Citi Group Brands Citi Citi, the leading global financial services company, has approximately 200 million

customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Additional information may be found at www.citigroup.com.

Citibank Found in more than 100 countries, Citibank delivers a wide array of banking, lending and investment services to individual consumers, as well as to small businesses with up to $10 million in annual sales. We also offer a full range of financial services products to serve the needs of small and large corporations, governments, and institutional and individual investors. Our Branch Network is comprised of local offices and complemented by our electronic delivery systems, including ATMs, the Internet and our mobile banking platform. Specific products and services include basic banking accounts, consumer and small business lending, CitiPhone banking, and CitiGold accounts, which integrate banking, borrowing, and investing services through our Personal Wealth Management team. Personal Bankers are available in our Branches and through our phone network that are trained to use financial needs analysis tools that enable Citibank to bring tailored solutions to every customer.

CitiFinancial In Canada and Puerto Rico, CitiFinancial provides community-based lending services through a strong branch network system. Decisions are made locally by CitiFinancial team members who live and work in the locations they serve. This on-the-ground, face-to-face customer interaction gives us a unique competitive advantage, allowing us to best determine each client's needs. Our consumer loan services include real estate-secured loans, unsecured and partially secured personal loans, and loans to finance consumer goods. In the United States, CitiFinancial seeks to provide best-in-class servicing to our customers. Each of our Servicing Centers offers extended hours of operation, efficient customer service, and dedicated personal attention to meet our customers' needs. In addition, we offer a variety of tools designed to give customers the flexibility to manage their account either online or in their local servicing center.

OneMain Financial OneMain Financial is a consumer loan company with community-based branches nationwide, continuing our tradition of providing customized personal and home equity loans that are approved and serviced locally by knowledgeable loan specialists. Formerly known as CitiFinancial, OneMain Financial is headquartered in Baltimore, Md.

CitiMortgage With a wide array of mortgage products, Citi specializes in assisting customers reach their homeownership goals. We are committed to matching the right product to fit our customers' individual needs. Our mortgage team helps first-time homebuyers, borrowers who are refinancing or tapping into the equity built up in an existing home, and those who need assistance in restructuring their loans to fit their budgets. From loan pre-qualification to providing account services after loan closing, the mortgage team at Citi takes pride in providing unmatched customer service. At Citi we work hard to put and keep customers in homes of their choice. Citi Capital Advisors Citi Capital Advisors creates and delivers a broad offering of investments, including fixed income, private equity, and infrastructure. Citi Cards Citi Cards North America (N.A.) is a leader in the credit card industry, with approximately 21 million customer accounts. With a pre-eminent global brand and distribution, Citi Cards delivers industryleading products, advanced services and payment systems that address clients' evolving needs. Integral to Citi Cards' success is the introduction of innovative products and solutions through strong partnerships and dedicated employees who are committed to excellence. Attracting market-leading talent is a priority at Citi Cards N.A., and the combination of financial strength and broad product scope provides rewarding opportunities for outstanding professionals to excel in a dynamic organization. Citi Private Bank The Citi Private Bank, one of the largest private banking businesses in the world, provides the wealth creators in today's global economy with a full range of finance, banking, investment, trust and advisory services through its nearly 470 private bankers and 290 product specialists in more than 30 countries. Our clients rely on us for comprehensive solutions, including access to capital, sophisticated investment strategies and liquidity management, as well as expertise from Citi Markets & Banking. Citi Private Bankers act as trusted advisors, designing and coordinating insightful solutions for individual client needs, with an emphasis on personalized, confidential service. Citi Institutional Clients Group Citi Institutional Clients Group combines world-class investment and commercial banking services. As the business model for the rest of the industry, ICG meets the unique and varied needs of over 2,500 clients in more than 100 countries around the globe. Our unmatched level of products and services and geographic presence has made us the premier financial organization for corporations, governments and institutions. Click the 'Global Locations' tab in the navigation bar above for a list of countries where we operate. Citi Investment Research Citi Investment Research is a highly respected research unit and is comprised of 390 research analysts across 22 countries. Citi Investment Research covers 3,100 companies, representing 90 percent of the market capitalization of the major global indices, and provides macro and quantitative analysis of global markets and sector trends. Combined with Citi's exceptional sales and trading capabilities and Smith Barney's financial consultants, the core focus of the group is to help investing clients make informed decisions by providing value-added, independent, insightful analysis.

Citi Microfinance Citi Microfinance works with the microfinance sector and business investors to develop appropriate products, distribution mechanisms and financing to broaden and increase the reach of financial services. These activities include Citi providing direct and structured financing, access to local capital markets, leasing, individual lending through MFI partners, foreign exchange and interest rate hedging, remittances and insurance. Banamex Banamex is Mexico's largest commercial bank in terms of equity and earnings, with an extensive distribution network of more than 1,696 branches and 4,650 ATMs. Women & Co. Women & Co., a service of Citibank, is a place where insightful women come to discuss their financial realities, build their financial knowledge, and create financial strategies by tapping into education, resources, and a network of financially minded women. Sign up for free at womenandco.com.