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SAFE. SOUND. SECURE.
O UR C U S TOM E RS C A N
SLEEP
AT NIGHT.
Since 1856, customers have counted on NBT Bank to keep their money
safe. In these uncertain financial times, NBT Bank continues to return your
trust. We remain safe and sound.
So rest easy. We are a community bank that is well capitalized, exceed-
ing federal requirements. You won’t find us dabbling in exotic investments
or loans. What you will find are products and services grounded in the
realities of your financial life.
With over 150 years of experience and $5 billion in assets behind us, you
can rest assured. NBT Bank is here to help secure your financial future.
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Happy We wish all our loyal
customers the warmest
seasons greetings.
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Your assets could be doing more for you.
So could we.
INVESTMENT PRODUCTS: NOT FDIC INSURED. NO BANK GUARANTEE. MAY LOSE VALUE
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based on the taxpayer’s particular circumstances from an independent tax advisor.
© 2008 Citigroup Global Markets Inc. Member SIPC. Securities are offered through Citigroup Global Markets Inc. Smith Barney is a
division and service mark of Citigroup Global Markets Inc. and its affiliates and is used and registered throughout the world. Citi and Citi
with arc design are trademarks and service marks of Citigroup Inc. and its affiliates and is used and registered throughout the world.
Working WealthSM is a service mark of Citigroup Global Markets Inc. Citigroup Global Markets Inc. and Citibank are affiliated companies
under the common control of Citigroup Inc.
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