ALUMNA: MIRANDA GONZALES LEIDY BRIGITH

TAREA: ANALISIS DE UN PRESTAMO DE LA CAYA HUANCAYO

VALOR PRESENTE 10,000.00 TEM
TEA 29.84% 0.0219995601858092
TCEA 31.46% 2.20%
DIAS X AÑO 360
FECHA DE PRESTAMO 11/25/2019
CUOTAS 24

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 545.67
2 2/2/2020 545.67
3 3/2/2020 545.67
4 4/2/2020 545.67
5 5/2/2020 545.67
6 6/2/2020 545.67
7 7/2/2020 545.67
8 8/2/2020 545.67
9 9/2/2020 545.67
10 10/2/2020 545.67
11 11/2/2020 545.67
12 12/2/2020 545.67
13 1/2/2021 545.67
14 2/2/2021 545.67
15 3/2/2021 545.67
16 4/2/2021 545.67
17 5/2/2021 545.67
18 6/2/2021 545.67
19 7/2/2021 545.67
20 8/2/2021 545.67
21 9/2/2021 545.67
22 10/2/2021 545.67
23 11/2/2021 545.67
24 12/2/2021 545.67

*Ahora vamos a verificar el saldo de la primera tabla, el cual es 161.08. Cuando nosotros tenemos un

MONTO DE ITERACION 1 CUOTA SUGERIDA NUEVA CUOTA

0.4365312 545.67 546.11
 PERIODO FECHA CUOTA
0 11/25/2019
1 1/2/2020 546.11
2 2/2/2020 546.11
3 3/2/2020 546.11
4 4/2/2020 546.11
5 5/2/2020 546.11
6 6/2/2020 546.11
7 7/2/2020 546.11
8 8/2/2020 546.11
9 9/2/2020 546.11
10 10/2/2020 546.11
11 11/2/2020 546.11
12 12/2/2020 546.11
13 1/2/2021 546.11
14 2/2/2021 546.11
15 3/2/2021 546.11
16 4/2/2021 546.11
17 5/2/2021 546.11
18 6/2/2021 546.11
19 7/2/2021 546.11
20 8/2/2021 546.11
21 9/2/2021 546.11
22 10/2/2021 546.11
23 11/2/2021 546.11
24 12/2/2021 546.11

MONTO DE ITERACION 2 CUOTA SUGERIDA NUEVA CUOTA

0.7980488 546.11 546.91

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 546.91
2 2/2/2020 546.91
3 3/2/2020 546.91
4 4/2/2020 546.91
5 5/2/2020 546.91
6 6/2/2020 546.91
7 7/2/2020 546.91
8 8/2/2020 546.91
9 9/2/2020 546.91
10 10/2/2020 546.91
 11 11/2/2020 546.91
12 12/2/2020 546.91
13 1/2/2021 546.91
14 2/2/2021 546.91
15 3/2/2021 546.91
16 4/2/2021 546.91
17 5/2/2021 546.91
18 6/2/2021 546.91
19 7/2/2021 546.91
20 8/2/2021 546.91
21 9/2/2021 546.91
22 10/2/2021 546.91
23 11/2/2021 546.91
24 12/2/2021 546.91

MONTO DE ITERACION 3 CUOTA SUGERIDA NUEVA CUOTA

0.9913821 546.91 547.90

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 547.90
2 2/2/2020 547.90
3 3/2/2020 547.90
4 4/2/2020 547.90
5 5/2/2020 547.90
6 6/2/2020 547.90
7 7/2/2020 547.90
8 8/2/2020 547.90
9 9/2/2020 547.90
10 10/2/2020 547.90
11 11/2/2020 547.90
12 12/2/2020 547.90
13 1/2/2021 547.90
14 2/2/2021 547.90
15 3/2/2021 547.90
16 4/2/2021 547.90
17 5/2/2021 547.90
18 6/2/2021 547.90
19 7/2/2021 547.90
20 8/2/2021 547.90
21 9/2/2021 547.90
22 10/2/2021 547.90
23 11/2/2021 547.90
 24 12/2/2021 547.90

MONTO DE ITERACION 4 CUOTA SUGERIDA NUEVA CUOTA

0.9828726 547.90 548.88

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 548.88
2 2/2/2020 548.88
3 3/2/2020 548.88
4 4/2/2020 548.88
5 5/2/2020 548.88
6 6/2/2020 548.88
7 7/2/2020 548.88
8 8/2/2020 548.88
9 9/2/2020 548.88
10 10/2/2020 548.88
11 11/2/2020 548.88
12 12/2/2020 548.88
13 1/2/2021 548.88
14 2/2/2021 548.88
15 3/2/2021 548.88
16 4/2/2021 548.88
17 5/2/2021 548.88
18 6/2/2021 548.88
19 7/2/2021 548.88
20 8/2/2021 548.88
21 9/2/2021 548.88
22 10/2/2021 548.88
23 11/2/2021 548.88
24 12/2/2021 548.88

MONTO DE ITERACION 5 CUOTA SUGERIDA NUEVA CUOTA

0.8082656 548.88 549.69

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 549.69
2 2/2/2020 549.69
3 3/2/2020 549.69
4 4/2/2020 549.69
 5 5/2/2020 549.69
6 6/2/2020 549.69
7 7/2/2020 549.69
8 8/2/2020 549.69
9 9/2/2020 549.69
10 10/2/2020 549.69
11 11/2/2020 549.69
12 12/2/2020 549.69
13 1/2/2021 549.69
14 2/2/2021 549.69
15 3/2/2021 549.69
16 4/2/2021 549.69
17 5/2/2021 549.69
18 6/2/2021 549.69
19 7/2/2021 549.69
20 8/2/2021 549.69
21 9/2/2021 549.69
22 10/2/2021 549.69
23 11/2/2021 549.69
24 12/2/2021 549.69

MONTO DE ITERACION 6 CUOTA SUGERIDA NUEVA CUOTA

0.5530081 549.69 550.24

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 550.24
2 2/2/2020 550.24
3 3/2/2020 550.24
4 4/2/2020 550.24
5 5/2/2020 550.24
6 6/2/2020 550.24
7 7/2/2020 550.24
8 8/2/2020 550.24
9 9/2/2020 550.24
10 10/2/2020 550.24
11 11/2/2020 550.24
12 12/2/2020 550.24
13 1/2/2021 550.24
14 2/2/2021 550.24
15 3/2/2021 550.24
16 4/2/2021 550.24
17 5/2/2021 550.24
 18 6/2/2021 550.24
19 7/2/2021 550.24
20 8/2/2021 550.24
21 9/2/2021 550.24
22 10/2/2021 550.24
23 11/2/2021 550.24
24 12/2/2021 550.24

MONTO DE ITERACION 7 CUOTA SUGERIDA NUEVA CUOTA

0.3160434 550.24 550.56

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 550.56
2 2/2/2020 550.56
3 3/2/2020 550.56
4 4/2/2020 550.56
5 5/2/2020 550.56
6 6/2/2020 550.56
7 7/2/2020 550.56
8 8/2/2020 550.56
9 9/2/2020 550.56
10 10/2/2020 550.56
11 11/2/2020 550.56
12 12/2/2020 550.56
13 1/2/2021 550.56
14 2/2/2021 550.56
15 3/2/2021 550.56
16 4/2/2021 550.56
17 5/2/2021 550.56
18 6/2/2021 550.56
19 7/2/2021 550.56
20 8/2/2021 550.56
21 9/2/2021 550.56
22 10/2/2021 550.56
23 11/2/2021 550.56
24 12/2/2021 550.56

MONTO DE ITERACION 8 CUOTA SUGERIDA NUEVA CUOTA

0.1413550 550.56 550.70
 PERIODO FECHA CUOTA
0 11/25/2019
1 1/2/2020 550.70
2 2/2/2020 550.70
3 3/2/2020 550.70
4 4/2/2020 550.70
5 5/2/2020 550.70
6 6/2/2020 550.70
7 7/2/2020 550.70
8 8/2/2020 550.70
9 9/2/2020 550.70
10 10/2/2020 550.70
11 11/2/2020 550.70
12 12/2/2020 550.70
13 1/2/2021 550.70
14 2/2/2021 550.70
15 3/2/2021 550.70
16 4/2/2021 550.70
17 5/2/2021 550.70
18 6/2/2021 550.70
19 7/2/2021 550.70
20 8/2/2021 550.70
21 9/2/2021 550.70
22 10/2/2021 550.70
23 11/2/2021 550.70
24 12/2/2021 550.70

MONTO DE ITERACION 9 CUOTA SUGERIDA NUEVA CUOTA

0.0504878 550.70 550.75

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 550.75
2 2/2/2020 550.75
3 3/2/2020 550.75
4 4/2/2020 550.75
5 5/2/2020 550.75
6 6/2/2020 550.75
7 7/2/2020 550.75
8 8/2/2020 550.75
9 9/2/2020 550.75
10 10/2/2020 550.75
11 11/2/2020 550.75
 12 12/2/2020 550.75
13 1/2/2021 550.75
14 2/2/2021 550.75
15 3/2/2021 550.75
16 4/2/2021 550.75
17 5/2/2021 550.75
18 6/2/2021 550.75
19 7/2/2021 550.75
20 8/2/2021 550.75
21 9/2/2021 550.75
22 10/2/2021 550.75
23 11/2/2021 550.75
24 12/2/2021 550.75

MONTO DE ITERACION 10 CUOTA SUGERIDA NUEVA CUOTA

0.0138211 550.75 550.76

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 550.76
2 2/2/2020 550.76
3 3/2/2020 550.76
4 4/2/2020 550.76
5 5/2/2020 550.76
6 6/2/2020 550.76
7 7/2/2020 550.76
8 8/2/2020 550.76
9 9/2/2020 550.76
10 10/2/2020 550.76
11 11/2/2020 550.76
12 12/2/2020 550.76
13 1/2/2021 550.76
14 2/2/2021 550.76
15 3/2/2021 550.76
16 4/2/2021 550.76
17 5/2/2021 550.76
18 6/2/2021 550.76
19 7/2/2021 550.76
20 8/2/2021 550.76
21 9/2/2021 550.76
22 10/2/2021 550.76
23 11/2/2021 550.76
24 12/2/2021 550.76
CUOTA SALDO CUOTA 24
550.76 0.20 550.96

PERIODO FECHA CUOTA

0 11/25/2019
1 1/2/2020 550.76
2 2/2/2020 550.76
3 3/2/2020 550.76
4 4/2/2020 550.76
5 5/2/2020 550.76
6 6/2/2020 550.76
7 7/2/2020 550.76
8 8/2/2020 550.76
9 9/2/2020 550.76
10 10/2/2020 550.76
11 11/2/2020 550.76
12 12/2/2020 550.76
13 1/2/2021 550.76
14 2/2/2021 550.76
15 3/2/2021 550.76
16 4/2/2021 550.76
17 5/2/2021 550.76
18 6/2/2021 550.76
19 7/2/2021 550.76
20 8/2/2021 550.76
21 9/2/2021 550.76
22 10/2/2021 550.76
23 11/2/2021 550.76
24 12/2/2021 550.96
 TED SUMA DE FACTORES 18.3260259630211
0.000725631858 CUOTA SUGERIDA
0.073%

FRCT 0.055
CUOTA SUGERIDA 545.67

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 256.05

221.59 8.05 0.02 316.01
200.42 7.29 0.02 337.94
206.72 7.51 0.02 331.42
192.68 7.01 0.02 345.96
191.31 6.95 0.02 347.39
177.43 6.45 0.02 361.77
175.19 6.37 0.02 364.09
166.91 6.07 0.02 372.67
153.26 5.57 0.02 386.82
149.63 5.44 0.02 390.58
136.16 4.95 0.02 404.54
131.55 4.78 0.02 409.32
122.24 4.44 0.02 418.97
101.70 3.70 0.02 440.25
102.70 3.73 0.02 439.22
89.69 3.26 0.02 452.70
82.42 3.00 0.02 460.23
69.61 2.53 0.02 473.51
61.19 2.22 0.02 482.24
50.22 1.83 0.02 493.60
37.72 1.37 0.02 506.56
27.47 1.00 0.02 517.18
15.20 0.55 0.02 529.90

1.08. Cuando nosotros tenemos un credito y ya cumplimos con las 24 cuotas, debe quedar un saldo cero.
CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 256.49

221.58 8.05 0.02 316.46
200.4 7.29 0.02 338.40
206.69 7.51 0.02 331.89
192.64 7.01 0.02 346.44
191.26 6.95 0.02 347.88
177.37 6.45 0.02 362.27
175.11 6.37 0.02 364.61
166.82 6.06 0.02 373.21
153.17 5.57 0.02 387.35
149.52 5.44 0.02 391.13
136.04 4.95 0.02 405.10
131.42 4.78 0.02 409.89
122.09 4.44 0.02 419.56
101.55 3.70 0.02 440.84
102.53 3.73 0.02 439.83
89.51 3.25 0.02 453.33
82.22 2.99 0.02 460.88
69.4 2.52 0.02 474.17
60.95 2.22 0.02 482.92
49.97 1.82 0.02 494.30
37.47 1.36 0.02 507.26
27.19 0.99 0.02 517.91
14.91 0.54 0.02 530.64

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 257.29

221.56 8.05 0.02 317.28
200.37 7.29 0.02 339.23
206.63 7.51 0.02 332.75
192.57 7 0.02 347.32
191.17 6.95 0.02 348.77
177.26 6.45 0.02 363.18
174.97 6.36 0.02 365.56
166.66 6.06 0.02 374.17
152.99 5.56 0.02 388.34
 149.32 5.43 0.02 392.14
135.82 4.94 0.02 406.13
131.17 4.77 0.02 410.95
121.82 4.43 0.02 420.64
101.28 3.69 0.02 441.92
102.21 3.72 0.02 440.96
89.17 3.24 0.02 454.48
81.84 2.98 0.02 462.07
69.01 2.51 0.02 475.37
60.52 2.2 0.02 484.17
49.51 1.8 0.02 495.58
37 1.35 0.02 508.54
26.68 0.97 0.02 519.24
14.39 0.52 0.02 531.98

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 258.28

221.54 8.05 0.02 318.29
200.33 7.29 0.02 340.26
206.56 7.51 0.02 333.81
192.48 7 0.02 348.40
191.05 6.94 0.02 349.89
177.12 6.44 0.02 364.32
174.81 6.35 0.02 366.72
166.47 6.05 0.02 375.36
152.78 5.56 0.02 389.54
149.07 5.42 0.02 393.39
135.56 4.93 0.02 407.39
130.86 4.76 0.02 412.26
121.49 4.42 0.02 421.97
100.95 3.67 0.02 443.26
101.81 3.7 0.02 442.37
88.76 3.23 0.02 455.89
81.38 2.96 0.02 463.54
68.53 2.49 0.02 476.86
60 2.18 0.02 485.70
48.95 1.78 0.02 497.15
36.42 1.32 0.02 510.14
26.04 0.95 0.02 520.89
 13.73 0.5 0.02 533.65

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 259.26

221.52 8.05 0.02 319.29
200.29 7.29 0.02 341.28
206.49 7.51 0.02 334.86
192.39 7.00 0.02 349.47
190.93 6.94 0.02 350.99
176.98 6.44 0.02 365.44
174.64 6.35 0.02 367.87
166.27 6.04 0.02 376.55
152.57 5.55 0.02 390.74
148.82 5.41 0.02 394.63
135.29 4.92 0.02 408.65
130.56 4.75 0.02 413.55
121.15 4.4 0.02 423.31
100.62 3.66 0.02 444.58
101.41 3.69 0.02 443.76
88.35 3.21 0.02 457.30
80.92 2.94 0.02 465.00
68.05 2.47 0.02 478.34
59.47 2.16 0.02 487.23
48.39 1.76 0.02 498.71
35.84 1.3 0.02 511.72
25.41 0.92 0.02 522.53
13.09 0.48 0.02 535.29

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 260.07

221.50 8.05 0.02 320.12
200.25 7.28 0.02 342.14
206.44 7.5 0.02 335.73
 192.32 6.99 0.02 350.36
190.83 6.94 0.02 351.90
176.87 6.43 0.02 366.37
174.5 6.34 0.02 368.83
166.11 6.04 0.02 377.52
152.39 5.54 0.02 391.74
148.62 5.4 0.02 395.65
135.07 4.91 0.02 409.69
130.3 4.74 0.02 414.63
120.87 4.39 0.02 424.41
100.35 3.65 0.02 445.67
101.09 3.67 0.02 444.91
88 3.2 0.02 458.47
80.54 2.93 0.02 466.20
67.66 2.46 0.02 479.55
59.04 2.15 0.02 488.48
47.93 1.74 0.02 500.00
35.37 1.29 0.02 513.01
24.89 0.90 0.02 523.88
12.55 0.46 0.02 536.66

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 260.62

221.48 8.05 0.02 320.69
200.23 7.28 0.02 342.71
206.4 7.5 0.02 336.32
192.27 6.99 0.02 350.96
190.77 6.93 0.02 352.52
176.79 6.43 0.02 367.00
174.41 6.34 0.02 369.47
166 6.03 0.02 378.19
152.27 5.54 0.02 392.41
148.48 5.4 0.02 396.34
134.92 4.91 0.02 410.39
130.13 4.73 0.02 415.36
120.69 4.39 0.02 425.14
100.17 3.65 0.02 446.40
100.87 3.67 0.02 445.68
87.77 3.19 0.02 459.26
 80.29 2.92 0.02 467.01
67.4 2.45 0.02 480.37
58.74 2.14 0.02 489.34
47.62 1.73 0.02 500.87
35.04 1.27 0.02 513.91
24.54 0.89 0.02 524.79
12.19 0.44 0.02 537.59

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 260.94

221.48 8.05 0.02 321.01
200.21 7.28 0.02 343.05
206.38 7.5 0.02 336.66
192.24 6.99 0.02 351.31
190.73 6.93 0.02 352.88
176.75 6.43 0.02 367.36
174.35 6.34 0.02 369.85
165.94 6.03 0.02 378.57
152.2 5.53 0.02 392.81
148.40 5.39 0.02 396.75
134.83 4.9 0.02 410.81
130.03 4.73 0.02 415.78
120.58 4.38 0.02 425.58
100.06 3.64 0.02 446.84
100.74 3.66 0.02 446.14
87.64 3.19 0.02 459.71
80.14 2.91 0.02 467.49
67.24 2.45 0.02 480.85
58.57 2.13 0.02 489.84
47.43 1.72 0.02 501.39
34.86 1.27 0.02 514.41
24.33 0.88 0.02 525.33
11.98 0.44 0.02 538.12
CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 261.08

221.47 8.05 0.02 321.16
200.21 7.28 0.02 343.19
206.37 7.5 0.02 336.81
192.23 6.99 0.02 351.46
190.71 6.93 0.02 353.04
176.73 6.43 0.02 367.52
174.33 6.34 0.02 370.01
165.91 6.03 0.02 378.74
152.17 5.53 0.02 392.98
148.36 5.39 0.02 396.93
134.79 4.9 0.02 410.99
129.99 4.73 0.02 415.96
120.53 4.38 0.02 425.77
100.01 3.64 0.02 447.03
100.68 3.66 0.02 446.34
87.58 3.18 0.02 459.92
80.07 2.91 0.02 467.70
67.17 2.44 0.02 481.07
58.5 2.13 0.02 490.05
47.35 1.72 0.02 501.61
34.77 1.26 0.02 514.65
24.24 0.88 0.02 525.56
11.89 0.43 0.02 538.36

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 261.13

221.47 8.05 0.02 321.21
200.21 7.28 0.02 343.24
206.36 7.5 0.02 336.87
192.22 6.99 0.02 351.52
190.71 6.93 0.02 353.09
176.72 6.43 0.02 367.58
174.32 6.34 0.02 370.07
165.9 6.03 0.02 378.80
152.16 5.53 0.02 393.04
148.35 5.39 0.02 396.99
 134.78 4.9 0.02 411.05
129.98 4.72 0.02 416.03
120.51 4.38 0.02 425.84
100.00 3.64 0.02 447.09
100.66 3.66 0.02 446.41
87.56 3.18 0.02 459.99
80.05 2.91 0.02 467.77
67.15 2.44 0.02 481.14
58.47 2.13 0.02 490.13
47.32 1.72 0.02 501.69
34.74 1.26 0.02 514.73
24.21 0.88 0.02 525.64
11.86 0.43 0.02 538.44

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 261.14

221.47 8.05 0.02 321.22
200.2 7.28 0.02 343.26
206.36 7.5 0.02 336.88
192.22 6.99 0.02 351.53
190.71 6.93 0.02 353.10
176.72 6.43 0.02 367.59
174.32 6.34 0.02 370.08
165.9 6.03 0.02 378.81
152.16 5.53 0.02 393.05
148.35 5.39 0.02 397.00
134.78 4.9 0.02 411.06
129.97 4.72 0.02 416.05
120.51 4.38 0.02 425.85
99.99 3.64 0.02 447.11
100.66 3.66 0.02 446.42
87.55 3.18 0.02 460.01
80.05 2.91 0.02 467.78
67.14 2.44 0.02 481.16
58.47 2.13 0.02 490.14
47.32 1.72 0.02 501.70
34.74 1.26 0.02 514.74
24.2 0.88 0.02 525.66
11.85 0.43 0.02 538.46
 9,999.80

AJUSTE DEL SALDO DE LA DEUDA

538.66

CUOTA INTERES DESGRAVAMEN ITF CUOTA DE AMORTIZACION

279.47 10.13 0.02 261.14

221.47 8.05 0.02 321.22
200.2 7.28 0.02 343.26
206.36 7.5 0.02 336.88
192.22 6.99 0.02 351.53
190.71 6.93 0.02 353.10
176.72 6.43 0.02 367.59
174.32 6.34 0.02 370.08
165.9 6.03 0.02 378.81
152.16 5.53 0.02 393.05
148.35 5.39 0.02 397.00
134.78 4.9 0.02 411.06
129.97 4.72 0.02 416.05
120.51 4.38 0.02 425.85
99.99 3.64 0.02 447.11
100.66 3.66 0.02 446.42
87.55 3.18 0.02 460.01
80.05 2.91 0.02 467.78
67.14 2.44 0.02 481.16
58.47 2.13 0.02 490.14
47.32 1.72 0.02 501.70
34.74 1.26 0.02 514.74
24.2 0.88 0.02 525.66
11.85 0.43 0.02 538.66
 TASA DE DESGRAVAMEN MENSUAL 0.08%
TASA DE DESGRAVAMEN DIARIO 0.003%
MONTO DE SEGURO DESGRAVAMEN 10.13

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,743.95 256.05 38
9,427.94 572.06 31
9,090.00 910.00 29
8,758.58 1,241.42 31
8,412.62 1,587.38 30
8,065.23 1,934.77 31
7,703.46 2,296.54 30
7,339.37 2,660.63 31
6,966.70 3,033.30 31
6,579.88 3,420.12 30
6,189.30 3,810.70 31
5,784.76 4,215.24 30
5,375.44 4,624.56 31
4,956.47 5,043.53 31
4,516.22 5,483.78 28
4,077.00 5,923.00 31
3,624.30 6,375.70 30
3,164.07 6,835.93 31
2,690.56 7,309.44 30
2,208.32 7,791.68 31
1,714.72 8,285.28 31
1,208.16 8,791.84 30
690.98 9,309.02 31
161.08 9,838.92 30
SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS
10,000.00
9,743.51 256.49 38
9,427.05 572.95 31
9,088.65 911.35 29
8,756.76 1,243.24 31
8,410.32 1,589.68 30
8,062.44 1,937.56 31
7,700.17 2,299.83 30
7,335.56 2,664.44 31
6,962.35 3,037.65 31
6,575.00 3,425.00 30
6,183.87 3,816.13 31
5,778.77 4,221.23 30
5,368.88 4,631.12 31
4,949.32 5,050.68 31
4,508.48 5,491.52 28
4,068.65 5,931.35 31
3,615.32 6,384.68 30
3,154.44 6,845.56 31
2,680.27 7,319.73 30
2,197.35 7,802.65 31
1,703.05 8,296.95 31
1,195.79 8,804.21 30
677.88 9,322.12 31
147.24 9,852.76 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,742.71 257.29 38
9,425.43 574.57 31
9,086.20 913.80 29
8,753.45 1,246.55 31
8,406.13 1,593.87 30
8,057.36 1,942.64 31
7,694.18 2,305.82 30
7,328.62 2,671.38 31
6,954.45 3,045.55 31
6,566.11 3,433.89 30
 6,173.97 3,826.03 31
5,767.84 4,232.16 30
5,356.89 4,643.11 31
4,936.25 5,063.75 31
4,494.33 5,505.67 28
4,053.37 5,946.63 31
3,598.89 6,401.11 30
3,136.82 6,863.18 31
2,661.45 7,338.55 30
2,177.28 7,822.72 31
1,681.70 8,318.30 31
1,173.16 8,826.84 30
653.92 9,346.08 31
121.94 9,878.06 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,741.72 258.28 38
9,423.43 576.57 31
9,083.17 916.83 29
8,749.36 1,250.64 31
8,400.96 1,599.04 30
8,051.07 1,948.93 31
7,686.75 2,313.25 30
7,320.03 2,679.97 31
6,944.67 3,055.33 31
6,555.13 3,444.87 30
6,161.74 3,838.26 31
5,754.35 4,245.65 30
5,342.09 4,657.91 31
4,920.12 5,079.88 31
4,476.86 5,523.14 28
4,034.49 5,965.51 31
3,578.60 6,421.40 30
3,115.06 6,884.94 31
2,638.20 7,361.80 30
2,152.50 7,847.50 31
1,655.35 8,344.65 31
1,145.21 8,854.79 30
624.32 9,375.68 31
 90.67 9,909.33 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,740.74 259.26 38
9,421.45 578.55 31
9,080.17 919.83 29
8,745.31 1,254.69 31
8,395.84 1,604.16 30
8,044.85 1,955.15 31
7,679.41 2,320.59 30
7,311.54 2,688.46 31
6,934.99 3,065.01 31
6,544.25 3,455.75 30
6,149.62 3,850.38 31
5,740.97 4,259.03 30
5,327.42 4,672.58 31
4,904.11 5,095.89 31
4,459.53 5,540.47 28
4,015.77 5,984.23 31
3,558.47 6,441.53 30
3,093.47 6,906.53 31
2,615.13 7,384.87 30
2,127.90 7,872.10 31
1,629.19 8,370.81 31
1,117.47 8,882.53 30
594.94 9,405.06 31
59.65 9,940.35 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,739.93 260.07 38
9,419.81 580.19 31
9,077.67 922.33 29
8,741.94 1,258.06 31
 8,391.58 1,608.42 30
8,039.68 1,960.32 31
7,673.31 2,326.69 30
7,304.48 2,695.52 31
6,926.96 3,073.04 31
6,535.22 3,464.78 30
6,139.57 3,860.43 31
5,729.88 4,270.12 30
5,315.25 4,684.75 31
4,890.84 5,109.16 31
4,445.17 5,554.83 28
4,000.26 5,999.74 31
3,541.79 6,458.21 30
3,075.59 6,924.41 31
2,596.04 7,403.96 30
2,107.56 7,892.44 31
1,607.56 8,392.44 31
1,094.55 8,905.45 30
570.67 9,429.33 31
34.01 9,965.99 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,739.38 260.62 38
9,418.69 581.31 31
9,075.98 924.02 29
8,739.66 1,260.34 31
8,388.70 1,611.30 30
8,036.18 1,963.82 31
7,669.18 2,330.82 30
7,299.71 2,700.29 31
6,921.52 3,078.48 31
6,529.11 3,470.89 30
6,132.77 3,867.23 31
5,722.38 4,277.62 30
5,307.02 4,692.98 31
4,881.88 5,118.12 31
4,435.48 5,564.52 28
3,989.80 6,010.20 31
3,530.54 6,469.46 30
 3,063.53 6,936.47 31
2,583.16 7,416.84 30
2,093.82 7,906.18 31
1,592.95 8,407.05 31
1,079.04 8,920.96 30
554.25 9,445.75 31
16.66 9,983.34 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,739.06 260.94 38
9,418.05 581.95 31
9,075.00 925.00 29
8,738.34 1,261.66 31
8,387.03 1,612.97 30
8,034.15 1,965.85 31
7,666.79 2,333.21 30
7,296.94 2,703.06 31
6,918.37 3,081.63 31
6,525.56 3,474.44 30
6,128.81 3,871.19 31
5,718.00 4,282.00 30
5,302.22 4,697.78 31
4,876.64 5,123.36 31
4,429.80 5,570.20 28
3,983.66 6,016.34 31
3,523.95 6,476.05 30
3,056.46 6,943.54 31
2,575.61 7,424.39 30
2,085.77 7,914.23 31
1,584.38 8,415.62 31
1,069.97 8,930.03 30
544.64 9,455.36 31
6.52 9,993.48 30
SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS
10,000.00
9,738.92 261.08 38
9,417.76 582.24 31
9,074.57 925.43 29
8,737.76 1,262.24 31
8,386.30 1,613.70 30
8,033.26 1,966.74 31
7,665.74 2,334.26 30
7,295.73 2,704.27 31
6,916.99 3,083.01 31
6,524.01 3,475.99 30
6,127.08 3,872.92 31
5,716.09 4,283.91 30
5,300.13 4,699.87 31
4,874.36 5,125.64 31
4,427.33 5,572.67 28
3,980.99 6,019.01 31
3,521.07 6,478.93 30
3,053.37 6,946.63 31
2,572.30 7,427.70 30
2,082.25 7,917.75 31
1,580.64 8,419.36 31
1,065.99 8,934.01 30
540.43 9,459.57 31
2.07 9,997.93 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,738.87 261.13 38
9,417.66 582.34 31
9,074.42 925.58 29
8,737.55 1,262.45 31
8,386.03 1,613.97 30
8,032.94 1,967.06 31
7,665.36 2,334.64 30
7,295.29 2,704.71 31
6,916.49 3,083.51 31
6,523.45 3,476.55 30
6,126.46 3,873.54 31
 5,715.41 4,284.59 30
5,299.38 4,700.62 31
4,873.54 5,126.46 31
4,426.45 5,573.55 28
3,980.04 6,019.96 31
3,520.05 6,479.95 30
3,052.28 6,947.72 31
2,571.14 7,428.86 30
2,081.01 7,918.99 31
1,579.32 8,420.68 31
1,064.59 8,935.41 30
538.95 9,461.05 31
0.51 9,999.49 30

SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS

10,000.00
9,738.86 261.14 38
9,417.64 582.36 31
9,074.38 925.62 29
8,737.50 1,262.50 31
8,385.97 1,614.03 30
8,032.87 1,967.13 31
7,665.28 2,334.72 30
7,295.20 2,704.80 31
6,916.39 3,083.61 31
6,523.34 3,476.66 30
6,126.34 3,873.66 31
5,715.28 4,284.72 30
5,299.23 4,700.77 31
4,873.38 5,126.62 31
4,426.27 5,573.73 28
3,979.85 6,020.15 31
3,519.84 6,480.16 30
3,052.06 6,947.94 31
2,570.90 7,429.10 30
2,080.76 7,919.24 31
1,579.06 8,420.94 31
1,064.32 8,935.68 30
538.66 9,461.34 31
0.20 9,999.80 30
SALDO DE LA DEUDA MONTO AMORTIZADO DIAS ENTRE FECHAS
10,000.00
9,738.86 261.14 38
9,417.64 582.36 31
9,074.38 925.62 29
8,737.50 1,262.50 31
8,385.97 1,614.03 30
8,032.87 1,967.13 31
7,665.28 2,334.72 30
7,295.20 2,704.80 31
6,916.39 3,083.61 31
6,523.34 3,476.66 30
6,126.34 3,873.66 31
5,715.28 4,284.72 30
5,299.23 4,700.77 31
4,873.38 5,126.62 31
4,426.27 5,573.73 28
3,979.85 6,020.15 31
3,519.84 6,480.16 30
3,052.06 6,947.94 31
2,570.90 7,429.10 30
2,080.76 7,919.24 31
1,579.06 8,420.94 31
1,064.32 8,935.68 30
538.66 9,461.34 31
- 10,000.00 30
DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983
DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
 343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
 738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
 159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
 555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983
DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
 373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983

DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983
DIAS ACUMULADOS FACTOR

38 0.97281240972
69 0.95118144
98 0.93138167
129 0.91067193
159 0.89106881
190 0.87125546
220 0.85250081
251 0.83354503
282 0.81501075
312 0.79746683
343 0.77973476
373 0.76295019
404 0.74598562
435 0.72939826
463 0.71473337008
494 0.69884091996
524 0.68379767
555 0.66859309
585 0.65420096
616 0.63965448
647 0.62543144
677 0.61196841
708 0.59836099
738 0.58548066983