210000000 PUNTO 1 TEA 12.

68%
126000000 K 12
VA $ 126,000,000 AMV 12.00%
NPER 240 AM 1.00%
TASA 1.00%
PAGO $ 1,387,171.45
INT.1 $ 1,259,764.43
INT.10 $ 1,247,830.59
INT TOTAL 206,921,149.12
CAP 60 10,404,664
$ 115,595,336
ABONO EXTRA $ 34,678,601
VALOR ACTUAL $ 80,916,735
DISMINUCION DE CUOTA VA $ 80,916,735
NPER 180
TASA 1.00%
NUEVO PAGO $ 971,020.02

DISMINUCION DE PLAZO VA $ 80,916,735

TASA 1.00%
PAGO $ 1,387,171.45
NUEVO NPER 88

PUNTO 3
VA 669,500,000 TEA 14.10%
NPER 40 K 4
TASA 3.35% ATV 13.41%
PAGO $ 30,637,902.97 AT 3.35%
INT.10 $ 19,615,017.57
INT.20 $ 15,309,059.01
INT TOTAL 556,016,118.82
CAP 1-8 73,766,043
VALOR DEUDA 595,733,957
ABONO EXTRA 178,720,187
VA 417,013,770
DISMINUCION CUOTA VA 417,013,770
NPER 32
TASA 3.35%
NUEVO PAGO $ 21,446,532.08

DISMINUCION PLAZO VA 417,013,770

TASA 3.35%
PAGO $ 30,637,902.97
NUEVO NPER 18
PUNTO 4
VA 5,000,000
NPER 60 MESES TEA 21.20%
TASA 1.62% K 12
PAGO 130,756 AMV 19.38%
INT.TOTAL 2,845,367 AM 1.62%
CAP 1-18 1,034,829
VALOR DEUDA 3,965,171 TASA 20%
ABONO EXTRA 1,982,586 K 12
VA 1,982,586 AMV 18.37%
DISMINUCION DE CUOTA VA 1,982,586 AM 1.53%
NPER 42
TASA 1.53%
NUEVO PAGO 64,344

DISMINUCION DE PLAZO VA 1,982,586

PAGO 130,756
TASA 1.62%
NPER 18
VALOR DE CREDITO (VA) 45000000
TEA 13.18%
No. CUOTAS X AÑO 4
No. DE AÑOS 17
TASA NOMINAL 12.57%
TASA PERIODICA 3.14%
TOTAL DE CUOTAS (NPER) 68
CUOTA # VALOR INICIAL INTERESES CAPITAL CUOTA SALDO FINAL
1 45,000,000 1,414,635 196,338 1,610,972 44,803,662
2 44,803,662 1,408,463 202,510 1,610,972 44,601,153
3 44,601,153 1,402,096 208,876 1,610,972 44,392,277
4 44,392,277 1,395,530 215,442 1,610,972 44,176,835
5 44,176,835 1,388,757 222,215 1,610,972 43,954,620
6 43,954,620 1,381,772 229,200 1,610,972 43,725,420
7 43,725,420 1,374,567 236,406 1,610,972 43,489,014
8 43,489,014 1,367,135 243,837 1,610,972 43,245,177
9 43,245,177 1,359,469 251,503 1,610,972 42,993,674
10 42,993,674 1,351,563 259,409 1,610,972 42,734,265
11 42,734,265 1,343,408 267,564 1,610,972 42,466,701
12 42,466,701 1,334,997 275,975 1,610,972 42,190,726
13 42,190,726 1,326,321 284,651 1,610,972 41,906,075
14 41,906,075 1,317,373 293,599 1,610,972 41,612,476
15 41,612,476 1,308,143 302,829 1,610,972 41,309,647
16 41,309,647 1,298,624 312,349 1,610,972 40,997,298
17 40,997,298 1,288,804 322,168 1,610,972 40,675,131
18 40,675,131 1,278,677 332,296 1,610,972 40,342,835
19 40,342,835 1,268,230 342,742 1,610,972 40,000,093
20 40,000,093 1,257,456 353,516 1,610,972 39,646,577
21 39,646,577 1,246,343 364,629 1,610,972 39,281,948
22 39,281,948 1,234,880 376,092 1,610,972 38,905,856
23 38,905,856 1,223,057 387,915 1,610,972 38,517,941
24 38,517,941 1,210,863 400,110 1,610,972 38,117,831
25 38,117,831 1,198,285 412,688 1,610,972 37,705,143
26 37,705,143 1,185,311 425,661 1,610,972 37,279,482
27 37,279,482 1,171,930 439,042 1,610,972 36,840,440
28 36,840,440 1,158,128 452,844 1,610,972 36,387,596
29 36,387,596 1,143,892 467,080 1,610,972 35,920,516
30 35,920,516 1,129,209 481,763 1,610,972 35,438,753
31 35,438,753 1,114,064 496,908 1,610,972 34,941,845
32 34,941,845 1,098,443 512,529 1,610,972 34,429,316
33 34,429,316 1,082,331 528,641 1,610,972 33,900,675
34 33,900,675 1,065,713 545,260 1,610,972 33,355,416
35 33,355,416 1,048,572 562,400 1,610,972 32,793,015
36 32,793,015 1,030,892 580,080 1,610,972 32,212,935
37 32,212,935 1,012,656 598,316 1,610,972 31,614,619
38 31,614,619 993,847 617,125 1,610,972 30,997,494
39 30,997,494 974,447 636,525 1,610,972 30,360,969
40 30,360,969 954,437 656,535 1,610,972 29,704,435
41 29,704,435 933,798 677,174 1,610,972 29,027,261
42 29,027,261 912,510 698,462 1,610,972 28,328,799
43 28,328,799 890,553 720,419 1,610,972 27,608,380
44 27,608,380 867,906 743,066 1,610,972 26,865,314
45 26,865,314 844,547 766,425 1,610,972 26,098,888
46 26,098,888 820,453 790,519 1,610,972 25,308,369
47 25,308,369 795,602 815,370 1,610,972 24,492,999
48 24,492,999 769,970 841,002 1,610,972 23,651,997
49 23,651,997 743,532 867,440 1,610,972 22,784,557
50 22,784,557 716,263 894,709 1,610,972 21,889,847
51 21,889,847 688,136 922,836 1,610,972 20,967,012
52 20,967,012 659,126 951,846 1,610,972 20,015,165
53 20,015,165 629,203 981,769 1,610,972 19,033,396
54 19,033,396 598,340 1,012,632 1,610,972 18,020,764
55 18,020,764 566,507 1,044,466 1,610,972 16,976,299
56 16,976,299 533,672 1,077,300 1,610,972 15,898,999
57 15,898,999 499,806 1,111,166 1,610,972 14,787,833
58 14,787,833 464,875 1,146,097 1,610,972 13,641,736
59 13,641,736 428,846 1,182,126 1,610,972 12,459,610
60 12,459,610 391,684 1,219,288 1,610,972 11,240,322
61 11,240,322 353,354 1,257,618 1,610,972 9,982,704
62 9,982,704 313,820 1,297,153 1,610,972 8,685,552
63 8,685,552 273,042 1,337,930 1,610,972 7,347,621
64 7,347,621 230,982 1,379,990 1,610,972 5,967,631
65 5,967,631 187,600 1,423,372 1,610,972 4,544,260
66 4,544,260 142,855 1,468,117 1,610,972 3,076,142
67 3,076,142 96,703 1,514,270 1,610,972 1,561,873
68 1,561,873 49,100 1,561,873 1,610,972 - 0
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