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Documentos de Profesional
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cbámaca
EJERCICIO 1)
Datos:
R = 10,000.00
n = 2
j = 0.14
m = 3
p = 3
A = ?
- m n
A = R 1- ( 1+ j / m )
m / p
( 1+ j / m ) - 1
-3 2
A = 10,000.00 1- ( 1+ 0.14 / 3)
3 / 3
( 1+ 0.14 / 3) - 1
A = 10,000.00 ( 0.239411701 )
( 0.046666667 )
A = 10,000.00 5.130250736
A = 51,302.51
A = 51,302.51
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
Datos:
R = 6,000.00
n = 3
j = 0.16
m = 2
p = 2
A = ?
- m n m / p
A = R 1- ( 1+ j / m ) ( 1+ j / m )
m / p
( 1+ j / m ) - 1
-2 3
1- ( 1+ 0.16 / 2) 2 / 2
A = 6,000.00 2 / 2 ( 1+ 0 / 2)
( 1+ 0.16 / 2) - 1
-6
A = 6,000.00 1- ( 1.08 ) 1
1 ( 1.08 )
( 1.08 ) - 1
A = 27,737.28 ( 1.08 )
A = 29,956.26
Datos:
S = 29,956.26
n = 2
j = 0.14
m = 3
P = ?
- m n
P = S ( 1 + j / m )
-3 2
P = 29,956.26 1 + 0.140 / 3
-6
P = 29,956.26 1.046666667
P = 29,956.26 0.760588299
P = 22,784.38
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
Datos: Datos:
S = 85,000.00 S = 53,564.42
n = 3 n = 2
j = 0.16 j = 0.14
m = 2 m = 3
P = ? P = ?
INTERES COMPUESTO: Calculo del ¨P¨ (en función al S) INTERES COMPUESTO: Calculo del ¨P¨ (en función al S)
-m n -m n
P = S ( 1+ j / m ) P = S ( 1+ j / m )
-2 3 -3 2
P = 85,000.00 1+ 0.160 / 2 P = 53,564.42 1+ 0.140 / 3
-6 -6
P = 85,000.00 1.08 P = 53,564.42 1.046666667
P = 53,564.42 P = 40,740.47
valor de a) Q 51,302.51
Valor de b.1) Q 22,784.38
Valor último pago Q 40,740.47
Valor Enganche Q 75,000.00
Valor Contado Q 189,827.36
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
EJERCICIO 2)
Datos:
R = 1,000.00
n = 5
j = 0.125
m = 2
p = 1
S = ?
m n
S = R ( 1+ j / m ) - 1
m / p
( 1+ j / m ) - 1
2 5
S = 1,000.00 ( 1+ 0.13 / 2) - 1
2 / 1
( 1+ 0.13 / 2) - 1
10
S = 1,000.00 ( 1.0625 ) - 1
2
( 1.0625 ) - 1 Datos:
S = 3,533.78
n = 5
j = 0.125
S = 1,000.00 ( 1.833535771 ) - 1
m = 2
( 1.12890625 ) - 1 P ?
=
S = 6,466.22
-2 5
P = 3,533.78 1+ 0.125 / 2
S = 6,466.22
-10
P = 3,533.78 1.0625
cbámaca
EJERCICIO 3
a) a.1)
Datos: Datos:
P = 14,000.00 P = 46,205.42
n = 10 n = 4
j = 0.12 j = 0.14
m = 12 m = 2
S = ? S = ?
INTERES COMPUESTO: Calculo del ¨S¨ INTERES COMPUESTO: Calculo del ¨S¨
m n m n
S = P ( 1+ j / m ) S = P ( 1+ j / m )
12 10 2 4
S = 14,000.00 1+ 0.12 / 12 S = 46,205.42 1+ 0.14 / 2
120 8
S = 14,000.00 1.01 S = 46,205.42 1.07
S = 46,205.42 S = 79,389.51
b) b.1)
Datos: Datos:
P = 20,000.00 P = 32,244.52
n = 4 n = 4
j = 0.12 j = 0.14
m = 12 m = 2
S = ? S = ?
INTERES COMPUESTO: Calculo del ¨S¨ INTERES COMPUESTO: Calculo del ¨S¨
m n m n
S = P ( 1+ j / m ) S = P ( 1+ j / m )
12 4 2 4
S = 20,000.00 1+ 0.12 / 12 S = 32,244.52 1+ 0.14 / 2
48 8
S = 20,000.00 1.01 S = 32,244.52 1.07
S = 32,244.52 S = 55,402.09
a) Q 46,205.42
a.1) Q 79,389.51 *
b) Q 32,244.52
b.1) Q 55,402.09 *
R// Q 134,791.60
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
EJERCICIO 4)
Datos:
R = 175.00
n = 1.5
j = 0.24
m = 6
p = 24
A = ?
- m n
A = R 1- ( 1+ j / m )
m / p
( 1+ j / m ) - 1
-6 2
A = 175.00 1- ( 1+ 0.24 / 6)
6 / 24
( 1+ 0.24 / 6) - 1
A = 175.00 ( 0.297413264 )
( 0.009853407 )
A = 175.00 30.1838012
A = 5,282.17
A = 5,282.17 90%
586.91 10%
5,869.07
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
EJERCICIO 5)
Datos:
S = 10,000.00
n = 11
j = 0.185
m = 6
P = ?
-m n
P = S ( 1+ j / m )
-6 11
P = 10,000.00 1+ 0.185 / 6
-66
P = 10,000.00 1.030833333
P = 10,000.00 0.134760329
P = 1,347.60
Datos:
A = 198,652.40
n = 10
j = 0.185
m = 6
p = 1
y = 1
R = ?
m / p m y
R = A ( 1+ j / m ) - 1 ( 1+ j / m )
- m n
1- ( 1+ j / m )
6 / 1 6 1
R = 198,652.40 ( 1+ 0.185 / 6) - 1 ( 1+ 0.19 / 6)
-6 10
1- ( 1+ 0.185 / 6)
R = 39702.74884 ( 1.199860404 )
0.838306417
R = 47,360.66 ( 1.199860404 )
R = 56,826.19
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
EJERCICIO 6
Datos:
Datos: A = 50,266.21
R = 2,500.00 n = 2
n = 2 j = 0.20
j = 0.18 m = 4
m = 3 p = 12
p = 12
R = ?
A = ?
Anualidad Constante, Plazo Fijo; Menor o Igual al Año
Anualidad Constante, Plazo Fijo; Menor o Igual al Año
Calculo de ¨R¨ En función al "A"; Vencida.
Calculo de ¨A¨; Vencida.
m / p
- m n
A ( 1+ j / m ) - 1
A = R 1- ( 1+ j / m )
R =
m / p
- m n
( 1+ j / m ) - 1
1- ( 1+ j / m )
-3 2
A = 2,500.00 1- ( 1+ 0.18 / 3) 4 / 12
3 / 12 R = 50,266.21 ( 1+ 0.2 / 4) - 1
( 1+ 0.18 / 3) - 1 -4 2
1- ( 1+ 0.2 / 4)
A = 2,500.00 ( 0.29503946 )
( 0.014673846 ) R = 50,266.21 ( 0.016396357 )
( 0.323160638 )
A = 2,500.00 20.10648443
R = 824.1827149
0.323160638
A = 50,266.21
R = 2,550.38
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
EJERCICIO 7
a)
Datos:
R = 3,500.00
n = 15
j = 0.16
m = 3
p = 12
y = 0.166666667 2 meses
A = ?
- m n -m y
A = R 1- ( 1+ j / m ) ( 1+ j / m )
m / p
( 1+ j / m ) - 1
-3 15
1- ( 1+ 0.16 / 3) -3 0.17
A = 3,500.00 3 / 12 ( 1+ 0.16 / 3)
( 1+ 0.16 / 3) - 1
A = 241,860.16 ( 0.974354704 )
A = 235,657.58
Ejercicios ENSAYO DE PRIVADO " C "
cbámaca
a.1)
Datos:
S = 235,657.58
n = 0.833333333 10 meses
j = 0.16
m = 3
P = ?
-m n
P = S ( 1+ j / m )
-3 0.83
P = 235,657.58 1+ 0.16 / 3
-2.5
P = 235,657.58 1.053333333
P = 235,657.58 0.878183818
P = 206,950.67
b)
Datos:
W = 40,000.00
n = 15
j = 0.16
m = 3
k = 5
A = ?
Datos:
Anualidad Constante, Plazo Fijo; Mayor al Año S = 30,623.01
b.1 Calculo de ¨A¨; Vencida. n = 1
j = 0.16
- m n m = 3
1- ( 1+ j / m ) P = ?
A = W
m k INTERES COMPUESTO: Calculo del ¨P¨ (en función al S)
( 1+ j / m ) - 1
-m n
P = S ( 1+ j / m )
-3 15
1- ( 1+ 0.16 / 3)
-3 1
A = 40,000.00
3 5
P = 30,623.01 1+ 0.16 / 3
( 1+ 0.16 / 3) - 1
-3
P = 30,623.01 1.053333333
( 0.903497682 )
A = 40,000.00 P = 30,623.01 0.855662534
( 1.180155237 ) P = 26,202.96
A = 40,000.00 0.765575285
enganche Q 50,000.00 *
a) Q 235,657.58
A = 30,623.01 a.1) Q 206,950.67 *
b) Q 30,623.01
b.1) Q 26,202.96 *
R// Q 283,153.63