Documentos de Académico
Documentos de Profesional
Documentos de Cultura
DEPARTAMENTO DE ESTADISTICAS
AL 31 DE DICIEMBRE DE 2011
EMISION: 24-Jan-12
Pg. 1
ACTIVO
AZTECA DEL
PERU
BANCO
INTERAMERICA
NO DE
FINANZAS
BBVA
CONTINENTAL
CITIBANK DEL
PERU
COMERCIO
CREDITO DEL
PERU (OFICINAS
PERU)
DISPONIBLE
134,706
1,597,320
Caja
33,264
133,740
Banco Central de Reserva del Per
95,102
1,339,572
Bancos y otras Empresas del Sistema Financiero del Pas
5,608
44,803
Bancos y otras Instituciones Financieras del Exterior
683
45,728
Canje
20
31,243
Otras Disponibilidades
0
1,877
Rendimientos Devengados del Disponible
29
355
FONDOS INTERBANCARIOS
0
16,022
Fondos Interbancarios
0
16,000
Rendimientos Devengados de Fondos Interbancarios
0
22
INVERSIONES NEGOCIABLES Y A VENCIMIENTO
6,990
10,001
Inversin a Valor Razonable con Cambios en Resultados
0
10,001
Instrumentos representativos de capital
0
10,001
Instrumentos representativos de deuda
0
0
Inversiones Disponibles para la Venta
6,990
0
Instrumentos representativos de capital
0
0
Instrumentos representativos de deuda
6,990
0
Inversiones a Vencimiento
0
0
Inversiones en Commodities
0
0
Rendimientos Devengados de Inversiones Negociables
0
0
- Neto de S/. .Provisiones ........
0
0
CARTERA DE CREDITOS
273,417
3,371,625
Cartera de Crditos Vigentes
298,147
3,364,063
Cartera de Crditos Reestructurados
0
0
Cartera de Crditos Refinanciados
0
37,434
Cartera de Crditos Vencidos
22,069
11,802
Cartera de Crditos en Cobranza Judicial
0
20,140
Rendimiento Devengados de Crditos Vigentes
1,761
21,914
- Neto de S/. .Provisiones ........
(48,559 )
(83,728 )
CUENTAS POR COBRAR
952
4,249
Productos Financieros Derivados Para Negociacin
0
88
Productos Financieros Derivados con Fines de Cobertura
0
0
Cuentas por Cobrar por Venta de Bienes y Servicios y Fideicomisos424
25
Otras Cuentas por Cobrar
911
16,805
Rendimientos Devengados de Cuentas por Cobrar
0
0
- Neto de S/. .Provisiones ........
(384 )
(12,670 )
BIENES REALIZABLES RECIBIDOS EN PAGO, ADJUDICADOS Y FUERA 0DE USO 18,564
Bienes Realizables
0
18,499
Bienes Recibidos en Pago y Adjudicados
0
65
Bienes Fuera de Uso
0
0
- Neto de S/. .Provisiones ........
0
0
INVERSIONES EN SUBSIDIARIAS Y ASOCIADAS
122
79
Inversiones por Participacin Patrimonial en Personas Jurdicas del122
Pas y del Exterior79
Otras Inversiones Permanentes
0
0
Rendimientos Devengados de Inversiones Permanentes
0
0
- Neto de S/. .Provisiones ........
0
0
INMUEBLES, MOBILIARIO Y EQUIPO (NETO)
10,470
113,830
INTANGIBLES (NETO)
232
7,136
IMPUESTO A LA RENTA Y PARTICIPACIONES DIFERIDAS
10,858
16,811
OTROS ACTIVOS (NETO)
29,512
137,898
- Neto de S/. .Depreciacin Acumulada
8,482,938
1,392,647
6,570,730
117,551
293,202
102,100
4,556
2,152
241,459
241,454
5
2,522,726
41,137
5,540
35,597
2,050,310
23,260
2,027,051
431,279
0
0
0
28,922,025
29,329,168
3,156
338,796
39,266
235,107
226,464
(1,249,934 )
516,441
373,463
72,697
48,953
97,439
0
(76,111 )
4,352
1,124
3,129
99
0
89,599
87,370
2,230
0
0
603,543
7,874
317,982
545,433
1,864,973
62,408
1,709,756
5,143
0
86,795
413
457
173,379
173,272
107
539,236
368,281
0
368,281
170,956
6,004
164,952
0
0
0
0
2,118,650
2,113,753
0
46,669
32,516
7,448
14,352
(96,088 )
53,617
24,422
0
0
30,282
0
(1,087 )
9
9
0
0
0
0
0
0
0
0
43,460
592
31,614
118,468
395,300
37,171
327,135
11,756
12,610
4,905
1,597
127
0
0
0
6,872
861
861
0
6,011
6,011
0
0
0
0
0
1,112,839
1,094,943
0
34,173
6,810
11,221
10,268
(44,577 )
2,601
0
0
338
5,189
883
(3,809 )
1,472
1,274
198
0
0
26,943
20,960
5,983
0
0
34,362
12,724
15,448
10,389
14,677,451
2,250,392
10,183,390
318,353
1,525,168
148,895
246,136
5,117
15,605
15,600
5
7,728,376
146,287
0
146,287
7,582,089
4,011
7,578,078
0
0
0
0
39,505,614
39,579,469
0
241,741
440,414
174,807
268,935
(1,199,752 )
537,374
300,223
51,860
69,267
134,163
0
(18,137 )
277,294
271,991
5,304
0
0
1,631,267
1,172,947
458,320
0
0
1,053,380
514,950
155,581
1,371,833
467,258
5,293,534
42,254,373
4,943,997
1,618,949
CONTIGENTES DEUDORAS
CUENTAS DE ORDEN DEUDORAS
CONTRACUENTA DE CUENTAS DE ORDEN ACREEDORAS
FIDEICOMISOS Y COMISIONES DE CONFIANZA DEUDORAS
15,910
945,776
456,820
0
4,427,883
1,164,757
9,667,969
5,247
27,035,556
11,791,157
93,520,822
4,002,146
5,221,285
2,488,828
24,179,740
22,161,770
248,043
466,677
865,512
18,695
adz
DEUTSCHE
BANK PERU
FALABELLA
PERU
591,716
0
591,305
86
199
0
2
124
6,002
6,000
2
2,783
2,783
0
2,783
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,598
6,510
0
52
35
0
0
0
0
0
0
0
0
0
0
0
0
5,678
411
720
383,936
352,135
51,981
223,424
74,845
0
1,737
139
9
75,453
75,440
13
9,851
0
0
0
9,851
0
9,851
0
0
0
0
1,704,877
1,705,864
0
44,349
52,900
1,534
29,096
(128,868 )
45,796
0
0
3,500
42,721
0
(424 )
0
0
0
0
0
11,196
11,196
0
0
0
46,124
20,771
10,367
13,208
67,468,727
997,843
29,041,403
43,784,655
131,809,509
2,950,359
2,573,212
104,382
10,000
0
FINANCIERO
HSBC BANK
PERU
INTERBANK
(OFICINAS
PER)
MIBANCO
RIPLEY PERU
SANTANDER
PERU
SCOTIABANK
PER (OFICINAS
PER)
TOTAL
EMPRESAS
BANCARIAS
(OFICINAS
PERU)
CREDITO DEL
INTERBANK
SCOTIABANK
TOTAL EMPRESAS
PERU (INCLUYE
(INCLUYE
PERU (INCLUYE BANCARIAS (INCLUYE
SUCURSALES EN SUCURSALES EN SUCURSALES EN SUCURSALES EN EL
EL EXTERIOR)
EL EXTERIOR)
EL EXTERIOR)
EXTERIOR)
742,429
174,533
486,759
23,012
39,766
17,563
488
309
90,495
90,488
7
415,634
0
0
0
392,944
20,420
372,524
22,690
0
0
0
2,948,155
2,941,959
5,420
21,678
33,168
31,795
48,306
(134,172 )
9,130
0
0
548
10,512
766
(2,696 )
2,917
857
2,060
0
0
115,623
115,623
0
0
0
78,739
10,457
19,023
69,971
973,086
43,515
890,669
15,211
13
23,308
18
352
0
0
0
133,804
133,804
0
133,804
0
0
0
0
0
0
0
2,065,195
2,073,603
0
9,564
44,838
10,020
11,951
(84,781 )
12,757
3,002
0
0
9,834
0
(79 )
5,484
3,358
2,126
0
0
153
153
0
0
0
22,045
30,768
57,174
86,679
2,395,164
1,011,454
1,032,869
3,789
126,758
134,946
84,369
978
34,421
34,418
3
2,093,812
2,431
0
2,431
2,091,382
97,075
1,994,307
0
0
0
0
13,674,292
13,844,675
0
80,607
136,452
78,543
126,491
(592,476 )
234,373
28,452
7,211
110,246
101,037
0
(12,574 )
8,219
0
8,219
0
0
125,302
103,841
21,460
0
0
434,238
95,593
54,277
358,733
507,965
197,125
261,783
39,222
5,704
4,120
0
12
78,136
78,096
40
365,529
0
0
0
365,529
32,529
333,000
0
0
0
0
3,974,051
3,890,422
0
122,220
101,345
51,874
69,925
(261,735 )
21,201
0
0
0
28,721
0
(7,520 )
205
2
203
0
0
0
0
0
0
0
127,048
24,536
35,424
67,612
153,860
18,174
113,797
12,001
41
0
9,789
59
4,044
4,044
0
19,767
0
0
0
19,767
0
19,767
0
0
0
0
930,508
955,718
0
17,800
43,279
9,409
17,795
(113,493 )
7,412
0
0
2,284
5,170
0
(42 )
0
0
0
0
0
0
0
0
0
0
17,986
61,751
7,922
43,308
861,282
4,572
829,065
2,400
24,667
282
1
295
73,485
73,476
9
130,519
0
0
0
130,519
732
129,787
0
0
0
0
1,126,712
1,141,803
0
0
0
1,579
2,254
(18,924 )
10,443
9,349
0
0
1,143
0
(49 )
0
0
0
0
0
63
0
63
0
0
1,919
2,315
6,177
72,795
6,794,384
661,539
5,624,081
60,408
223,579
212,034
11,245
1,497
107,044
106,976
68
1,644,818
85,846
0
85,846
1,558,972
178,164
1,380,808
0
0
0
0
17,918,319
18,005,489
48,354
102,986
186,550
88,739
150,474
(664,274 )
441,347
55,996
0
116,865
444,180
0
(175,694 )
17,826
92
17,734
0
0
1,035,967
1,027,879
8,088
0
0
420,991
12,310
99,529
750,981
40,524,709
6,072,514
30,279,437
734,188
2,298,118
767,950
360,629
11,874
915,545
915,264
281
15,630,718
791,430
16,401
775,028
14,385,319
368,205
14,017,115
453,969
0
0
0
119,646,279
120,339,077
56,929
1,098,018
1,151,409
722,217
999,988
(4,721,359 )
1,904,291
801,505
131,768
352,505
928,143
1,649
(311,279 )
336,341
297,205
39,037
99
0
3,036,314
2,540,170
496,144
0
0
3,013,813
802,421
838,904
4,060,755
0
14,234,078
2,250,766
10,183,390
318,353
1,081,356
148,895
246,136
5,181
15,605
15,600
5
8,267,248
146,287
0
146,287
8,120,961
52,858
8,068,103
0
0
0
0
41,286,568
41,370,945
0
241,741
440,414
174,807
283,221
(1,224,560 )
542,029
301,272
51,860
69,267
137,768
0
(18,137 )
277,294
271,991
5,304
0
0
1,172,947
1,172,947
0
0
0
1,053,999
515,186
159,960
1,154,344
2,444,750
1,011,454
1,032,869
3,789
175,667
134,946
85,046
978
34,421
34,418
3
2,494,941
2,431
0
2,431
2,492,510
254,630
2,237,881
0
0
0
0
13,731,318
13,902,386
0
80,607
136,452
78,543
126,535
(593,204 )
234,373
28,452
7,211
110,246
101,037
0
(12,574 )
8,219
0
8,219
0
0
140,341
103,841
36,500
0
0
434,283
95,604
54,277
377,295
7,029,421
661,539
5,624,081
60,408
457,935
212,034
11,920
1,504
107,044
106,976
68
1,644,820
85,846
0
85,846
1,558,974
178,164
1,380,810
0
0
0
0
18,271,202
18,358,604
48,354
102,986
186,739
88,956
153,017
(667,453 )
455,011
55,996
0
116,865
457,844
0
(175,694 )
17,826
92
17,734
0
0
1,027,879
1,027,879
0
0
0
420,997
12,310
99,529
750,981
40,365,959
6,072,889
30,279,437
734,188
2,137,570
767,950
361,980
11,946
915,545
915,264
281
16,570,720
791,430
16,401
775,028
15,325,322
574,606
14,750,715
453,969
0
0
0
121,837,142
122,541,379
56,929
1,098,018
1,151,598
722,433
1,016,860
(4,750,076 )
1,922,611
802,555
131,768
352,505
945,413
1,649
(311,279 )
336,341
297,205
39,037
99
0
2,584,946
2,540,170
44,776
0
0
3,014,484
802,669
843,284
3,861,828
0
2,289,779
4,502,572
3,387,145
19,508,424
5,201,709
1,246,557
2,285,710
29,243,516
190,710,092
68,679,260
20,049,822
29,837,019
193,055,527
5,500,133
8,211,644
246,134
0
1,060,992
32,124,909
33,965,637
18,659,835
3,580,155
462,239
4,507,060
0
30,649,668
14,944,943
18,928,075
1,442,523
374,544
474,202
3,273,540
0
4,146,543
5,352,402
60,585
0
1,571,624
756
654,358
0
20,487,163
61,043,395
83,896,830
2,028,553
135,934,115
183,360,724
406,042,589
51,269,128
29,051,959
44,282,247
133,206,419
2,950,359
30,650,560
14,944,943
18,929,423
1,442,523
20,487,163
61,342,034
83,910,628
2,028,553
135,945,562
184,156,954
407,454,645
51,269,128
Pg. 2
CITIBANK DEL
PERU
3,673,237
2,835,589
384,361
390,139
60,003
3,145
0
0
0
269,047
268,752
295
0
0
84,333
0
0
84,333
0
0
91,349
50,068
0
41,281
0
183,581
0
183,328
0
253
9,228
5,751
3,028
448
0
0
0
0
0
0
0
0
0
43,954
1,369,732
278,293
156,026
819,226
90,006
26,181
0
0
0
28,737
406
0
28,332
0
17,000
0
6,725
10,271
0
4
9,736
0
0
9,736
0
24,945
8,807
10,784
5,337
17
2,486
2,229
0
256
20,287
0
20,000
0
0
0
0
287
0
3,858
42,978,505
15,149,935
12,710,514
14,934,249
102,750
81,057
359,888
359,858
30
794,094
231,969
44,539
517,396
190
1,891,499
(0 )
0
1,889,883
0
1,615
968,082
183,579
31,984
752,503
16
11,857,342
0
11,092,320
632,750
132,272
201,075
100,908
94,428
5,739
1,754,023
1,256,603
379,747
0
100,000
1,364
0
16,309
0
357,586
404,598
0
0
402,067
2,422
110
44,485
44,484
1
29,658
0
0
29,656
2
233,217
0
0
233,204
0
13
19,629
16,328
0
3,301
0
0
0
0
0
0
48
0
48
0
0
0
0
0
0
0
0
0
0
117,533
911,584
1,596
118,067
771,887
3,385
16,648
0
0
0
14,079
0
0
14,057
23
129,952
0
125,796
0
0
4,156
591,717
0
0
591,717
0
44,803
35,722
0
9,032
49
13,823
226
12,564
1,033
149,651
149,085
0
0
0
0
0
567
0
1,099
PASIVO Y PATRIMONIO
AZTECA DEL
PERU
COMERCIO
CREDITO DEL
DEUTSCHE BANK
PERU (OFICINAS
FALABELLA PERU
PERU
PERU)
TOTAL
CREDITO
EMPRESAS
(INCLUYE
BANCARIAS
SUCURSALES EN
(OFICINAS PERU)
EL EXTERIOR)
INTERBANK
(INCLUYE
SUCURSALES EN
EL EXTERIOR)
TOTAL EMPRESAS
SCOTIABANK
BANCARIAS
PERU (INCLUYE
(INCLUYE
SUCURSALES EN
SUCURSALES EN EL
EL EXTERIOR)
EXTERIOR)
INTERBANK
(OFICINAS PER)
2,969,276
245,918
508,298
1,972,890
207,373
34,797
62,350
62,292
58
62,178
2,862
321
58,638
357
151,710
0
137,743
13,108
0
860
19,772
75
0
19,697
0
717,660
145,699
309,977
257,649
4,336
39,991
11,885
25,706
2,401
82,859
15,232
67,400
0
0
0
0
226
0
17,256
2,758,646
378,866
253,189
1,950,199
167,723
8,670
0
0
0
21,214
21,214
0
0
0
18,877
0
0
18,872
0
5
66,634
15,567
0
51,066
0
175,395
0
148,280
26,960
155
10,693
9,146
1,547
0
40,339
0
0
0
40,000
0
0
339
0
14,271
13,074,664
3,011,147
4,124,138
5,217,211
699,131
23,036
7,002
7,000
2
113,297
66,986
9,275
37,036
0
534,082
0
165,004
320,662
36,287
12,129
303,219
28,298
41,746
232,738
438
2,834,669
0
2,202,280
611,206
21,183
82,813
51,696
30,989
127
443,826
0
285,591
0
136,450
14,558
0
7,227
0
159,295
3,709,346
84,510
476,087
2,997,343
102,859
48,548
13,196
13,188
8
169,613
0
309
167,723
1,580
202,957
0
114,420
74,584
6,841
7,112
68,805
0
0
68,805
0
410,516
8,995
401,409
112
0
983
53
250
680
12,558
12,423
0
0
0
0
0
135
0
6,753
746,159
1,450
1,652
694,668
36,148
12,241
22,008
22,000
8
19,298
0
0
19,250
49
9,956
0
9,800
0
0
156
111,219
0
0
111,219
0
47,929
46,000
0
0
1,929
2,035
0
0
2,035
0
0
0
0
0
0
0
0
0
10,411
1,680,726
353,609
2,151
1,306,316
15,771
2,878
94,362
94,360
2
82,522
0
0
82,352
170
7,330
0
0
7,279
0
51
18,581
9,659
0
8,923
0
228,085
0
226,464
0
1,621
5,186
3,002
2,184
0
15,336
0
0
0
15,000
0
0
336
0
10
18,803,101
6,780,321
4,162,385
7,108,255
728,200
23,940
134,892
134,800
92
308,710
93,270
37,721
176,697
1,022
445,385
0
0
444,842
0
542
276,697
51,904
0
224,793
0
3,589,786
252,089
3,329,021
0
8,677
623,875
41,846
475,603
106,426
887,061
688,060
188,563
0
0
0
0
10,437
0
154,308
127,299,706
38,806,346
30,661,229
55,057,154
2,435,970
339,007
863,698
863,440
258
2,533,379
861,563
158,351
1,508,996
4,469
4,214,869
(0 )
574,955
3,569,574
43,128
27,213
3,237,105
681,669
73,730
2,481,252
454
25,504,531
898,651
22,856,368
1,543,045
206,468
1,507,131
298,843
1,071,949
136,340
5,142,210
2,952,164
1,452,099
0
644,530
38,838
0
54,579
0
951,632
44,319,079
15,514,131
12,710,514
15,082,232
929,716
82,485
359,888
359,858
30
474,769
276,203
44,539
154,026
0
2,097,730
(0 )
0
2,085,062
0
12,668
989,677
184,604
50,009
755,048
16
5,233,904
0
2,555,108
2,664,096
14,700
201,075
100,908
94,428
5,739
8,349,901
5,300,603
379,747
0
100,000
1,364
2,448,880
119,307
0
357,586
13,074,997
3,011,458
4,124,138
5,217,211
699,154
23,036
7,002
7,000
2
113,297
66,986
9,275
37,036
0
534,082
0
165,004
320,662
36,287
12,129
303,380
28,298
41,746
232,806
531
1,735,135
0
1,123,880
611,206
50
82,824
51,707
30,989
127
2,084,252
1,078,400
824,791
0
136,450
14,558
0
30,053
0
159,295
19,424,498
6,780,321
4,348,185
7,541,108
728,204
26,681
134,892
134,800
92
308,710
93,270
37,721
176,697
1,022
458,875
0
0
458,322
0
553
276,785
51,904
0
224,881
0
3,589,786
252,089
3,329,021
0
8,677
623,876
41,846
475,604
106,426
887,061
688,060
188,563
0
0
0
0
10,437
0
89,807
129,262,010
39,170,852
30,847,028
55,637,990
3,262,964
343,176
863,698
863,440
258
2,214,054
905,798
158,351
1,145,626
4,280
4,434,590
(0 )
574,955
3,778,232
43,128
38,276
3,258,948
682,694
91,754
2,483,953
547
17,781,559
898,651
13,240,755
3,574,391
67,762
1,507,144
298,854
1,071,949
136,340
13,378,514
8,074,564
1,991,299
0
644,530
38,838
2,448,880
180,403
0
887,131
MIBANCO
RIPLEY PERU
SANTANDER
PERU
SCOTIABANK
PER (OFICINAS
PER)
FINANCIERO
396,986
4,906,584
38,549,534
4,354,728
1,476,780
61,162,094
849,167
1,856,710
4,123,051
3,106,068
17,552,867
4,594,726
969,015
2,132,138
25,223,813
171,254,260
62,383,608
18,094,265
25,794,289
173,587,648
70,272
386,951
3,704,839
589,269
142,169
6,306,633
148,677
433,069
379,521
281,077
1,955,557
606,983
277,542
153,571
4,019,703
19,455,831
6,295,653
1,955,557
4,042,730
19,467,879
Capital Social
Capital Adicional
Reservas
Ajustes al Patrimonio
Resultados no Realizados
Resultados Acumulados
Resultado Neto del Ejercicio
47,404
0
6,237
0
0
574
16,057
291,545
0
28,014
614
0
0
66,777
1,944,232
0
609,365
0
0
22,279
1,128,963
443,175
17,130
66,555
0
0
4,738
57,671
119,198
9
7,609
0
0
(1,228 )
16,582
2,557,738
0
2,004,022
0
10,826
295,052
1,438,994
129,772
0
2,837
0
0
0
16,068
250,000
0
72,253
0
0
6,037
104,779
322,389
0
22,281
0
0
1,008
33,842
550,362
0
0
0
0
(215,899 )
(53,386 )
1,138,653
0
294,055
0
(56,825 )
38,747
540,928
299,260
140,000
57,881
0
0
419
109,423
129,848
0
45,638
0
0
49,238
52,818
150,600
0
0
0
0
(11,270 )
14,241
2,299,303
368,554
400,180
0
0
186,200
765,465
10,673,478
525,693
3,616,926
614
(45,999 )
375,896
4,309,223
2,557,738
0
2,004,022
0
(1,580 )
296,478
1,438,994
1,138,653
0
294,055
0
(56,825 )
38,747
540,928
2,299,303
368,554
400,180
0
0
186,200
788,493
10,673,478
525,693
3,616,926
614
(58,405 )
377,322
4,332,251
467,258
5,293,534
42,254,373
4,943,997
1,618,949
67,468,727
997,843
2,289,779
4,502,572
3,387,145
19,508,424
5,201,709
1,246,557
2,285,710
29,243,516
190,710,092
68,679,260
20,049,822
29,837,019
193,055,527
CONTINGENTES ACREEDORAS
15,910
4,427,883
27,035,556
Responsabilidad por Avales y Cartas Fianza Otorgadas
0
784,975
8,078,480
Responsabilidad por Cartas de Crdito
0
202,346
560,506
Responsabilidad por Aceptaciones Bancarias
0
59,927
89,061
Responsabilidad por Lneas de Crditos no Utilizadas y Crditos
9,580
Concedidos3,376,441
no Desembolsados
6,141,628
Responsabilidad por Contratos de Producto Financieros Derivados0
4,193
12,165,881
Responsabilidad por Contratos de Underwriting
0
0
0
Responsabilidad por Litigios, demandas y otras contingencias 6,330
0
0
CONTRACUENTAS DE CUENTAS DE ORDEN DEUDORAS
945,776
1,164,757
11,791,157
CUENTAS DE ORDEN ACREEDORAS
456,820
9,667,969
93,520,822
FIDEICOMISOS, COMISIONES DE CONFIANZA ACREEDORAS
0
5,247
4,002,146
5,221,285
463,664
208,128
36,758
1,532,968
2,979,768
0
0
2,488,828
24,179,740
22,161,770
248,043
225,538
13,322
847
7,990
0
0
347
466,677
865,512
18,695
29,041,403
8,016,279
1,628,112
166,331
8,336,489
10,888,282
0
5,910
43,784,655
131,809,509
2,950,359
2,573,212
0
0
0
0
2,573,212
0
0
104,382
10,000
0
5,500,133
20,453
0
0
5,479,680
0
0
0
8,211,644
246,134
0
1,060,992
548,193
84,465
15,968
396,458
15,906
0
0
32,124,909
33,965,637
18,659,835
3,580,155
1,543,052
0
0
325,418
1,711,685
0
0
462,239
4,507,060
0
30,649,668
3,085,019
527,420
19,853
21,782,359
4,335,554
0
899,464
14,944,943
18,928,075
1,442,523
374,544
3,645
0
0
367,588
0
0
3,311
474,202
3,273,540
0
4,146,543
0
0
0
4,146,543
0
0
0
5,352,402
60,585
0
1,571,624
335,350
37,242
1,199
0
1,197,833
0
0
756
654,358
0
20,487,163
3,445,654
479,787
47,490
9,704,831
6,808,862
0
540
61,043,395
83,896,830
2,028,553
135,934,115
26,550,303
3,741,328
437,433
61,607,972
42,681,177
0
915,902
183,360,724
406,042,589
51,269,128
29,051,959
8,016,279
1,638,668
166,331
8,336,489
10,888,282
0
5,910
44,282,247
133,206,419
2,950,359
30,650,560
3,085,019
528,311
19,853
21,782,359
4,335,554
0
899,464
14,944,943
18,929,423
1,442,523
20,487,163
3,445,654
479,787
47,490
9,704,831
6,808,862
0
540
61,342,034
83,910,628
2,028,553
135,945,562
26,550,303
3,752,775
437,433
61,607,972
42,681,177
0
915,902
184,156,954
407,454,645
51,269,128
PATRIMONIO
adz
Tipo de Cambio Contable: S/. 2.696
Nota.- Corresponde a los 15 Bancos Comerciales del Sistema.
FUENTE
Pg. 3
AZTECA DEL
PERU
BANCO
INTERAMERIC
BBVA
CITIBANK DEL
ANO DE
CONTINENTAL
PERU
FINANZAS
INGRESOS FINANCIEROS
236,253
333,739
3,154,913
388,325
Intereses por Disponibles
2,066
4,082
64,608
21,079
Intereses y Comisiones por Fondos Interbancarios
0
2,690
2,094
6,537
Ingresos por Inversiones Negociables y a Vencimiento
55
11,625
124,675
3,613
Ingresos por Valorizacin de Inversiones Negociables y a Vencimiento
0
4,662
0
23,555
Intereses y Comisiones por Cartera de Crditos
232,941
288,972
2,547,279
271,231
Ingresos de Cuentas por Cobrar
0
0
0
0
Ganancia por Inversiones en Subsidiarias y Asociadas
0
0
35,122
0
Participaciones Ganadas por Inv. Permanentes
0
0
0
0
Otras Comisiones
1,190
781
0
20,874
Diferencia de Cambio de Instrumentos Financieros Derivados 0
0
0
0
Diferencia de Cambio de Operaciones varias
0
19,463
296,974
39,334
Reajuste por Indexacin
0
0
20,418
1,762
Ganancias en Productos Financieros Derivados Para Negociar 0
69
0
0
Ganancias de Operaciones de Cobertura
0
0
9,527
0
Fluctuacin de Valor por Variaciones de Instrumentos Financieros
0 Derivados
0
0
0
Compra-Venta de Valores
0
0
0
0
Otros Ingresos Financieros
0
1,393
54,216
341
GASTOS FINANCIEROS
20,939
108,883
862,316
70,089
Intereses y Comisiones por Obligaciones con el Pblico
18,387
69,830
429,897
39,047
Intereses y Comisiones por Fondos Interbancarios
0
224
8,044
574
Prdida por Valorizacin de Inversiones Negociables y a Vencimiento
0
0
12,613
0
Intereses por Depsitos de Empresas del Sistema Financiero y 386
Organismos Financieros
5,808
Internacionales
2,506
0
Intereses por Adeudos y Obligaciones del Sistema Financiero del 4Pas
3,537
18,607
0
Intereses por Adeudos y Obligaciones con Instituciones Financieras
0 del Exter.
13,158
Y Organ. Finan.
168,440
Internac.
2,282
Intereses de Otros Adeudos y Obligaciones del Pas y del Exterior0
0
0
0
Intereses, Comisiones y Otros Cargos de Cuentas por Pagar
0
9
0
0
Intereses por Valores, Ttulos y Obligaciones en Circulacin
0
12,480
67,840
39
Comisiones y Otros Cargos por Obligaciones Financieras
0
985
6,523
8,784
Diferencia de Cambio de Instrumentos Financieros Derivados 0
0
0
0
Diferencia de Cambio de Operaciones Varias
557
0
0
0
Reajuste por Indexacin
0
0
14,665
0
Perdidas en Productos Financieros Derivados Para Negociacin 0
0
81,323
15,617
Perdidas de Operaciones de Cobertura
0
0
0
0
Perdida por inversiones en Subsidiarias y Asociadas
0
0
0
0
Fluctuacin de Valor por Variaciones de Instrumentos Financieros
0 Derivados
0
0
0
Compra-Venta de Valores y Prdida por Participacin Patrimonial0
0
0
0
Primas para el Fondo de Seguro de Depsitos
1,605
2,852
33,068
1,298
Otros Gastos Financieros
0
0
18,790
2,447
MARGEN FINANCIERO BRUTO
215,314
224,855
2,292,596
318,236
PROVISIONES PARA DESVALORIZACION DE INVERSIONES E INCOB.
62,426
DE CREDITOS
24,338
276,643
40,433
Provisiones para Desvalorizacin de Inversiones del Ejercicio
0
0
0
0
Provisiones para Desvalorizacin de Inversiones de Ejercicios Anteriores
0
0
0
0
Provisiones para Incobrabilidad de Crditos del Ejercicio 62,426
24,338
276,643
40,433
Provisiones para Incobrabilidad de Crditos de Ejercicios Anteriores
0
0
0
0
MARGEN FINANCIERO NETO
152,889
200,517
2,015,953
277,803
INGRESOS POR SERVICIOS FINANCIEROS
11,526
73,514
663,471
72,306
Ingresos por Operaciones Contingentes
0
22,538
151,368
11,266
Ingresos por Fideicomisos y Comisiones de Confianza
0
1,416
360
3,360
Ingresos Diversos
11,526
49,560
511,743
57,681
GASTOS POR SERVICIOS FINANCIEROS
1,645
14,535
65,961
9,306
Gastos por Operaciones Contingentes
11
44
6
0
Gastos por Fideicomisos y Comisiones de Confianza
0
0
0
0
Gastos Diversos
1,634
14,491
65,955
9,306
MARGEN OPERACIONAL
162,770
259,496
2,613,463
340,803
GASTOS DE ADMINISTRACIN
143,482
147,080
964,334
253,496
Gastos de Personal y Directorio
72,255
97,941
500,102
128,333
Gastos por Servicios Recibidos de Terceros
59,971
44,324
432,823
102,952
Impuestos y Contribuciones
11,256
4,815
31,409
22,211
MARGEN OPERACIONAL NETO
19,289
112,416
1,649,129
87,307
VALUACION DE ACTIVOS Y PROVISIONES
13,965
22,127
151,420
8,838
Provisiones para Incobrabilidad de Cuentas por Cobrar
384
3,482
38,868
1
Provisiones para Desvalorizacin de Bienes Realizables, Recibidos0 en Pago, Adjudicados
0
y Bienes 0fuera de Uso 0
Depreciacin de Inmuebles, Mobiliario y Equipo
3,062
9,349
65,684
6,828
Amortizacin y Deterioros de Intangibles
126
3,475
0
186
Deterioro de Inversiones
0
0
0
0
Amortizacin de Gastos
663
126
0
0
Provisin para Litigios y Demandas
0
0
0
0
Provisin para Crditos Contigentes
0
5,674
44,369
1,674
Otras Provisiones
9,731
23
2,478
148
Otros
0
0
22
0
RESULTADO DE OPERACIN
5,324
90,289
1,497,709
78,470
OTROS INGRESOS Y GASTOS
18,527
1,563
(3,038 )
11,232
Ingresos Netos (Gastos Netos) Por Recuperacin de Crditos
20,611
2,673
(2,225 )
14,975
Otros Ingresos y Gastos
(2,084 )
(1,110 )
(813 )
(3,743 )
Ingresos de Ejercicios Anteriores
0
0
0
0
Gastos de Ejercicios Anteriores
0
0
0
0
RESULTADO POR EXPOSICIN A LA INFLACIN
0
0
0
0
RESULTADO DEL EJERCICIO ANTES DE PARTICIPACIONES E IMPUESTO
23,851 A LA RENTA
91,852
1,494,671
89,702
DISTRIBUCIN LEGAL DE LA RENTA NETA
0
0
0
0
IMPUESTO A LA RENTA
(7,794 )
(25,075 )
(365,707 )
(32,030 )
RESULTADO NETO DEL EJERCICIO
adz
Tipo de Cambio Contable: S/. 2.696
Nota.- Corresponde a los 15 Bancos Comerciales del Sistema.
FUENTE
16,057
66,777
1,128,963
57,671
COMERCIO
CREDITO DEL
DEUTSCHE BANK
PERU (OFICINAS
FALABELLA PERU
PERU
PERU)
FINANCIERO
INTERBANK
(OFICINAS PER)
MIBANCO
RIPLEY PERU
SANTANDER
PERU
CREDITO
SCOTIABANK TOTAL EMPRESAS
(INCLUYE
PER (OFICINAS
BANCARIAS
SUCURSALES EN
PER)
(OFICINAS PERU)
EL EXTERIOR)
INTERBANK
(INCLUYE
SUCURSALES EN
EL EXTERIOR)
SCOTIABANK
TOTAL EMPRESAS
PERU (INCLUYE BANCARIAS (INCLUYE
SUCURSALES EN SUCURSALES EN EL
EL EXTERIOR)
EXTERIOR)
190,235
1,276
298
405
0
175,707
0
7,770
0
0
0
4,088
0
0
0
0
0
690
70,212
60,690
119
970
0
2,103
181
0
0
1,846
746
0
0
0
0
0
0
0
0
3,434
124
120,023
20,729
0
0
20,729
0
99,294
18,700
8,566
133
10,001
10,077
0
0
10,077
107,917
79,701
55,356
22,761
1,584
28,216
6,712
237
0
3,166
198
(8 )
0
300
583
2,236
0
21,504
(580 )
2,004
(2,584 )
0
0
0
20,924
0
(4,342 )
4,789,331
108,903
1,365
301,879
43,031
3,498,277
0
213,709
0
18,285
0
346,252
12,428
44,399
0
0
0
200,802
1,330,459
463,366
10,673
0
557
9,097
570,539
26,917
0
127,424
12,312
0
0
25,016
0
16,661
0
0
0
67,873
24
3,458,873
631,071
0
0
631,071
0
2,827,802
1,307,833
132,297
6,077
1,169,459
94,528
1,343
0
93,185
4,041,107
2,029,799
1,202,217
753,825
73,757
2,011,308
255,254
670
0
129,239
89,339
0
11,248
0
14,321
10,438
0
1,756,053
124,494
90,876
33,618
0
0
0
1,880,547
0
(441,553 )
63,281
5,626
562
5,474
0
0
0
0
0
0
0
20,807
0
17,897
0
0
0
12,916
26,812
5,876
1,886
16,081
70
0
311
0
0
0
2
0
0
0
0
0
0
0
0
0
2,586
36,469
0
0
0
0
0
36,469
181
0
0
181
320
0
0
320
36,330
15,616
8,611
6,235
770
20,714
2,198
0
0
1,717
433
0
0
0
0
48
0
18,516
0
0
0
0
0
0
18,516
0
(2,448 )
593,180
3,334
3,799
537
0
578,870
0
2,956
0
2,154
0
1,530
0
0
0
0
0
0
137,932
45,261
259
0
337
11,863
0
0
76,064
2,093
215
0
0
0
0
0
0
0
0
1,796
43
455,249
132,183
0
0
132,183
0
323,065
68,827
90
0
68,737
8,611
0
0
8,611
383,282
244,557
89,504
153,008
2,046
138,724
18,505
441
0
10,096
6,855
0
0
879
231
2
0
120,220
32,800
35,152
(2,352 )
0
0
0
153,020
0
(48,241 )
457,822
3,608
1,554
21,059
0
408,774
599
2,232
0
0
0
12,774
0
10
0
0
0
7,212
137,037
86,134
1,021
1,283
2,534
13,437
10,336
12,468
0
3,434
1,202
0
0
0
0
0
0
0
0
4,631
556
320,785
96,648
0
0
96,648
0
224,137
68,634
15,577
129
52,928
24,946
4
119
24,823
267,826
228,447
117,774
107,154
3,519
39,379
18,773
2,019
0
8,338
2,667
(1,055 )
0
2,226
3,601
977
0
20,605
23,619
15,384
8,235
0
0
0
44,224
0
(10,382 )
300,121
2,955
8,458
1,694
0
209,162
279
0
0
231
0
0
0
76,910
0
0
0
432
135,273
53,018
965
2,901
0
0
4,726
2,645
0
2,000
57
0
67,125
0
0
0
587
0
0
817
433
164,848
40,945
0
0
40,945
0
123,903
41,522
20,819
0
20,703
9,857
0
0
9,857
155,567
209,540
99,938
104,896
4,706
(53,973 )
25,743
64
0
8,126
9,801
0
0
0
7,524
228
0
(79,717 )
14,073
2,339
11,734
0
0
0
(65,643 )
0
12,258
2,073,648
18,191
1,764
75,160
27,292
1,728,573
6,380
28,895
0
6
0
183,583
3,039
0
0
0
0
766
497,330
179,571
3,707
0
0
147,786
43,590
0
0
34,151
3,451
0
0
8,090
23,989
23,913
0
0
0
20,579
8,501
1,576,318
383,907
0
0
383,907
0
1,193,411
621,328
44,172
5,579
571,577
112,579
717
0
111,863
1,701,159
905,794
435,008
449,266
21,520
795,366
129,305
694
0
69,110
17,511
0
3,374
0
21,475
17,141
0
666,060
89,027
99,410
(10,383 )
0
0
0
755,087
0
(214,159 )
987,869
6,407
1,151
4,922
0
968,116
0
0
0
0
0
6,932
0
0
0
0
0
342
206,242
135,087
811
130
9,573
13,293
32,185
0
0
1,888
4,289
0
0
0
42
0
0
0
0
5,555
3,389
781,628
271,028
0
0
271,028
0
510,600
71,280
189
0
71,091
2,628
53
0
2,575
579,252
435,098
279,242
151,371
4,485
144,154
27,307
1,321
0
19,241
4,413
0
158
180
(7 )
2,000
0
116,848
35,137
16,457
18,681
0
0
0
151,985
0
(42,562 )
381,711
2,373
1,388
0
703
374,805
0
0
0
0
0
1,508
0
0
0
0
0
934
76,817
30,704
272
0
3,134
4,666
0
0
35,819
1,009
453
0
0
0
0
0
0
0
0
728
31
304,895
118,176
0
0
118,176
0
186,718
98,840
0
0
98,840
1,746
0
0
1,746
283,812
212,328
89,056
122,401
871
71,484
12,390
43
0
8,398
2,359
0
0
1,589
0
0
0
59,095
22,559
27,640
(5,081 )
0
0
0
81,654
0
(28,836 )
83,438
6,290
2,325
0
4,350
61,931
0
0
0
0
0
8,434
0
0
0
0
0
106
35,500
24,551
608
0
486
0
6,174
0
0
2,964
0
0
0
0
145
0
0
0
0
56
516
47,937
6,155
0
0
6,155
0
41,782
8,746
4,620
0
4,126
5,337
813
0
4,524
45,191
25,425
17,064
7,194
1,167
19,765
1,965
0
0
407
1,232
0
0
0
328
(2 )
0
17,800
984
0
984
0
0
0
18,785
0
(4,544 )
2,096,145
34,986
5,181
84,941
0
1,567,891
1,389
181,035
0
17,463
162,910
0
0
19,522
0
0
0
20,828
413,085
178,815
2,462
17,215
5,100
27
69,123
12,845
0
61,493
14,849
0
0
0
0
175
0
0
0
21,951
29,031
1,683,059
271,197
0
0
271,197
0
1,411,862
502,401
56,994
6,387
439,019
43,037
213
252
42,572
1,871,226
810,438
420,149
339,720
50,569
1,060,787
108,863
18,731
0
48,192
4,566
0
679
4
20,882
15,689
120
951,924
70,755
13,377
57,378
0
0
0
1,022,679
0
(257,214 )
16,130,011
285,786
39,166
636,039
103,595
12,912,527
8,647
471,719
0
60,984
162,910
941,681
37,646
158,807
9,527
0
0
300,978
4,128,926
1,820,234
31,625
51,193
30,492
224,421
921,045
54,874
111,891
318,661
53,867
0
67,681
47,772
121,115
40,750
587
0
0
166,245
66,471
12,001,085
2,375,879
0
0
2,375,879
0
9,626,206
3,629,109
468,495
23,442
3,137,172
405,113
3,203
371
401,539
12,849,202
6,705,135
3,612,551
2,857,902
234,683
6,144,067
803,367
66,955
0
390,952
143,162
(1,062 )
16,248
5,179
120,654
61,137
142
5,340,700
441,154
338,673
102,481
0
0
0
5,781,854
0
(1,472,631 )
4,846,154
109,489
1,365
322,693
45,441
3,625,901
0
213,709
0
18,285
0
346,092
12,428
43,956
0
0
0
106,795
1,377,422
471,598
10,673
0
320
9,097
251,906
26,917
0
464,109
18,331
0
0
25,016
0
31,580
0
0
0
67,873
0
3,468,732
631,071
0
0
631,071
0
2,837,662
1,315,202
132,297
6,077
1,176,827
94,219
1,344
41
92,834
4,058,644
2,046,946
1,213,214
759,556
74,176
2,011,698
255,636
670
0
129,569
89,391
0
11,248
0
14,321
10,438
0
1,756,062
124,485
90,876
33,609
0
0
0
1,880,547
0
(441,553 )
2,103,668
18,266
1,764
99,994
27,292
1,732,331
6,380
30,249
0
6
0
183,583
3,039
0
0
0
0
766
533,457
179,571
3,707
0
0
73,107
45,142
0
0
143,316
3,541
0
0
8,090
23,989
23,913
0
0
0
20,579
8,501
1,570,211
376,575
0
0
376,575
0
1,193,636
621,337
44,172
5,579
571,586
112,580
717
0
111,863
1,702,393
906,977
435,698
449,717
21,561
795,417
129,357
694
0
69,144
17,517
0
3,374
0
21,486
17,141
0
666,060
89,027
99,410
(10,383 )
0
0
0
755,087
0
(214,159 )
2,116,722
35,151
5,181
85,709
0
1,583,993
1,389
181,035
0
17,545
162,945
0
0
19,522
0
0
0
24,253
423,264
184,816
2,462
17,215
5,100
27
71,781
12,845
0
61,493
14,877
0
0
0
0
175
0
0
0
21,951
30,522
1,693,457
257,374
0
0
257,374
0
1,436,083
502,449
56,994
6,387
439,068
43,040
213
252
42,575
1,895,492
811,672
420,608
340,242
50,823
1,083,820
108,871
18,731
0
48,200
4,566
0
679
4
20,882
15,689
120
974,948
70,758
13,377
57,381
0
0
0
1,045,707
0
(257,214 )
16,237,430
286,612
39,166
682,454
106,004
13,060,012
8,647
473,072
0
61,065
162,945
941,520
37,646
158,364
9,527
0
0
210,395
4,222,194
1,834,467
31,625
51,193
30,255
149,742
606,623
54,874
111,891
764,511
60,005
0
67,681
47,772
121,115
55,668
587
0
0
166,245
67,938
12,015,236
2,354,725
0
0
2,354,725
0
9,660,511
3,636,536
468,495
23,442
3,144,599
404,808
3,204
412
401,192
12,892,239
6,724,699
3,624,696
2,864,606
235,397
6,167,540
803,807
66,955
0
391,324
143,219
(1,062 )
16,248
5,179
120,666
61,137
142
5,363,733
441,148
338,673
102,476
0
0
0
5,804,882
0
(1,472,631 )
16,582
1,438,994
16,068
104,779
33,842
(53,386 )
540,928
109,423
52,818
14,241
765,465
4,309,223
1,438,994
540,928
788,493
4,332,251