Cálculo del Porcentaje de Financiamiento

Mes. Ob. ejecutada Anticipo Estimación Amort. Atcpo. Cobros Gastos Cobro - Gasto Dif. Acumul. Int. a Pagar
1 $ 29'321,500.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 29'321,500.00 $ -29'321,500.00 $ -29'321,500.00 $ 199,874.89
2 $ 24'882,000.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 24'882,000.00 $ -24'882,000.00 $ -54'203,500.00 $ 369,487.19
3 $ 26'578,500.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 26'578,500.00 $ -26'578,500.00 $ -80'782,000.00 $ 550,663.97
4 $ 27'144,000.00 $ 0.00 $ 29'321,500.00 $ 0.00 $ 29'321,500.00 $ 27'144,000.00 $ 2'177,500.00 $ -78'604,500.00 $ 535,820.67
5 $ 28'275,000.00 $ 0.00 $ 24'882,000.00 $ 0.00 $ 24'882,000.00 $ 28'275,000.00 $ -3'393,000.00 $ -81'997,500.00 $ 558,949.63
6 $ 25'447,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 25'447,500.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
7 $ 28'275,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 28'275,000.00 $ -1'131,000.00 $ -81'997,500.00 $ 558,949.63
8 $ 27'709,500.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 27'709,500.00 $ 565,500.00 $ -81'432,000.00 $ 555,094.80
9 $ 26'013,000.00 $ 0.00 $ 25'447,500.00 $ 0.00 $ 25'447,500.00 $ 26'013,000.00 $ -565,500.00 $ -81'997,500.00 $ 558,949.63
10 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 28'275,000.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
11 $ 26'578,500.00 $ 0.00 $ 27'709,500.00 $ 0.00 $ 27'709,500.00 $ 26'578,500.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
12 $ 27'144,000.00 $ 0.00 $ 26'013,000.00 $ 0.00 $ 26'013,000.00 $ 27'144,000.00 $ -1'131,000.00 $ -81'997,500.00 $ 558,949.63
13 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 28'275,000.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
14 $ 25'447,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 25'447,500.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
15 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'144,000.00 $ 0.00 $ -80'866,500.00 $ 551,239.97
16 $ 27'144,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 27'144,000.00 $ 1'131,000.00 $ -79'735,500.00 $ 543,530.32
17 $ 26'578,500.00 $ 0.00 $ 25'447,500.00 $ 0.00 $ 25'447,500.00 $ 26'578,500.00 $ -1'131,000.00 $ -80'866,500.00 $ 551,239.97
18 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'144,000.00 $ 0.00 $ -80'866,500.00 $ 551,239.97
19 $ 28'275,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 28'275,000.00 $ -1'131,000.00 $ -81'997,500.00 $ 558,949.63
20 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 26'578,500.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
21 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'144,000.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
22 $ 27'709,500.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 27'709,500.00 $ 565,500.00 $ -81'432,000.00 $ 555,094.80
23 $ 26'013,000.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 26'013,000.00 $ 565,500.00 $ -80'866,500.00 $ 551,239.97
24 $ 28'275,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 28'275,000.00 $ -1'131,000.00 $ -81'997,500.00 $ 558,949.63
25 $ 26'578,500.00 $ 0.00 $ 27'709,500.00 $ 0.00 $ 27'709,500.00 $ 26'578,500.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
26 $ 24'882,000.00 $ 0.00 $ 26'013,000.00 $ 0.00 $ 26'013,000.00 $ 24'882,000.00 $ 1'131,000.00 $ -79'735,500.00 $ 543,530.32
27 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 28'275,000.00 $ 0.00 $ -79'735,500.00 $ 543,530.32
28 $ 27'144,000.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 27'144,000.00 $ -565,500.00 $ -80'301,000.00 $ 547,385.15
29 $ 26'578,500.00 $ 0.00 $ 24'882,000.00 $ 0.00 $ 24'882,000.00 $ 26'578,500.00 $ -1'696,500.00 $ -81'997,500.00 $ 558,949.63
30 $ 27'144,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 27'144,000.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
31 $ 27'709,500.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'709,500.00 $ -565,500.00 $ -81'432,000.00 $ 555,094.80
32 $ 27'144,000.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 27'144,000.00 $ -565,500.00 $ -81'997,500.00 $ 558,949.63
33 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'144,000.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
34 $ 26'578,500.00 $ 0.00 $ 27'709,500.00 $ 0.00 $ 27'709,500.00 $ 26'578,500.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
35 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'144,000.00 $ 0.00 $ -80'866,500.00 $ 551,239.97
36 $ 28'275,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 28'275,000.00 $ -1'131,000.00 $ -81'997,500.00 $ 558,949.63
37 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 26'578,500.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
38 $ 24'882,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 24'882,000.00 $ 2'262,000.00 $ -79'735,500.00 $ 543,530.32
39 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 28'275,000.00 $ 0.00 $ -79'735,500.00 $ 543,530.32
40 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 26'578,500.00 $ 0.00 $ -79'735,500.00 $ 543,530.32
41 $ 27'144,000.00 $ 0.00 $ 24'882,000.00 $ 0.00 $ 24'882,000.00 $ 27'144,000.00 $ -2'262,000.00 $ -81'997,500.00 $ 558,949.63
42 $ 27'144,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 27'144,000.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
43 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 26'578,500.00 $ 0.00 $ -80'866,500.00 $ 551,239.97
44 $ 28'275,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 28'275,000.00 $ -1'131,000.00 $ -81'997,500.00 $ 558,949.63
45 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'144,000.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
46 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 26'578,500.00 $ 0.00 $ -81'997,500.00 $ 558,949.63
47 $ 27'144,000.00 $ 0.00 $ 28'275,000.00 $ 0.00 $ 28'275,000.00 $ 27'144,000.00 $ 1'131,000.00 $ -80'866,500.00 $ 551,239.97
48 $ 27'709,500.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 27'709,500.00 $ -565,500.00 $ -81'432,000.00 $ 555,094.80
49 $ 0.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ 0.00 $ 26'578,500.00 $ -54'853,500.00 $ 373,918.02
50 $ 0.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ 0.00 $ 27'144,000.00 $ -27'709,500.00 $ 188,886.43
51 $ 0.00 $ 0.00 $ 27'709,500.00 $ 0.00 $ 27'709,500.00 $ 0.00 $ 27'709,500.00 $ 0.00 $ 0.00

Totales: $ 1,300'000,000.00 $ 0.00 $ 1,300'000,000.00 $ 0.00 $ 1,300'000,000.00 $ 1,300'000,000.00 $ 26'584,999.99

Int. a Pagar = 8.18% anual

Interés Neto = 26'584,999.99
% Financiamiento = Interés Neto / Gastos de Obra = 26'584,999.99 / 1,300'000,000.00 = 2.04%