Diplomado en Evaluacin Financiera de Proyectos

Mdulo I - Nivelacin en Matemtica Financiera

Conferencista: Luis Fernando Gmez

EJERCICIO DE TABLAS DE AMORTIZACION

Tabla de amortizacin para 12 periodos, con tasa de inters 1.95% mensual con prestamos de $ 10.000.000 de pesos, con cuota fija a
travs del tiempo.

LAS CELDAS DE COLOR AMARILLO ( ) SON PARAMETROS

10.500% tasa de inters mensual monto $250,000

N=2

periodos inicial inters amort cuota final

0 $250,000.00
1 $250,000.00 $26,250.00 $118,764.85 $145,014.85 $131,235.15
2 $131,235.15 $13,779.69 $131,235.15 $145,014.85 $0.00
3 $0.00 $0.00 $145,014.85 $145,014.85 ($145,014.85)
4 ($145,014.85) ($15,226.56) $160,241.40 $145,014.85 ($305,256.25)
5 ($305,256.25) ($32,051.91) $177,066.75 $145,014.85 ($482,323.00)
6 ($482,323.00) ($50,643.92) $195,658.76 $145,014.85 ($677,981.76)
7 ($677,981.76) ($71,188.09) $216,202.93 $145,014.85 ($894,184.69)
8 ($894,184.69) ($93,889.39) $238,904.24 $145,014.85 ($1,133,088.93)
9 ($1,133,088.93) ($118,974.34) $263,989.18 $145,014.85 ($1,397,078.12)
10 ($1,397,078.12) ($146,693.20) $291,708.05 $145,014.85 ($1,688,786.16)
11 ($1,688,786.16) ($177,322.55) $322,337.39 $145,014.85 ($2,011,123.56)
12 ($2,011,123.56) ($211,167.97) $356,182.82 $145,014.85 ($2,367,306.37)
13 ($2,367,306.37) ($248,567.17) $393,582.01 $145,014.85 ($2,760,888.39)
14 ($2,760,888.39) ($289,893.28) $434,908.13 $145,014.85 ($3,195,796.52)
15 ($3,195,796.52) ($335,558.63) $480,573.48 $145,014.85 ($3,676,370.00)
16 ($3,676,370.00) ($386,018.85) $531,033.70 $145,014.85 ($4,207,403.69)

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 Diplomado en Evaluacin Financiera de Proyectos
Mdulo I - Nivelacin en Matemtica Financiera
Conferencista: Luis Fernando Gmez

17 ($4,207,403.69) ($441,777.39) $586,792.23 $145,014.85 ($4,794,195.92)

18 ($4,794,195.92) ($503,390.57) $648,405.42 $145,014.85 ($5,442,601.34)
19 ($5,442,601.34) ($571,473.14) $716,487.99 $145,014.85 ($6,159,089.33)
20 ($6,159,089.33) ($646,704.38) $791,719.23 $145,014.85 ($6,950,808.55)
21 ($6,950,808.55) ($729,834.90) $874,849.74 $145,014.85 ($7,825,658.30)
22 ($7,825,658.30) ($821,694.12) $966,708.97 $145,014.85 ($8,792,367.26)
23 ($8,792,367.26) ($923,198.56) $1,068,213.41 $145,014.85 ($9,860,580.67)
24 ($9,860,580.67) ### $1,180,375.82 $145,014.85 ($11,040,956.49)
25 ($11,040,956.49) ### $1,304,315.28 $145,014.85 ($12,345,271.77)
26 ($12,345,271.77) ### $1,441,268.38 $145,014.85 ($13,786,540.15)
27 ($13,786,540.15) ### $1,592,601.56 $145,014.85 ($15,379,141.71)
28 ($15,379,141.71) ### $1,759,824.72 $145,014.85 ($17,138,966.43)
29 ($17,138,966.43) ### $1,944,606.32 $145,014.85 ($19,083,572.75)
30 ($19,083,572.75) ### $2,148,789.98 $145,014.85 ($21,232,362.74)
31 ($21,232,362.74) ### $2,374,412.93 $145,014.85 ($23,606,775.67)
32 ($23,606,775.67) ### $2,623,726.29 $145,014.85 ($26,230,501.96)
33 ($26,230,501.96) ### $2,899,217.55 $145,014.85 ($29,129,719.51)
34 ($29,129,719.51) ### $3,203,635.39 $145,014.85 ($32,333,354.91)
35 ($32,333,354.91) ### $3,540,017.11 $145,014.85 ($35,873,372.02)
36 ($35,873,372.02) ### $3,911,718.91 $145,014.85 ($39,785,090.93)
37 ($39,785,090.93) ### $4,322,449.39 $145,014.85 ($44,107,540.32)
38 ($44,107,540.32) ### $4,776,306.58 $145,014.85 ($48,883,846.90)
39 ($48,883,846.90) ### $5,277,818.77 $145,014.85 ($54,161,665.67)
40 ($54,161,665.67) ### $5,831,989.74 $145,014.85 ($59,993,655.41)
41 ($59,993,655.41) ### $6,444,348.66 $145,014.85 ($66,438,004.07)
42 ($66,438,004.07) ### $7,121,005.27 $145,014.85 ($73,559,009.34)
43 ($73,559,009.34) ### $7,868,710.83 $145,014.85 ($81,427,720.17)
44 ($81,427,720.17) ### $8,694,925.46 $145,014.85 ($90,122,645.64)
45 ($90,122,645.64) ### $9,607,892.64 $145,014.85 ($99,730,538.27)
46 ($99,730,538.27) ### $10,616,721.36 $145,014.85 ($110,347,259.64)
47 ($110,347,259.64) ### $11,731,477.11 $145,014.85 ($122,078,736.74)
48 ($122,078,736.74) ### $12,963,282.20 $145,014.85 ($135,042,018.95)
49 ($135,042,018.95) ### $14,324,426.84 $145,014.85 ($149,366,445.78)
50 ($149,366,445.78) ### $15,828,491.65 $145,014.85 ($165,194,937.44)
51 ($165,194,937.44) ### $17,490,483.28 $145,014.85 ($182,685,420.71)
52 ($182,685,420.71) ### $19,326,984.02 $145,014.85 ($202,012,404.73)
53 ($202,012,404.73) ### $21,356,317.34 $145,014.85 ($223,368,722.08)
54 ($223,368,722.08) ### $23,598,730.66 $145,014.85 ($246,967,452.74)
55 ($246,967,452.74) ### $26,076,597.38 $145,014.85 ($273,044,050.12)
56 ($273,044,050.12) ### $28,814,640.11 $145,014.85 ($301,858,690.23)
57 ($301,858,690.23) ### $31,840,177.32 $145,014.85 ($333,698,867.55)
58 ($333,698,867.55) ### $35,183,395.94 $145,014.85 ($368,882,263.49)
59 ($368,882,263.49) ### $38,877,652.51 $145,014.85 ($407,759,916.00)
60 ($407,759,916.00) ### $42,959,806.03 $145,014.85 ($450,719,722.03)
61 ($450,719,722.03) ### $47,470,585.66 $145,014.85 ($498,190,307.68)
62 ($498,190,307.68) ### $52,454,997.15 $145,014.85 ($550,645,304.84)
63 ($550,645,304.84) ### $57,962,771.85 $145,014.85 ($608,608,076.69)
64 ($608,608,076.69) ### $64,048,862.90 $145,014.85 ($672,656,939.59)
65 ($672,656,939.59) ### $70,773,993.50 $145,014.85 ($743,430,933.09)
66 ($743,430,933.09) ### $78,205,262.82 $145,014.85 ($821,636,195.91)
67 ($821,636,195.91) ### $86,416,815.42 $145,014.85 ($908,053,011.33)
68 ($908,053,011.33) ### $95,490,581.03 $145,014.85 ($1,003,543,592.36)
69 ($1,003,543,592.36) ### $105,517,092.04 $145,014.85 ($1,109,060,684.41)

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 Diplomado en Evaluacin Financiera de Proyectos
Mdulo I - Nivelacin en Matemtica Financiera
Conferencista: Luis Fernando Gmez

esos, con cuota fija a

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Diplomado en Evaluacin Financiera de Proyectos
Mdulo I - Nivelacin en Matemtica Financiera
Conferencista: Luis Fernando Gmez

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