PASO 1 : CALCULO DE LOS INGRESOS SALARIO MINIMO LEGAL

PASO 2 : ACTUALIZACION RENTA

Renta (salario vigente 2011)
Indice Precio consumidor Sentecia
Induce Precio al consumidor Dao
Ra Actualizado

535600
117.68
107.25
587686.7879

PASO 3 : APLICACIN FACTOR DE SOSTENIMIENTO

% Sostenimiento (50%)

293843.3939

Restante

293843.3939

PASO 4: INDEMNIZACION DEBIDA O CONSOLIDADA

Esposa (1/3 Lucro)
Meses Transcurridos
Tasa de Interes
S

97947.79798
46
0.0048676
5036200.615

Hija 1 (1/3 Lucro)

Meses Transcurridos
Tasa de Interes
S

97947.79798
46
0.0048676
5036200.615

Hija 2 (1/ Lucro)

Meses Transcurridos
Tasa de Interes
S

97947.79798
46
0.0048676
5036200.615

INDEMNIZACIN TOTAL DEBIDA

15108601.84

SE UTILIZARA EL INTERES LEGAL DEL 6% ANUA

CONVERTIDOS A MENSUALES ASI
IP ANUAL
IP MENSUAL

SE UTILIZARA EL INTERES LEGAL DEL 6% ANUAL

CONVERTIDOS A MENSUALES ASI
6%
0.4868%

S
INDEMNIZACION TOTAL FUTURA

PASO 7: OBTENCION DE LUCRO CESANTE TOTAL

VALORES DE IND DEBIDA Y FUTURA

PASO 5: INDEMNISACION FUTURA O NO CONSOLIDADA

MUERTE (Aos)
ESPERANZA DE VIDA (Aos)
ESPERANZA DE VIDA (MESES)
FECHA DEMANDA (PRESENTE FECHA)

44
35.3
423.6
11 de NOV 2014

EL PERIODO CORRE DESDE EL MOMENTO DE LA SENTENCIA (LA VICTIMA AL MOMENTO DE LA SENTENCIA CONTARIA CON 44 AO
HASTA LA EXPECTATIVA DE VIDA (35,3AOS)
PERIODO TOTAL (MESES)

423.6

PASO 6: CALCULO INDEMNISACION FUTURA O NO CONSOLIDADA

Ra Actualizado
%Sostenimiento
Restante

587686.7879
293843.3939
293843.3939

ESPOSA
Meses Transcurridos
Tasa de interes
S

97947.79798
423.6
0.0048676
17549916.89

Hijo 1 (1/3 Lucro)

Meses Transcurridos
Tasa de interes
S

97947.79798
60
0.0048676
5085823.987

Edad Hijo

Hija 2 (1/3 Lucro)

Meses Transcurridos
Tasa de interes
S

97947.79798
96
0.0048676
7497433.728

Edad Hija

INDEMNIZACION TOTAL FUTURA

30133174.61

PASO 7: OBTENCION DE LUCRO CESANTE TOTAL

VALORES DE IND DEBIDA Y FUTURA

45241776.45

20

17

E LA SENTENCIA CONTARIA CON 44 AOS DE EDAD)

Nacimiento
94

Nacimiento
97

RESOLUCIN NMERO 0110 DE 2014

SUPERFINANCIERA
( Enero 22 )

TABLA DE MORTALIDAD BEPS HOMBRES

TABLA DE MORTALIDAD BEPS MUJERES

l(x)

d(x)

q(x)

e0(x)

l(x)

d(x)

15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

1,000,000
998,871
997,735
996,591
995,437
994,272
993,094
991,899
990,687
989,455
988,200
986,920
985,613
984,275
982,903
981,495
980,049
978,558
977,020
975,432
973,789
972,087
970,323
968,490
966,586
964,607
962,546
960,399
958,162
955,830
953,331
950,646
947,755
944,643
941,287
937,667
933,761
929,543
924,986
920,063
914,741
909,041
902,922
896,340
889,246
881,588
873,308
864,346
854,635
843,920
832,142
819,244
805,168
789,861
773,272
755,355
736,073
715,394
693,300
669,785
644,857

1,129
1,135
1,145
1,153
1,165
1,178
1,194
1,213
1,232
1,255
1,280
1,307
1,338
1,372
1,408
1,446
1,491
1,538
1,588
1,643
1,702
1,765
1,832
1,904
1,979
2,061
2,147
2,237
2,332
2,498
2,685
2,891
3,113
3,355
3,620
3,906
4,218
4,557
4,923
5,322
5,700
6,119
6,582
7,094
7,658
8,279
8,962
9,711
10,715
11,778
12,898
14,076
15,307
16,589
17,917
19,282
20,679
22,094
23,515
24,927
26,312

0.001129
0.001137
0.001147
0.001157
0.001171
0.001185
0.001202
0.001223
0.001243
0.001268
0.001296
0.001325
0.001357
0.001393
0.001432
0.001474
0.001521
0.001572
0.001625
0.001685
0.001748
0.001815
0.001888
0.001966
0.002048
0.002137
0.002230
0.002329
0.002434
0.002614
0.002817
0.003041
0.003284
0.003552
0.003846
0.004166
0.004517
0.004902
0.005322
0.005784
0.006231
0.006731
0.007290
0.007914
0.008612
0.009392
0.010262
0.011236
0.012537
0.013956
0.015500
0.017181
0.019011
0.021003
0.023170
0.025527
0.028094
0.030884
0.033918
0.037217
0.040803

62.2
61.2
60.3
59.4
58.4
57.5
56.6
55.6
54.7
53.8
52.9
51.9
51.0
50.1
49.1
48.2
47.3
46.3
45.4
44.5
43.6
42.6
41.7
40.8
39.9
38.9
38.0
37.1
36.2
35.3
34.4
33.5
32.6
31.7
30.8
29.9
29.0
28.2
27.3
26.4
25.6
24.7
23.9
23.1
22.3
21.5
20.7
19.9
19.1
18.3
17.6
16.8
16.1
15.4
14.7
14.1
13.4
12.8
12.2
11.6
11.0

15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

1,000,000
999,707
999,406
999,097
998,779
998,450
998,111
997,760
997,396
997,018
996,625
996,214
995,785
995,336
994,864
994,367
993,844
993,291
992,706
992,085
991,427
990,725
989,976
989,177
988,321
987,404
986,419
985,360
984,222
982,993
981,668
980,236
978,687
977,011
975,195
973,225
971,088
968,767
966,245
963,505
960,526
957,313
953,842
950,084
946,005
941,570
936,739
931,468
925,710
919,410
912,512
904,954
896,666
887,576
877,604
866,664
854,668
841,520
827,122
811,371
794,166

293
301
309
318
329
339
351
364
378
393
411
429
449
472
497
524
553
585
620
659
702
749
799
855
918
985
1,059
1,139
1,228
1,325
1,432
1,549
1,676
1,816
1,969
2,137
2,321
2,522
2,740
2,980
3,213
3,471
3,758
4,079
4,435
4,832
5,270
5,759
6,300
6,898
7,558
8,288
9,090
9,973
10,939
11,996
13,148
14,399
15,751
17,205
18,762

q(x)

0.000293
0.000301
0.000309
0.000318
0.000329
0.000340
0.000352
0.000365
0.000379
0.000394
0.000412
0.000431
0.000451
0.000474
0.000499
0.000526
0.000556
0.000589
0.000625
0.000664
0.000708
0.000756
0.000807
0.000865
0.000928
0.000997
0.001073
0.001156
0.001248
0.001348
0.001459
0.001580
0.001712
0.001859
0.002020
0.002196
0.002390
0.002603
0.002836
0.003093
0.003345
0.003626
0.003940
0.004293
0.004688
0.005131
0.005626
0.006182
0.006805
0.007502
0.008283
0.009158
0.010138
0.011236
0.012465
0.013842
0.015384
0.017110
0.019043
0.021205
0.023625

e0(x)

68.5
67.5
66.5
65.5
64.5
63.6
62.6
61.6
60.6
59.6
58.7
57.7
56.7
55.7
54.8
53.8
52.8
51.9
50.9
49.9
49.0
48.0
47.0
46.1
45.1
44.1
43.2
42.2
41.3
40.3
39.4
38.4
37.5
36.6
35.6
34.7
33.8
32.9
31.9
31.0
30.1
29.2
28.3
27.4
26.6
25.7
24.8
23.9
23.1
22.2
21.4
20.6
19.8
19.0
18.2
17.4
16.6
15.9
15.2
14.4
13.7

65
66
67
68
69
70
71
72
73
74
75

832,142
819,244
805,168
789,861
773,272
755,355
736,073
715,394
693,300
669,785
644,857

12,898
14,076
15,307
16,589
17,917
19,282
20,679
22,094
23,515
24,927
26,312

0.015500
0.017181
0.019011
0.021003
0.023170
0.025527
0.028094
0.030884
0.033918
0.037217
0.040803

17.6
16.8
16.1
15.4
14.7
14.1
13.4
12.8
12.2
11.6
11.0

65
66
67
68
69
70
71
72
73
74
75

912,512
904,954
896,666
887,576
877,604
866,664
854,668
841,520
827,122
811,371
794,166

7,558
8,288
9,090
9,973
10,939
11,996
13,148
14,399
15,751
17,205
18,762

0.008283
0.009158
0.010138
0.011236
0.012465
0.013842
0.015384
0.017110
0.019043
0.021205
0.023625

21.4
20.6
19.8
19.0
18.2
17.4
16.6
15.9
15.2
14.4
13.7

MORTALIDAD BEPS MUJERES

d(x)

293
301
309
318
329
339
351
364
378
393
411
429
449
472
497
524
553
585
620
659
702
749
799
855
918
985
1,059
1,139
1,228
1,325
1,432
1,549
1,676
1,816
1,969
2,137
2,321
2,522
2,740
2,980
3,213
3,471
3,758
4,079
4,435
4,832
5,270
5,759
6,300
6,898
7,558
8,288
9,090
9,973
10,939
11,996
13,148
14,399
15,751
17,205
18,762

q(x)

0.000293
0.000301
0.000309
0.000318
0.000329
0.000340
0.000352
0.000365
0.000379
0.000394
0.000412
0.000431
0.000451
0.000474
0.000499
0.000526
0.000556
0.000589
0.000625
0.000664
0.000708
0.000756
0.000807
0.000865
0.000928
0.000997
0.001073
0.001156
0.001248
0.001348
0.001459
0.001580
0.001712
0.001859
0.002020
0.002196
0.002390
0.002603
0.002836
0.003093
0.003345
0.003626
0.003940
0.004293
0.004688
0.005131
0.005626
0.006182
0.006805
0.007502
0.008283
0.009158
0.010138
0.011236
0.012465
0.013842
0.015384
0.017110
0.019043
0.021205
0.023625

e0(x)

68.5
67.5
66.5
65.5
64.5
63.6
62.6
61.6
60.6
59.6
58.7
57.7
56.7
55.7
54.8
53.8
52.8
51.9
50.9
49.9
49.0
48.0
47.0
46.1
45.1
44.1
43.2
42.2
41.3
40.3
39.4
38.4
37.5
36.6
35.6
34.7
33.8
32.9
31.9
31.0
30.1
29.2
28.3
27.4
26.6
25.7
24.8
23.9
23.1
22.2
21.4
20.6
19.8
19.0
18.2
17.4
16.6
15.9
15.2
14.4
13.7

7,558
8,288
9,090
9,973
10,939
11,996
13,148
14,399
15,751
17,205
18,762

0.008283
0.009158
0.010138
0.011236
0.012465
0.013842
0.015384
0.017110
0.019043
0.021205
0.023625

21.4
20.6
19.8
19.0
18.2
17.4
16.6
15.9
15.2
14.4
13.7