AMORTIZACION CON PERIODOS DE GRACIA

Cuota Intereses Abono-capital

$ 700,000

VP: 5.000.000 $ 600,000

Plazos (Meses): 12
Periodo de gracia: 3(meses) $ 500,000

Tasa : 2% $ 400,000

$ 300,000

$ 200,000

$ 100,000

$0
0 1 2 3 4 5 6 7 8 9 10

SALDO FINAL
Abono-capital

$ 6,000,000

$ 5,000,000

$ 4,000,000

$ 3,000,000

$ 2,000,000

$ 1,000,000

$0
0 2 4 6 8 10 12 14
VP: 60.000.000
Cuota: ? AMORTIZACION CON GRADIENTE GEOMETRICO
N: 7
Interés: 5%
Gradiente: 2% CUOTA INTERESES ABONO
12,000,000

10,000,000

8,000,000

6,000,000

4,000,000

2,000,000

-
0 1 2 3 4 5 6 7 8
SALDO FINAL
70,000,000
60,000,000
50,000,000
40,000,000
30,000,000
20,000,000
10,000,000
-
0 1 2 3 4 5 6 7 8 9
 AMORTIZACION CON GRADIENTE ARITMETICO
$30,000,000.00
CUOTA INTERESES ABONO
VP: 100.000.000 $25,000,000.00
Cuota: ?
$20,000,000.00
N: 6
Interés: 15% $15,000,000.00
Gradiente: 5%
$10,000,000.00

$5,000,000.00

$-
0 1 2 3 4 5 6 7 8

SALDO FINAL
$120,000,000.00
SALDO
$100,000,000.00

$80,000,000.00

$60,000,000.00

$40,000,000.00

$20,000,000.00

$-
0 1 2 3 4 5 6 7 8
 AMORTIZACION CON CUOTA FIJA
$900,000.00

$800,000.00
Valor Cuota $
$700,000.00
VP: 26.000.000
$600,000.00
Plazos (año): 3
$500,000.00
EA: 12% Interes $
$400,000.00
Modalidad: meses
Tasa periódica: 1% $300,000.00

Periodos totales: 36 $200,000.00

$100,000.00 Amortización
$
$0.00
0 5 10 15 20 25 30 35 40

SALDO FINAL
$30,000,000

$25,000,000

$20,000,000

$15,000,000
Saldo
$10,000,000

$5,000,000

$0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37
 AMORTIZACION CON PAGOS EXTRAORDINARIOS
$600,000.00

$500,000.00
VP: 3.000.000
N: 7 $400,000.00
Interés: 4%
Pago extraordinario: $300,000.00
CUOTA
INTERESES
300.000 ABONO DE CAPITAL
$200,000.00

$100,000.00

$0.00
1 2 3 4 5 6 7 8

SALDO DE DEUDA
$ 3,500,000

$ 3,000,000

$ 2,500,000

$ 2,000,000

$ 1,500,000 SALDO DE DEUDA

$ 1,000,000

$ 500,000

$-
1 2 3 4 5 6 7 8