BanColombia SA (BCOLO CX) - Estandarizado

En Millones de COP excepto por accin

12 meses fin
+ Ing int&inv
- Gastos de intereses
+ Ingreso de inters neto
+ Beneficio cuenta oper
+ Comisiones y tarifas ganadas
+ Otros ingresos operacionales
Ingresos netos
- Provisiones de prdidas de prstamos
Ingreso neto tras provisiones
- Gasto no de intereses
Ingreso operativo
- Prdida neta no operacional
Ingreso antes de impuestos
- Gastos de impuesto al ingreso
Ingreso antes de PE
- Prdida extraordinaria neta antes de impuestos
- Intereses minoritarios
Ben neto
- Efectivo dividendos preferentes
Ingreso neto disponible a accionistas comunes

FY 2008
12/31/2008
6,353,329.0
2,753,341.0
3,599,988.0
389,220.0
1,448,581.0
188,298.0
5,626,087.0
1,155,262.0
4,470,825.0
2,821,233.0
1,649,592.0
-133,618.0
1,783,210.0
474,056.0
1,309,154.0
0.0
18,511.0
1,290,643.0
157,973.5
1,132,669.5

FY 2009
12/31/2009
6,451,743.0
2,625,416.0
3,826,327.0
103,926.0
1,649,424.0
204,758.0
5,784,435.0
1,103,595.0
4,680,840.0
3,136,733.0
1,544,107.0
-189,837.0
1,733,944.0
462,013.0
1,271,931.0
0.0
15,081.0
1,256,850.0
177,108.4
1,079,741.6

Prdida anormal
Efecto de impuesto en PE
Ingreso normalizado

92,125.0
-1,224,794.5

584.0
-1,080,325.6

1,554.65
1,437.71
1,437.71
787.8
1,554.65
1,437.71
1,437.71
787.8
2,239.96

1,371.27
1,370.53
1,370.53
787.8
1,371.27
1,370.53
1,370.53
787.8
2,181.78

CO GAAP

CO GAAP

BPA antes de PE
BPA base antes de PE
BPA bsicos
Acciones promedio bsicas pond
BPA diluidos antes de PE
BPA diluidos antes de PE
BPA diluidos
Acciones diluidas promedio pond
BPA especiales
Referencia
Estndar contable

Ingreso neto de inters menos provisiones

Ingreso neto - neto de comisiones pagadas
Ingreso total
Margen operacional
Margen antes de impuestos
Margen beneficios
Margen de inters neto
Ingreso por empleado
Dividendo por accin
Efectivo dividendos ordinarios
Beneficio antes de impuestos antes de provisin
Ratio eficiencia
Prd efect prstamos
Beneficios reinvertidos
Source: Bloomberg

2,444,726.0
-8,379,428.0
29.32
31.70
22.94
7.29
622,589,196.82
568.00
289,512.2
2,804,854.0
48.92
547,860.0
843,157.3

2,722,732.0
-8,409,851.0
26.69
29.98
21.73
7.30
396,672,373.94
637.00
324,681.8
2,647,702.0
53.07
925,592.0
755,059.8

FY 2010
12/31/2010
4,983,384.0
1,571,581.0
3,411,803.0
245,179.0
1,729,594.0
212,538.0
5,599,114.0
512,585.0
5,086,529.0
3,315,319.0
1,771,210.0
-186,918.0
1,958,128.0
508,417.0
1,449,711.0
0.0
13,217.0
1,436,494.0
-1,436,494.0

FY 2011
12/31/2011
5,973,294.0
2,042,006.0
3,931,288.0
292,688.0
1,855,931.0
391,908.0
6,471,815.0
596,417.0
5,875,398.0
3,917,689.0
1,957,709.0
-188,053.0
2,145,762.0
470,517.0
1,675,245.0
0.0
11,351.0
1,663,894.0
0.0
1,663,894.0

FY 2012
12/31/2012
7,709,493.0
2,894,860.0
4,814,633.0
288,188.0
1,386,250.0
1,054,037.0
7,543,108.0
1,072,520.0
6,470,588.0
4,483,987.0
1,986,601.0
-188,242.0
2,174,843.0
467,074.0
1,707,769.0
0.0
5,723.0
1,702,046.0
0.0
1,702,046.0

FY 2013
12/31/2013
8,193,691.0
3,122,126.0
5,071,565.0
157,288.0
2,164,223.0
560,818.0
7,953,894.0
1,162,679.0
6,791,215.0
5,039,949.0
1,751,266.0
-198,320.0
1,949,586.0
417,095.0
1,532,491.0
0.0
17,364.0
1,515,127.0
0.0
1,515,127.0

FY 2014
12/31/2014
9,423,945.0
3,240,787.0
6,183,158.0
309,972.0
2,586,776.0
707,657.0
9,787,563.0
1,373,736.0
8,413,827.0
6,041,756.0
2,372,071.0
-95,597.0
2,467,668.0
589,075.0
1,878,593.0
0.0
-128.0
1,878,721.0
0.0
1,878,721.0

45,716.0
-1,482,210.0

121,166.0
-1,785,060.0

82,187.0
-1,784,233.0

3,780.0
-1,518,907.0

1,670.0
-398.7
1,879,992.3

1,881.39
1,823.36
1,823.36
787.8
1,881.39
1,823.36
1,823.36
787.8
2,468.70

2,265.80
2,112.00
2,112.00
787.8
2,265.80
2,112.00
2,112.00
787.8
2,709.24

2,094.60
1,998.11
1,998.11
851.8
2,094.60
1,998.11
1,998.11
851.8
2,546.43

1,783.12
1,778.68
1,778.68
851.8
1,783.12
1,778.68
1,778.68
851.8
--

1,954.61
1,953.28
1,953.28
961.8
1,954.61
1,953.28
1,953.28
961.8
--

CO GAAP

CO GAAP

CO GAAP

CO GAAP

CO GAAP

2,899,218.0
-7,170,695.0
31.63
34.97
25.66
6.24
428,997,606.94
660.68
520,501.5
2,283,795.0
58.09
406,280.0
--

3,334,871.0
-8,513,821.0
30.25
33.16
25.71
6.04
358,250,410.27
708.00
557,781.0
2,554,126.0
59.36
531,682.0
1,106,113.0

3,742,113.0
7,340,464.0
10,437,968.0
26.34
28.83
22.56
6.19
596,182,773.59
754.00
642,277.6
3,059,121.0
58.33
678,506.0
1,059,768.4

3,908,886.0
7,706,027.0
11,076,020.0
22.02
24.51
19.05
5.32
385,078,747.00
776.00
661,017.8
2,913,945.0
62.19
880,000.0
854,109.2

4,809,422.0
9,437,682.0
13,028,350.0
24.24
25.21
19.20
5.36
432,003,116.92
830.00
798,316.4
3,745,807.0
60.31
689,000.0
1,080,404.6

lt 12M
03/31/2015
9,636,029.0
3,114,868.0
6,521,161.0
349,666.0
2,736,423.0
647,745.0
10,254,995.0
1,420,143.0
8,834,852.0
6,219,972.0
2,614,880.0
-223,990.0
2,838,870.0
820,280.0
2,018,590.0
21,978.0
1,996,612.0
0.0
1,996,612.0

FY 2015 Est
12/31/2015

FY 2016 Est
12/31/2016

10,701,270.9

11,739,254.3

3,913,325.2

4,339,295.5

3,575,587.4

3,956,546.5

2,366,078.8

2,625,399.4

2,305,776.3

2,637,909.5

2,366,078.8

2,625,399.4

2,420.39
2,420.39

2,732.41
2,732.41

11,826.0
2,006,934.6
2,121.58
2,110.51
2,110.51
961.8
2,121.58
2,110.51
2,110.51
961.8

5,101,018.0
2,603,833.0
13,369,863.0
34.63
38.87
22.41
5.17

4,035,023.0
49.24

10,701,270.9
36.57
33.41
22.11

11,739,254.3
36.96
33.70
22.36

800.19

863.99

BanColombia SA (BCOLO CX) - Estandarizado

En Millones de COP excepto por accin
12 meses fin
Activos
+ Efectivo y equivalentes
+ Activos interbancarios
+ Inversiones a corto plazo
+ Prstamos netos
+ Prstamos totales
- Reserva para prdias en prstamos
+ Inversiones a largo plazo
+ Activos fijos netos
+ Otros activos
+ Pasivo aceptacin de clientes
Activo total

FY 2005
12/31/2005

FY 2006
12/31/2006

1,241,435.0
488,587.0
7,438,324.0
17,920,370.0
18,626,252.0
705,882.0
1,021,379.0
767,703.0
1,925,719.0
-30,803,516.0

1,548,752.0
457,614.0
4,641,223.0
23,811,391.0
24,645,574.0
834,183.0
1,036,538.0
880,029.0
2,113,149.0
-34,488,696.0

Pasivo y capital social

+ Depsitos demanda
+ Depsitos que pagan inters
+ Depsitos ahorro
+ Depsitos a plazo
+ Otros depsitos
+ Depsitos de clientes
+ Adeudos a CP y Repos
+ Otro pasivo a corto plazo
+ Prstamos a largo plazo
+ Otros pasivos a largo plazo
Pasivos totales
+ Capital preferente total
+ Inters minoritario
+ Capital en acciones y APIC
+ Beneficios retenidos y otro capital
Patrimonio total
Pasivo y capital totales

4,239,591.0
13,786,294.0
7,526,494.0
6,259,800.0
359,097.0
18,384,982.0
1,393,039.0
3,540,656.0
3,927,551.0
130,859.0
27,377,087.0
-49,140.0
363,914.0
3,013,376.0
3,426,430.0
30,803,517.0

5,365,854.0
17,391,470.0
10,013,884.0
7,377,586.0
459,143.0
23,216,467.0
64,030.0
1,298,828.0
5,826,173.0
387,697.0
30,793,195.0
121,422.0
48,889.0
309,262.0
3,215,928.0
3,695,501.0
34,488,696.0

CO GAAP
727.8
---

CO GAAP
727.8
---

Referencia
Estndar contable
Acciones en circulacin:
Nm de acciones de Tesorera
Monto de acciones de Tesorera

Arrendamientos operativos
Arrend capital - Corto plazo
Arrend capital - Largo plazo
Arrend capital - Total
Nmero de accionistas
Valor contable por accin
Ratio Capital basado en riesgo nivel 1
Deuda neta
Ratio de capital comn tangible
Capital comn tangible a activos ponderados por ri
Ratio de capital basado en riesgo total
Prstamos hipotecarios
Prstamos comerciales
Prstamos de consumo
Otros prstamos
Activos rentables
Activos no rentables
Compromisos no en hoja de balance
Nm. de empleados
Source: Bloomberg

-----4,640.24
-3,590,568.0
10.74
-10.93
1,463,437.0
11,949,501.0
2,437,727.0
4,239,024.0
27,574,542.0
173,471.0
---

-----4,843.44
-3,883,837.0
10.12
--1,385,445.0
16,119,583.0
4,972,705.0
3,553,286.0
30,780,949.0
416,869.0
86,764.0
16,222.00

FY 2007
12/31/2007

FY 2008
12/31/2008

FY 2009
12/31/2009

FY 2010
12/31/2010

FY 2011
12/31/2011

3,618,619.0
1,609,768.0
4,124,352.0
36,245,473.0
37,702,624.0
1,457,151.0
1,649,899.0
1,344,151.0
3,559,387.0
-52,151,649.0

3,870,927.0
1,748,648.0
4,823,832.0
42,508,210.0
44,642,570.0
2,134,360.0
2,454,444.0
1,897,379.0
4,479,639.0
-61,783,079.0

7,372,359.0
205,367.0
5,691,982.0
39,610,307.0
42,041,974.0
2,431,667.0
3,222,931.0
1,835,095.0
3,926,324.0
-61,864,365.0

5,312,398.0
842,636.0
4,925,435.0
46,091,877.0
48,601,090.0
2,509,213.0
3,750,327.0
2,180,733.0
4,991,750.0
-68,095,156.0

7,728,997.0
741,296.0
6,222,503.0
58,575,846.0
61,388,428.0
2,812,582.0
3,735,688.0
3,002,368.0
5,456,322.0
-85,463,020.0

6,868,275.0
27,002,015.0
12,697,288.0
14,304,727.0
503,860.0
34,374,150.0
55,208.0
2,219,905.0
9,707,466.0
503,433.0
46,860,162.0
151,422.0
92,217.0
309,262.0
4,738,586.0
5,291,487.0
52,151,649.0

2,011,132.0
32,649,808.0
13,997,070.0
18,652,738.0
5,723,460.0
40,384,400.0
56,935.0
2,089,304.0
12,155,619.0
844,684.0
55,530,942.0
139,061.2
135,292.0
254,852.8
5,722,931.0
6,252,137.0
61,783,079.0

2,366,281.0
33,475,269.0
15,143,781.0
18,331,488.0
6,307,780.0
42,149,330.0
47,609.0
2,067,950.0
9,554,973.0
905,293.0
54,725,155.0
151,422.0
106,381.0
309,262.0
6,572,145.0
7,139,210.0
61,864,365.0

9,555,933.0
33,331,140.0
18,060,869.0
15,270,271.0
651,894.0
43,538,967.0
645,374.0
5,718,376.0
7,209,433.0
2,965,254.0
60,077,404.0
-70,612.0
393,914.0
7,553,226.0
8,017,752.0
68,095,156.0

10,293,894.0
41,236,168.0
23,263,051.0
17,973,117.0
904,430.0
52,434,492.0
2,468,527.0
2,570,665.0
17,767,909.0
1,154,612.0
76,396,205.0
0.0
73,455.0
393,914.0
8,599,446.0
9,066,815.0
85,463,020.0

CO GAAP
758.3
---

CO GAAP
787.8
---

CO GAAP
787.8
---

CO GAAP
787.8
---

CO GAAP
787.8
---

-----6,656.67
10.14
4,534,287.0
7.95
8.73
12.67
2,883,628.0
23,526,958.0
9,476,839.0
4,698,827.0
45,086,643.0
870,014.0
92,395.0
24,836.00

-----7,587.69
-6,592,979.0
8.18
-11.24
3,391,326.0
28,211,853.0
10,923,975.0
5,506,742.0
53,669,494.0
337,236.0
53,641.0
13,459.00

-----8,734.67
10.40
2,024,856.0
9.88
10.94
13.20
3,469,424.0
26,213,934.0
10,358,039.0
5,470,001.0
51,162,254.0
1,027,712.0
-21,201.00

-----10,087.42
10.32
1,699,773.0
10.69
11.71
14.67
3,342,881.0
31,247,485.0
11,520,056.0
5,833,549.0
58,119,488.0
928,759.0
-16,715.00

1,582.0
----11,415.40
8.99
11,766,143.0
9.81
10.71
12.46
4,840,668.0
38,529,903.0
15,686,714.0
7,171,811.0
72,087,915.0
930,540.0
-23,765.00

FY 2012
12/31/2012

FY 2013
12/31/2013

FY 2014
12/31/2014

7,144,015.0
1,025,082.0
9,070,951.0
66,739,040.0
69,988,679.0
3,249,639.0
3,483,360.0
3,533,626.0
6,920,306.0
-97,916,380.0

11,427,441.0
3,981,205.0
10,010,452.0
85,394,012.0
89,459,542.0
4,065,530.0
3,795,338.0
5,110,858.0
11,096,935.0
-130,816,241.0

11,192,825.0
2,249,304.0
10,813,514.0
102,803,374.0
107,553,547.0
4,750,173.0
2,864,287.0
5,950,094.0
12,851,463.0
0.0
148,724,861.0

11,298,901.0
51,881,403.0
27,113,914.0
24,767,489.0
978,416.0
64,158,720.0
670,567.0
2,834,876.0
17,330,727.0
1,233,141.0
86,228,031.0
0.0
81,394.0
425,914.0
11,181,041.0
11,688,349.0
97,916,380.0

16,784,933.0
68,708,216.0
34,649,764.0
34,058,452.0
1,063,430.0
86,556,579.0
1,589,316.0
3,221,625.0
24,836,367.0
1,674,060.0
117,877,947.0
0.0
445,448.0
425,914.0
12,066,932.0
12,938,294.0
130,816,241.0

18,142,957.0
75,804,107.0
39,175,192.0
36,628,915.0
1,390,158.0
95,337,222.0
3,435,587.0
3,242,690.0
27,529,398.0
1,868,223.0
131,413,120.0
0.0
494,387.0
480,914.0
16,336,440.0
17,311,741.0
148,724,861.0

CO GAAP
851.8
---

CO GAAP
851.8
---

CO GAAP
961.8
0.0
0.0

995.0
---16,624.00
13,625.95
10.39
9,832,197.0
11.34
12.65
15.77
5,957,824.0
42,800,251.0
18,538,485.0
8,649,943.0
83,568,072.0
1,589,594.0
475,622,182.0
17,508.00

846.0
----14,665.94
5.81
11,017,037.0
7.00
8.33
10.61
10,295,930.0
52,880,286.0
26,897,820.0
9,681,436.0
107,246,537.0
2,087,441.0
574,503,144.0
28,763.00

-0.0
0.0
0.0
60,423.00
17,484.80
7.71
17,522,856.0
8.87
10.19
13.29
12,518,984.0
65,127,730.0
31,173,785.0
11,252,032.0
123,480,652.0
2,451,946.0
650,908,392.0
30,158.00