CENTURION

CHUNGA
 NEGOCIOS DELIVERY

DETALLE/AÑOS AÑO 1 AÑO 2 AÑO 3 AÑO 4

A VENTAS S/. 86,000.00 S/. 86,000.00 S/. 86,000.00 S/. 86,000.00

TOTAL S/. 86,000.00 S/. 86,000.00 S/. 86,000.00 S/. 86,000.00
S.I. S/. 13,216.00 S/. 31,928.18 S/. 50,640.37
INVERSION
Equipos S/. 14,000.00
Alquiler S/. 3,600.00 S/. 3,600.00 S/. 3,600.00 S/. 3,600.00 �=𝑴/((𝟏−(𝟏+𝒊)^
Otros S/. 1,000.00
B
Capital de trabajo S/. 2,000.00
Costos Variables S/. 48,000.00 S/. 48,000.00 S/. 48,000.00 S/. 48,000.00
Otros Costos Fijos S/. 10,000.00 S/. 10,000.00 S/. 10,000.00 S/. 10,000.00
RUS S/. 2,184.00 S/. 2,184.00 S/. 2,184.00 S/. 2,184.00
TOTAL S/. 80,784.00 S/. 63,784.00 S/. 63,784.00 S/. 63,784.00
FCE A-B S/. 5,216.00 S/. 35,432.00 S/. 54,144.18 S/. 72,856.37
Prestamo S/. 8,000.00 -S/. 3,503.82 -S/. 3,503.82 -S/. 3,503.82
FCF S/. 13,216.00 S/. 31,928.18 S/. 50,640.37 S/. 69,352.55

DETALLE/AÑOS AÑO 1 AÑO 2 AÑO 3 AÑO 4

A VENTAS S/. 86,000.00 S/. 86,000.00 S/. 86,000.00 S/. 86,000.00

TOTAL S/. 86,000.00 S/. 86,000.00 S/. 86,000.00 S/. 86,000.00
S.I. S/. 50,216.00 S/. 52,723.04 S/. 55,230.07
INVERSION
Equipos S/. 14,000.00
Alquiler S/. 3,600.00 S/. 3,600.00 S/. 3,600.00 S/. 3,600.00 �=𝑴/((𝟏−(𝟏+𝒊)^
Otros S/. 1,000.00
B
Capital de trabajo S/. 2,000.00
Costos Variables S/. 48,000.00 S/. 48,000.00 S/. 48,000.00 S/. 48,000.00
Otros Costos Fijos S/. 10,000.00 S/. 10,000.00 S/. 10,000.00 S/. 10,000.00
RUS S/. 2,184.00 S/. 2,184.00 S/. 2,184.00 S/. 2,184.00
TOTAL S/. 80,784.00 S/. 63,784.00 S/. 63,784.00 S/. 63,784.00
FCE A-B S/. 5,216.00 S/. 72,432.00 S/. 74,939.04 S/. 77,446.07
Prestamo S/. 45,000.00 -S/. 19,708.96 -S/. 19,708.96 -S/. 19,708.96
FCF S/. 50,216.00 S/. 52,723.04 S/. 55,230.07 S/. 57,737.11
 PRESTAMO

K = S/. 8,000.00
n = 3 años
I= 15%
�=𝑴/((𝟏−(𝟏+𝒊)^(−𝒏))/𝒊)

C= 3,503.82

PRESTAMO

K = S/. 45,000.00
n = 3 años
I= 15%
�=𝑴/((𝟏−(𝟏+𝒊)^(−𝒏))/𝒊)

C= 19,708.96
 NEGOCIO DE SOFTWARE
PV S/ 100.00
AUMENTO UND 10%
AUMENTO COSTOS 3%
UNIDADES 6,000.00 6,600.00 7,260.00 7,986.00
Costo S/ 20.00 S/ 20.60 S/ 21.22 S/ 21.85
DETALLE/AÑOS AÑO 1 AÑO 2 AÑO 3 AÑO 4

A VENTAS S/. 600,000.00 S/. 679,800.00 S/. 747,780.00 S/. 822,558.00

TOTAL S/. 600,000.00 S/. 679,800.00 S/. 747,780.00 S/. 822,558.00
S.I. S/. 80,000.00 S/. 207,761.20 S/. 372,517.24
COSTOS
Computadora
Depreciacion S/. - S/. - S/. - S/. -
B Alquiler S/. 50,000.00 S/. 51,500.00 S/. 53,045.00 S/. 54,636.35
Especialistas S/. 250,000.00 S/. 257,500.00 S/. 265,225.00 S/. 273,181.75
Gastos Venta y Marketing S/. 100,000.00 S/. 103,000.00 S/. 106,090.00 S/. 109,272.70
Costos de materiales S/. 120,000.00 S/. 140,038.80 S/. 158,663.96 S/. 179,766.27
TOTAL S/. 520,000.00 S/. 552,038.80 S/. 583,023.96 S/. 616,857.07
FCE A-B S/. 80,000.00 S/. 207,761.20 S/. 372,517.24 S/. 578,218.17
Prestamo S/. - S/. - S/. - S/. -
FCF S/. 80,000.00 S/. 207,761.20 S/. 372,517.24 S/. 578,218.17
 90413
8,784.60 9041.3
S/ 22.51 se le resta pq es capital de trabajo para gastarlo
AÑO 5

S/. 904,813.80 PRESTAMO

S/. 904,813.80
S/. 578,218.17 K = S/. 50,000.00
n = 4 años
I= 10%
S/. - �=𝑴/((𝟏−(𝟏+𝒊)^(−𝒏))/𝒊)
S/. 56,275.44
S/. 281,377.20
S/. 112,550.88 C= 15,773.54
S/. 203,675.18
S/. 653,878.70
S/. 829,153.27
S/. -
S/. 829,153.27
jo para gastarlo
 ALIMENTOS DEL FUTURO SAC.

DETALLE/MESES MARZO ABRIL MAYO JUNIO

VENTAS S/. 350,000.00 S/. 350,000.00 S/. 280,000.00 S/. 250,000.00

30% Contado S/. 105,000.00 S/. 105,000.00 S/. 84,000.00 S/. 75,000.00
A 30% 30 dias S/. 105,000.00 S/. 105,000.00 S/. 84,000.00
40% 60 dias S/. 140,000.00 S/. 140,000.00
-2% Incobrable -S/. 2,100.00 -S/. 4,900.00 -S/. 4,480.00
S.I. S/. 15,000.00 S/. 967,500.00 S/. 843,360.41 S/. 841,920.83
TOTAL S/. 120,000.00 S/. 1,175,400.00 S/. 1,167,460.41 S/. 1,136,440.83
70% COMPRAS S/. 196,000.00 S/. 175,000.00 S/. 210,000.00 S/. 224,000.00
30 Dias de credito S/. 196,000.00 S/. 175,000.00 S/. 210,000.00
15% Sueldos S/. 52,500.00 S/. 52,500.00 S/. 42,000.00 S/. 37,500.00
B 1.5% IR mes ant. S/. 5,250.00 S/. 5,250.00 S/. 4,200.00
Local Industrial (Amort.)
Maquinaria S/. 15,000.00
Dividendos S/. 25,000.00
TOTAL S/. 52,500.00 S/. 253,750.00 S/. 247,250.00 S/. 266,700.00
FCE A-B S/. 67,500.00 S/. 921,650.00 S/. 920,210.41 S/. 869,740.83
Prestamo S/. 900,000.00 -S/. 78,289.59 -S/. 78,289.59 -S/. 78,289.59
FCF S/. 967,500.00 S/. 843,360.41 S/. 841,920.83 S/. 791,451.24
 JULIO AGOSTO SEPTIEMBRE OCTUBRE NOVIEMBRE

S/. 300,000.00 S/. 320,000.00 S/. 350,000.00 S/. 280,000.00 S/. 220,000.00
S/. 90,000.00 S/. 96,000.00 S/. 105,000.00 S/. 84,000.00 S/. 66,000.00
S/. 75,000.00 S/. 90,000.00 S/. 96,000.00 S/. 105,000.00 S/. 84,000.00
S/. 112,000.00 S/. 100,000.00 S/. 120,000.00 S/. 128,000.00 S/. 140,000.00
-S/. 3,740.00 -S/. 3,800.00 -S/. 4,320.00 -S/. 4,660.00 -S/. 4,480.00
S/. 791,451.24 -S/. 78,289.59 -S/. 193,879.17 -S/. 232,388.76 -S/. 208,188.34
S/. 1,064,711.24 S/. 203,910.41 S/. 122,800.83 S/. 79,951.24 S/. 77,331.66
S/. 245,000.00 S/. 196,000.00 S/. 154,000.00 S/. - S/. - �=𝑴/((𝟏−(𝟏+
S/. 224,000.00 S/. 245,000.00 S/. 196,000.00 S/. 154,000.00 S/. -
S/. 45,000.00 S/. 48,000.00 S/. 52,500.00 S/. 42,000.00 S/. 33,000.00
S/. 3,750.00 S/. 4,500.00 S/. 4,800.00 S/. 5,250.00 S/. 4,200.00
S/. 30,000.00 S/. 15,000.00
S/. 7,000.00 S/. 7,000.00 S/. 8,600.00 S/. 8,600.00 S/. 8,600.00
S/. 15,000.00
S/. 309,750.00 S/. 319,500.00 S/. 276,900.00 S/. 209,850.00 S/. 45,800.00
S/. - -S/. 115,589.59 -S/. 154,099.17 -S/. 129,898.76 S/. 31,531.66
-S/. 78,289.59 -S/. 78,289.59 -S/. 78,289.59 -S/. 78,289.59 -S/. 78,289.59
-S/. 78,289.59 -S/. 193,879.17 -S/. 232,388.76 -S/. 208,188.34 -S/. 46,757.93
 PRESTAMO

K = S/. 900,000.00
I= 8%
n = 12 meses
�=𝑴/((𝟏−(𝟏+𝒊)^(−𝒏))/𝒊)

C= 78,289.59