CRONOGRAMA

Ejercicio
Se tiene un prestamo de 40,000 soles con una TEA 21%,se provee 13 cuotas fijas mensuales con s/.30 p
Se pide :
a)3 meses de periodo de gracia
b)en el mes 8 paga un prepago de 20,000
c) reduccion de plazo a 10 meses

Prestamo 45,000.00
TEA 21.00%
PORTES +SEGURO 30.00
CUOTAS 12

Fecha de desembolso 15/3/2019

N° de cuotas Fecha d Vcto N° de dias Intereses

0 3/15/2019 0 S/. 0.00
1 4/30/2019 46 S/. 1,109.52
2 5/30/2019 30 S/. 720.53
3 6/30/2019 31 S/. 744.75
4 7/30/2019 30 S/. 720.53
5 8/30/2019 31 S/. 675.37
6 9/30/2019 31 S/. 605.24
7 10/30/2019 30 S/. 516.58
8 11/30/2019 31 S/. 461.19
9 12/30/2019 30 S/. 54.68
10 1/30/2020 31 S/. 0.00
11 2/29/2020 30 S/. 0.00
12 3/30/2020 30 S/. 0.00
13 4/30/2020 31 S/. 0.00

N° de cuotas Fecha d Vcto N° de dias Intereses

0 3/15/2019 0 S/. 0.00
1 4/30/2019 46 S/. 1,082.90
2 5/30/2019 30 S/. 703.24
3 6/30/2019 31 S/. 726.88
4 7/30/2019 30 S/. 703.24
5 8/30/2019 31 S/. 657.21
6 9/30/2019 31 S/. 586.78
7 10/30/2019 30 S/. 498.43
8 11/30/2019 31 S/. 442.12
9 12/30/2019 30 S/. 35.92
10 1/30/2020 31 S/. 29.93
11 2/29/2020 30 S/. 21.90
12 3/30/2020 30 S/. 14.72
13 4/30/2020 31 S/. 7.66
 CRONOGRAMA DE PAGOS
ee 13 cuotas fijas mensuales con s/.30 portes + seguros, con fecha de desembolso el 15/03/2019

REDUCCION DE PLAZO

Amortizacion Cuota abono extra Saldo deudor Portes + Seguros

S/. 0.00 S/. 0.00 S/. 45,000.00 S/. 30.00
S/. 0.00 S/. 1,109.52 S/. 45,000.00 S/. 30.00
S/. 0.00 S/. 720.53 S/. 45,000.00 S/. 30.00
S/. 0.00 S/. 744.75 S/. 45,000.00 S/. 30.00
S/. 4,192.31 S/. 4,912.84 S/. 40,807.69 S/. 30.00
S/. 4,237.47 S/. 4,912.84 S/. 36,570.22 S/. 30.00
S/. 4,307.60 S/. 4,912.84 S/. 32,262.62 S/. 30.00
S/. 4,396.25 S/. 4,912.84 S/. 27,866.36 S/. 30.00
S/. 24,451.65 S/. 4,912.84 S/. 20,000.00 S/. 3,414.71 S/. 30.00
S/. 3,414.71 S/. 3,469.39 S/. 0.00 S/. 0.00
S/. 0.00 S/. 0.00 S/. 0.00 S/. 0.00
S/. 0.00 S/. 0.00 S/. 0.00 S/. 0.00
S/. 0.00 S/. 0.00 S/. 0.00 S/. 0.00
S/. 0.00 S/. 0.00 S/. 0.00 S/. 0.00
S/. 45,000.00 S/. 30,608.39 S/. 20,000.00

REDUCCION DE CUOTAS

Amortizacion Cuota abono extra Saldo deudor Portes + Seguros

S/. 0.00 S/. 0.00 S/. 43,920.00 S/. 30.00
S/. 0.00 S/. 1,082.90 S/. 43,920.00 S/. 30.00
S/. 0.00 S/. 703.24 S/. 43,920.00 S/. 30.00
S/. 0.00 S/. 726.88 S/. 43,920.00 S/. 30.00
S/. 4,209.60 S/. 4,912.84 S/. 39,710.40 S/. 30.00
S/. 4,255.63 S/. 4,912.84 S/. 35,454.77 S/. 30.00
S/. 4,326.06 S/. 4,912.84 S/. 31,128.70 S/. 30.00
S/. 4,414.41 S/. 4,912.84 S/. 26,714.29 S/. 30.00
S/. 24,470.72 S/. 4,912.84 S/. 20,000.00 S/. 2,243.58 S/. 30.00
S/. 434.82 S/. 470.74 S/. 1,808.76 S/. 30.00
S/. 440.81 S/. 470.74 S/. 1,367.95 S/. 30.00
 S/. 448.84 S/. 470.74 S/. 919.11 S/. 30.00
S/. 456.03 S/. 470.74 S/. 463.08 S/. 30.00
S/. 463.08 S/. 470.74 S/. 0.00 S/. 30.00
S/. 43,920.00 S/. 29,430.93 S/. 20,000.00
Pago Mensual
S/. 0.00
S/. 1,139.52
S/. 750.53
S/. 774.75
S/. 4,942.84
S/. 4,942.84
S/. 4,942.84
S/. 4,942.84
S/. 4,942.84
S/. 3,469.39
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 57,838.01

Pago Mensual
S/. 0.00
S/. 1,112.90
S/. 733.24
S/. 756.88
S/. 4,942.84
S/. 4,942.84
S/. 4,942.84
S/. 4,942.84
S/. 4,942.84
S/. 500.74
S/. 500.74
 S/. 500.74
S/. 500.74
S/. 500.74
S/. 57,838.01