Mike Wells 111 Broady Ln. Maryville, TN 37803 Cell 865-216-4621 Home 865-982-7871 mm13d6ba8@westpost.

net PROFILE SUMMARY Experienced professional with a successful career in banking, business developme nt, and administration * Excels at interfacing with others at all levels to ensu re organizational goals are attained * Proactive approach has resulted in captur ing numerous accounts and expanding client base * Possess excellent interpersona l, analytical, and organizational skills * Excels within highly competitive envi ronments where leadership skills are the keys to success * An effective manager with the skills necessary to direct, train, and motivate staff to its fullest po tential. 2006 - 2011 United Community Bank Lenoir City Branch / Alcoa Branch Mortgage Originator/Branch Manager / Vice President * Manage branch personnel * Call on existing and potential customers to grow the banks deposits and loans * Make consumer, real estate and small commercial loans 2006 - 2003 First National Bank Main / 321 Branch Branch Manager / Special Asset Manager / VP * Manage branch personnel, including interviewing, staffing , problem resolution and motivation * Call on existing and potential customers to grow the bank's deposits and loans * Make consumer, real estate and small commercial loans * Foreclose and Liquidate the banks special assets to best minimize the banks lo sses 2003 - 2003 ORNL Federal Credit Union Farragut Branch Branch Manager * Develop and implement strategies to increase branch profitability * Increase the customer base for consumer and commercial customers * Responsible for all areas of operations of the branch 1999 - 2003 Affiliated Financial Maryville, TN Automobile Sales Finance Branch Manager * Open and develop a Sales Finance Office to service the East and Middle Tenness ee Market * High-profile management position accountable for soliciting automotive dealers hips for indirect retail contracts * Develop tactics to increase loan volume and profitability within Middle and Ea st Tennessee territory * Devise and implement innovative marketing principles and promotional sales eve nts for automotive dealers 1997-1999 Bank One Knoxville, TN Regional Credit Manager (Custom Finance) / VP * Branch support for Eastern United States * Credit Review , Branch Motivation and Trouble Shooting * Special Projects, Portfolio Evaluations, Problem Portfolio Control

1993-1999 Bank One / Valley National Knoxville, TN Automobile Sales Finance Branch Manager / VP * Open and develop a Sales Finance Office to service the Tennessee Market * Develop competitive products for my area while meeting the company's P&L goal s

* Manage all underwriting and collection activities (up to 15 people) Highlights Met year end goals the First Quarter open Built a 100 million dollar portfolio 1987-1993 Charter Federal Knoxville, TN Branch Manager \ Sales Finance Branch Manager / AVP * Opened and developed the largest and most profitable LPO for the Bank * Hire, Train and Supervise all employees * Develop and maintain dealer relations * Develop various reports and PC based tracking systems * Directed daily operations for a retail bank, including branch sales, business development, customer service, and credit analysis

EDUCATIONAL BACKGROUND: BS Business Management (1981) University of Tennessee -- Knoxville