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How it works
Theyre Fast and Easy Loans!
1. Apply online.
You can apply online 247 from your mobile device or computer. The
process is really fast and easy.
3.Approval.
We will then call you on the mobile number that you provide in your
If your loan is approved by us, you will receive an email with a link to your
loan offer.
Using the link that we send you, you then login to our website, check that
you are satisfed with the details of our offer, and click "Submit" at the
bottom of each webpage.
COST
When you keep to up-to-date with your repayment schedule you will only
be charged:
The loan establishment fee of 19.99% and,
The monthly account maintenance fee of 3.95%
Direct Debit fees will be paid directly to the direct debit provider (Ezidebit
Pty Ltd) as follows:
An Administration Fee at the start of your loan of $2.20 to set-up your
direct debit account
A direct debit processing fee of $1.10 per transaction
In the event that a direct debit fails, an $11.90 dishonor fee.
(NB. Swift Loans Australia Pty Ltd does not make any money from these
direct debit fees).
Enforcement Expenses:
The costs incurred in the recovery of the outstanding amount when
you are in default under the agreement, will be passed onto you.
Statement Fee:
$7.00 each time on the provision of an account statement other
than when required by law.
Debt recovery:
Finally, if we cant remedy a default by you we will charge you the