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Aos
Unidades
(*) Precio
(=) Ventas Netas
(-) Costos
(=) UtilidadBruta
(-) Pago Intereses
(=) UtilidadOperativa
(-) Impuestos 30%
(=) UtilidadNeta
ProblemaFinanciero

1
1000
$3.50
$3,500.00
$3,000.00
$500.00
$30.00
$470.00
$141.00
$329.00
0

VPImpuestos
ProbFinancieroTota

$534.50
0

Nivel de Endeudamien
VP Interes Pagados
ProbabilidadProbFinan
CostoEsperadoProbFin
Costo Total

10%
$570.47
0.42%
$0.00
$570.47

2
1000
$3.50
$3,500.00
###
$500.00
$30.00
$470.00
$141.00
$329.00
0

3
1000
$3.50
$3,500.00
$3,000.00
$500.00
$30.00
$470.00
$141.00
$329.00
0

4
1000
$3.50
$3,500.00
$3,000.00
$500.00
$30.00
$470.00
$141.00
$329.00
0

20%
$534.06
0.83%
$0.00
$534.06

40%
$461.00
2.70%
$0.00
$461.00

60%
$388.40
7.95%
$0.00
$388.40

5
1000
$3.50
$3,500.00
$3,000.00
$500.00
$30.00
$470.00
$141.00
$329.00
0

Media
3.5
StdDev
15.0%
Activos
$4,000.00
TasaInteres
7.50%
Impuestos
30%
Deuda (%)
10.0%
Deuda ($)
$400.00

Elmejorniveldeendeudamientoque
minimizaelvalorpresentedelos
impuestoses90%

90%
$279.17
27.40%
$0.00
$279.17

Simulacion
1
2
3
4
5
6
7
8
9

NivelEnd
10%
20%
30%
40%
50%
60%
70%
80%
90%

MediaVPImp
534.500934487
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?

Aos
AhorroAnnual
Rendimiento
RendimientoBono
RendimientoAcciones

$110,669.67
$1,794,494.57

Media
Bonos
Acciones

1
2
$30,000.00 $30,900.000
$1,140.00 $1,174.20

3.80%
12.40%

Desv Strd
Rendimientos
3.10%
3.80%
20.40%
12.40%

3
4
5
6
7
$31,827.000 $32,781.810 $33,765.264 $34,778.222 $35,821.569
$1,209.43 $1,245.71 $1,283.08 $1,321.57 $1,361.22

8
9
10
11
12
$36,896.216 $38,003.102 $39,143.196 $40,317.491 $41,527.016
$1,402.06 $1,444.12 $1,487.44 $1,532.06 $1,578.03

13
14
15
16
17
$42,772.827 $44,056.011 $45,377.692 $46,739.022 $48,141.193
$1,625.37 $1,674.13 $1,724.35 $1,776.08 $1,829.37

18
19
20
21
22
$49,585.429 $51,072.992 $52,605.182 $54,183.337 $55,808.837
$1,884.25 $1,940.77 $1,999.00 $2,058.97 $2,120.74

23
24
25
26
27
$57,483.102 $59,207.595 $60,983.823 $62,813.338 $64,697.738
$2,184.36 $2,249.89 $2,317.39 $2,386.91 $2,458.51

28
29
30
31
32
$66,638.670 $68,637.830 $70,696.965 $72,817.874 $75,002.410
$2,532.27 $2,608.24 $2,686.48 $2,767.08 $2,850.09

33
34
35
$77,252.483 $79,570.057 $81,957.159
$2,935.59 $3,023.66 $3,114.37