MWFCVE\CM FG GAGDVCQE S G]WCQMJGOVGT FG GAGDVCQE

Jm mufcterëm fgj Gagdtcve y Gqucvmjgotgs fg Gagdtcve deoscstg
deoscstg go tefms jms pruglms, gxíkgogs y moíjcscs qug sg rgmjczmo
pmrm vgrcacdmr jes smjfes, jms trmosmddceogs y jes rghcstres deotmljgs qug nmo edurrcfe furmotg gj pgrëefe qug gstí subgte m
rgvcscôo go jm dugotms fg Gagdtcve y Gqucvmjgotgs fg Gagdtcve, deo gj prepôscte fg smtcsamdgr jms oerkms y jes
predgfckcgotes fg mufcterëm y qug deo lmsg
lm sg go gjje, sg pugfmo gkctcr gj fcdtmkgo fg mufcterëm.
=. Elbgtcves fg jm mufctercm2
m) Dekpmrmr jm gxcstgodcm fgj gagdtcve y qug gj gstmfe fg sctumdcôo acomodcgrm sg codjuymo tefes jes aeofes.
l) Qgrcacdmr su derrgdtm vmjumdcôo fg deoaerkcfmf
d) derrgdte rghcstre fg jes rgofckcgote
r gofckcgotess
f) Prgsgotmdcôo go gj gstmfe fg sctumdcôo acomodcgrm
g) Gotrg etres
Vcgogo per elbgtcves oerkmjkgotg rgvgjmdcôo go jes gstmfes acomodcgres y tgogr uo rgofckcgote nmstm gj kekgote go qug
sgmo utcjczmfes.

Gstg rulre gstí deostctucfe per keogfm fg durse jghmj e gqucvmjgotgs prepcgfmf fg uom gotcfmf fcspeocljg pmrm jm
epgrmdcôo eptckczmrjes deotrejgs cotgroes, pjmogmr jm pruglms fg mufcterëm, rcgshes fg mufcterëm pmrm eltgogr rgsujtmfes
kgfcmotg jm mpjcdmdcôo fg jms pruglms fg dukpjckcgote y sustmotcvms. Gbgkpje2 fgpôsctes lmodmrces y hcres lmodmrces.
<. Pruglms fg dukpjckcgote2
Vcgogo deke elbgtcve tgogr uom sghurcfmf fg jes predgfckcgotes fgj deotrej cotgroe go jes qug prgtgofg deoacmr.
Teo ogdgsmrces ym qug sg rgjmdceomo deo predgfckcgotes
p redgfckcgotes djmvgs fg deotrej qug nmo scfe deoscfgrmfes go jm fgtgrkcomdcôo
fg jm omturmjgzm, epertuocfmf y mjdmodg fg jms pruglms sustmotcvms.
Go deodgpte sg fcrchgo m derrelermr gj auodceomkcgote fg jes deotrejgs cotgroes per je tmote deke dumjqucgr predgfckcgote
fg mufcterëm fglg fcsgýmrsg go auscôo m jms dcrduostmodcms pmrtcdujmrgs fg dmfm gotcfmf. Derrelermo gj auodceomkcgote fg
jes deotrejgs cotgroes djmvg, deo gj elbgte fg tgogr uom sghurcfmf rmzeomljg fg jes predgfckcgotes fgj deotrej cotgroe qug
gxcstmo y mpjcqugo gacdmzkgotg.

Gstms gj
selrg lusdmo eltgogr
scstgkm gvcfgodcm selrg
pmrm fgtgrkcomr jes scgofe
sc gstío predgfckcgotes
mpjcdmfesfg
godeotrej cotgroe,
jm aerkm go jes qug gj mufcter godeotrmrm deoacmozm
gstmljgdcfm.

Gj mufcter lusdmrí msghurmrsg fg jm gxcstgodcm fgj deotrej, fg jm gagdtcvcfmf deo jm qug sg fgsgkpgým fcdne deotrej y fg
fgtgrkcomr sc jes deotrejgs nmo scfe mpjcdmfes deotcoumkgotg furmotg tefe gj pgrcefe.
Tg fcsgýmo fgpgofcgofe jms pejëtcdms pmrtcdujmrgs y sg mpjcdmo deobuotmkgotg deo jms sustmotcvms.

4. Pruglms sustmotcvms2
Predgfckcgotes qug myufmo mj mufcter m eltgogr gvcfgodcm suacdcgotg y dekpgtgotg rgspgdte m jm gxcstgodcm, cotghrcfmf,
vmjumdcôo prepcgfmf, y rgvgjmdcôo go jes gstmfes acomodcgres fg jes rulres fg gagdtcve g covgrsceogs tgkpermjgs
tgkpermjgs deke
gbgkpje tgogkes jms schucgotgs2
¸ Vcpe fg Vrmosmddcôo2 Gagdtcve go Dmbm y Lmodes
¸ Elbgtcves2 Fgtgrkcomr jm derrgddcôo fg jes smjfes.
¸ Derrgddcôo Mrctkãtcdm

6. Prehrmkm fg Deotrej Cotgroe y Mufctercm pmrm jm Gkprgsm

Pmrm vmjcfmr jm coaerkmdcôo qug jm gkprgsm nm sukcocstrmfe deo rgspgdte mj rulre fcspeocljg, sg acbm gj prehrmkm fg
mufcterëm y deotrej cotgroe fgsmrrejjmofe jes puotes qug sg fgsdrclgo m deotcoumdcôo2
¸ \gvcsmr y gvmjumr jm sejcfgz y/e fglcjcfmfgs fgj scstgkm fg Deotrej Cotgroe y deo lmsg go fcdnm gvmjumdcôo.

¸ \gmjczmr jms pruglms fg dukpjckcgote y fgtgrkcomr jm gxtgoscôo y epertuocfmf fg jes predgfckcgotes fg mufcterëm
mpjcdmljgs fg mdugrfe m jms dcrduostmodcms.
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deodjusceogs mjdmozmfms y jes dekgotmrces mdgrdm
cookiesfgto jm
enable
sejcfgzessential site fgj deotrej cotgroe, qug rgqucgrgo tekmr uom mddcôo cokgfcmtm e pugfgo sgr puotes
y/e fglcjcfmfgs
mprepcmfes
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as well jm marketing,
dmrtm fg rgdekgofmdceogs.
personalization,
¸ Pjmogmr and analytics.
y rgmjczmr You sustmotcvms fg jms dcarms qug kugstrmo jes gstmfes acomodcgres y qug sgmo ogdgsmrcms fg
jms pruglms
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mdugrfe deo jms dcrduostmodcms.
or accept the default settings.
OCM <60 \GTPEOTMLCJCFMFGT FGJ MWFCVE\ GO \GJMDCÔO DEO GJ A\MWFG GO WO M MWFCVE\ËM FG GTVMFET
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P\EDGFCKCGOVET FG MWFCVE\CM
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fg grrer fg ckpertmodcm rgjmtcvm fglcfe m armufg.
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Dcrduostmodcms fcagrgotgs, ogdgsmrcmkgotg,

ogdgsmrcmkgotg, fcdtmrëmo rgspugstms fcagrgotgs. Per je hgogrmj, jm rgspugstm fg mufcterëm m uo
rcgshe gvmjumfe fg grrergs fg ckpertmodcm rgjmtcvm fglcfes m armufg deo rgjmdcôo m kmjvgrsmdcôo fg mdtcves sg fcrchcrí m
dcgrtes smjfes fg dugotms y djmsgs fg trmosmddceogs. Muoqug mjhuoms fg jms rgspugstms fg mufcterëm moetmfms go jms fes
dmtgherëms motgrcergs pugfgo mpjcdmr go tmjgs dcrduostmodcms, gj mjdmodg fgj trmlmbe fglg vcodujmrsg deo jm coaerkmdcôo
gspgdëacdm selrg gj rcgshe fg kmjvgrsmdcôo qug sg nmym cfgotcacdmfe.
Gbgkpjes fg rgspugstms m jm gvmjumdcôo fgj mufcter fgj rcgshe fg grrer fg ckpertmodcm rgjmtcvm fglcfe m kmjvgrsmdcôo fg
mdtcves2
•  Deotmr gagdtcve e
gagdtcve e vmjergs mj acomj e dgrdm fgj acomj fg mýe.

DEOTE\DCE TMO LM\VEJEKG T.M

Jm gkprgsm DEOTE\DCE TMO LM\VEJEKG T.M. nm deotrmtmfe jm Tedcgfmf fg Mufctercm D&JJ Mufctergs y Deosujtergs
T.D.\.J, jm qug sg godugotrm amdujtmfm pmrm rgmjczmr mufctercm m ocvgj omdceomj, pmrm qug jg gagdtuã jm Mufctercm fg jes
Gstmfes acomodcgres mj 4=/=</<0=3.
Go gstm epertuocfmf vmkes m fgsmrrejjmr jm Mufctercm fgj Gagdtcve y Gqucvmjgs fg Gagdtcve, pmrm je dumj jm gkprgsm
DEOTE\DCE TMO LM\VEJEKG T.M. MJ 4=/=</<0=3 prgsgotm jm schucgotg coaerkmdcôo2

=. Gj aeofe acbe mschomfe pmrm dmbm dncdm msdcgofg m T/. <0,000.00

<. Go jm dmbm hgogrmj gxcstgo aeofes qug msdcgofgo m T/.   87,000.00 , gxcstg uo dngqug per T/. 70,000 gkctcfe per gj
djcgotg Jm Fguferm T.M., gj kcske qug sg nm prgsgotmfe mj lmode nmstm go fes epetuocfmfgs y oe tcgog aeofes.

4. Jm gkprgsm tcgog fes dugotms derrcgotgs go jes schucgotgs lmodes2

Lmode Omdceo
◅ Gj smjfe fg Lmodes sghòo deoacrkmdceo lmodmrcm eltgocfm gs fg T/.6<7,000
◅ Gstmljgdckes qug gxcstgo dngqugs go dcrdujmdceo per T/. 64,000 fg jes dumjgs gxcstg uo dngqug gkctcfe gj 0</04/<0=3 m
amver fg Nehmr T.M. per T/. <7,000 gkprgsm qug ym dgrrô epgrmdceogs.
◅ Oetm fg fglcte oe rghcstrmfm
r ghcstrmfm per gj lmode per cotgrgsgs selrg prgstmkes per T/. 1,=4=

Lmode Deotcogotmj
◅ Gj smjfe sghòo gj gstmfe fg dugotm fgj lmode mj 4= fg fcdcgklrg fg <0=3 gs fg T/. <>7,130.
◅ Oetm fg fglcte oe rghcstrmfm
r ghcstrmfm per jm Dekpmýëm per gj dngqug rgdnmzmfe fgj djcgotg Jm Dejeocmj, T.M. per T/. =7,000
◅ Dngqugs go dcrdujmdceo per T/. <=,043 fg gstes dngqugs, mpmrgdg moujmfe acscdmkgotg gj dngqug per T/. >,000 fglcfe m
qug gj oeklrg fgj lgogacdcmrce oe grm gj derrgdte, gj dngqug fg rgpescdcôo sg gkctcô nmstm go gogre fg <0=7, mj prevggfer
Jes Kmrëtckes T.M.

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D&JJ
Mufctergs y Deosujtergs T.D.\.J

DEOTE\DCE TMO LM\VEJEKG T.M. P.V. M Agdnm2

Dãfujm Tukmrcm fg Gagdtcve y Gqucvmjgotgs fg Gagdtcve
Mj 4= fg fcdcgklrg fg <0=3  Ngdne per2 AMDG =/</<0<0
Írgm fg Gagdtcve y Gqucvmjgotgs fg Gagdtcve  \gvcsmfe per2 KMJJB
(Dcarms go Ougves Tejgs)

 Tmjfe Tghòo Mbustgs y \gdjmscacdmdceogs Tmjfe

Fgsdrcpdcôo Deotmlcjcfmf Tghòo \ga.
Fglg Nmlgr  Mufcterëm

Dmbm Dncdm <0,000.00 =7,070.00 6,370.00 M-7

Dmbm Hgogrmj 87,000.00 70,000.00 <7,000.00 M-1
Lmode Omdceo 487,>13.00 4=,<<=.10 608,030.10 M-8
Lmode Deotcogotmj <83,17=.00 >,000.00 =7,000.00 <8<,17=.00 M->

  870,7<0.00 43,<<=.10 >0,070.00 803,13=.10

2c

DEODJWTCEOGT2
Deo lmsg go ougstrms pruglms fg mufcterëm gagdtumfms fg mdugrfe deo Oerkms Cotgromdceomjgs fg Mufcterëm
mpjcdmljgs y fg ougstrm gvmjumdcôo fg Deotrej Cotgroe go epgrmdceogs, epcomkes qug jms dcarms kestrmfms go gj
 Í\GM GAGDVCQE S G]WCQMJGOVGT FG GAGDVCQE
GAGDVCQE seo rmzeomljgs fg mdugrfe deo Oerkms Cotgromdceomjgs
fg Coaerkmdcôo Acomodcgrm mj 4=/=</<0=6 go rgjmdcôo deo jes Gstmfes Acomodcgres tekmfes go deobuote.

 Tukmfe Qgrtcdmjkgotg
Tukmfe Qgrtcdmjkgotg y Nerczeotmjkgotg
Detgbmfe deo gj Fcmrce Kmyer Hgogrmj

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 D&JJ
Mufctergs y Deosujtergs T.D.\.J

DEOTE\DCE TMO LM\VEJEKG T.M. P.V. Agdnm

Prehrmkm fg Mufctercm c
Írgm fg Gagdtcve y Gqucvmjgotgs fg Gagdtcve Ngdne per2 AMDG =/</<0<0
Mj 4= fg fcdcgklrg fg <0=3 \gvcsmfe per2 KMJJB

Oe. P\EDGFCKCGOVET Ngdne per El

Elsgrvmdcôo
= P\EDGF
P\EDGFCKCG
CKCGOVE
OVET T ELJCHM
ELJCHMVE\VE\CET
CET \MK
=.= Fgtgrkcomr sc jes cohrgses fcmrces nmo scfe fgpesctmfes y
rghcstrmfes epertuomkgotg
=.< Dekprelmr jm mfgdumfm prgsgotmdcôo go gj gstmfe fg sctumdcôo
=.4 Mrquge fg Gagdtcve y Qmjergs
Qmjergs
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l) Qmjergs
Qmjergs
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=.7 Dekprelmr jm mutgotcdcfmf fg jes aeofes qug fglgo gxcstcr y sgr
prepcgfmf fg jm gkprgsm
=.1 Deoacrkmdcôo y \gvcscôo fg Deodcjcmdceogs
Deodcjcmdceogs Lmodmrcms
< EV\E
EV\ET T P\ED
P\EDGF GFCKC
CKCGO
GOVEVETT
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deotrej Cotgroe \MK
<.< Pruglm fg Cohrgses
Cohrgses Qmrces
<.4 Deodcjcmdceogs Lmodmrcms m agdnm
agdnm prgjckcomr 
<.6 Gxmkgo fg ngdnes y trmosmddceogs pestgrcergs
pestgrcergs
<.7 Vrmosagrgodcms fg dmbm
<.1 Qgrcacdmr sc jes dngqug augreo fglcfmkgotg muterczmfes,
muterczmfes, gkctcfes y

rghcstrmfes
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gagdtcve y vmjergs
m) Dmbm dncdm
l) Dmbm Hgogrmj
d) Qmjergs
<.> Deoacrkmdcôo y rgvcscôo fg deodcjcmdceogs
deodcjcmdceogs lmodmrcms mj aco fg mýe

Muterczmfe per2 AMDG Agdnm2 =/</<0<0

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D&JJ
Mufctergs y Deosujtergs T.D.\.J
Save Accept All
DEOTE\DCE TMO LM\VEJEKG T.M. P.V. Agdnm
Dugstceomrce fg Deotrej Cotgroe c
Írgm fg Gagdtcve y Gqucvmjgotgs fg Gagdtcve Ngdne per  AMDG =/</<0<0
 Mj 4= fg fcdcgklrg fg <0=3 \gvcsmfe per  KMJJB

Oe. FGTD\CPDCÔO TC OE \gagrgodcm

= Nm muterczmfe gj deosgbe fg mfkcocstrmdcôo, tefms jm dugotms   D
< Jes gkpjgmfes qug pmrtcdcpmo go delres, pmhes, y qug kmogbmo gagdtcve D
y vmjergs gstío macmozmfes y eljchmfes m tekmr vmdmdceogs moumjgs
4 Jes gkpjgmfes qug kmogbmo gj gagdtcve gbgdutmo mjhuom fg jms schucgotgs
auodceogs2
m) Prgpmrmo amdturms fg vgotms e jjgvmo rghcstres fg vgotms   D
l) Kmogbmo e tcgogo mddgse m jes gstmfes fg dugotm   D
6 Gj deotmfer fg jm gkprgsm rgmjczm mrquges fg dmbm pgrcôfcdes   D
7 Tg jjgvm uo rghcstre fg cohrgses fcmrcmkgotg   D
1 Tg fgpesctmo fcmrcmkgotg jes cohrgses fg jm gkprgsm   D
8 Tg rgdclgo dngqugs pgrseomjgs   D
> Gstío macjcmfes m uom gkprgsm pretgdterm fg drãfctes pmrm hmrmotczmr jes   D
dngqugs qug sg rgdclgo
3 Tg gofesmo jes dngqugs pmrm sgr fgpesctmfes m jm dugotm fg jm gkprgsm   D
mj kekgote fg rgdclcrjes
=0 VEVMJ 1 6

Fgtgrkcomdcôo ocvgj fg deoacmozm y rcgshe fg Mufctercm2

Vetmj Prghuotms =0
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PWOVET FG DEOV\EJ COVG\OE PM\M DM\VM M JM HG\GODCM

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 Muterczmfe per jm Hgrgodcm
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Telrmotg fg Dmbm oe Bustcacdmfe. 4
DMBM HGOG\MJ
Gstg Dngqug nm scfe fgpesctmfe < vgdgs y jm Hgrgodcm oe nm tekmfe
uom fgdcscôo mj rgspgdte.
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Coepertuoe fgpôscte fgj gagdtcve fg jm Qgotms,
LMODET 6
  Dngqug gkctcfe gj 0<-04-<0=3 m uom gkprgsm qug dgrre epgrmdceogs.
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Muterczmfe per2 AMDG Agdnm2 =/</<0<0
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This website stores data such as

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M to enable
L essential
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4
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67 Tg rgdjmscacdm gj Dngqug Oe.4040 fg Jm Fguferm T.M.
61 Gj dumj nms scfe rgdnmzmfe fes vgdgs, pmrm su sghuckcgote.
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