Debt Elimination Tools: Letter to Collection Agency or Attorney

Michael P. Margelefsky, LLC DBA: MICHAEL P. MARGELEFSKY 709 Madison Avenue, Suite 302 Toledo, Ohio 43624-1624 February 10, 2004 Re Michael P. Margelefsky, LLC, DBA: MICHAEL P. MARGELEFSKY correspondence dated January 30, 2004 Greetings, Thank you for your Correspondence. I declare Myself competent. I am not a Corporation or a Public Entity. You, Michael P. Margelefsky, LLC, DBA: MICHAEL P. MARGELEFSKY must be a Third Party Debt Collector and I do not give you permission to interfere into My Commercial affairs. If you are assuming that you are representing Me, you are Hereby Fired and your Power of Attorney is Hereby Revoked. As proof of claim, complete the attached CREDITOR DISCLOSURE STATEMENT and return within X days. Failure to respond with the completed CREDITOR DISCLOSURE STATEMENT, thereby providing your verified Proof of Claim, signed under the Penalties of Perjury and verified by your affidavit, you, Michael P. Margelefsky, LLC, DBA: MICHAEL P. MARGELEFSKY are agreeing to your Commercial Dishonor, exhausting My Administrative Remedies. I will accept your Silence as an Acceptance, and your agreement that a Default be entered against you. You will also agree to a Full Tacit Contractual Agreement being a participant in Fraud and to forfeit all remedies under Administrative Law, Judicial Law, and / or MARITIME CLAIM RULES C (6). You should also be aware that sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state law Your failure to satisfy this request within the requirements of the Fair Debt Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees. Best regards,

Joe Dee Blow Without Prejudice c/o 777 Perfection Lane Heaven [near 77777] Oregon state Secured Party

CREDITOR DISCLOSURE STATEMENT

1) Does My signature create the funds to discharge? yes / no 2) Name of Creditor: 3) Creditors address: 4) Name of DEBTOR: account number: 5) DEBTORs address: 6) Amount of debt purported to be owed: $ _________ date it became payable: __________ 7) Was this debt assigned or purchased from a previous creditor? yes / no 8) Please state the amount of money paid for the assignment or purchase? $ ____________ 9) Please attach a facsimile of the terms of the assignment to this completed form._____________________________________________ 10) Have any insurance claims been made by any creditor regarding this account? yes / no ___________________________________________ 11) Have any judgments been obtained by any creditor regarding this account? yes/ no____________________________________________

________________________________ authorized signature for creditor; date

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Please return this completed form and attach all assignment or other transfer agreements which would establish your right to collect this debt. Your claim cannot be considered if any portion of this form is not completed and returned with the required documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. If you do not respond as required by this law, your claim will not be considered and you may be liable for damages for continued collection efforts. Please allow thirty days for processing after receipt of your request.