TEXTO ANALÍTICO: PIB Y CUENTAS BANCARIAS

ESTUDIANTE:

ORTEGA ORTIZ YURY KATHERIN

MACROECONOMÍA

ADMINISTRACIÓN DE EMPRESAS – DISTANCIA

CORPORACIÓN UNIVERSITARIA MINUTO DE DIOS
CÚCUTA- NORTE DE SANTANDER
2021
 

DO]SLM^AADLO
No ng sdbudnotn trfcfhl sn rnfgdzñ uof dovnstdbfadño mn faunrml f alkl sn kfonhf gf
kfarl
kf arlna
nalo
lolk
lkëf
ëf,, sus
sus lch
lchnt
ntdv
dvls,
ls, su prl
prlmua
muaad
adño
ño ofa
ofadl
dlofg
ofg su dost
dostru
rukn
knototll plg
plgët
ëtda
dal,
l, ng
dostruknotl
dostruknotl plgëtdal
plgëtdal ns uof vfrdf
vfrdfcgn
cgn alo gf klmdjdafadño
klmdjdafadño mn gfs plgëtdafs
plgëtdafs klont
klontfrdfs
frdfs y
jdsafgns qun alosdstno no bfstls no dkpunstls y gf plgdaëf klontfrdf
klontfrdf sdrvn pfrf mntnrkdofr 
gfs tfsfs mn dotnräs mn alrtl pgfzl ng lchntdvl mng PDC ns knmdr ng tfkföl naloñkdal mn gfs
bfofoadfs no ng kuoml notnrl.
Gls domdafmlrns slo gfs nxplrtfadlons, gf jlrkfadño crutf mn afpdtfg y ng alosukl jdofg alo
nsl lctnomrnkls ng rnsugtfml mng PDC nstn rnjgnhf ng vfgvfglr
lr klontfrdl mn tlmls gls cdnons y
snrvdadls prlmuadmls fg jdofg plr uo pfës l mnpfrtfknotl plr uo pnrdlml mntnrkdofml y plr 
gl tfotl nstf sn utdgdzf pfrf plmnr knmdr aufotf rdqunzf naloñkdaf bnonrf uo pfës.
^ol mn gls alkplonotns
alkplonotns mng PDC ns ng alstl mn gf prlmua
prlmuaadño
adño f uo vfglr mng knrafml
knrafml mn
tlmls gls cdnons y snrvdadls qun sn efyfo prlmuadml plr uo mntnrkdofml pnrdlml.

6. ¼Añkl
¼Añkl fofgd
fofgdzfr
zfr gls lchntdv
lchntdvls
ls y gls dos
dostrukn
truknotls
otls mn gf pl
plgëtda
gëtdaff kfarlnaloñ
kfarlnaloñkdaf
kdaf<<
Gls lchntdvls mn gf plgëtdaf kfarlnaloñkdaf8
6. ^o odvng fgtl arnadk
arnadkdnotl
dnotl mn prlmuaa
prlmuaadño
dño ofadlofg
ofadlofg
3. ^o fgt
fgtll nk
nkpgn
pgnll alo
alo cfhl
cfhl mnsnkp
mnsnkpgnlgnl
1. ^o od
odvng
vng mmnn prn
prnadl
adlss nstfcg
nstfcgnn l no fsano
fsanosl
sl su
sufvn
fvn
Dostruknotl plgëtdal
Ns uof vfrdfcgn naloñkdaf cfhl ng alotrlg bucnrofknotfg qun punmn fjnatfr uof l kæs mn gfs knfs
kfarlnaloñkdaf. Alo gf klmdjdafadño mn gfs plgëtdafs klontfrdf y jdsafg, gls blcdnrols punmno
nvdtfr gls pnlrns nxansls mng adagl mn onbladls l doarnknotfr gf tfsf mng arnadkdnotl mng prlmuatl

 pltnoadfg. Gls mls brfomns

brfomns dostruknotls mnmn gf plgdaëf kfarlnalolk
kfarlnalolkëf
ëf
Plgdaëf jdsafg8 alosdstn no ng bfstl bucnrofknotfg no dkpunstls. Ng bfstl bucnrofknotfg dojguyn no
ng tfkföl rngftdvl mng bfstl algnatdvl y no alosukn prdvfml. Gls dkpunstls alotrfno gls dobrnsls,
rnmuano ng alosukl prdvfml y fjnatfo fg felrrl prdvfml. Gf plgdaëf jdsafg sn utdgdzf prdoadpfgknotn
 pfrf fjnatfr fg arnadkdnotl naloñkdal
naloñkdal mn gfrbl pgfzl plr su dkp
dkpfatl
fatl mn felrrl n dovnrsdñ
dovnrsdñoo ofadlofg.
Plgdaëf klontfrdf8 ns alomuadmf plr ng cfoal anotrfg, mntnrkdof gfs tfsfs mn dotnräs mn alrtl pgfzl.
Plr tfotl, fgtnrf gfs alomdadlons mng arämdtl, doaguynoml tfotl ng prnadl mn gls fatdvls, alkl fg
 prnadl mn gfs faadlons y mn
mn gls clols.
3. ¼Añkl
¼Añkl hustd
hustdjdafr
jdafr ng usl
usl mng PDC pfrf
pfrf njnatufr
njnatufr alkpfrfad
alkpfrfadlons
lons dot
dotnrofad
nrofadlofg
lofgns<
ns<
Qu lhnadvl ns knmdr ng tfkföl naloñkdal, ng odvng prnadl y ng odvng mn cdnonstfr kftnrdfg mn
 pfësns, rnbdlons y mng
mng kuoml notnrl.

Efad plmrnkls
nstrftnbdfs pfrf vnr ng arnadkndnotl
doarnkncf ng pdc. nalolkdal mng pfds y augns slo sus prnadpfgns
 

DOMDAFMLS NALOLKDAL

  Dmnotdjdquno y fofgdano gls domdafmlrns qun utdgdzf ng MFON pfrf

nstdkfr ng PDC
Gls domdafmlrns qun utdgdzf ng MFON slo gfs nxplrtfadlons + ng alosukl jdofg + jlrkfadño
 crutf mn afpdtfg mn dkplrtfadlons, nstf ns gf sukf mn gfs utdgdmfmns jdofgns, nstn rnjgnhf ng
vfglr
vfglr kl
klont
ontfr
frdl
dl mn tl
tlmls
mls gls cd
cdno
nons
ns y snr
snrvd
vdad
adls
ls prl
prlmua
muadm
dmls
ls fg jd
jdof
ofgg plr uo pf
pfës
ës l
mnpfrtfknotl plr uo pnrdlml mntnrkdofml y plr gl tfotl nstf sn utdgdzf pfrf plmnr knmdr 
aufotf rdqunzf naloñkdaf bnonrf uo pfës.

^ol mn gls alkplonotns

alkplonotns mng PDC ns ng alstl mn gf prlmuaadño
prlmuaadño f uo vfglr mng knrafml
knrafml mn
tlmls gls cdnons y snrvdadls qun sn efyfo prlmuadml plr uo mntnrkdofml pnrdlml gls
alkplon
alkplonotn
otnss mng PDC slo8 alo
alosukl
sukl,, dov
dovnrsd
nrsdño,
ño, bfst
bfstll pøc
pøcgda
gdal,
l, y cfg
cfgfoz
fozff alk
alknra
nradfg
dfg..
]fkcdäo nxdstn alkl fgtnrofoadf gls sdbudnotns domdafmlrns8

• Domdafmlr prlansl bnoudol l rnfg (DPB)

• Ëomdan mn mnsfrrlggl eukfol (DME)

• Domdafmlrns tdtdpl eunggf

• Jngdadmfm do
dotnrdlr cr
crutf (J
(JDC)

  Nxpgdquno añkl ng arnadkdnotl naloñkdal no ng alosukl dotnrol

fjnatf ltrfs vfrdfcgns mn gf nalolkëf alglkcdfof.
 

Ng PDC no Alglkcdf, ef kfodjnstfml uo alkplrtfkdnotl cfstfotn vfrdfcgn mncdml f gf

Doadmnoadf qun efo nhnradml gfs plgëtdafs naloñkdafs murfotn afmf uol mn gls blcdnrols, qun
Notrn ltrfs alsfs, efo sdml afrnotns mn alotdoudmfm, alkl plr nhnkpgl ng mnsnstdkugl fg
alosukl plr fgzf mnsknsurfmf mn gls dkpunstls, ng kfonhl mn gfs tfsfs mn dotnräs, sdnkprn

mntnrkdofmf plr ng mnsfaunrml notrn ng plmnr nhnautdvl y ng Cfoal mn gf Snpucgdaf, y fotn

tlml gf vdlgnoadf qun sn ef mnsfrrlggfml f rfëz mn gls brupls frkfmls y mng ofraltræjdal.
Fuoqun afmf uof mn nstfs vfrdfcgns olkcrfmfs fotnrdlrknotn prnsnotf mdjdaugtfm pfrf su
Dotnrprntfad
Dotnrprntfadño
ño lchntdvf, sn plmræ nxpgdaf
nxpgdafrr uo plal f trfväs mn gf rngfadño mn afusf- njnatls
mng mncn snr kfonhfml no jlrkf njnatdvf, pfrf sftdsjfanr gfs onansdmfmns pøcgdafs y ol tnonr 
qun Snaurrdr fg snatlr prdvfml pfrf rnfgdzfr mdaefs dovnrsdlons f jfvlr mn gf alkuodmfm.

Qd no ng knhlr mn gls afsls, ng dobrnsl mdsplodcgn mn gfs jfkdgdfs alglkcdfofs ns sujdadnotn

Pfrf sftdsjfanr sus onansdmfmns cæsdafs, notloans fuknotfræ ng Alosukl mn gls elbfrns, ns
mnadr Qn nstdkugfræ gf mnkfomf, gl aufg f su vnz efan qun fuknotn gf ljnrtf plr pfrtn mn gfs
nkprnsfs, bnonræomlsn doarnknotl no gf fatdvdmfm naloñkdaf y plr nomn no ng Prlmuatl
Dotnrol Crutl PDC, Falkpföfml mn uo kfylr oøknrl mn nkpgnls (Cnrofoin, 3005).

Nstn arnadkdnotl olrkfg mn gf nalolkëf bnonrf nxanmnotns mn cdnons y snrvdadls gl qun

Pnrkdtn gf nstfcdgdmfm mn gls prnadls f odvng ofadlofg, y fuknotl no ng vlgukno mn gfs
Nxplrtfadlons, gl qun f su vnz rnmuomfræ no uo knhlr odvng mn vdmf pfrf sus efcdtfotns, sd
sn tdnon no aunotf qun alo uof kfylr prlmuaadño, sn doarnknotfo gfs junotns mn nkpgnl, gl
qun f su vnz fuknotf ng dobrnsl jfkdgdfr y fsë suansdvfknotn, lrdbdofoml uof nxpfosdño mn
gf nalolkëf, gl qun sn trfmuan alkl uo arnadkdnotl naloñkdal alosdmnrfcgn, kuy mnsnfml
 plr aufgqudnr pfës mng kuoml.
]lml gl fotnrdlrknotn mnsardtl, suanmn no alomdadlons olrkfgns, ns mnadr efadnoml gfs
Alsf
Alsfss al
alkl
kl mncn
mncnoo sn
snr,
r, pn
pnrl
rl ol sd
sdnk
nkpr
prnn su
suan
anmn
mn fs
fsë,
ë, mn
mncd
cdml
ml f køgt
køgtdp
dpgn
gnss jf
jfat
atlr
lrns
ns
dkprnbofmls no ng tdpl mn knotfgdmfm qun sn mnsfrrlggñ no Alglkcdf mnsmn gls lrëbnons mn
gf Snpucgdaf.
Snjnrnoadfs
 

  efbfo uo alkpfrftdvl mng PDC mn Alglkcdf alo ng PDC mn trns pfdsns mn gf

rnbdlo murfotn gls > ugtdkls > föls. Fmnkfs, nxpgdquno su
alkplrtfkdnotl, prlmuatl, cdnons l snrvdadls qun efo alotrdcudml fg
jlrtfgnadkdnol mn gf nalolkdf aloadmnrfmfs.

 PDC
>.00%

0.00%

->.00%

-60.00%

-6>.00%

-30.00%

 PDC
=.00%
3.00%
0.00%
-3.00%
-=.00%
-:.00%
-5.00%
-60.00%
-63.00%
-6=.00%
-6:.00%

 PDC
>.00%

0.00%

->.00%

-60.00%

-6>.00%

-30.00%
 

 PDC
=.00%

3.00%

0.00%

-3.00%

-=.00%

-:.00%

-5.00%

 PDC
>.00%

=.00%

1.00%

3.00%

6.00%

0.00%

-6.00%

-3.00%

-1.00%

-=.00%

Alglkc
Algl kcdf
df88 Ng af
afjä
jä ef sdsdml
ml,, trfm
trfmda
dadl
dlofg
ofgkn
knot
otn,
n, uo
uoll mn gls
gls prdo
prdoad
adpfg
pfgns
ns prlmu
prlmuat
atls
ls mn
nxplrtfadño mn Alglkcdf. Notrn gls prdoadpfgns prlmuatls fbrlpnaufrdls mn Alglkcdf sn
noaunotrfo8 afjä, cfofol, jglrns, aföf mn fzøafr, bfofml, frrlz. Plr ltrf pfrtn, no gls
rnaursls kdonrl-nonrbätdals ns mnstfafmf gf prlmuaadño mn afrcño, pntrñgnl, bfs ofturfg,
kdonrfg mn ednrrl, jnrrloëqung y lrl.
Znonzungf8 Gf prdoadpfg
Znonzungf8 prdoadpfg fatdvdmfm naloñkda
naloñkdaff mn Znonzungf ns gf nxpgltfadñ
nxpgltfadñoo y rnjdofa
rnjdofadño
dño
mng pntrñgnl pfrf gf nxplrtfadño, gf nxtrfaadño y rnjdofadño nstæ f afrbl gf nkprnsf nstftfg
Pntrñgnls mn Znonzungf.
Frbnotdof8 Frbnotdof ns uo pfës gëmnr no prlmuaadño mn fgdknotls, alo domustrdfs mn brfo
nsafgf no gls snatlrns mn fbrdaugturf y bfofmnrëf vfauof
Nspföf8 Nspföf ns ng kfylr prlmuatlr kuomdfg mn fandtn mn lgdvf y ng tnranr prlmuatlr 
kuomdfg mn vdol. Ng pfës ns tfkcdäo uol mn gls kfylrns prlmuatlrns mn ofrfohfs y jrutdggfs
mng kuoml. 
 

ALOAG^QDLO
Alo nstn foægdsds pumdkls
pumdkls aloagudr n dmnotdjdafr
dmnotdjdafr afmf uol mn gls
gls domdafmlrns qun utdgdzf
utdgdzf gf
MFON pfrf nstdkfr ng PDC, tfkcdäo aloladkls gl qun punmn fjnatfr ng arnadkdnotl

naloñkdal no ng alosukl dotnrol f adnrtfs vfrdfcgns mn gf nalolkë

nalolkëff alglkcdfof, y sn puml
efanr uof kuy cunof alkpfrfadño mng PDC alglkcdfol alo ng mn ltrls pfësns, nstl ols
fyumñ kuael pfrf ounstrl tnxtl y pfrf rnalolanr gf kfarlnalolkëf f odvng ofadlofg.

SNJNSNOADFQ

ettp8//ougfo.kmp.nmu.fr/6>53/6/kfarl\btp6.pmj 

ettps8//www-ncllis2-3=-alk.nzprlxy.uodkdoutl.nmu/stfbn.fspx<dg;43=1&pb;6&nm;
ettps8//www-ncllis2-3=-alk.nzprlxy.uodkdoutl.nmu/stfbn.fspx<dg;43=1&pb;6&nm ;

Cdcgdlbrfjëf8  ettps8//mftlskfarl.nxpfosdlo.alk/pdc/alglkcdf<fodl;3064