se decide el monto de la cuota o pago

saldo inicial cuota uniforme saldo inicial

saldo final del por la tasa cuota menos del monto menos abono a
periodo anterior de interés intereses prestado capital
periodo saldo inicial intereses abono acapital cuota saldo
0 3% 10000000
1 10,000,000.00 300,000.00 $ 704,620.85 $ 1,004,620.85 $ 9,295,379.15
2 9,295,379.15 278,861.37 $ 725,759.48 $ 1,004,620.85 $ 8,569,619.66
3 8,569,619.66 257,088.59 $ 747,532.26 $ 1,004,620.85 $ 7,822,087.40
4 7,822,087.40 234,662.62 $ 769,958.23 $ 1,004,620.85 $ 7,052,129.17
5 7,052,129.17 211,563.88 $ 793,056.98 $ 1,004,620.85 $ 6,259,072.19
6 6,259,072.19 187,772.17 $ 816,848.69 $ 1,004,620.85 $ 5,442,223.50
7 5,442,223.50 163,266.70 $ 841,354.15 $ 1,004,620.85 $ 4,600,869.35
8 4,600,869.35 138,026.08 $ 866,594.77 $ 1,004,620.85 $ 3,734,274.57
9 3,734,274.57 112,028.24 $ 892,592.62 $ 1,004,620.85 $ 2,841,681.96
10 2,841,681.96 85,250.46 $ 919,370.40 $ 1,004,620.85 $ 1,922,311.56
11 1,922,311.56 57,669.35 $ 946,951.51 $ 1,004,620.85 $ 975,360.05
12 975,360.05 29,260.80 $ 975,360.05 $ 1,004,620.85 $ 0.00
$ 12,055,450.26
 se decide el monto del abono a capital

monto del
saldo inicial préstamo dividido
saldo final del por la tasa por el número de intereses más
periodo anterior de interés periodos abono a capital
periodo saldo inicial intereses abono acapital cuota
0 3%
$ 1,004,620.85 1 10,000,000.00 300,000 833333.33 1,133,333.33
2 9,166,666.67 275,000 833333.33 1,108,333.33
3 8,333,333.33 250,000 833333.33 1,083,333.33
4 7,500,000.00 225,000 833333.33 1,058,333.33
5 6,666,666.67 200,000 833333.33 1,033,333.33
6 5,833,333.33 175,000 833333.33 1,008,333.33
7 5,000,000.00 150,000 833333.33 983,333.33
8 4,166,666.67 125,000 833333.33 958,333.33
9 3,333,333.33 100,000 833333.33 933,333.33
10 2,500,000.00 75,000 833333.33 908,333.33
11 1,666,666.67 50,000 833333.33 883,333.33
12 833,333.33 25,000 833333.33 858,333.33
11,950,000.00
saldo inicial
menos abono a
capital
saldo
10,000,000.00
9,166,666.67
8,333,333.33
7,500,000.00
6,666,666.67
5,833,333.33
5,000,000.00
4,166,666.67
3,333,333.33
2,500,000.00
1,666,666.67
833,333.33
-