¿CÓMO HACER Y CONTROLAR UN PRESUPUESTO PERSONAL?

Primero, hacemos un presupuesto de cuánto queremos tener ahorrado a fin de año,

1. DEFINE METAS QUE TE MUEVAN
Identifica qué metas quieres lograr en los próximos 2 años. Escríbelas en la categoría "Ahorro para metas" y calcula el monto
2. PERSONALIZA LA PLANTILLA SEGÚN LO QUE VA CONTIGO
Si necesitas quitar alguna categoría o concepto, elimina las filas. Si necesitas agregar conceptos, reemplaza el concepto "Otro
3. PROYECTA LOS INGRESOS Y GASTOS DE MAYO A DICIEMBRE
Estímalos de la mejor forma. Sé que puede ser complicado si es que nunca antes lo has calculado pero puedes recurrir a bolet
4. AJUSTA TUS INGRESOS Y/O GASTOS DEFINIENDO UNA META DE AHORRO
Completa en las filas 80-84 los ahorros que tienes actualmente para conocer tu "ahorro acumulado" en la fila 6. Mira cuánto s
Si decides ajustar gastos, identifica qué gastos son innecesarios o qué gastos variables puedes reducir (revisa el comentario en

PD1. Si te parece muy tedioso hacerlo para todo el año, hazlo para los próximos 3 meses. Cuando llegues a fines de junio, v
PD2. Lee los comentarios de las celdas donde he dejado mensajes. Te pueden dar más luces sobre cómo llenar cada parte o

Quincelmante iremos actualizando este archivo con los gastos reales (Hoja "Real 202

1. REGISTRA TODO
Los gastos fijos ya los conoces, por ello, enfócate en registrar todos tus gastos variables (alimentación, transporte, gastos pers
2. VALIDA QUE CUADRE CON TU AHORRO ACUMULADO
Si todo está OK, debe cuadrar con tu ahorro acumulado del mes, que puedes validar con tus cuentas o inversiones. Si un mon
3. SÉ CONSTANTE
No te olvides de mantener este archivo actualizado todos los meses para poder llevar bien la cuenta de nuestros ingresos y ga

Al cierre de cada mes, revisamos cómo nos fue vs lo presupuestado (Hoja "Real 2020

1. LO QUE NO SE MIDE, NO SE PUEDE MEJORAR

Primero, revisa cómo te fue en tu ahorro total acumulado vs ppto (fila 8, "Real 2020"). Luego, revisa las variaciones que hubo
2. MANTÉN EL HÁBITO Y CAMBIA DE HÁBITOS
El control de nuestro presupuesto tiene que ser un hábito a fin de cada mes. Nos hará darnos cuenta de gastos que podemos
3. AJUSTA TU PRESUPUESTO DE SER NECESARIO
Si ves que te estás alejando de tu meta y te frustras por eso, no te preocupes! Ajusta tu presupuesto a tal punto que nuevame
TO PERSONAL?

@carlos.angelesx
r ahorrado a fin de año, cumpliendo con todas nuestras metas y obligaciones (Hoja "Presupue

rro para metas" y calcula el monto a ahorrar mensualmente dividiendo lo que necesitas entre los meses que faltan.

ptos, reemplaza el concepto "Otros" de cada categoría o agrega una fila justo antes de dicha fila.

culado pero puedes recurrir a boletas, recibos, estados de cuenta, etc. Si será algo incierto, coloca el peor escenario posible.

umulado" en la fila 6. Mira cuánto será esto a dic-20. Si quieres mejorar este monto, tendrás que generar más ingresos o reducir tus gasto
des reducir (revisa el comentario en celda K10, p.e. pedir menos delivery y cocinar más).

Cuando llegues a fines de junio, vuelve a proyectarlo por 3 meses más y así sucesivamente!
ces sobre cómo llenar cada parte o aprender un nuevo concepto :)

s reales (Hoja "Real 2020")

mentación, transporte, gastos personales, etc). Si requieres hacerlo semanalmente, hazlo, pero no te estreses!

s cuentas o inversiones. Si un monto pequeño no cuadra, ingrésalo en "Otros gastos" --> "Otros".

la cuenta de nuestros ingresos y gastos.

estado (Hoja "Real 2020") y dónde identificamos una opción para ahorrar (Hoja "Gráficos")

go, revisa las variaciones que hubo en cada concepto (celda P6, "Real 2020") y la distribución de tus ingresos y gastos (hoja "Gráficos").

nos cuenta de gastos que podemos ahorrar cambiando ciertos hábitos (por ejemplo: menos delivery, cigarros, bares, etc).

esupuesto a tal punto que nuevamente te sientas cómodo con una meta de ahorro acumulado.
@carlos.angelesx
iones (Hoja "Presupuesto")

OJO

escenario posible.

más ingresos o reducir tus gastos.

ar (Hoja "Gráficos")

sos y gastos (hoja "Gráficos").

ros, bares, etc).

PRESUPUESTO PERSONAL
Categoría Concepto May-20 Jun-20 Jul-20 Aug-20
AHORRO ACUMULADO S/. -60 S/. 2,900 S/. 5,800 S/. 8,700
Ingresos netos (en S/.)
Sueldo fijo S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900
Sueldo variable
Trabajo Gratificación
Bonos o utilidades
Otros
Emprendimientos
Alquileres
Ingresos extras
Inversiones
Otros
TOTAL INGRESOS S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900

Egresos (en S/.)

Compra de producto X (jul-20)
Viaje a lugar X (feb-21)
Ahorro para Diplomado/maestría (oct-20)
metas Inicial para depa (abr-22)
Fondo de emergencia
Total Ahorro para metas S/. - S/. - S/. - S/. -
Servicios (agua, luz, gas) S/. 100
Hipotecario o pago de alquiler S/. 550
Mantenimiento/empleada
Vivienda Mejoras del hogar
Impuesto predial y arbitrios S/. 50
Otros
Total Vivienda S/. 700 S/. - S/. - S/. -
Supermercado/mercado S/. 800
Apps de delivery
Restaurantes S/. 280
Alimentación
Cafeterías
Otros S/. 150
Total Alimentación S/. 1,230 S/. - S/. - S/. -
Taxis/transporte público
Crédito vehicular
Gasolina S/. 720
Seguro vehicular
Transporte
Mantenimiento S/. 200
Impuesto vehicular
 Transporte

Otros
Total Transporte S/. 920 S/. - S/. - S/. -
Farmacia
Seguros
Deporte/gimnasio
Salud
Terapias/consultas
Otros
Total Salud S/. - S/. - S/. - S/. -
Ropa
Educación/libros
Belleza/spa
Gastos Viajes
personales/
familiares Regalos
Mascota
Otros
Total Gastos personales/famil. S/. - S/. - S/. - S/. -
Plan de celular S/. 110
Cable/internet
Netflix/Spotify/otra suscripción
Entretenimient Cine/teatro/conciertos
o
Bares/discotecas
Otros
Total Entretenimiento S/. 110 S/. - S/. - S/. -
Préstamos/cuotas de crédito
Pensión
Otros gastos
Otros
Total Otros gastos S/. - S/. - S/. - S/. -
TOTAL EGRESOS S/. 2,960 S/. - S/. - S/. -

CAPACIDAD DE AHORRO MENSUAL S/. -60 S/. 2,900 S/. 2,900 S/. 2,900

Fondos ahorrados
Efectivo
Banco 1
Banco 2
Inversiones con renta fija
Inversiones con renta variable
TOTAL AHORRADO A LA FECHA S/. - S/. - S/. - S/. -
 Sep-20 Oct-20 Nov-20 Dec-20 Total Anual
S/. 11,600 S/. 14,500 S/. 17,400 S/. 20,300 S/. 20,300
Evolutivo
S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 20,300 #NAME?
S/. - #NAME?
S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 20,300

S/. -
S/. -
S/. -
S/. -
S/. -
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. -
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. -
S/. -
 S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - S/. - S/. - S/. - S/. -

S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 20,300

S/. - S/. - S/. - S/. -

 Categoría Concepto Jun-20 Jul-20

Ingresos netos
TrabajoSueldTrabajo Sueldo fijo S/. 2,900 S/. 2,900
TrabajoSuel Trabajo Sueldo variable S/. - S/. -
TrabajoGratiTrabajo Gratificación S/. - S/. -
TrabajoBonoTrabajo Bonos o utilidades S/. - S/. -
TrabajoTrab Trabajo Trabajo Otros S/. - S/. -
Ingresos ex Ingresos extras Emprendimientos S/. - S/. -
Ingresos ext Ingresos extras Alquileres S/. - S/. -
Ingresos ext Ingresos extras Inversiones S/. - S/. -
Ingresos ext Ingresos extras Ingresos extras Otros S/. - S/. -
TOTAL INGRESOS S/. 2,900 S/. 2,900

Egresos
Ahorro para Ahorro para metas Compra de producto X (jul-20) S/. - S/. -
Ahorro para Ahorro para metas Viaje a lugar X (feb-21) S/. - S/. -
Ahorro para Ahorro para metas Diplomado/maestría (oct-20) S/. - S/. -
Ahorro para Ahorro para metas Inicial para depa (abr-22) S/. - S/. -
Ahorro par Ahorro para metas Fondo de emergencia S/. - S/. -
Ahorro para Ahorro para metas Total Ahorro para metas S/. - S/. -
ViviendaServVivienda Servicios (agua, luz, gas) S/. - S/. -
ViviendaHipoVivienda Hipotecario o pago de alquiler S/. - S/. -
ViviendaMa Vivienda Mantenimiento/empleada S/. - S/. -
ViviendaMejVivienda Mejoras del hogar S/. - S/. -
ViviendaImpuVivienda Impuesto predial y arbitrios S/. - S/. -
ViviendaOtr Vivienda Otros S/. - S/. -
ViviendaTot Vivienda Total Vivienda S/. - S/. -
Alimentaci Alimentación Supermercado/mercado S/. - S/. -
Alimentació Alimentación Apps de delivery S/. - S/. -
Alimentació Alimentación Restaurantes S/. - S/. -
Alimentació Alimentación Cafeterías S/. - S/. -
Alimentació Alimentación Otros S/. - S/. -
Alimentació Alimentación Total Alimentación S/. - S/. -
TransporteT Transporte Taxis/transporte público S/. - S/. -
TransporteC Transporte Crédito vehicular S/. - S/. -
TransporteGTransporte Gasolina S/. - S/. -
TransporteS Transporte Seguro vehicular S/. - S/. -
Transporte Transporte Mantenimiento S/. - S/. -
TransporteI Transporte Impuesto vehicular S/. - S/. -
TransporteOTransporte Otros S/. - S/. -
TransporteT Transporte Total Transporte S/. - S/. -
SaludFarmacSalud Farmacia S/. - S/. -
SaludSeguro Salud Seguros S/. - S/. -
SaludDeport Salud Deporte/gimnasio S/. - S/. -
SaludTerapi Salud Terapias/consultas S/. - S/. -
SaludOtros Salud Otros S/. - S/. -
SaludTotal S Salud Total Salud S/. - S/. -
Gastos pers Gastos personales/ familiares Ropa S/. - S/. -
Gastos pers Gastos personales/ familiares Educación/libros S/. - S/. -
Gastos pers Gastos personales/ familiares Belleza/spa S/. - S/. -
Gastos persoGastos personales/ familiares Viajes S/. - S/. -
Gastos pers Gastos personales/ familiares Regalos S/. - S/. -
Gastos pers Gastos personales/ familiares Mascota S/. - S/. -
Gastos pers Gastos personales/ familiares Otros S/. - S/. -
Gastos persoGastos personales/ familiares Total Gastos personales/famil. S/. - S/. -
Entretenimi Entretenimiento Plan de celular S/. - S/. -
Entretenimi Entretenimiento Cable/internet S/. - S/. -
EntretenimieEntretenimiento Netflix/Spotify/otra suscripci S/. - S/. -
Entretenimi Entretenimiento Cine/teatro/conciertos S/. - S/. -
Entretenimi Entretenimiento Bares/discotecas S/. - S/. -
Entretenimi Entretenimiento Otros S/. - S/. -
Entretenimi Entretenimiento Total Entretenimiento S/. - S/. -
Otros gasto Otros gastos Préstamos/cuotas de crédito S/. - S/. -
Otros gasto Otros gastos Pensión S/. - S/. -
Otros gasto Otros gastos Otros S/. - S/. -
Otros gastos Otros gastos Total Otros gastos S/. - S/. -
TOTAL EGRE TOTAL EGRESOS S/. - S/. -

CAPACIDAD CAPACIDAD DE AHORRO S/. 2,900 S/. 2,900

 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Total Anual Jun-20 Jul-20

S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 20,300 100% 100%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 20,300 100% 100%

S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%

S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%
S/. - S/. - S/. - S/. - S/. - S/. - 0% 0%

S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 2,900 S/. 20,300 100% 100%
Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Total Anual

100% 100% 100% 100% 100% 100%

0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
100% 100% 100% 100% 100% 100%

0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
 0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%

100% 100% 100% 100% 100% 100%

INGRESOS Y GASTOS REALES
Categoría Concepto May-20 Jun-20 Jul-20 Aug-20
AHORRO ACUMULADO S/. - S/. - S/. - S/. -
AHORRO ACUMULADO vs
PRESUPUESTO S/. 60 S/. -2,900 S/. -5,800 S/. -8,700
Ingresos netos
Sueldo fijo
Sueldo variable
Trabajo Gratificación
Bonos o utilidades
Otros
Emprendimientos
Alquileres
Ingresos extras
Inversiones
Otros
TOTAL INGRESOS S/. - S/. - S/. - S/. -

Egresos
Compra de producto X (jul-20)
Viaje a lugar X (feb-21)
Ahorro para Diplomado/maestría (oct-20)
metas Inicial para depa (abr-22)
Fondo de emergencia
Total Ahorro para metas S/. - S/. - S/. - S/. -
Servicios (agua, luz, gas)
Hipotecario o pago de alquiler
Mantenimiento/empleada
Vivienda Mejoras del hogar
Impuesto predial y arbitrios
Otros
Total Vivienda S/. - S/. - S/. - S/. -
Supermercado/mercado
Apps de delivery
Restaurantes
Alimentación
Cafeterías
Otros
Total Alimentación S/. - S/. - S/. - S/. -
Taxis/transporte público
Crédito vehicular
Gasolina
Seguro vehicular
Transporte
Mantenimiento
 Transporte

Impuesto vehicular
Otros
Total Transporte S/. - S/. - S/. - S/. -
Farmacia
Seguros
Deporte/gimnasio
Salud
Terapias/consultas
Otros
Total Salud S/. - S/. - S/. - S/. -
Ropa
Educación/libros
Belleza/spa
Gastos Viajes
personales/
familiares Regalos
Mascota
Otros
Total Gastos personales/famil. S/. - S/. - S/. - S/. -
Plan de celular
Cable/internet
Netflix/Spotify/otra suscripción
Entretenimient Cine/teatro/conciertos
o
Bares/discotecas
Otros
Total Entretenimiento S/. - S/. - S/. - S/. -
Préstamos/cuotas de crédito
Pensión
Otros gastos
Otros
Total Otros gastos S/. - S/. - S/. - S/. -
TOTAL EGRESOS S/. - S/. - S/. - S/. -

CAPACIDAD DE AHORRO MENSUAL S/. - S/. - S/. - S/. -

Fondos ahorrados
Efectivo S/. - S/. -
Banco 1 S/. - S/. -
Banco 2 S/. - S/. -
Inversiones con renta fija S/. - S/. -
Inversiones con renta variable S/. - S/. -
TOTAL AHORRADO A LA FECHA S/. - S/. -
 <
Sep-20 Oct-20 Nov-20 Dec-20 Total Anual
S/. - S/. - S/. - S/. - S/. -
S/. -11,600 S/. -14,500 S/. -17,400 S/. -20,300 S/. -20,300
Evolutivo
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -

S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
 S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - #NAME?
S/. - #NAME?
S/. - #NAME?
S/. - S/. - S/. - S/. - S/. -
S/. - S/. - S/. - S/. - S/. -

S/. - S/. - S/. - S/. - S/. -

 Categoría Concepto Presupuesto
REAL VS PRESUPUESTO

Selecciona mes --> Jun-20

Ingresos netos
Trabajo Sueldo fijo S/. 2,900
Trabajo Sueldo variable S/. -
Trabajo Gratificación S/. -
Trabajo Bonos o utilidades S/. -
Trabajo Trabajo Otros S/. -
Ingresos extras Emprendimientos S/. -
Ingresos extras Alquileres S/. -
Ingresos extras Inversiones S/. -
Ingresos extras Ingresos extras Otros S/. -
TOTAL INGRESOS S/. 2,900

Egresos
Ahorro para metas Compra de producto X (jul-20) S/. -
Ahorro para metas Viaje a lugar X (feb-21) S/. -
Ahorro para metas Diplomado/maestría (oct-20) S/. -
Ahorro para metas Inicial para depa (abr-22) S/. -
Ahorro para metas Fondo de emergencia S/. -
Ahorro para metas Total Ahorro para metas S/. -
Vivienda Servicios (agua, luz, gas) S/. -
Vivienda Hipotecario o pago de alquiler S/. -
Vivienda Mantenimiento/empleada S/. -
Vivienda Mejoras del hogar S/. -
Vivienda Impuesto predial y arbitrios S/. -
Vivienda Otros S/. -
Vivienda Total Vivienda S/. -
Alimentación Supermercado/mercado S/. -
Alimentación Apps de delivery S/. -
Alimentación Restaurantes S/. -
Alimentación Cafeterías S/. -
Alimentación Otros S/. -
Alimentación Total Alimentación S/. -
Transporte Taxis/transporte público S/. -
Transporte Crédito vehicular S/. -
Transporte Gasolina S/. -
Transporte Seguro vehicular S/. -
Transporte Mantenimiento S/. -
Transporte Impuesto vehicular S/. -
Transporte Otros S/. -
Transporte Total Transporte S/. -
Salud Farmacia S/. -
Salud Seguros S/. -
Salud Deporte/gimnasio S/. -
Salud Terapias/consultas S/. -
Salud Otros S/. -
Salud Total Salud S/. -
Gastos personales/ familiares Ropa S/. -
Gastos personales/ familiares Educación/libros S/. -
Gastos personales/ familiares Belleza/spa S/. -
Gastos personales/ familiares Viajes S/. -
Gastos personales/ familiares Regalos S/. -
Gastos personales/ familiares Mascota S/. -
Gastos personales/ familiares Otros S/. -
Gastos personales/ familiares Total Gastos personales/famil. S/. -
Entretenimiento Plan de celular S/. -
Entretenimiento Cable/internet S/. -
Entretenimiento Netflix/Spotify/otra suscripción S/. -
Entretenimiento Cine/teatro/conciertos S/. -
Entretenimiento Bares/discotecas S/. -
Entretenimiento Otros S/. -
Entretenimiento Total Entretenimiento S/. -
Otros gastos Préstamos/cuotas de crédito S/. -
Otros gastos Pensión S/. -
Otros gastos Otros S/. -
Otros gastos Total Otros gastos S/. -
TOTAL EGRESOS S/. -

CAPACIDAD DE AHORRO S/. 2,900

 Real Diferencia Categoría
O

Jun-20

Ingresos netos
S/. - S/. -2,900 TrabajoSueldTrabajo
S/. - S/. - TrabajoSuel Trabajo
S/. - S/. - TrabajoGratiTrabajo
S/. - S/. - TrabajoBonoTrabajo
S/. - S/. - TrabajoTrab Trabajo
S/. - S/. - Ingresos ex Ingresos extras
S/. - S/. - Ingresos ext Ingresos extras
S/. - S/. - Ingresos ext Ingresos extras
S/. - S/. - Ingresos ext Ingresos extras
S/. - S/. -2,900 TOTAL INGRESOS

Egresos
S/. - S/. - Ahorro para Ahorro para metas
S/. - S/. - Ahorro para Ahorro para metas
S/. - S/. - Ahorro para Ahorro para metas
S/. - S/. - Ahorro para Ahorro para metas
S/. - S/. - Ahorro par Ahorro para metas
S/. - S/. - Ahorro para Ahorro para metas
S/. - S/. - ViviendaServVivienda
S/. - S/. - ViviendaHipoVivienda
S/. - S/. - ViviendaMa Vivienda
S/. - S/. - ViviendaMejVivienda
S/. - S/. - ViviendaImpuVivienda
S/. - S/. - ViviendaOtr Vivienda
S/. - S/. - ViviendaTot Vivienda
S/. - S/. - Alimentaci Alimentación
S/. - S/. - Alimentació Alimentación
S/. - S/. - Alimentació Alimentación
S/. - S/. - Alimentació Alimentación
S/. - S/. - Alimentació Alimentación
S/. - S/. - Alimentació Alimentación
S/. - S/. - TransporteT Transporte
S/. - S/. - TransporteC Transporte
S/. - S/. - TransporteGTransporte
S/. - S/. - TransporteS Transporte
S/. - S/. - Transporte Transporte
S/. - S/. - TransporteI Transporte
S/. - S/. - TransporteOTransporte
S/. - S/. - TransporteT Transporte
S/. - S/. - SaludFarmacSalud
S/. - S/. - SaludSeguro Salud
S/. - S/. - SaludDeport Salud
S/. - S/. - SaludTerapi Salud
S/. - S/. - SaludOtros Salud
S/. - S/. - SaludTotal S Salud
S/. - S/. - Gastos pers Gastos personales/ familiares
S/. - S/. - Gastos pers Gastos personales/ familiares
S/. - S/. - Gastos pers Gastos personales/ familiares
S/. - S/. - Gastos persoGastos personales/ familiares
S/. - S/. - Gastos pers Gastos personales/ familiares
S/. - S/. - Gastos pers Gastos personales/ familiares
S/. - S/. - Gastos pers Gastos personales/ familiares
S/. - S/. - Gastos persoGastos personales/ familiares
S/. - S/. - Entretenimi Entretenimiento
S/. - S/. - Entretenimi Entretenimiento
S/. - S/. - EntretenimieEntretenimiento
S/. - S/. - Entretenimi Entretenimiento
S/. - S/. - Entretenimi Entretenimiento
S/. - S/. - Entretenimi Entretenimiento
S/. - S/. - Entretenimi Entretenimiento
S/. - S/. - Otros gasto Otros gastos
S/. - S/. - Otros gasto Otros gastos
S/. - S/. - Otros gasto Otros gastos
S/. - S/. - Otros gastos Otros gastos
S/. - S/. - TOTAL EGRE TOTAL EGRESOS

S/. - S/. -2,900

CAPACIDAD CAPACIDAD DE AHORRO
 Concepto Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20

Ingresos netos
Sueldo fijo S/. - S/. - S/. - S/. - S/. - S/. -
Sueldo variable S/. - S/. - S/. - S/. - S/. - S/. -
Gratificación S/. - S/. - S/. - S/. - S/. - S/. -
Bonos o utilidades S/. - S/. - S/. - S/. - S/. - S/. -
Trabajo Otros S/. - S/. - S/. - S/. - S/. - S/. -
Emprendimientos S/. - S/. - S/. - S/. - S/. - S/. -
Alquileres S/. - S/. - S/. - S/. - S/. - S/. -
Inversiones S/. - S/. - S/. - S/. - S/. - S/. -
Ingresos extras Otros S/. - S/. - S/. - S/. - S/. - S/. -
TOTAL INGRESOS S/. - S/. - S/. - S/. - S/. - S/. -

Egresos
Compra de producto X (jul-20) S/. - S/. - S/. - S/. - S/. - S/. -
Viaje a lugar X (feb-21) S/. - S/. - S/. - S/. - S/. - S/. -
Diplomado/maestría (oct-20) S/. - S/. - S/. - S/. - S/. - S/. -
Inicial para depa (abr-22) S/. - S/. - S/. - S/. - S/. - S/. -
Fondo de emergencia S/. - S/. - S/. - S/. - S/. - S/. -
Total Ahorro para metas S/. - S/. - S/. - S/. - S/. - S/. -
Servicios (agua, luz, gas) S/. - S/. - S/. - S/. - S/. - S/. -
Hipotecario o pago de alquiler S/. - S/. - S/. - S/. - S/. - S/. -
Mantenimiento/empleada S/. - S/. - S/. - S/. - S/. - S/. -
Mejoras del hogar S/. - S/. - S/. - S/. - S/. - S/. -
Impuesto predial y arbitrios S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Vivienda S/. - S/. - S/. - S/. - S/. - S/. -
Supermercado/mercado S/. - S/. - S/. - S/. - S/. - S/. -
Apps de delivery S/. - S/. - S/. - S/. - S/. - S/. -
Restaurantes S/. - S/. - S/. - S/. - S/. - S/. -
Cafeterías S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Alimentación S/. - S/. - S/. - S/. - S/. - S/. -
Taxis/transporte público S/. - S/. - S/. - S/. - S/. - S/. -
Crédito vehicular S/. - S/. - S/. - S/. - S/. - S/. -
Gasolina S/. - S/. - S/. - S/. - S/. - S/. -
Seguro vehicular S/. - S/. - S/. - S/. - S/. - S/. -
Mantenimiento S/. - S/. - S/. - S/. - S/. - S/. -
 Impuesto vehicular S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Transporte S/. - S/. - S/. - S/. - S/. - S/. -
Farmacia S/. - S/. - S/. - S/. - S/. - S/. -
Seguros S/. - S/. - S/. - S/. - S/. - S/. -
Deporte/gimnasio S/. - S/. - S/. - S/. - S/. - S/. -
Terapias/consultas S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Salud S/. - S/. - S/. - S/. - S/. - S/. -
Ropa S/. - S/. - S/. - S/. - S/. - S/. -
Educación/libros S/. - S/. - S/. - S/. - S/. - S/. -
Belleza/spa S/. - S/. - S/. - S/. - S/. - S/. -
Viajes S/. - S/. - S/. - S/. - S/. - S/. -
Regalos S/. - S/. - S/. - S/. - S/. - S/. -
Mascota S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Gastos personales/famil. S/. - S/. - S/. - S/. - S/. - S/. -
Plan de celular S/. - S/. - S/. - S/. - S/. - S/. -
Cable/internet S/. - S/. - S/. - S/. - S/. - S/. -
Netflix/Spotify/otra suscripci S/. - S/. - S/. - S/. - S/. - S/. -
Cine/teatro/conciertos S/. - S/. - S/. - S/. - S/. - S/. -
Bares/discotecas S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Entretenimiento S/. - S/. - S/. - S/. - S/. - S/. -
Préstamos/cuotas de crédito S/. - S/. - S/. - S/. - S/. - S/. -
Pensión S/. - S/. - S/. - S/. - S/. - S/. -
Otros S/. - S/. - S/. - S/. - S/. - S/. -
Total Otros gastos S/. - S/. - S/. - S/. - S/. - S/. -
TOTAL EGRESOS S/. - S/. - S/. - S/. - S/. - S/. -
CAPACIDAD DE AHORRO S/. - S/. - S/. - S/. - S/. - S/. -
 Dec-20 Total Anual Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20

S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%

S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
S/. - S/. - 0% 0% 0% 0% 0% 0%
Dec-20 Total Anual

0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%

0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
0% 0%
¿DE DÓNDE VIENEN MIS INGRESOS Y A DÓNDE SE VA LO QU

Distribución de Ingresos

Busca diversificar tus ingresos. Si están muy

concentrados en una sola fuente, tienes el riesgo que
si dejas de percibirlos te puede afectar muy fuerte Sueldo
económicamente. Si fuese así, con mayor razón Sueldo
preparar el fondo de emergencia cuanto antes.
Gratific
Bonos
Trabajo
Empre
Alquile
Inversi
Ingreso

Categoría Concepto Jun-20 Jul-20 Aug-20

Ingresos netos
Trabajo Sueldo fijo 0% 0% 0%
Trabajo Sueldo variable 0% 0% 0%
Trabajo Gratificación 0% 0% 0%
Trabajo Bonos o utilidades 0% 0% 0%
Trabajo Trabajo Otros 0% 0% 0%
Ingresos extras Emprendimientos 0% 0% 0%
Ingresos extras Alquileres 0% 0% 0%
Ingresos extras Inversiones 0% 0% 0%
Ingresos extras Ingresos extras Otros 0% 0% 0%

Distribución de Egresos
Por Categoría:

Identifica qué categorías son las que te generan

mayor gasto, fuera del "Total Ahorro". Luego identifica
qué conceptos son los que más gasto te producen Total Ahorro (para Tota
dentro de esas categorías y haz un plan para metas + capacidad de
reducirlos siempre y cuando sean gastoss variables. ahorro)
Total Alimentación Tota
Total Salud Tota
perso
Total Tota
Entretenimiento
 11 12 13
Categoría Jun-20 Jul-20 Aug-20
Egresos
Total Ahorro (para metas + capacidad de ahorro) 0% 0% 0%
Total Vivienda 0% 0% 0%
Total Alimentación 0% 0% 0%
Total Transporte 0% 0% 0%
Total Salud 0% 0% 0%
Total Gastos personales/famil. 0% 0% 0%
Total Entretenimiento 0% 0% 0%
Total Otros gastos 0% 0% 0%

Por Concepto en cada categoría:

Categoría Concepto Jun-20 Jul-20 Aug-20

Egresos
Ahorro para metas Compra de producto X (jul-20) 0% 0% 0%
Ahorro para metas Viaje a lugar X (feb-21) 0% 0% 0%
Ahorro para metas Diplomado/maestría (oct-20) 0% 0% 0%
Ahorro para metas Inicial para depa (abr-22) 0% 0% 0%
Ahorro para metas Fondo de emergencia 0% 0% 0%
Ahorro para metas Total Ahorro para metas
Vivienda Servicios (agua, luz, gas) 0% 0% 0%
Vivienda Hipotecario o pago de alquiler 0% 0% 0%
Vivienda Mantenimiento/empleada 0% 0% 0%
Vivienda Mejoras del hogar 0% 0% 0%
Vivienda Impuesto predial y arbitrios 0% 0% 0%
Vivienda Otros 0% 0% 0%
Vivienda Total Vivienda
Alimentación Supermercado/mercado 0% 0% 0%
Alimentación Apps de delivery 0% 0% 0%
Alimentación Restaurantes 0% 0% 0%
Alimentación Cafeterías 0% 0% 0%
Alimentación Otros 0% 0% 0%
Alimentación Total Alimentación
Transporte Taxis/transporte público 0% 0% 0%
Transporte Crédito vehicular 0% 0% 0%
Transporte Gasolina 0% 0% 0%
Transporte Seguro vehicular 0% 0% 0%
Transporte Mantenimiento 0% 0% 0%
Transporte Impuesto vehicular 0% 0% 0%
Transporte Otros 0% 0% 0%
Transporte Total Transporte
Salud Farmacia 0% 0% 0%
Salud Seguros 0% 0% 0%
Salud Deporte/gimnasio 0% 0% 0%
Salud Terapias/consultas 0% 0% 0%
Salud Otros 0% 0% 0%
Salud Total Salud
Gastos personales/
familiares Ropa 0% 0% 0%
Gastos personales/
familiares Educación/libros 0% 0% 0%
Gastos personales/
familiares Belleza/spa 0% 0% 0%
Gastos personales/
familiares Viajes 0% 0% 0%
 Gastos personales/
familiares Regalos 0% 0% 0%
Gastos personales/
familiares Mascota 0% 0% 0%
Gastos personales/
familiares Otros 0% 0% 0%
Gastos personales/
familiares Total Gastos personales/famil.
Entretenimiento Plan de celular 0% 0% 0%
Entretenimiento Cable/internet 0% 0% 0%
Entretenimiento Netflix/Spotify/otra suscripción 0% 0% 0%
Entretenimiento Cine/teatro/conciertos 0% 0% 0%
Entretenimiento Bares/discotecas 0% 0% 0%
Entretenimiento Otros 0% 0% 0%
Entretenimiento Total Entretenimiento
Otros gastos Préstamos/cuotas de crédito 0% 0% 0%
Otros gastos Pensión 0% 0% 0%
Otros gastos Otros 0% 0% 0%
Otros gastos Total Otros gastos

- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
- - 0% 0% 0%
DE SE VA LO QUE GASTO?

@carlos.angelesx

Sueldo fijo
Sueldo variable
Gratificación
Bonos o utilidades
Trabajo Otros
Emprendimientos
Alquileres
Inversiones
Ingresos extras Otros

Sep-20 Oct-20 Nov-20 Dec-20 Total Anual Jun-20

0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%

Total Ahorro (para Total Vivienda

metas + capacidad de
ahorro)
Total Alimentación Total Transporte
Total Salud Total Gastos
personales/famil.
Total Total Otros gastos
Entretenimiento
 14 15 16 17 18
Sep-20 Oct-20 Nov-20 Dec-20 Total Anual Jun-20

0% 0% 0% 0% 0% Total Ahor 0%
0% 0% 0% 0% 0% CAPACIDA 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%
0% 0% 0% 0% 0% 0%

Sep-20 Oct-20 Nov-20 Dec-20 Total Anual

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%

0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%
0% 0% 0% 0% 0%