AUTOMATED TELLER MACHINE BY

B.SARATCHANDRA R.DHEERAJ

VAAGDEVI Institute Of
Technology & Science
Peddasettipalli(v),Proddatur-516361

INTRODUCTION Def:
An ATM is a computerized telecommunications device that provides the financial transactions of a customer in a public space without the need for a human clerk.
 Cash

point or Bancomat in Europe and Russia

HISTORY & LOCATION

 Invented by

Scot John Shepherd-Barron on

27 June 1967
An old

 Installed in Barclays Bank of Enfield town  Mechanical cash dispenser by Luther George Simjian in 1939 at New York city  Storing of PIN on card by John Rose in 1965  Reg Varney used the first ATM in 1967  On and Off premise installations

Financial networks & Global use

 Having a sign indicating name and networks called Topper  An usage of connecting ATMs to interbank networks namely PLUS,Cirrus,Interac and LINK  Authorization of Financial transaction by communication network often through ISO 8583  Many banks charge ATM usage fees  ATMs connect to transaction processor through dial-up modem by telephone or leased line  World wide ATM use is 1.5million as of august2007

Software & Hardware

 A Wincor Nixdorf ATM running with Windows 2000

 Platforms used in ATM include MS-DOS,PC-DOS etc.. Java,Linux,Unix can also be used  Through Linux finding some reception,MS-DOS was replaced by Linux  CAL protocols such as Diebold 911 or 912 are replace by new protocols as IFX  Financial institutions are interested in using CEN FXS or FXS which provide common API  ATMs include CPU,chipcard,PIN pad,Touchscreen,vault

SECURITY
 As related to security there are several dimensions

Physical:
Security is focused on making ATMs invulnerable to physical attack


 Dye markers and Smoke canisters are the prevention methods for explosive techniques

Customer identity & integrity:

 Taking counter

measures to protect equipment from criminals

Device operation integrity:

 ATMs

that are exposed to the outside must be vandal and weather resistant
 Maintaining sensor alarms prevent tampering when they are not in use

Customer security:
 Security guards watching over ATMs that have been installed in a van  Maintaining emergency PINs, landscaping,cameras can prevent crimes

Alternative uses & Reliability

 Not only for cash dispensers but also other bank-functions  Such as printing Bank statements, updating passbooks, Purchasing etc  Pre-paid cell phones can be recharged through ATMs  98.25% customer availability for ATMs and 99.999% for host systems are reliable  ATMs print each transaction on a roll paper that shows reliability

FRAUD
 Installing of Fake ATM in Manchester Connecticut in 1993  Made a default admin password for gas stations white label ATM

Card Fraud:
 To prevent criminals from shoulder surfing some banks draw privacy areas on floor  Stealing of PIN & card numbers by video tapes are used in copied cards

CONCLUSION
Usage of ATM cards is time consuming  Proper use of ATMs in a right way leads to good result but improper uses like thefting and misuse of cards must be stopped  So use your transactions in a good way THAT Ends OUR PRESENTATION THANK YOU