Kiplinger4 min. leídos
Has Bad Economic News in 2022 Hurt Your Retirement Plans?
You know what they say about the best-laid plans going awry, well, with what has been going on in the financial world this year, that’s what has happened to countless retirement plans. For instance, let’s look at one hypothetical retiree who, until r
Kiplinger2 min. leídos
With High Inflation and an Uncertain Stock Market, Do I Have Enough to Retire?
It’s an unusual time for people approaching retirement. While everyone wants to know if they are financially ready to retire, rising inflation and a slumping stock market may be fueling doubts. Some – especially those without a solid financial plan –
Kiplinger1 min. leídos
5 Exciting Emerging Markets Funds to Buy
Inflation has been the dominant theme in investing across 2022 – and that goes well beyond domestic equities. Consumer prices have rapidly risen around the world, and even Wall Street's best emerging markets funds have felt the pinch. "Many emerging
Kiplinger3 min. leídos
Should I Hire an Estate Planning Attorney Now That I Am a Widow?
Not everyone needs to hire a lawyer when their husband dies. However, there are some circumstances that make you a good candidate for handling the estate with a professional at your side. Of course, not every one of them needs to apply to your situat
Kiplinger3 min. leídos
Age Magnificently With The Help Of A Geriatric Care Manager
It can happen in an instant. One day your dad is living on his own, independent and mostly healthy despite advancing age. The next he’s in bed with a broken something, dependent on his grown children and forced to move into a long-term care facility
Kiplinger3 min. leídosInvestments & Securities
Stock Market Today: Energy Dampens Dow, FAANGs Elevate Nasdaq
The first session of the holiday-shortened week was a wild one, as a deep Tuesday morning dip evolved into a severely split market featuring pockets of red and green alike. On one side, you had big dips in economically sensitive sectors. Energy (-4.0
Kiplinger4 min. leídos
Don’t Be Tricked Into Voluntarily Paying Higher Taxes on Your IRA
When you first decided to contribute to an IRA or an employer-sponsored retirement account, it probably seemed like a great deal – at least at the time. After all, you received an upfront tax deduction on the amount you contributed, and you were able
Kiplinger4 min. leídos
How to Use Your Estate Plan to Save on Taxes While You’re Still Alive!
First, upstream basis is not about fishing! It is about using your estate plan to reduce capital gains or income tax. While estate taxes only affect the wealthiest of the wealthy, with the runup in stock prices and real estate values, capital gains t
Kiplinger3 min. leídosCrime & Violence
6 Ways Your Lawyer (and You) Can Screw Up Your Family Law Case
While medicine has the Hippocratic oath, there is nothing similar that applies to the legal profession, “And that’s a pity,” observes San Diego lawyer and divorce mediator Shawn Weber. “Not only divorce, but across the board, so often our profession
Kiplinger3 min. leídos
The Best Way for Kids to Save Isn’t in a Boring Bank Account
Most kids are encouraged by their parents to save their money from their paper route or part-time job by throwing it into a bank savings account. While any kind of saving is better than nothing, there may be a way to do it where your kids can get tax
Kiplinger2 min. leídosCrime & Violence
Protecting Your Home from Lawsuits with a Dynasty Trust
Entrepreneurs can provide essential groundbreaking advancements for industry and society. Unfortunately, while being an entrepreneur can offer lucrative financial rewards and great satisfaction, it has its share of risks, as well. Not all of those wh
Kiplinger3 min. leídos
Stock Market Today: Stocks Catch a Second Wind to Start Second Half
U.S. equities managed to escape negative territory Friday and finish in the black despite some downbeat economic data – a welcome beginning to 2022's second half after a dreadful performance through the midway point. Front and center Friday was the I
Kiplinger3 min. leídos
Retirees, Make These Midyear Moves to Cut Next Year's Tax Bill
To the list of classic midsummer activities like Fourth of July picnics and trips to the beach, you might add one more: Prep for next year's tax return. These six midyear tax moves are a good place to start if the goal is saving money next April. Ret
Kiplinger1 min. leídosInvestments & Securities
Is The Stock Market Closed For The Fourth Of July In 2022?
Through the sheer luck of the calendar, investors will be able to enjoy yet another long Fourth of July weekend away from their brokerage accounts. That's because the stock market is closed on the Fourth of July; Independence Day falls smack-dab on M
Kiplinger1 min. leídos
10 Defensive ETFs to Protect Your Portfolio
It's hard to blame investors for wanting to dive into a safe room following the S&P 500's worst first half of a year since 1970. Fortunately, they can find the protection they seek via defensive exchange-traded funds (ETFs). Sir John Templeton famous
Kiplinger4 min. leídos
Crypto in My 401(k)? In One Way It Makes Sense, But on the Other Hand …
Spoiler alert: If you plan to skip to the bottom of this article to find out whether you should include crypto in your 401(k), you’ll be disappointed. There is no “yes” or “no” answer.  What you invest in your qualified retirement plan depends on you
Kiplinger3 min. leídos
Updating Your Estate Plan? Don’t Make These Top Mistakes
Establishing an estate plan is extremely important. As life changes, it is necessary to update your plan to fit new circumstances. Whether it’s a change in domicile, the death of a family member, new grandchildren or a significant change in assets, i
Kiplinger4 min. leídos
Hydrogen Stocks: Unstable, But Potentially Explosive, Too
The future is clean energy, or so the International Energy Agency (IEA) hopes. The autonomous, Paris-based intergovernmental organization set a goal of a net-zero economy by 2050, meaning that all greenhouse gasses produced by human activity will be
Kiplinger3 min. leídos
Stock Market Today: S&P Suffers Worst First Half Since 1970
A broad down day for the major indexes put the cherry on the melted sundae that was the stock market’s first half of trading in 2022. The S&P 500 declined 0.9% on Thursday to 3,785, securing a 20.6% decline for the year’s first six months – its worst
Kiplinger4 min. leídos
How Big Should My Emergency Fund Be?
Let's talk about how much you should save in your emergency fund and go over some ways that the savings positively impact your life. What's up, everybody? It's your boy, Brandon Copeland, aka Professor Cope, and you are now tuned to another episode o
Kiplinger3 min. leídos
Is It Time to Leave Corporate America and Become a Consultant?
I’ve witnessed an interesting trend happening among  corporate executive clients. Many have been leaving their jobs at large companies and setting up their own consulting businesses. After the grind of 60-hour-plus weeks, they are finding plenty of a
Kiplinger2 min. leídos
The 6 Hottest NFT Projects to Know About
Non-fungible tokens, or NFTs, have exploded in popularity as a niche in the cryptocurrency space. An NFT is, at its core, a piece of data stored on a blockchain. But the ownership of that data can change. So, an NFT could be tied to the ownership of
Kiplinger3 min. leídos
Stock Market Today: Markets Steady, But Bed Bath, Cruise Lines Tumble
A slow macroeconomic news day resulted in one of the lowest-volume sessions of 2022, though a few individual equities endured more than their fair share of volatility. The S&P 500, which finished with a small gain Wednesday, posted the index's smalle
Kiplinger5 min. leídos
Abortion and Taxes: What Happens Now Without Roe v. Wade?
There's almost always a tax angle whenever you face a major turning point in life, even if it seemingly has nothing to do with taxes. That's because taxes are always lurking in the background when life's biggest moments arrive. Going to college, gett
Kiplinger4 min. leídos
Shingles Vaccines Work. But Medicare Won’t Always Cover Them.
If you’re about to make a move to Medicare from your private insurance, you might want to make sure you’ve had all your shots - especially your vaccination for shingles. That’s because coverage of recommended vaccines under Medicare is more complex t
Kiplinger3 min. leídos
In What Order Should You Tap Your Retirement Funds?
You work hard for decades and save diligently for retirement, but unfortunately, you can’t retire from paying taxes. An important part of enjoying a fruitful retirement is understanding how taxes apply to different types of income and planning accord
Kiplinger2 min. leídos
5 Ways To Prepare For A Recession
On paper, a recession is a fall in GDP for two consecutive quarters. Unfortunately, the actual GDP report lags the quarter-end by at least a month and is constantly revised as new data is evaluated, making it hard to confirm a recession before the fa
Kiplinger2 min. leídos
Economic Pain at a Food Pantry
Who uses your pantry? The clients we serve are seniors and families. We’re open three times a week and have a specific shopping day for the seniors in an effort to cut down waiting times, and then we have two open pantries for individuals and familie
Kiplinger2 min. leídos
Stock Market Today: Weak Data Opens Trap Door Under Stocks
Stocks started the day on solid footing as investors cheered reports that China is easing back its COVID-related restrictions by reducing the quarantine period for international travelers coming into the country to 10 days from 21 days. Those gains w
Kiplinger4 min. leídos
An Easy Way to Find How Much You Will Spend in Retirement
How do you know when you can retire? The answer seems simple: When you have enough income coming from your investments and other sources to sustain your lifestyle. The problem for many retirees and those who are starting to think about retirement is
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