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for being the Reader's Digest Trusted Brands Have been recognised as Malaysias fourth strongest bank Occupying the 53rd position on the list of Asia Pacific strongest banks in 2011
1)
Current deposits accepted under the law alwadiah savers are given a checkbook and related services to the current account deposit can only be issued by check at anytime The bank may request permission from savers to use the funds in the account, but all the profit gained is owned bank Current Account-i
2) Savings Accounts
Accept deposits in deposit accounts in
accordance with the law of al-wadiah Depositors can withdraw deposits through deposit books at anytime Deposit in a savings account can be used by the bank The result of the utilization of profit will be owned by the bank Bank can provide some benefit to savers Mudharabah Savings Account-i, Basic Savings account-I, Wadiah Savings Account-i
Financing Deposit Rates FINANCING RATES Baiti For latest financing rates on Baiti Home Financing-i, kindly contact your nearest Bank Islam branch.
Wahdah
For latest financing rates on Wahdah Home Financing-i, kindly contact your nearest Bank Islam branch.
Vehicle
For latest financial rates, kindly contact our nearest Automobile Financing Center.
Personal Financing
Base Financing Rate (BFR) Base Financing Rate (BFR) Effective 16 May 2011 6.60% p.a.
DEPOSIT RATES Profit Rates from 16 September 2012 to 15 October 2012 Deposit Product Al-Awfar Savings Account* PSR Customer : Bank 2 : 98 Rate % p.a 0:05
Islam :
1.
to
Based on Mudharabah contract, you as the provider of capital and the Bank as the entrepreneur. Profit gained investment will be shared between both
RM500 for 3 months and above tenure RM1,000 for 1 month tenure
Individual Acount Trust Account Joint Account Partnership Account Private Company Account
2.
Bank Islams Corporate Investment Banking Division (CIB) is the provision and development of
CIB offers a wide range of corporate advisory and fund raising services through its Corporate Finance, Debt Capital Markets and Corporate Banking departments which cover the equity capital market, debt capital market and bank market respectively.
These services include:1. Islamic Securities 2. Corporate Financing 3. Syndicated Financing 4. Project Advisory and Financing 5. Debt Restructuring 6. Takeovers, Mergers, Acquisitions and Divestments 7. General Corporate Advisory 8. Secondary Offerings
Characteristic & Benefits:1. Minimum investment RM50,000 2. Tenure 12-60 months, renewable
Bank.
4. The reviewed profit sharing ratio will not affect the existing deposits. 5. Monthly profit directly credited into your current/savings account 6. Specially for retirees 7. Zakat is paid by the Bank 8. Special arrangement can be made for the customer to apply for our
consumer financing products, i.e. Personal, Housing, Vehicle and Bank Islam card on a one-to-one basis.
Types of Financing:1. 2. 3.
Subject
Charges
Rate / Amount
+1% Per year for installments in arrears Note: Overdue accounts are based on money market rate RM50.00 RM50.00 per request
House & Fixed Asset Redemption Statement Financing Photocopy of Bank's Document
Confirmation letter (with RM20.00 or without document) for withdrawal from the Employees' Provident Fund (EPF)
Charges
Services charge for performing settlement on used car financing Transfer of name and ownership (with Statutory Declaration from Commissioner of Oath)
RM30.00
Transfer of name and ownership (with Statutory Declaration prepared by dealer) PUSPAKOM inspection
RM100.00 (East Malaysia RM130.00 (Peninsular Malaysia) RM50.00 (East Malaysia) RM100.00 (Peninsular Malaysia)
Subject Cashline-i
Charges
Rate / Amount At +1% per year for installment in arrears Note: Overdue accounts are based on money market rate
RM50.00
Advance Profit
Auto-Teller Machine & Cash Deposit Machine Services For Tabung Haji Customers
Service Offered
Cash Deposit Cash Withdrawal Balance Inquiry
Charges
RM1.00 per transaction RM1.00 per transaction No Charges
No. 1.
2.
Counter Services Deposit Transaction Through Counter Withdrawal Transaction Through Counter
Passbook Maintenance Passbook replacement Passbook update Printing of new account number Funds Transfer between TH account Hajj Registration
3.
4. 5.
Property Auctions
Corporate / Commercial Residential Consumer
Commercial/Industrial
Agricultural