Documentos de Académico
Documentos de Profesional
Documentos de Cultura
Services
Grp.No13
Swati
Samit
Ronald
PLACES TO SAVE MONEY
• Investment services
• Insurance
• Other services
Banks
• A landmark was registered in the Indian banking sector when the major
banks were nationalized in 1969.
• Commercial banks
• Investments banks
• Bonds (debt)
• Stocks (equity)
• Notary services
• Credit cards
Stock market
• India's market cap as a percentage of world market cap was 2.8 per
cent as on December 31, 2009.
• In 2009, there were 21 IPOs that raised US$ 4.18 billion as compared to
36 IPOs in 2008 that raised US$ 3.62 billion.
• QIP is a capital raising tool, whereby a listed company can issue equity
shares, fully and partly convertible debentures, or securities other than
warrants, which are convertible into equity shares, to a qualified
institutional buyer (QIB).
• Currency exchange
• Wire transfer
• Asset management
• Custody management
Insurance
• Brokers
• Underwriters
Others
• Private equity
• Angel investor
• Conglomerates
• Debt resolution
• Venture capital -Presently in India there are around
34 national and 2 international SEBI registered
venture capital funds
• Mutual funds
• Mortgage companies
• Investment research agencies
List of top 10 financial services companies in India
• India's financial system is more effective than China's, largely because the
market share of more efficient foreign and privately owned banks in India
has crept up to 25 percent.
• Many nonperforming loans have been cleaned up, and while the true
figure is hard to determine, they are now estimated at around 9 percent
of all lending, compared with up to 40 percent in China.
• India's stock market is booming, and its best companies list shares
abroad.
Growth Financial Services
Present is nearly 8.5% per year. The rise in the growth rate suggests the
growth of the economy.
To maintain such a growth for a long term the inflation has to come down
further.
The financial sector in India had an overall growth of 15%, which has
exhibited stability over the last few years although several other markets
across the Asian region were going through a turmoil.
With the opening of the financial market variety of products and services
were introduced to suit the need of the customer.
The Reserve Bank of India (RBI) played a dynamic role in the growth of the
financial sector of India.
KPO
• The Knowledge Process Outsourcing industry
(KPO) is expected to grow 45% in size by 2010.
Asset Management
Banks & Capital Markets Insurance
• Mutual Funds
• Foreign Institutional
Investors (FIIs)
•Banks
• Private Equity/ Venture
•Stock Brokers •Life
capital
•Commodity Brokers •General
• Portfolio Management
•NBFCs •Reinsurance
Services (PMS)
• Investment Advisors
Seizing opportunities
• Identifying customer wants and developing products
and services .
! Lift cross sales by providing such good service that customers concentrate
more business with one provider
• E.g.Mutual fundsNBFS
Resistance ???
• Supervisory Review Process (SRP)