Documentos de Académico
Documentos de Profesional
Documentos de Cultura
step-by-step
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State Licensing
HOw TO | State requirements may vary. By Karen Arneson
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THE LEgAL SiDE | Safeguarding infants and toddlers. By James F. Cobble, Jr.
A Safe nursery
HOw TO | From toys to government regulations, heres how to safeguard children in your care. By Robin F. DeMattia
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resource Center
LEADErS guiDE | Quick tips and recommended resources.
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HOw TO | Childcare centers, churches should replace them to meet safety standards. From Brotherhood Mutual Insurance Company
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Simple Tips for a Safe Daycare Environment
OvErvIEw
Legal requirements
Follow the state licensing requirements. There are several guidelines youll want to follow according to state law. These guidelines cover subjects from staff to nutrition, napping, and physical space. Learn city and public health agencies requirements. In addition to state requirements, your city may have some guidelines for your ministry to follow. You should also check for any requirements from other agencies such as health, social services, or child protection.
Safety Precautions
Contain cleaning supplies. Having cleaning supplies around a daycare facility is inevitable. Make sure all chemicals have child-resistant closures. Also, use safety latches on cabinets that contain chemicals, medicines, paint solvents, plastic trash bags, polishes, or waxes. Child-proof the rooms. Keep the cords of window blinds out of reach by hanging them at the top of the window covering. Dont set cribs near windows. Install antiscald devices on faucets to keep water temperatures below 120 degrees Fahrenheit. Beware of children gaining access to poisons. Products that are petroleum distillates, such as gasoline, kerosene, mineral spirits, furniture polishes, pine oil, paraffin wax, and adhesives can cause serious injuries to children following aspiration of the substance into the lungs. These products are not required to be in child-resistant containers. All poisons need to be stored out of the reach of
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Simple Tips for a Safe Daycare Environment
children. No poisons should be stored under sinks, on counter tops or disposed of in trash cans that children have access to. Know signs of abuse. A child might show some of the following signs if theyve been physically abused. Has unexplained burns, bites, bruises, broken bones, or black eyes. Has fading bruises or other marks noticeable after an absence from school. Seems frightened of the parents and protests or cries when it is time to go home. Shrinks at the approach of adults. Reports injury by a parent or another adult caregiver.
Karen Arneson
Contributing Editor
SafetyAlert@ChristianityToday.com
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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COmPLETED BY:
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
State Licensing
State requirements may vary.
by Karen Arneson Although some church daycare centers may qualify as license-exempt, it is a good idea to become familiar with the licensing requirements in your state. At the very least, these can serve as a guideline to the minimum acceptable standards of care. Being a licensed center also brings a measure of peace to the parents entrusting their children to your care. While standards may vary from state-to-state, it is assumed that child safety is the driving principle behind the regulations. Here is a list of general guidelines to consider:
Staffing
Age/education qualifications Continuing education needs Specific certification such as CPR, first aid, and the Heimlich maneuver Child-to-caregiver ratios/maximum group size
Physical Space
Toileting facilities must be readily accessible to children Hot and cold running water must be provided Hazardous materials must be locked away
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
Thought Provokers
Is our daycare required to be licensed by our state? Does our daycare facility meet licensing standards? If not, what do we need to address? Have we written policies and procedures to guide our practices? what is our method of staff evaluation, and how do we support employee development?
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
A Safe Nursery
From toys to government regulations, heres how to safeguard children in your care.
by Robin F. DeMattia Many churches are upgrading their daycare centers and nurseries. This can be a win-win situationthe parents have a safe place to leave their children during work or church services, and the church can help children develop spiritually at an early age. Many pediatricians approve of such arrangements. I think that the value of daycare is clear, and it is a major asset for congregations, churches, and synagogues to have, said Dr. Henry Harris, a retired physician and spokesman for the American Academy of Pediatrics. It is not only a place for people to drop their children but also a place to get the Word out. Its a nice way to tie in spiritual themes that kids often are not getting.
State-of-the-Art Products
Once youre ready to start a childcare center or upgrade your existing program, youll want everything in it to be safe. Here are some products you might want to include: Scent-sible. Alan Fields of Denver, Colorado, who wrote Baby Bargains (Windsor Peak Press, (303) 442-8792), says the in product right now for childcare facilities
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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Heres what to look for in toys: Toy chests should have spring-loaded lid supports that wont trap children inside. They should also have ventilation holes in case children do get trapped. If an existing toy chest doesnt have a safe lid, remove the top before using. Children under age six shouldnt play with uninflated balloons, and children who put objects in their mouths shouldnt play with marbles. Remove rattles, squeeze toys, and other small objects out of cribs while infants sleep. All toys in a nursery should be washable, because many children will be using them, advises Dr. George Sterne of New Orleans, Louisiana, a spokesman for the American Academy of Pediatrics. Smooth, plastic-covered toys are great because they can be wiped off and washed easily, he says. Buy age-appropriate toys. Infants up to age one like toys that stimulate their sight, hearing, and touch, such as rattles, large blocks of wood, and soft animals. Kids ages one to two like musical toys and push-and-pull toys. Children ages two to five enjoy books, crayons, housekeeping toys, and simple puzzles. Children ages five to nine like card games, hand puppets, paper dolls, and crafts. And older kids, ages ten to fourteen, appreciate sports equipment, board games, and computer games.
Cleaning agents. Its particularly important to clean areas where babies have been changed or spit up or left other messes. Sterne suggests adding one tablespoon of household bleach to a quart of water, spraying it on the affected area, and wiping it off. It works, its cheap, its deodorizing, and its safe to have around, Sterne says.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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Church pagers. By issuing a coded number or hand-held pager to parents, staff members, and medical people at church, necessary adults can be instantly notified about problems that occur in a nursery without disrupting a worship service. Pagers help ensure a childs safety by requiring parents to match ID numbers on pager and child when picking up a child. And pagers allow people to be notified should additional help be needed in a nursery. Pager systems, $418 and up, are available from Microframe Corporation (http:// www.microframecorp.com/).
robin F. Demattia is a freelance editor and writer based in Fairfield, Connecticut. This article first appeared in the november/December 1997 issue of Your Church magazine.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
Thought Provokers
Have we done our research? Are we aware of state and local requirements? Have we developed relationships within those governing bodies in order to have go-to people when we have need? what makes our daycare center different? why would parents choose us over others? Do we have a procedure for on-going safety checks to insure that our facilities are completely safe and age-appropriate? what have we done to child-proof our center?
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Drop-side Cribs No Longer Safe
HOw TO
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The rules apply to all hard-sided cribs, whether small or full size. Bassinets, mesh-sided cribs, and play yards are excluded. You can find more information on the new standards at the CPSCs crib information center.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Drop-side Cribs No Longer Safe
Drop-side Cribs Less Structurally Sound
Drop-side cribs generally have a tendency to be less structurally sound than cribs with four fixed sides. Hardware on drop-side rails is prone to break, deform or experience other problems during normal or foreseeable use. The older the crib, the more problems can be expected. When drop-side hardware breaks or deforms, the drop side can detach in one or more corners from the crib. If an infant or toddler rolls or moves into the space created by a partially detached drop side, the child can become entrapped or wedged between the crib mattress and the drop side and suffocate. Infants can also strangle in the V shape formed by a drop side that detaches in an upper corner. Of the 32 deaths related to drop-side cribs that the Commission analyzed, some occurred in cribs where the drop side detached without caregivers noticing the detachment. Some other deaths occurred after a consumer tried to repair the detached drop side, but the repair ultimately failed.
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Drop-side Cribs No Longer Safe
Churches with free nurseries that decide to continue using their current cribs are encouraged to install an immobilizer on each crib and check the crib frequently to make sure that all hardware is secured tightly and there are no loose, missing, or broken parts. An immobilizer stops the drop side from moving outwards as well as up and down. This prevents a baby from getting stuck between the drop side and the rest of the crib. Different cribs need different immobilizers. Contact the manufacturer of each crib to see if the company offers an immobilizer for your crib. Immobilizers are not meant to be used on cribs more than 10 years old. The CPSC warns that immobilizers should only be used on cribs that do not have broken or missing hardware. An immobilizer alone wont make broken cribs safe. It will simply prevent future breakage and protect hardware. Inspect Cribs to Determine Condition Until you have purchased cribs that comply with the new federal standards, the following tips can help you determine if your current cribs are safe to operate: Every time you change the sheets, make sure there are no gaps larger than two fingers between the sides of the crib and the mattress. Make sure all visible bolts and screws are tight. With the mattress out of the crib, wiggle the crib to see how tight all the joints are. If the crib feels loose, wobbly, or structurally unsound, tighten all hardware. If the crib remains wobbly after tightening, look for loose wood-to-wood joints that may be causing the problem. Stop using the crib if loose wood-to-wood joints are found or if the crib cannot be made tight and structurally sound.
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Drop-side Cribs No Longer Safe
How to Determine if a Crib meets the new Standards
Some manufacturers began selling cribs that meet the new federal standards before the June 28, 2011, deadline. If your church or childcare center bought new cribs prior to the laws effective date, and youre not sure if they meet the new standards, you can take the following steps to determine compliance. Ask the manufacturer, retailer, importer or distributor to show a Certificate of Compliance. The document must: Describe the product Give the name, full mailing address and telephone number for the importer or domestic manufacturer Identify the rule with which it complies (16 CFR 1219 or 1220) Give the name, full mailing address, email address and telephone number for the records keeper and location of testing lab Give the date and location of manufacture and testing
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The crib must also have a label attached with the date of manufacture
step-by-step Your Guide to a Safe Church Daycare | Drop-side Cribs No Longer Safe
To prevent suffocation, never place pillows or thick quilts in a babys sleep environment. Make sure there are no gaps larger than two fingers between the sides of the crib and the mattress. Set up play yards according to manufacturers directions. Only use the mattress pad provided with the play yard; do not add extra padding. Never place a crib near a window with blind, curtain cords or baby monitor cords; babies can strangle on cords.
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information Center.
For more information on how to help babies sleep safely, visit the CPSCs Crib This article was prepared by Brotherhood mutual insurance Company, one of the nations leading insurers of churches and related ministries.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | recognizing Child Abuse and Neglect
HOw TO
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | recognizing Child Abuse and Neglect
Sees the child as entirely bad, worthless, or burdensome Demands a level of physical or academic performance the child cannot achieve Looks primarily to the child for care, attention, and satisfaction of emotional needs
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The Parent and Child: Rarely touch or look at each other Consider their relationship entirely negative State that they do not like each other
Types of Abuse
The following are some signs often associated with particular types of child abuse and neglect: physical abuse, neglect, sexual abuse, and emotional abuse. It is important to note, however, that these types of abuse are more typically found in combination than alone. A physically abused child, for example, is often emotionally abused as well, and a sexually abused child also may be neglected. Signs of Physical Abuse Consider the possibility of physical abuse when the child: Has unexplained burns, bites, bruises, broken bones, or black eyes Has fading bruises or other marks noticeable after an absence from school Seems frightened of the parents and protests or cries when it is time to go home Shrinks at the approach of adults Reports injury by a parent or another adult caregiver Consider the possibility of physical abuse when the parent or other adult caregiver: Offers conflicting, unconvincing, or no explanation for the childs injury Describes the child as evil, or in some other very negative way Uses harsh physical discipline with the child Has a history of abuse as a child Signs of Neglect Consider the possibility of neglect when the child: Is frequently absent from school Begs or steals food or money Lacks needed medical or dental care, immunizations, or glasses Is consistently dirty and has severe body odor Lacks sufficient clothing for the weather Abuses alcohol or other drugs States that there is no one at home to provide care
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | recognizing Child Abuse and Neglect
Consider the possibility of neglect when the parent or other adult caregiver: Appears to be indifferent to the child Seems apathetic or depressed Behaves irrationally or in a bizarre manner Is abusing alcohol or other drugs Signs of Sexual Abuse Consider the possibility of sexual abuse when the child: Has difficulty walking or sitting Suddenly refuses to change for gym or to participate in physical activities Reports nightmares or bedwetting Experiences a sudden change in appetite Demonstrates bizarre, sophisticated, or unusual sexual knowledge or behavior Becomes pregnant or contracts a venereal disease, particularly if under age 14 Runs away Reports sexual abuse by a parent or another adult caregiver Consider the possibility of sexual abuse when the parent or other adult caregiver: Is unduly protective of the child or severely limits the childs contact with other children, especially of the opposite sex Is secretive and isolated Is jealous or controlling with family members Signs of Emotional Maltreatment Consider the possibility of emotional maltreatment when the child: Shows extremes in behavior, such as overly compliant or demanding behavior, extreme passivity, or aggression Is either inappropriately adult (parenting other children, for example) or inappropriately infantile (frequently rocking or head-banging, for example) Is delayed in physical or emotional development Has attempted suicide Reports a lack of attachment to the parent Consider the possibility of emotional maltreatment when the parent or other adult caregiver: Constantly blames, belittles, or berates the child Is unconcerned about the child and refuses to consider offers of help for the childs problems Overtly rejects the child For more information about where and how to file a report, contact your local child protective services agency or police department. An additional resource for information and referral is the Childhelp National Child Abuse Hotline (800.4.A.CHILD).
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | recognizing Child Abuse and Neglect
This fact sheet was adapted, with permission, from recognizing Child Abuse: what Parents Should Know. Prevent Child Abuse America 2003. This material may be freely reproduced and distributed. However, when doing so, please credit Child welfare information gateway.
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Thought Provokers
Johnny fondles himself at naptime. Should we suspect sexual abuse? Jenny is new to our daycare. She seems extremely shy. when her mother comes to pick her up, she doesnt seem excited to see her; in fact, she cries. Should we suspect a problem? Andrew showed up for daycare with a large bruise along his jaw line. His dad said he ran into a door. Later, when Andrew was asked what happened, he avoided eye contact and mumbled his response. Should we report abuse? It isnt always easy to know for sure if a child has been abused. How will we handle suspected abuse or neglect? Does our staff know what to do?
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | The Church Daycare Difference
FOr CArEgIvErS
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | The Church Daycare Difference
How to make the Difference
In addition to supporting intellectual growth through activities that teach the 3-Rs: Reading, wRiting, and aRithmetic, church daycares have the opportunity to develop three-fold lessons in spiritual growth1: 1. Knowing God 2. Loving God 3. Living for God
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Knowing god
Caregivers who know God are able to share this knowledge through intentional teaching as well as by seizing teachable moments. Imparting the truths of our faith, revealing knowledge about God and what He has done provides the groundwork of spiritual support children need. Who is God? What has He done? These questions lead us to the truths that God exists, He loves us, He created everything (including us), and Jesus died for our sins so we can be with God.
Loving god
Christian caregivers have the awesome privilege of helping children toward relationship with God. Through modeling and encouragement, we teach prayer learning to talk to God. By sharing Bible stories and lessons, we reveal the God Who loves us and wants us to know Him.
Trent, Ph.D., John, Rick Osborne, Kurt Bruner, Spiritual Growth of Children (Wheaton, Tyndale, 2000), 113.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | The Church Daycare Difference
Thought Provokers
How is our daycare center making a difference in the lives of the children we serve? Do we provide spiritual instruction? role-play opportunities to include spiritual support throughout the day, not just during story times. what spiritual qualifications must our staff meet in order to be employed in our center? How do we support parents in their role of primary responsibility for the spiritual development of their child(ren)?
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ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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Poisons
Over half of all children under the age of 6 spend part of the day in childcare, many in church programs. In addition, churches operate many programs for toddlers and routinely provide childcare in the church nursery for those attending services. Church leaders can reduce hazards that affect infants and toddlers through a systematic program of inspection, and training both paid and volunteer staff members to recognize unsafe conditions and correct them, and to follow safe procedures in the care of children. One critical concern is children gaining access to poisons. Several thousand children under the age of 5 are treated on an annual basis in hospital emergency rooms with poison-related injuries from ordinary products such as cleaning solvents and lubricants. Products that are petroleum distillates, such as gasoline, kerosene, mineral spirits, furniture polishes, pine oil, paraffin wax, and adhesives can cause serious injuries to children following aspiration of the substance into the lungs. These products are not required to be in child-resistant containers. Poisoning from these products occurs equally to boys and girls. The children usually locate the product in its original container and in its normal storage place. In nearly 70 percent of cases, the child reaches the product without climbing. Most of the time, the children get the product from under a sink, on a counter, or in a trashcan. All poisons need to be stored out of the reach of children. No poisons should be stored under sinks, on counter tops or disposed of in trash cans that children have access to. Use the following safety checklist to reduce the risk of poisoning. 1. Check that all cabinets under sinks are free of poisons. 2. Check that all counter tops are free of poisons. 3. Check that all poisons including medicines, chemicals, cleaning supplies, gasoline, kerosene, mineral spirits, furniture polishes, pine oil, paraffin wax, and adhesives are stored in safe locations inaccessible to children.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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Thought Provokers
where do we store hazardous chemicals? Do we train staff to recognize unsafe conditions and correct them? who is responsible for this training and how often is it offered? where are hazardous chemicals disposed of? Is it a place accessible to children? Do we have the poison control emergency number posted near telephones? Do our staff members know where to find the number? Do we have ipecac syrup on hand?
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
step-by-step Your Guide to a Safe Church Daycare | Daycares Are a Building ground for a
Deeper relationship
ITS TruE
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step-by-step Your Guide to a Safe Church Daycare | Daycares Are a Building ground for a
Deeper relationship
might go wrong. Still, you must be intimately aware of all the liabilities and risks associated with a daycare program. You will also need to spend some money. Perkins notes that some of the ongoing expenses include facilities maintenance, utilities, insurance, food for two meals a day, kitchen equipment, and employee wages and benefits. She also stresses the importance of a good daycare director to make sure things continue to run smoothly. One thing is certainchurches need not worry about this type of outreach going out of style or not meeting real needs. There will always be a need for childcare, says Perkins. And what better way to serve the community then to provide a safe and secure atmosphere for children.
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Thought Provokers
what is the purpose of our daycare center? Do we have a mission statement? Does it include community outreach? How can our daycare center showcase the other important ministries of our church? what steps can we take to keep our daycare families informed about other church-sponsored opportunities?
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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Resource Center
Quick tips and recommended resources.
Do not withhold your mercy from me, O Lord; may your love and your truth always protect me (Psalm 40:11).
web resources
Daycare.com provides a wealth of information including state-by-state licensing requirements, articles of interest to parents and caregivers, and information on toys and products among others. Child welfare information gateway provides information to help protect children. Healthy Kids, Healthy Carecheck out the checklists provided for parents seeking quality childcare. Brotherhood mutuals Safety Central for information about safe food handling/ serving. YourChurchresources.com for downloadable guides related to topic.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.
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Unless otherwise indicated, Scripture taken from the HOLY BIBLE, NEW INTERNATIONAL VERSION. Copyright 1973, 1978, 1984 by International Bible Society. Used by permission of Zondervan Publishing House. All rights reserved. This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. From a Declaration of Principles jointly adopted by a Committee of the American Bar Association and a Committee of Publishers and Associations. Copyright 2008 by Christianity Today International. All rights reserved.
ChurchSafety.com is an online safety service for Americas churches and related ministries. It is co-sponsored by Christianity Today International and Brotherhood Mutual Insurance Company. 2008 Brotherhood Mutual Insurance Company and/or Christianity Today International.