DATOS DEL PROBLEMA

 SOBREGIRO 50000
 PLAZO 90 DIAS
 INTERES 26%
 COMISION 222
 SI NO AMORTIZA 18
 INTERES MORATRORI 26% + 8% = 34%
 COMISION DE AMORTIZACION 0.50%

M= C*(1+i)n
TED= 26%/360 = 0.26/360=0.00072 = 0.072%
TASA DE 90 DIAS = 0.072*90= 6.48%=6.50%
50000-----------------100%
X----------------------6.48%
X=3240
M= 50000*(1+0.26/4)4
50000-222=49778

50000+3240=53240

(53240/50000)1/(90/360)-1=(1.0648)4
TED 0.079%
TASA A 90 DIAS 7.11%
TEA 28.55%

TEA 34%
CARGO FIJO 18
TASA DIARIA 0.34/360=0.00094 = 0.094%
TASA 98 DIAS 0.094*98=9.21%
50018 -------------100%
X -----------------9.21%
X=4607
50018+4607=54625

TASA DIARIA 0.094%

TASA 100 DIAS 9.4%
50018-------100%
X---------- 9.4%
X=4701.69
50018+4701.69=54719.68
50% AMORTIZAR = 27359.84
TASA 30 * 0.094%= 2.82%
INTERES = 771.55
SALDO = 27359.84+771.55=28131.39
COMISION 0.50%*28131.39=140.66
DEBE= 28131.39+140.66=28272.05
EN TOTAL LA EMPRESA DE LOS 50000 QUE SE
APRESTADO VA PAGAR
27359.84+28272.05=55631.89