Los Ingenieros Jarlin y Stiward solicitan un préstamo de $ 400.000.

000 a un plazo de 12 añ os, con periodo de gracia y se piensa cancelar en cuotas Bimestrales

PARAMETROS

VALOR PRESTAMOS (VP) $ 400,000,000

TASA EFECTIVA ANUAL 2.80% EA

TASA EFECTIVA MENSUAL 0.2304% E.MENSUAL

Nº PERIODOS 12 AÑOS

Nº PERIODOS 72 MESES

ANUALIDAD - CUOTA $ 6,035,454

ANUALIDAD - CUOTA - EXCEL $ 6,035,454
Interes Total Prestamo $ 40,082,111

AMORTIZACION CON PERIDO DE GRACIA CUOTA REDUCIDA

 1 2

INT. ENTRE PERIODOS Periodo Saldo inicial

-$ 34,552,717 0
1 1 $ 400,000,000
72 2 $ 400,000,000
3 $ 400,000,000
4 $ 400,000,000
5 $ 400,000,000
6 $ 400,000,000
ANUALIDAD NUEVA - SALDO FINAL 7 $ 400,000,000
$ 6,035,454 8 $ 394,886,111
TASA 9 $ 389,760,440
0.2304% 10 $ 384,622,960
NPER 11 $ 379,473,644
72 12 $ 374,312,464
VALOR PRESENTE 13 $ 369,139,394
$ 400,000,000 14 $ 363,954,405
15 $ 358,757,470
16 $ 353,548,562
17 $ 348,327,653
18 $ 343,094,715
19 $ 337,849,721
20 $ 332,592,644
21 $ 327,323,454
22 $ 322,042,125
23 $ 316,748,628
24 $ 311,442,935
25 $ 306,125,018
26 $ 300,794,849
27 $ 295,452,400
28 $ 290,097,643
29 $ 284,730,548
30 $ 279,351,089
31 $ 273,959,235
32 $ 268,554,959
33 $ 263,138,232
34 $ 257,709,026
35 $ 252,267,311
36 $ 246,813,058
37 $ 241,346,240
38 $ 235,866,827
39 $ 230,374,789
40 $ 224,870,098
41 $ 219,352,725
42 $ 213,822,641
43 $ 208,279,815
44 $ 202,724,219
45 $ 197,155,824
46 $ 191,574,600
47 $ 185,980,517
48 $ 180,373,545
49 $ 174,753,656
50 $ 169,120,819
51 $ 163,475,004
52 $ 157,816,182
53 $ 152,144,323
54 $ 146,459,396
55 $ 140,761,371
56 $ 135,050,219
57 $ 129,325,909
58 $ 123,588,410
59 $ 117,837,693
60 $ 112,073,726
61 $ 106,296,480
62 $ 100,505,923
63 $ 94,702,026
64 $ 88,884,757
65 $ 83,054,085
66 $ 77,209,980
67 $ 71,352,411
68 $ 65,481,347
69 $ 59,596,755
70 $ 53,698,607
71 $ 47,786,869
72 $ 41,861,512
73 $ 35,922,503
74 $ 29,969,811
75 $ 24,003,404
76 $ 18,023,252
77 $ 12,029,321
78 $ 6,021,581
ancelar en cuotas Bimestrales. La tasa de interés es del 2,80% E. Bimestral, construir la tabla de amortizació n, Si la primera cuota se paga en el 7 Bimestre, durante este pré

CUOTA

ABONOS CAPITAL INTERESES

6.00%

0.4868% CUOTA FIJA PARAMETROS

TASA FIJA INTERES

AMORTIZACION

CALCULO MANUAL SALDO FINAL

SUCESIÓN CAP

SUCESIÓN INTERES
 3 4 5 6

Cuota Cuota extra Total Cuota Amortización a capital

$ 921,566 $ - $ 921,566 $0
$ 921,566 $ - $ 921,566 $0
$ 921,566 $ - $ 921,566 $0
$ 921,566 $ - $ 921,566 $0
$ 921,566 $ - $ 921,566 $0
$ 921,566 $ - $ 921,566 $0
$ 6,035,454 $ - $ 6,035,454 $5,113,889
$ 6,035,454 $ - $ 6,035,454 $5,125,671
$ 6,035,454 $ - $ 6,035,454 $5,137,480
$ 6,035,454 $ - $ 6,035,454 $5,149,316
$ 6,035,454 $ - $ 6,035,454 $5,161,180
$ 6,035,454 $ - $ 6,035,454 $5,173,071
$ 6,035,454 $ - $ 6,035,454 $5,184,989
$ 6,035,454 $ - $ 6,035,454 $5,196,935
$ 6,035,454 $ - $ 6,035,454 $5,208,908
$ 6,035,454 $ - $ 6,035,454 $5,220,909
$ 6,035,454 $ - $ 6,035,454 $5,232,938
$ 6,035,454 $ - $ 6,035,454 $5,244,994
$ 6,035,454 $ - $ 6,035,454 $5,257,078
$ 6,035,454 $ - $ 6,035,454 $5,269,190
$ 6,035,454 $ - $ 6,035,454 $5,281,329
$ 6,035,454 $ - $ 6,035,454 $5,293,497
$ 6,035,454 $ - $ 6,035,454 $5,305,693
$ 6,035,454 $ - $ 6,035,454 $5,317,917
$ 6,035,454 $ - $ 6,035,454 $5,330,169
$ 6,035,454 $ - $ 6,035,454 $5,342,449
$ 6,035,454 $ - $ 6,035,454 $5,354,758
$ 6,035,454 $ - $ 6,035,454 $5,367,094
$ 6,035,454 $ - $ 6,035,454 $5,379,460
$ 6,035,454 $ - $ 6,035,454 $5,391,854
$ 6,035,454 $ - $ 6,035,454 $5,404,276
$ 6,035,454 $ - $ 6,035,454 $5,416,727
$ 6,035,454 $ - $ 6,035,454 $5,429,207
$ 6,035,454 $ - $ 6,035,454 $5,441,715
$ 6,035,454 $ - $ 6,035,454 $5,454,252
$ 6,035,454 $ - $ 6,035,454 $5,466,818
$ 6,035,454 $ - $ 6,035,454 $5,479,413
$ 6,035,454 $ - $ 6,035,454 $5,492,038
$ 6,035,454 $ - $ 6,035,454 $5,504,691
$ 6,035,454 $ - $ 6,035,454 $5,517,373
$ 6,035,454 $ - $ 6,035,454 $5,530,085
$ 6,035,454 $ - $ 6,035,454 $5,542,825
$ 6,035,454 $ - $ 6,035,454 $5,555,596
$ 6,035,454 $ - $ 6,035,454 $5,568,395
$ 6,035,454 $ - $ 6,035,454 $5,581,224
$ 6,035,454 $ - $ 6,035,454 $5,594,083
$ 6,035,454 $ - $ 6,035,454 $5,606,971
$ 6,035,454 $ - $ 6,035,454 $5,619,889
$ 6,035,454 $ - $ 6,035,454 $5,632,837
$ 6,035,454 $ - $ 6,035,454 $5,645,815
$ 6,035,454 $ - $ 6,035,454 $5,658,822
$ 6,035,454 $ - $ 6,035,454 $5,671,860
$ 6,035,454 $ - $ 6,035,454 $5,684,927
$ 6,035,454 $ - $ 6,035,454 $5,698,025
$ 6,035,454 $ - $ 6,035,454 $5,711,152
$ 6,035,454 $ - $ 6,035,454 $5,724,310
$ 6,035,454 $ - $ 6,035,454 $5,737,499
$ 6,035,454 $ - $ 6,035,454 $5,750,717
$ 6,035,454 $ - $ 6,035,454 $5,763,967
$ 6,035,454 $ - $ 6,035,454 $5,777,246
$ 6,035,454 $ - $ 6,035,454 $5,790,556
$ 6,035,454 $ - $ 6,035,454 $5,803,897
$ 6,035,454 $ - $ 6,035,454 $5,817,269
$ 6,035,454 $ - $ 6,035,454 $5,830,672
$ 6,035,454 $ - $ 6,035,454 $5,844,105
$ 6,035,454 $ - $ 6,035,454 $5,857,569
$ 6,035,454 $ - $ 6,035,454 $5,871,065
$ 6,035,454 $ - $ 6,035,454 $5,884,591
$ 6,035,454 $ - $ 6,035,454 $5,898,149
$ 6,035,454 $ - $ 6,035,454 $5,911,737
$ 6,035,454 $ - $ 6,035,454 $5,925,358
$ 6,035,454 $ - $ 6,035,454 $5,939,009
$ 6,035,454 $ - $ 6,035,454 $5,952,692
$ 6,035,454 $ - $ 6,035,454 $5,966,407
$ 6,035,454 $ - $ 6,035,454 $5,980,153
$ 6,035,454 $ - $ 6,035,454 $5,993,930
$ 6,035,454 $ - $ 6,035,454 $6,007,740
$ 6,035,454 $ - $ 6,035,454 $6,021,581

$ 13,500,000 CUOTA EXTRA NO PACTADA $ 186,593,026 $ 158,653,760

INICIAL $ 184,552,717 $ 150,000,000

mestre, durante este préstamo se efectú a un abono 12 cuotas después de comenzar a pagar el prestamo por valor de $30.000.000, re liquidando la cuota para los periodos

INTERESES

SALDO FINAL x ( i ) EFEC.MENSUAL

CUOTA - INTERES

SALDO FINAL ANTERIOR - AMORTIZACION

TOTAL CUOTA / CAPITAL

TOTAL CUOTA / INTERES

 7 8 SUCESION MATEMATIC

interés Saldo final CAPITAL

$ 400,000,000
$ 921,566 $400,000,000 0.00%

$ 921,566 $400,000,000 0.00%

$ 921,566 $400,000,000 0.00%

$ 921,566 $400,000,000 0.00%

$ 921,566 $400,000,000 0.00%

$ 921,566 $400,000,000 $ 5,529,393 0.00%

$ 921,566 $394,886,111 84.73%

$ 909,784 $389,760,440 84.93%

$ 897,974 $384,622,960 85.12%

$ 886,138 $379,473,644 85.32%

$ 874,275 $374,312,464 85.51%

$ 862,384 $369,139,394 85.71%

$ 850,465 $363,954,405 85.91%

$ 838,520 $358,757,470 86.11%

$ 826,546 $353,548,562 86.31%

$ 814,545 $348,327,653 86.50%

$ 802,517 $343,094,715 86.70%

$ 790,461 $337,849,721 86.90%

$ 778,377 $332,592,644 87.10%

$ 766,265 $327,323,454 87.30%

$ 754,125 $322,042,125 87.51%

$ 741,957 $316,748,628 87.71%

$ 729,762 $311,442,935 87.91%

$ 717,538 $306,125,018 88.11%

$ 705,286 $300,794,849 88.31%

$ 693,005 $295,452,400 88.52%

$ 680,697 $290,097,643 88.72%

$ 668,360 $284,730,548 88.93%

$ 655,995 $279,351,089 89.13%

$ 643,601 $273,959,235 89.34%

$ 631,178 $268,554,959 89.54%

$ 618,727 $263,138,232 89.75%

$ 606,248 $257,709,026 89.96%

$ 593,739 $252,267,311 90.16%

$ 581,202 $246,813,058 90.37%

$ 568,636 $241,346,240 90.58%

$ 556,041 $235,866,827 90.79%

$ 543,417 $230,374,789 91.00%

$ 530,764 $224,870,098 91.21%

$ 518,081 $219,352,725 91.42%

$ 505,370 $213,822,641 91.63%

$ 492,629 $208,279,815 91.84%

$ 479,859 $202,724,219 92.05%

$ 467,059 $197,155,824 92.26%

$ 454,230 $191,574,600 92.47%

$ 441,371 $185,980,517 92.69%

$ 428,483 $180,373,545 92.90%

$ 415,565 $174,753,656 93.11%

$ 402,617 $169,120,819 93.33%

$ 389,640 $163,475,004 93.54%

$ 376,632 $157,816,182 93.76%

$ 363,595 $152,144,323 93.98%

$ 350,527 $146,459,396 94.19%

$ 337,430 $140,761,371 94.41%

$ 324,302 $135,050,219 94.63%

$ 311,144 $129,325,909 94.84%

$ 297,956 $123,588,410 95.06%

$ 284,737 $117,837,693 95.28%

$ 271,488 $112,073,726 95.50%

$ 258,208 $106,296,480 95.72%

$ 244,898 $100,505,923 95.94%

$ 231,557 $94,702,026 96.16%

$ 218,185 $88,884,757 96.38%

$ 204,783 $83,054,085 96.61%

$ 191,349 $77,209,980 96.83%

$ 177,885 $71,352,411 97.05%

$ 164,390 $65,481,347 97.28%

$ 150,863 $59,596,755 97.50%

$ 137,306 $53,698,607 97.73%

$ 123,717 $47,786,869 97.95%

$ 110,097 $41,861,512 98.18%

$ 96,445 $35,922,503 (O) POLLITOOOOOO 98.40%

$ 82,762 $29,969,811
$ 69,048 $24,003,404
$ 55,302 $18,023,252
$ 41,524 $12,029,321
$ 27,715 $6,021,581
 $ 13,873 $0 (O) POLLITOOOOOO

$ 40,082,111

$ 5,529,393

-$ 34,552,717
uota para los periodos que faltan para terminar la obligació n financiera. 14 cuotas después de comenzar a cancelar la nueva cuota, se acuerda con la entidad bancaria para

TASA NOMINAL - TASA EFECTIVA

n 1 ANUAL
m 6
i nom 27.00% AC.MENSUAL
i ea 30.2260% EFECTIVA

Seguro $ -

Tarifa 0.05%
CESION MATEMATICA 9 10

INTERES Seguro TOTAL CUOTA

100.00% $ 200,000 $ 1,121,565.54

100.00% $ 200,000 $ 1,121,565.54

100.00% $ 200,000 $ 1,121,565.54

100.00% $ 200,000 $ 1,121,565.54

100.00% $ 200,000 $ 1,121,565.54

100.00% $ 200,000 $ 1,121,565.54

15.27% $ 200,000 $ 6,235,454.41

15.07% $ 200,000 $ 6,235,454.41

14.88% $ 200,000 $ 6,235,454.41

14.68% $ 200,000 $ 6,235,454.41

14.49% $ 200,000 $ 6,235,454.41

14.29% $ 200,000 $ 6,235,454.41

14.09% $ 200,000 $ 6,235,454.41

13.89% $ 200,000 $ 6,235,454.41

13.69% $ 200,000 $ 6,235,454.41

13.50% $ 200,000 $ 6,235,454.41

13.30% $ 200,000 $ 6,235,454.41

13.10% $ 200,000 $ 6,235,454.41

12.90% $ 200,000 $ 6,235,454.41

12.70% $ 200,000 $ 6,235,454.41

12.49% $ 200,000 $ 6,235,454.41

12.29% $ 200,000 $ 6,235,454.41

12.09% $ 200,000 $ 6,235,454.41

11.89% $ 200,000 $ 6,235,454.41

11.69% $ 200,000 $ 6,235,454.41

11.48% $ 200,000 $ 6,235,454.41

11.28% $ 200,000 $ 6,235,454.41

11.07% $ 200,000 $ 6,235,454.41

10.87% $ 200,000 $ 6,235,454.41

10.66% $ 200,000 $ 6,235,454.41

10.46% $ 200,000 $ 6,235,454.41

10.25% $ 200,000 $ 6,235,454.41

10.04% $ 200,000 $ 6,235,454.41

9.84% $ 200,000 $ 6,235,454.41

9.63% $ 200,000 $ 6,235,454.41

9.42% $ 200,000 $ 6,235,454.41

9.21% $ 200,000 $ 6,235,454.41

9.00% $ 200,000 $ 6,235,454.41

8.79% $ 200,000 $ 6,235,454.41

8.58% $ 200,000 $ 6,235,454.41

8.37% $ 200,000 $ 6,235,454.41

8.16% $ 200,000 $ 6,235,454.41

7.95% $ 200,000 $ 6,235,454.41

7.74% $ 200,000 $ 6,235,454.41

7.53% $ 200,000 $ 6,235,454.41

7.31% $ 200,000 $ 6,235,454.41

7.10% $ 200,000 $ 6,235,454.41

6.89% $ 200,000 $ 6,235,454.41

6.67% $ 200,000 $ 6,235,454.41

6.46% $ 200,000 $ 6,235,454.41

6.24% $ 200,000 $ 6,235,454.41

6.02% $ 200,000 $ 6,235,454.41

5.81% $ 200,000 $ 6,235,454.41

5.59% $ 200,000 $ 6,235,454.41

5.37% $ 200,000 $ 6,235,454.41

5.16% $ 200,000 $ 6,235,454.41

4.94% $ 200,000 $ 6,235,454.41

4.72% $ 200,000 $ 6,235,454.41

4.50% $ 200,000 $ 6,235,454.41

4.28% $ 200,000 $ 6,235,454.41

4.06% $ 200,000 $ 6,235,454.41

3.84% $ 200,000 $ 6,235,454.41

3.62% $ 200,000 $ 6,235,454.41

3.39% $ 200,000 $ 6,235,454.41

3.17% $ 200,000 $ 6,235,454.41

2.95% $ 200,000 $ 6,235,454.41

2.72% $ 200,000 $ 6,235,454.41

2.50% $ 200,000 $ 6,235,454.41

2.27% $ 200,000 $ 6,235,454.41

2.05% $ 200,000 $ 6,235,454.41

1.82% $ 200,000 $ 6,235,454.41

1.60% $ 200,000 $ 6,235,454.41

a entidad bancaria para la siguiente cuota (bimestre) un nuevo periodo de gracia con cuota reducida por 5 Bimestres y luego de este periodo se continua el pago de la obli

n Numero de periodos de la nueva capitalización

m Numero de capitalizaciones dadas

inom Tasa Nominal

ie Tasa Efectiva
PAGO PRINCIPAL

#REF!
PAGO INTERES

#REF!

ANUALIDAD

#REF!

PERIODO

1
se continua el pago de la obligaci ó n financiera con la cuota que se había re liquidado anteriormente.
 Ing Jarlin toma un préstamo de 150.000.000 unidades monetarias para invertir en nu
relaciones comerciales cobra una tasa de interés del 9,8,0% EA y exige pagos mensuales
UN TIEMPO DE 6 MESES...Con base en la información dada, calcule los pago

PARAMETROS

VALOR PRESTAMOS (VP) $ 150,000,000

TASA EFECTIVA ANUAL 9.80% EA

TASA EFECTIVA MENSUAL 0.7821% E.MENSUAL

Nº PERIODOS 6 AÑOS

Nº PERIODOS 72 MESES

ANUALIDAD - CUOTA $ 2,732,622

ANUALIDAD - CUOTA - EXCEL $ 2,732,622
Interes Total Prestamo $ 56,164,212

AMORTIZACION CON PERIDO DE GRACIA MUERTO

 1 2

INT. ENTRE PERIODOS Periodo Saldo inicial

-$ 46,748,807 0
1 1 $ 150,000,000
72 2 $ 151,173,193
3 $ 152,355,563
4 $ 153,547,180
5 $ 154,748,117
6 $ 155,958,447
ANUALIDAD NUEVA - SALDO FINAL 7 $ 157,178,243
$2,863,391.83 8 $ 155,544,188
TASA 9 $ 153,897,352
0.7821% 10 $ 152,237,636
NPER 11 $ 150,564,939
72 12 $ 148,879,159
VALOR PRESENTE 13 $ 147,180,194
$ 157,178,243 14 $ 145,467,941
15 $ 143,742,296
16 $ 142,003,154
17 $ 140,250,410
18 $ 138,483,958
19 $ 136,703,689
20 $ 134,909,496
21 $ 133,101,271
22 $ 131,278,902
23 $ 129,442,281
24 $ 127,591,295
25 $ 125,725,831
26 $ 123,845,778
27 $ 121,951,020
28 $ 120,041,442
29 $ 118,116,929
30 $ 116,177,364
31 $ 114,222,629
32 $ 112,252,605
33 $ 110,267,174
34 $ 108,266,213
35 $ 106,249,603
36 $ 104,217,220
37 $ 102,168,941
38 $ 100,104,642
39 $ 98,024,198
40 $ 95,927,482
41 $ 93,814,366
42 $ 91,684,724
43 $ 89,538,425
44 $ 87,375,339
45 $ 85,195,335
46 $ 82,998,281
47 $ 80,784,042
48 $ 78,552,486
49 $ 76,303,476
50 $ 74,036,876
51 $ 71,752,548
52 $ 69,450,353
53 $ 67,130,153
54 $ 64,791,805
55 $ 62,435,169
56 $ 60,060,101
57 $ 57,666,456
58 $ 55,254,090
59 $ 52,822,857
60 $ 50,372,608
61 $ 47,903,195
62 $ 45,414,468
63 $ 42,906,276
64 $ 40,378,466
65 $ 37,830,886
66 $ 35,263,381
67 $ 32,675,794
68 $ 30,067,969
69 $ 27,439,747
70 $ 24,790,970
71 $ 22,121,475
72 $ 19,431,102
73 $ 16,719,686
74 $ 13,987,064
75 $ 11,233,069
76 $ 8,457,534
77 $ 5,660,291
78 $ 2,841,170
ara invertir en nuevas máquinas de producción. El banco con el que la empresa tiene
pagos mensuales por 6 años. SE PACTAN UPERIODO DE GRACIA MUERTO POR
, calcule los pagos mensuales y haga la tabla de amortazación para su préstamo

CUOTA

ABONOS CAPITAL INTERESES

6.00%

0.4868% CUOTA FIJA PARAMETROS

TASA FIJA INTERES

AMORTIZACION

CALCULO MANUAL SALDO FINAL

SUCESIÓN CAP

SUCESIÓN INTERES
 3 4 5 6

Cuota Cuota extra Total Cuota Amortización a capital

$ - $ - $ - -$1,173,193
$ - $ - $ - -$1,182,369
$ - $ - $ - -$1,191,617
$ - $ - $ - -$1,200,937
$ - $ - $ - -$1,210,330
$ - $ - $ - -$1,219,796
$ 2,863,392 $ - $ 2,863,392 $1,634,055
$ 2,863,392 $ - $ 2,863,392 $1,646,836
$ 2,863,392 $ - $ 2,863,392 $1,659,716
$ 2,863,392 $ - $ 2,863,392 $1,672,697
$ 2,863,392 $ - $ 2,863,392 $1,685,780
$ 2,863,392 $ - $ 2,863,392 $1,698,965
$ 2,863,392 $ - $ 2,863,392 $1,712,253
$ 2,863,392 $ - $ 2,863,392 $1,725,645
$ 2,863,392 $ - $ 2,863,392 $1,739,142
$ 2,863,392 $ - $ 2,863,392 $1,752,744
$ 2,863,392 $ - $ 2,863,392 $1,766,453
$ 2,863,392 $ - $ 2,863,392 $1,780,269
$ 2,863,392 $ - $ 2,863,392 $1,794,193
$ 2,863,392 $ - $ 2,863,392 $1,808,226
$ 2,863,392 $ - $ 2,863,392 $1,822,368
$ 2,863,392 $ - $ 2,863,392 $1,836,622
$ 2,863,392 $ - $ 2,863,392 $1,850,986
$ 2,863,392 $ - $ 2,863,392 $1,865,463
$ 2,863,392 $ - $ 2,863,392 $1,880,054
$ 2,863,392 $ - $ 2,863,392 $1,894,758
$ 2,863,392 $ - $ 2,863,392 $1,909,578
$ 2,863,392 $ - $ 2,863,392 $1,924,513
$ 2,863,392 $ - $ 2,863,392 $1,939,565
$ 2,863,392 $ - $ 2,863,392 $1,954,735
$ 2,863,392 $ - $ 2,863,392 $1,970,024
$ 2,863,392 $ - $ 2,863,392 $1,985,432
$ 2,863,392 $ - $ 2,863,392 $2,000,960
$ 2,863,392 $ - $ 2,863,392 $2,016,610
$ 2,863,392 $ - $ 2,863,392 $2,032,383
$ 2,863,392 $ - $ 2,863,392 $2,048,279
$ 2,863,392 $ - $ 2,863,392 $2,064,299
$ 2,863,392 $ - $ 2,863,392 $2,080,444
$ 2,863,392 $ - $ 2,863,392 $2,096,716
$ 2,863,392 $ - $ 2,863,392 $2,113,115
$ 2,863,392 $ - $ 2,863,392 $2,129,642
$ 2,863,392 $ - $ 2,863,392 $2,146,299
$ 2,863,392 $ - $ 2,863,392 $2,163,086
$ 2,863,392 $ - $ 2,863,392 $2,180,004
$ 2,863,392 $ - $ 2,863,392 $2,197,054
$ 2,863,392 $ - $ 2,863,392 $2,214,238
$ 2,863,392 $ - $ 2,863,392 $2,231,556
$ 2,863,392 $ - $ 2,863,392 $2,249,010
$ 2,863,392 $ - $ 2,863,392 $2,266,600
$ 2,863,392 $ - $ 2,863,392 $2,284,328
$ 2,863,392 $ - $ 2,863,392 $2,302,194
$ 2,863,392 $ - $ 2,863,392 $2,320,201
$ 2,863,392 $ - $ 2,863,392 $2,338,347
$ 2,863,392 $ - $ 2,863,392 $2,356,636
$ 2,863,392 $ - $ 2,863,392 $2,375,068
$ 2,863,392 $ - $ 2,863,392 $2,393,644
$ 2,863,392 $ - $ 2,863,392 $2,412,366
$ 2,863,392 $ - $ 2,863,392 $2,431,234
$ 2,863,392 $ - $ 2,863,392 $2,450,249
$ 2,863,392 $ - $ 2,863,392 $2,469,413
$ 2,863,392 $ - $ 2,863,392 $2,488,727
$ 2,863,392 $ - $ 2,863,392 $2,508,192
$ 2,863,392 $ - $ 2,863,392 $2,527,809
$ 2,863,392 $ - $ 2,863,392 $2,547,580
$ 2,863,392 $ - $ 2,863,392 $2,567,506
$ 2,863,392 $ - $ 2,863,392 $2,587,587
$ 2,863,392 $ - $ 2,863,392 $2,607,825
$ 2,863,392 $ - $ 2,863,392 $2,628,222
$ 2,863,392 $ - $ 2,863,392 $2,648,778
$ 2,863,392 $ - $ 2,863,392 $2,669,494
$ 2,863,392 $ - $ 2,863,392 $2,690,373
$ 2,863,392 $ - $ 2,863,392 $2,711,416
$ 2,863,392 $ - $ 2,863,392 $2,732,622
$ 2,863,392 $ - $ 2,863,392 $2,753,995
$ 2,863,392 $ - $ 2,863,392 $2,775,535
$ 2,863,392 $ - $ 2,863,392 $2,797,243
$ 2,863,392 $ - $ 2,863,392 $2,819,121
$ 2,863,392 $ - $ 2,863,392 $2,841,170

$ 13,500,000 CUOTA EXTRA NO PACTADA $ 85,901,755 $ 47,831,059

INICIAL $ 196,748,807 $ 150,000,000

INTERESES

SALDO FINAL x ( i ) EFEC.MENSUAL

CUOTA - INTERES

SALDO FINAL ANTERIOR - AMORTIZACION

TOTAL CUOTA / CAPITAL

TOTAL CUOTA / INTERES

 7 8 SUCESION MATEMATIC

interés Saldo final CAPITAL

$ 150,000,000
$ 1,173,193 $151,173,193 #DIV/0!

$ 1,182,369 $152,355,563 #DIV/0!

$ 1,191,617 $153,547,180 #DIV/0!

$ 1,200,937 $154,748,117 #DIV/0!

$ 1,210,330 $155,958,447 #DIV/0!

$ 1,219,796 $157,178,243 $7,178,243 #DIV/0!

$ 1,229,337 $155,544,188 57.07%

$ 1,216,556 $153,897,352 57.51%

$ 1,203,676 $152,237,636 57.96%

$ 1,190,695 $150,564,939 58.42%

$ 1,177,612 $148,879,159 58.87%

$ 1,164,427 $147,180,194 59.33%

$ 1,151,139 $145,467,941 59.80%

$ 1,137,747 $143,742,296 60.27%

$ 1,124,250 $142,003,154 60.74%

$ 1,110,648 $140,250,410 61.21%

$ 1,096,939 $138,483,958 61.69%

$ 1,083,123 $136,703,689 62.17%

$ 1,069,199 $134,909,496 62.66%

$ 1,055,166 $133,101,271 63.15%

$ 1,041,024 $131,278,902 63.64%

$ 1,026,770 $129,442,281 64.14%

$ 1,012,406 $127,591,295 64.64%

$ 997,928 $125,725,831 65.15%

$ 983,338 $123,845,778 65.66%

$ 968,634 $121,951,020 66.17%

$ 953,814 $120,041,442 66.69%

$ 938,879 $118,116,929 67.21%

$ 923,827 $116,177,364 67.74%

$ 908,657 $114,222,629 68.27%

$ 893,368 $112,252,605 68.80%

$ 877,960 $110,267,174 69.34%

$ 862,432 $108,266,213 69.88%

$ 846,781 $106,249,603 70.43%

$ 831,009 $104,217,220 70.98%

$ 815,113 $102,168,941 71.53%

$ 799,093 $100,104,642 72.09%

$ 782,947 $98,024,198 72.66%

$ 766,676 $95,927,482 73.22%

$ 750,277 $93,814,366 73.80%

$ 733,749 $91,684,724 74.37%

$ 717,093 $89,538,425 74.96%

$ 700,306 $87,375,339 75.54%

$ 683,388 $85,195,335 76.13%

$ 666,337 $82,998,281 76.73%

$ 649,154 $80,784,042 77.33%

$ 631,835 $78,552,486 77.93%

$ 614,382 $76,303,476 78.54%

$ 596,792 $74,036,876 79.16%

$ 579,064 $71,752,548 79.78%

$ 561,197 $69,450,353 80.40%

$ 543,191 $67,130,153 81.03%

$ 525,044 $64,791,805 81.66%

$ 506,755 $62,435,169 82.30%

$ 488,324 $60,060,101 82.95%

$ 469,747 $57,666,456 83.59%

$ 451,026 $55,254,090 84.25%

$ 432,158 $52,822,857 84.91%

$ 413,143 $50,372,608 85.57%

$ 393,979 $47,903,195 86.24%

$ 374,665 $45,414,468 86.92%

$ 355,200 $42,906,276 87.60%

$ 335,582 $40,378,466 88.28%

$ 315,812 $37,830,886 88.97%

$ 295,886 $35,263,381 89.67%

$ 275,805 $32,675,794 90.37%

$ 255,567 $30,067,969 91.07%

$ 235,170 $27,439,747 91.79%

$ 214,614 $24,790,970 92.50%

$ 193,897 $22,121,475 93.23%

$ 173,018 $19,431,102 93.96%

$ 151,976 $16,719,686 (O) POLLITOOOOOO 94.69%

$ 130,770 $13,987,064
$ 109,397 $11,233,069
$ 87,857 $8,457,534
$ 66,149 $5,660,291
$ 44,271 $2,841,170
 $ 22,222 $0 (O) POLLITOOOOOO

$ 56,164,212

$ 9,415,405

-$ 46,748,807
 TASA NOMINAL - TASA EFECTIVA
n 1 ANUAL
m 12
i nom 27.00% AC.MENSUAL
i ea 30.6050% EFECTIVA

Seguro $ -

Tarifa 0.05%
CESION MATEMATICA 9 10

INTERES Seguro TOTAL CUOTA

#DIV/0! $ 75,000 $ 75,000.00

#DIV/0! $ 75,000 $ 75,000.00

#DIV/0! $ 75,000 $ 75,000.00

#DIV/0! $ 75,000 $ 75,000.00

#DIV/0! $ 75,000 $ 75,000.00

#DIV/0! $ 75,000 $ 75,000.00

42.93% $ 75,000 $ 2,938,391.83

42.49% $ 75,000 $ 2,938,391.83

42.04% $ 75,000 $ 2,938,391.83

41.58% $ 75,000 $ 2,938,391.83

41.13% $ 75,000 $ 2,938,391.83

40.67% $ 75,000 $ 2,938,391.83

40.20% $ 75,000 $ 2,938,391.83

39.73% $ 75,000 $ 2,938,391.83

39.26% $ 75,000 $ 2,938,391.83

38.79% $ 75,000 $ 2,938,391.83

38.31% $ 75,000 $ 2,938,391.83

37.83% $ 75,000 $ 2,938,391.83

37.34% $ 75,000 $ 2,938,391.83

36.85% $ 75,000 $ 2,938,391.83

36.36% $ 75,000 $ 2,938,391.83

35.86% $ 75,000 $ 2,938,391.83

35.36% $ 75,000 $ 2,938,391.83

34.85% $ 75,000 $ 2,938,391.83

34.34% $ 75,000 $ 2,938,391.83

33.83% $ 75,000 $ 2,938,391.83

33.31% $ 75,000 $ 2,938,391.83

32.79% $ 75,000 $ 2,938,391.83

32.26% $ 75,000 $ 2,938,391.83

31.73% $ 75,000 $ 2,938,391.83

31.20% $ 75,000 $ 2,938,391.83

30.66% $ 75,000 $ 2,938,391.83

30.12% $ 75,000 $ 2,938,391.83

29.57% $ 75,000 $ 2,938,391.83

29.02% $ 75,000 $ 2,938,391.83

28.47% $ 75,000 $ 2,938,391.83

27.91% $ 75,000 $ 2,938,391.83

27.34% $ 75,000 $ 2,938,391.83

26.78% $ 75,000 $ 2,938,391.83

26.20% $ 75,000 $ 2,938,391.83

25.63% $ 75,000 $ 2,938,391.83

25.04% $ 75,000 $ 2,938,391.83

24.46% $ 75,000 $ 2,938,391.83

23.87% $ 75,000 $ 2,938,391.83

23.27% $ 75,000 $ 2,938,391.83

22.67% $ 75,000 $ 2,938,391.83

22.07% $ 75,000 $ 2,938,391.83

21.46% $ 75,000 $ 2,938,391.83

20.84% $ 75,000 $ 2,938,391.83

20.22% $ 75,000 $ 2,938,391.83

19.60% $ 75,000 $ 2,938,391.83

18.97% $ 75,000 $ 2,938,391.83

18.34% $ 75,000 $ 2,938,391.83

17.70% $ 75,000 $ 2,938,391.83

17.05% $ 75,000 $ 2,938,391.83

16.41% $ 75,000 $ 2,938,391.83

15.75% $ 75,000 $ 2,938,391.83

15.09% $ 75,000 $ 2,938,391.83

14.43% $ 75,000 $ 2,938,391.83

13.76% $ 75,000 $ 2,938,391.83

13.08% $ 75,000 $ 2,938,391.83

12.40% $ 75,000 $ 2,938,391.83

11.72% $ 75,000 $ 2,938,391.83

11.03% $ 75,000 $ 2,938,391.83

10.33% $ 75,000 $ 2,938,391.83

9.63% $ 75,000 $ 2,938,391.83

8.93% $ 75,000 $ 2,938,391.83

8.21% $ 75,000 $ 2,938,391.83

7.50% $ 75,000 $ 2,938,391.83

6.77% $ 75,000 $ 2,938,391.83

6.04% $ 75,000 $ 2,938,391.83

5.31% $ 75,000 $ 2,938,391.83

n Numero de periodos de la nueva capitalización

m Numero de capitalizaciones dadas

inom Tasa Nominal

ie Tasa Efectiva
PAGO PRINCIPAL

#REF!
PAGO INTERES

#REF!

ANUALIDAD

#REF!

PERIODO