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Problemas Resueltos de Anualidades Ordinarias PDF
Problemas Resueltos de Anualidades Ordinarias PDF
Problemas Resueltos de Anualidades Ordinarias PDF
SOLUCION
DATOS
explotacin)
R R R R
0 1 2 3 4 5 aos
C
1 (1 + i ) n
C = R
i
1 (1 + 0.11)5
C = 600000
0.11
1 0.593451328
C = 600000
0.11
0.406548671
C = 600000
0.11
C = 600000[3.695897018]
C = 2 217 538.21 (valor actual de la produccin de la mina en los 5 sos de explotacin)
capitalizable semestralmente.
14%.
M = ?
C = ?
capitalizable semestralmente.
DATOS
j 10%
i= = = 5%
m 2
i = 0.05
SOLUCION
(1 + i )n 1 1 (1 + i ) n
M = R C = R
i i
(1 + 0.05)9 1 1 (1 + 0.05)
9
M = 20000 C = 20000
0.05 0.05
1.551328216 1 1 0.644608916
M = 20000 C = 20000
0.05 0.05
0.551328216 0.355391083
M = 20000 C = 20000
0.05 0.05
M = 20000[11.02656432] C = 20000[7.107821676]
M = 220 531.29 C = 142 156.43
14%.
DATOS
plazo = 6 aos
j 14%
i= = = 14%
m 1
i = 0.14
SOLUCION
(1 + i )n 1 1 (1 + i ) n
M = R C = R
i i
(1 + 0.14 )6 1 1 (1 + 0.14 ) 6
M = 40000 C = 40000
0.14 0.14
2.194972624 1 1 0.455586547
M = 40000 C = 40000
0.14 0.14
1.194972624 0.544413452
M = 40000 C = 40000
0.14 0.14
M = 40000[15.67837589] C = 40000[3.88667517]
M = 627 135.04 C = 155 546.70
DATOS
j 8% 2
i= = = %
m 12 3
_
i = 0.00666 6
SOLUCION
(1 + i )n 1 1 (1 + i ) n
M = R C = R
i i
0.02 89 0.02 89
1 + 1 1 1 +
3 C = 500 3
M = 500
0.02 0.02
3
3
1.806451281 1 1 0.55357153
M = 500 C = 500
0.02 0.02
3 3
0.806451281 0.446428469
M = 500 C = 500
0.02 0.02
3 3
M = 500[120.9676921] C = 500[66.96427044]
M = 60 483.85 C = 33 482.14
DATOS
plazo = 4 aos
j 4%
i= = = 4%
m 1
i = 0.04
SOLUCION
(1 + i )n 1
M = R
i
(1 + 0.04 )4 1
M = 150000
0.04
1.16985856 1
M = 150000
0.04
0.16985856
M = 150000
0.04
M = 150000[4.246464]
M = 636 969.60
siguientes condiciones:
mensualidad
SOLUCION
DATOS
j 15%
i= = = 1.25%
m 12
i = 0.0125
aos, que
son 51 meses)
DIAGRAMA TIEMPO-VALOR
C
ANUALIDAD ORDINARIA
40 000
0 1 2 3 4 50 51 52
X = enganche + C + C1
1 (1 + i ) n
+ M (1 + i )
n
X = 40000 + R
i
1 (1 + 0.0125)51
+ 25000(1 + 0.0125)
52
X = 40000 + 2250
0.0125
X = 40000 + 2250[37.54358099] + 25000(0.524153321)
X = 40000 + 84473.05723 + 13103.83303
X = $137576.89
SOLUCION
DIAGRAMA TIEMPO-VALOR
55 000
X = enganche + C
1 (1 + i )n
X = 55000 + R
i
1 (1 + 0.02)36
X = 55000 + 3500
0.02
X = 55000 + 3500[25.48884248]
X = 55000 + 89210.94869
X = $144 210.95
15 meses?
DATOS
plazo = 15 meses
SOLUCION
1 (1 + i ) n R=
Ci
C = R 1 (1 + i )
n
i
(100000) 0.22
R= 12
15
0.22
1 1 +
12
1833.333333
R=
1 0.76146615
1833.333333
R=
Pago mensual 0.238533849
para saldar la R = 7 685.84
deuda
necesita?
DATOS
monto)
trimestral)
mencionada)
SOLUCION
(1 + i )n 1
M = R
i
(1 + 0.01)4 1
95000 = R
0.01
1.04060401 1
95000 = R
0.01
0.04060401
95000 = R
0.01
95000 = R[4.060401]
95000
R=
4.060401
R = 23 396.70 (importe de cada depsito
DATOS
Plazo = 1 ao
SOLUCION
despeja la Renta:
1 (1 + i ) n
C = R
i
1 (1 + 0.02 ) 4
150000 = R
0.02
1 0.923845426
150000 = R
0.02
0.076154573
150000 = R
0.02
150000 = R[3.807728699]
150000
R=
3.807728699
R = 39 393.56 (valor de cada abono trimestral)
capitalizable semestralmente?
DATOS
renta)
futuro)
SOLUCION
C2
C1
R R R R R 300
0 1 2 3 4 5 6 7 8 9
785
785000 = C1 + C 2
1 (1 + i ) n
+ M (1 + i )
n
785000 = R
i
1 (1 + 0.125)5
+ 300000(1 + 0.125)
9
785000 = R
0.125
785000 = R[3.560568342] + 300000(0.346439416)
785000 300000(0.346439416)
=R
3.560568342
R = 191280.74