Ejercicio 1

A1 $ 10,000.00
G $ 1,000.00
i 13% EA
n1 5 años
n2 4
Otra manera
(P/A,i,n) 3.52 3.52
A1*(P/A,13%,5) $ 35,172.31 $ 35,172.31

(g/i)[(P/A,i,n)-n*(1+i)^-n] $ 6,180.24

P4 $ 41,352.56
P0 $ 25,362.30

Ejercicio 2

A1 $ 4,000,000.00
g 10%
i 12% ES
n 10 Semestres

Po $ 32,976,869.05
(1+g)^n 2.5937424601
(1+i)^-n 0.3219732365907
g-i -2%

Ejercicio 3

Costo inicial $ 70,000,000.00

Valor salvamento $ 25,000,000.00
i 14%
A1 $ 3,000,000.00
g 7%
n 6 años

Primero
Psalvamento $ 11,389,663.69

Segundo
Pmtto $ 13,555,176.00
 (1+g)^n 1.500730351849
(1+i)^-n 0.455586547684
g-i -7%

Vpcarro -$ 72,165,512.31

Otra manera de la
A -$ 18,557,902.42 Costo Anual Uniforme Equivalente (-) egreso
segunda parte

Segunda parte del ejercicio

Ainver $ 18,001,024.70 Costo anualizado de la inversión

(1+i)^n 2.194972623936
Asalvamento $ 2,928,937.39

Amtto $ 3,485,815.11

Costo Anual Uniforme Equivalente -$ 18,557,902.42 (-) egreso

 orme Equivalente (-) egreso

o de la inversión
$ 3,000,000.00
1.31079601
$ 3,932,388.03
 Ejercicio 1
A $ 2,000.00
i 18%
n 20
(1+i)^-n 0.036505630517
(1+i)^n 27.393034604206
P $ 10,705.49 $ 10,705.49
F $ 293,255.94 $ 293,255.94

Ejercicio 2
Costo total $ 6,000,000.00
Cuota inical $ 2,400,000.00
i 3.50%
n 36
P $ 3,600,000.00
(1+i)^-n 0.2898327165779
A $ 177,422.99 Cuotas mensuales

Ejercicio 3
Cuota extra 1 $ 350,000.00 mes 5 n1
Cuota extra 2 $ 500,000.00 mes 18 n2
(1+i)^-n1 0.8419731668585
(1+i)^-n2 0.5383611395503
Pce $ 563,871.18

P $ 3,036,128.82
A $ 149,633.07 Cuotas ordinarias

Ejercicio 4
F $ 800,000.00
i 3%
n 22.266666666667 ?? 2/15/2021
(1+i)^n 1.7329448272628 12/15/2022 668
A $ 27,287.18

Ejercicio 5

A $ 10,000.00 1/20/2022
i 20% 4/20/2023
n1 10 7/20/2024
(1+i)^n1 6.1917364224 7/20/2028
F1 $ 259,586.82 $ 259,586.82 2373
 n2 16
(1+i)^-n2 0.0540878929324
P2 $ 47,295.61

F1+P2 $ 306,882.4265

Otra manera
nt 26
(1+i)^-nt 0.0087354966753
Pt $ 49,563.23
F4 $ 306,882.4265

A $ 41,238.77 $ 41,172.87 $ 65.90

(1+i)^n3 2.48832

Ejercicio 6

A $ 26,000.00
i 3%
n1 18
(1+i)^-n1 0.5873946076163
P4 $ 357,591.34

n2 3
(1+i)^-n2 0.9151416593532
P1 $ 327,246.73

Ejercicio 7
i1NT 28% primeros 10años 0.07 31.08%
i2NT 32% más de 10 años 0.08 36.05%

Mtto Fondos
>10 años >10 años
A $ 1,250,000.00 A
E3A2 151.82% EA2
P12 $ 823,359.64 Perpetuo EA1
EA2 36.05% n
n1 2 (1+EA1)^-n
(1+EA2)^-n1 0.540268884502
P10 $ 444,835.59
EA1 31.08%
n2 10
 (1+EA1)^-n2 0.0667803810153
P0perpetuo $ 29,706.29
P0(12) $ 45,099.20
P0>10 $ 74,805.49

<10 años <10 años

A $ 1,250,000.00 A
E3A1 125.22% EA1
n3 3 n
(P/A,i,n) 0.7286940361707 1-(1+EA1)^-n
P0<10 $ 910,867.55
Factor
Pmtto $ 985,673.04
A

Ejercicio 8

Valor de contado $ 600,000.00

n 24
n-1 23
i 3%
(1+i)^-(n-1) 0.5066917484297
(1-(1+i)^-(n-1))/i 16.443608385677
Valor cuota $ 34,396.55

Ejercicio 9
3%
$ 155,000.00 1.7024330612399 18 $ 263,877.12
$ 210,000.00 1.4257608868462 12 $ 299,409.79
$ 180,000.00 1.092727 3 $ 196,690.86
3.20%
$ 200,000.00 1.6039671126369 15 $ 320,793.42
$ 150,000.00 1.2080312910403 6 $ 181,204.69

$ 257,979.65

Ejercicio 10

A1 $ 6,000.00
n 12
G -800
A12 -$ 2,800.00
J 36% CM
i 3.00% M
 (1+i)^n 1.4257608868462

(F/A,i,n) 14.192029561539
G/i -26666.66666667
F $ 26,698.06

Ejercicio 11

A1 5000
n 15
G -400
i 4%
(P/A,i,n) $ 11.12
G/i -10000
(1+i)^-n 0.5552645027133
P $ 27,697.74

Ejercicio 12

A1 $ 6,000.00
An -$ 4,500.00
n 8
G -$ 1,500.00
i 10%
(F/A,i,n) 11.4358881
G/i -$ 15,000.00
F $ 17,077.01

Ejercicio 13

A 80
i 30%
n 3
F3 $ 319.20

A1 $ 100.00
An $ 220.00
n 7
G $ 20.00
i 30%
(P/A,i,n) 2.8021122794026
G/i $ 66.67
(1+i)^-n 0.1593663161792
P3 $ 392.65
 F3+P3 $ 711.85
n2 2
(1+i)^n2 1.69
X $ 1,203.02

Ejercicio 14

A1 100
An 220
n 4
G $ 40.00
i 20%
(P/A,i,n) 2.5887345679012
G/i $ 200.00
(1+i)^-n 0.4822530864198 F6G (1+i)^n
P0G $ 390.82 $ 1,166.98

i 20%
F n (1+i)^-n P6
$ 100.00 2 0.694444444444444 $ 69.44
$ 150.00 3 0.578703703703704 $ 86.81
$ 250.00 4 0.482253086419753 $ 120.56

A1 $ 337.50
n 2
G 168.75
i 20%
(P/A,i,n) 1.5277777777778
G/i $ 843.75
(1+i)^-n 0.6944444444444 (1+i)^-4
P10G2 $ 632.81 P6G2 $ 305.18

5 0.401877572016461 $ 135.63
$ 506.25 6 0.334897976680384 $ 169.54

500 8 0.232568039361378 $ 116.28

X $ 701.27

Ejercicio 15

Geometrico
A1 1000
 i 20%
g 20%
n 50
1+i 1.2

P(g=i) $ 41,666.67

G $ 300.00
n 50
i 20%
(1+i)^-n 0.000110
(P/A,i,n) 4.9994505759044
G/i $ 1,500.00

A1 $ 6,835.90

Ejercicio 16
65.666666666667 32.3036303630363 21.1619340152 15.57488475051
$ 4,000,000.00 66.666666666667 33.3333333333333 22.2222222222 16.66666666667
$ 60,000.00 1 1.02970297029703 1.06028820704 1.091781916158
n 1 2 3 4
4%
1%

n 30

Ejercicio 17

P $ 2,000,000.00 $ 48,543.69 $ 96,144.78 $ 142,817.01

A1 $ 50,000.00
i 3%
G $ 500.00
n 1 2 3
G/i $ 16,666.67
(1+i)^-n 0.970873786407767 0.94259590913 0.915141659353
1-(1+i)^-n 0.029126213592233 0.05740409087 0.084858340647

Ejercicio 19

A $ 1,000,000.00
i 28%
G 18%
P $ 10,000,000.00
 1/20/2022 3/31/2022 70
1/1/2022 3/31/2022 89

3.8 4.0 4.0 4.0

2022 2023 2024 2025

22.2666666666667 22

360 1mes 30
 6.5916666666667 3 90
26

26.3666666666667
días Trimestres
n1 912 10.00
n2 1461 16.00
n3 457 5.00

Fondos Mtto
EA1 125.22% E3A1
EA2 151.82% E3A2

36.05%
31.08%
10
0.066780381015314
 31.08%
10
0.933219618984686

3.18792512304207

$ 309,189.52
 2.985984

n
1
2
3

0.482253086419753

1
2
12.2091222513484 9.9535076207504 8.3318217713588 7.1059400040772 6.1435568505496
13.3333333333333 11.111111111111 9.5238095238095 8.3333333333333 7.4074074074074
1.12421108198497 1.1576034903608 1.1919877524507 1.2273933292562 1.2638505568578
5 6 7 8 9

$ 188,574.09 $ 233,429.75 $ 277,397.67 $ 320,491.52 $ 362,724.91

4 5 6 7 8

0.888487047915689 0.8626087843842 0.8374842566837 0.8130915113434 0.7894092343139

0.111512952084311 0.1373912156158 0.1625157433163 0.1869084886566 0.2105907656861
 7/1/2028
0.7865168539326 7/1/2028

4.0 4.0 2.2 26.00

2026 2027 2028
Trimestre 2.7888888888889 2.2087912087912
2023 2024

4/1/2023 6/30/2023
4/20/2023 6/30/2023

7/1/2024 9/30/2024
7/1/2024 7/20/2024
5.3652759942586 4.7205602197106 4.1757063728514 3.7073703262127 3.2988669459918
6.6666666666667 6.0606060606061 5.5555555555556 5.1282051282051 4.7619047619048
1.3013906724081 1.3400458408954 1.3798491827042 1.4208348019924 1.463037815913
10 11 12 13 14

$ 404,111.42 $ 444,664.54 $ 484,397.71 $ 523,324.29 $ 561,457.57

9 10 11 12 13

0.7664167323436 0.7440939148967 0.7224212765988 0.701379880193 0.6809513399932

0.2335832676564 0.2559060851033 0.2775787234012 0.298620119807 0.3190486600068
7/20/2028 19
9/30/2028 91 0.2087912087912
 5.00

90
71 0.7888888888889

91
19 0.2087912087912
 2.937950059742 2.6154249240027 2.3242503973812 2.0589403776912 1.8151542475939
4.4444444444445 4.1666666666667 3.921568627451 3.7037037037037 3.5087719298246
1.5064943847025 1.551241742664 1.5973182300698 1.6447633260125 1.6936176822307
15 16 17 18 19

$ 598,810.72 $ 635,396.85 $ 671,228.95 $ 706,319.91 $ 740,682.49

14 15 16 17 18

0.6611178058186 0.6418619473967 0.6231669392201 0.6050164458448 0.5873946076163

0.3388821941814 0.3581380526033 0.3768330607799 0.3949835541552 0.4126053923837
1.5894101753928 1.3788803189021 1.1812418719573 0.9945669576282 0.8172400374908
3.3333333333333 3.1746031746032 3.030303030303 2.8985507246377 2.7777777777778
1.7439231579405 1.7957228557011 1.8490611583457 1.9039837670094 1.960537740287
20 21 22 23 24

$ 774,329.37 $ 807,273.07 $ 839,526.03 $ 871,100.53 $ 902,008.72

19 20 21 22 23

0.5702860268119 0.5536757541863 0.5375492759091 0.5218925008826 0.5066917484297

0.4297139731881 0.4463242458137 0.4624507240909 0.4781074991174 0.4933082515703
0.6478951321138 0.4853675186224 0.3286561516776 0.176894126672 0.0293252435725
2.6666666666667 2.5641025641026 2.4691358024691 2.3809523809524 2.2988505747127
2.0187715345529 2.0787350454802 2.1404796507915 2.2040582542804 2.2695253311402
25 26 27 28 29

$ 932,262.65 $ 961,874.19 $ 990,855.11 $ 1,019,217.02 $ 1,046,971.40

24 25 26 27 28

0.4919337363395 0.4776055692617 0.4636947274385 0.4501890557655 0.4370767531704

0.5080662636605 0.5223944307383 0.5363052725615 0.5498109442345 0.5629232468296
-0.114714752417 -0.255813309775 -0.394493381469 -0.531223507911 -0.666426131065
2.2222222222222 2.1505376344086 2.0833333333333 2.020202020202 1.9607843137255
2.3369369746394 2.4063509441831 2.4778267148024 2.5514255281134 2.62721044479
30 31 32 33 34

$ 1,074,129.56 $ 1,100,702.71 $ 1,126,701.87 $ 1,152,137.95 $ 1,177,021.68

29 30 31 32 33

0.4243463623014 0.4119867595159 0.3999871451611 0.388337034137 0.3770262467349

0.5756536376986 0.5880132404841 0.6000128548389 0.611662965863 0.6229737532651
-0.800484493834 -0.933748400167 -1.066539051763 -1.199153131827 -1.331866271399
1.9047619047619 1.8518518518519 1.8018018018018 1.7543859649123 1.7094017094017
2.7052463985957 2.7856002520193 2.8683408535644 2.9535390967396 3.0412679808012
35 36 37 38 39

$ 1,201,363.67 $ 1,225,174.36 $ 1,248,464.04 $ 1,271,242.88 $ 1,293,520.88

34 35 36 37 38

0.3660448997426 0.3553833978084 0.3450324250567 0.3349829369482 0.3252261523769

0.6339551002574 0.6446166021916 0.6549675749433 0.6650170630518 0.6747738476231
-1.464936006634 -1.598604314325 -1.733099796329 -1.868639570404 -2.005430914546
1.6666666666667 1.6260162601626 1.5873015873016 1.5503875968992 1.5151515151515
3.1316026733002 3.2246205744874 3.3204013836306 3.4190271673028 3.5205824296979
40 41 42 43 44

$ 1,315,307.87 $ 1,336,613.57 $ 1,357,447.53 $ 1,377,819.16 $ 1,397,737.70

39 40 41 42 43

0.315753545997 0.3065568407738 0.2976280007513 0.2889592240304 0.2805429359518

0.684246454003 0.6934431592262 0.7023719992487 0.7110407759696 0.7194570640482
-2.143672703554 -2.283556669797 -2.425268514777 -2.568988893619 -2.714894291034
1.4814814814815 1.4492753623188 1.4184397163121 1.3888888888889 1.3605442176871
3.6251541850355 3.7328320321157 3.8437082310894 3.9578777825079 4.0754385087211
45 46 47 48 49

$ 1,417,212.29 $ 1,436,251.87 $ 1,454,865.27 $ 1,473,061.16 $ 1,490,848.07

44 45 46 47 48

0.2723717824775 0.2644386237645 0.2567365279267 0.2492587649774 0.241998800949

0.7276282175225 0.7355613762355 0.7432634720733 0.7507412350226 0.7580011990511
 -2.86315780436 -3.013949846824 -3.167438782186 -3.323791500232 -3.483173941212
1.3333333333333 1.3071895424837 1.2820512820513 1.2578616352201 1.2345679012346
4.196491137693 4.3211393893076 4.4494900642375 4.5816531354525 4.7177418424462
50 51 52 53 54

$ 1,508,234.39 $ 1,525,228.37 $ 1,541,838.11 $ 1,558,071.57 $ 1,573,936.59

49 50 51 52 53

0.2349502921834 0.2281070797898 0.2214631842619 0.2150128002543 0.208750291509

0.7650497078166 0.7718929202102 0.7785368157381 0.7849871997457 0.791249708491
 -3.64575157614 -3.811689848922 -3.981154585412 -4.154312373866 -4.331330920612
1.2121212121212 1.1904761904762 1.1695906432749 1.1494252873563 1.1299435028249
4.8578727882614 5.0021660393979 5.1507452286869 5.3037376612222 5.4612744234367
55 56 57 58 59

$ 1,589,440.86 $ 1,604,591.94 $ 1,619,397.23 $ 1,633,864.04 $ 1,647,999.53

54 55 56 57 58

0.2026701859311 0.1967671708069 0.191036088162 0.1854719302544 0.1800698351984

0.7973298140689 0.8032328291931 0.808963911838 0.8145280697456 0.8199301648016
-4.512379384309 -4.697628691708 -4.887251837483 -5.081424170388 -5.280323667722
1.1111111111111 1.0928961748634 1.0752688172043 1.0582010582011 1.0416666666667
5.6234904954199 5.790524866571 5.962520654687 6.1396252285886 6.3219903343883
60 61 62 63 64

$ 1,661,810.71 $ 1,675,304.49 $ 1,688,487.64 $ 1,701,366.81 $ 1,713,948.53

59 60 61 62 63

0.1748250827169 0.1697330900164 0.1647894077829 0.1599897162941 0.1553298216448

0.8251749172831 0.8302669099836 0.8352105922171 0.8400102837059 0.8446701783552
-5.484131199868 -5.693030786462 -5.907209845592 -6.126859437258 -6.352174502236
1.025641025641 1.010101010101 0.9950248756219 0.9803921568627 0.9661835748792
6.5097722255087 6.7031317965634 6.9022347212138 7.1072515941212 7.3183580771149
65 66 67 68 69

$ 1,726,239.19 $ 1,738,245.08 $ 1,749,972.35 $ 1,761,427.06 $ 1,772,615.13

64 65 66 67 68

0.1508056520823 0.1464132544488 0.142148790727 0.1380085346864 0.1339888686276

0.8491943479177 0.8535867455512 0.857851209273 0.8619914653136 0.8660111313724
-6.583354097321 -6.8206016279 -7.06412507864 -7.314137243094 -7.570855952877
0.952380952381 0.9389671361502 0.9259259259259 0.9132420091324 0.9009009009009
7.5357350497024 7.75956876405 7.9900510045664 8.2273792522267 8.471756853778
70 71 72 73 74

$ 1,783,542.38 $ 1,794,214.50 $ 1,804,637.10 $ 1,814,815.65 $ 1,824,755.53

69 70 71 72 73

0.130086280221 0.1262973594378 0.1226187955707 0.1190473743405 0.1155799750879

0.869913719779 0.8737026405622 0.8773812044293 0.8809526256595 0.8844200249121
-7.834504307081 -8.105310902503 -8.383510065246 -8.669342084199 -8.963053446881
0.8888888888889 0.8771929824561 0.8658008658009 0.8547008547009 0.8438818565401
8.7233931959695 8.9825038849587 9.2493109310465 9.5240429388994 9.8069353034212
75 76 77 78 79

$ 1,834,462.00 $ 1,843,940.24 $ 1,853,195.29 $ 1,862,232.13 $ 1,871,055.60

74 75 76 77 78

0.1122135680465 0.1089452116956 0.1057720501899 0.102691310864 0.0997003018097

0.8877864319535 0.8910547883044 0.8942279498101 0.897308689136 0.9002996981903
 -9.26489707811 -9.575132581918 -9.89402648713 -10.22185249701 -10.55889174333
0.8333333333333 0.8230452674897 0.8130081300813 0.8032128514056 0.7936507936508
10.098230411444 10.398177849407 10.707034617212 11.025065348416 11.352542536983
80 81 82 83 84

$ 1,879,670.48 $ 1,888,081.43 $ 1,896,293.03 $ 1,904,309.73 $ 1,912,135.95

79 80 81 82 83

0.096796409524 0.0939770966252 0.0912398996361 0.0885824268312 0.0860023561468

0.903203590476 0.9060229033748 0.9087601003639 0.9114175731688 0.9139976438532
-10.90543304526 -11.26177317342 -11.62821711939 -12.00507837121 -12.39267919487
0.7843137254902 0.7751937984496 0.7662835249042 0.7575757575758 0.749063670412
11.689746770754 12.036966971866 12.394500644298 12.762654128782 13.14174286528
85 86 87 88 89

$ 1,919,775.96 $ 1,927,233.99 $ 1,934,514.14 $ 1,941,620.45 $ 1,948,556.88

84 85 86 87 88

0.0834974331522 0.0810654690798 0.0787043389125 0.0764119795267 0.07418638789

0.9165025668478 0.9189345309202 0.9212956610875 0.9235880204733 0.92581361211
-12.79135092252 -13.20143424739 -13.62327952596 -14.05724708761 -14.50370755212
0.7407407407407 0.7326007326007 0.7246376811594 0.7168458781362 0.709219858156
13.532091663259 13.934034979989 14.347917207118 14.774092965745 15.212927410272
90 91 92 93 94

$ 1,955,327.29 $ 1,961,935.46 $ 1,968,385.11 $ 1,974,679.87 $ 1,980,823.28

89 90 91 92 93

0.0720256193106 0.0699277857385 0.067891054115 0.0659136447719 0.0639938298756

0.9279743806894 0.9300722142615 0.932108945885 0.9340863552281 0.9360061701244
-14.96304215531 -15.4356430832 -15.921913815 -16.42226947522 -16.93713719533
0.7017543859649 0.6944444444444 0.6872852233677 0.6802721088435 0.6734006734007
15.66479654127 16.130087527644 16.609199038366 17.102541584061 17.610537868736
95 96 97 98 99

$ 1,986,818.81 $ 1,992,669.88 $ 1,998,379.82 $ 2,003,951.87 $ 2,009,389.23

94 95 96 97 98

0.0621299319181 0.0603203222506 0.0585634196607 0.056857688991 0.0552016397971

0.9378700680819 0.9396796777494 0.9414365803393 0.943142311009 0.9447983602029
 -17.4669564853 -18.01217961523 -18.57327200767 -19.15071264081 -19.74499446295
0.6666666666667 0.6600660066007 0.6535947712418 0.6472491909385 0.6410256410256
18.133623151965 18.672245621826 19.22686677891 19.797961831749 20.386020103979
100 101 102 103 104

$ 2,014,695.02 $ 2,019,872.29 $ 2,024,924.02 $ 2,029,853.14 $ 2,034,662.50

99 100 101 102 103

0.0535938250457 0.0520328398502 0.0505173202429 0.0490459419834 0.0476174194014

0.9464061749543 0.9479671601498 0.9494826797571 0.9509540580166 0.9523825805986
-20.35662481868 -20.98612588709 -21.63403513247 -22.30090576784 -22.98730723182
0.6349206349206 0.6289308176101 0.6230529595016 0.6172839506173 0.611620795107
20.991545453602 21.615056704699 22.257088091967 22.918189718461 23.59892802693
105 106 107 108 109

$ 2,039,354.89 $ 2,043,933.06 $ 2,048,399.67 $ 2,052,757.34 $ 2,057,008.62

104 105 106 107 108

0.0462305042732 0.0448839847312 0.0435766842051 0.0423074603933 0.0410752042653

0.9537694957268 0.9551160152688 0.9564233157949 0.9576925396067 0.9589247957347
 -23.6938256791 -24.4210644851 -25.16964476529
0.6060606060606 0.6006006006006 0.5952380952381
24.299886285156 25.021665085705 25.764882860528
110 111 112

$ 2,061,156.02 $ 2,065,201.98 $ 2,069,148.89 $ 2,072,999.09

109 110 111 112

0.0398788390926 0.0387173195073 0.0375896305896 0.0364947869802

0.9601211609074 0.9612826804927 0.9624103694104 0.9635052130198