% TEM
i = d =0.99%
a) -1000 S = P(1+i)^n
S=-1000*(1+0.50%)^(5-0)
S -1025.25
b) -1000
S=-1000*(1+0.50%)^(5-1)
S -1022.18
c)-2000
S=-2000*(1+0.50%)^(5-5)
S -2000.00
d)3000
S=3000*(1+0.50%)^(5-4)
S 3015.00
e)2000
S=2000*(1+0.50%)^-(12-5) S=P(1+d)^-n
S 1931.38
Flujo de Efectivo Neto
898.95

EJERCICIO 4:
d = i = 1% TEM
Fecha focal = 7

3000

0 1 2 3 4 5 6 7
 0 1 2 3 4 5 6 7

-1000 -1000 -500 -2000

i = d =1% TEM
a) -1000 S = P(1+i)^n
S=-1000*(1+1%)^(7-0)
S -1072.14
b) -1000
S=-1000*(1+1%)^(7-1)
S -1061.52
c)-500
S=-500*(1+1%)^(7-3)
S -520.30
d)-2000
S=-2000*(1+1%)^(7-5)
S -2040.20
e)3000
S=3000*(1+1%)^(7-4)
S 3090.90
f)1000 S=P(1+d)^-n
S=1000*(1+1%)^-(9-7)
S 980.30
g)2000
S=2000*(1+1%)^-(10-7)
S 1941.18
Flujo Efectivo Neto
1318.22

EJERCICIO 5:
d = i = 20% TEA
Fecha focal = 11
TEA -> TEM
n=1
m =12
r = (1+i)^n/m -1 0.0153 1.53% TEM
i = d =1.53% TEM

0 1 2 3 4 5 6 7

-100 -100 -100 -100

i = d =1.53% TEM

a) -100 S = P(1+i)^n
S=-100*(1+1.53%)^(11-0)
S -118.18
b) -100
S=-100*(1+1.53%)^(11-2)
S -114.64
c)-100
S=-100*(1+1.53%)^(11-4)
S -111.21
d)-100
S=-100*(1+1.53%)^(11-6)
S -107.89
e)100
S=100*(1+1.53%)^(11-8)
S 104.66
f)100
S=100*(1+1.53%)^(11-10)
S 101.53
g)100 S=P(1+d)^-n
S=2000*(1+1%)^-(10-7)
S 98.49
Flujo Efectivo Neto
-147.24

EJERCICIO 6
i =24% Semestral cap. Cuatrimestralmente
Fecha focal = 10

0 1 2 3 4 5

-1000 -1000 -2000

j 24%
m 1.5
i=j/m 0.16 16% TEC

TEC -> TEM

n=3
m =12
r = (1+i)^n/m -1 0.0378 3.78% TEM
i = d =3.78%
a) -1000 S = P(1+i)^n
S=-1000*(1+3.78%)^(10-0)
S -1449.23
b) -1000
S=-1000*(1+3.78%)^(10-2)
S -1345.58
c)-2000
S=-2000*(1+3.78%)^(10-3)
S -2593.14
d)2000
S=2000*(1+3.78%)^(10-5)
S 2319.98
e)2000
S=2000*(1+3.78%)^(10-8)
S 2154.06
Flujo de Efectivo Neto
-913.91
 2000 2000

4 5 6 7 8 9
 2000

4 5 6 7 8 9

2000

6 7 8 9 10 11 12
6 7 8 9 10 11 12

1000 2000

6 7 8 9 10 11 12
6 7 8 9 10 11 12

100 100 100

6 7 8 9 10 11 12
 2000 2000

4 5 6 7 8 9 10