Lead To Loan

From JMR Infotech

www.jmrleadtoloan.com

Typical Flow in Lead To Loan

Lead To Loan Overview

Over 80% of banks struggle with lack of synergy between the sales and marketing functions. This leads to lost revenue opportunities and leaks in the sales pipeline

Various Research firms (Aberdeen Group, Benchmark International etc) have reported that Banks face typically one or more of the following issues, during loan origination processing like, 1. Manual interference in performing quality checks on the lead 2. Lack of visibility in sales pipeline 3. Inability to engage prospects with relevant marketing products 4. High involvement time taken for loan approval processing 5. Need to increase new customer acquisition revenue & bottom line

Lead To Loan
Why Lead to Loan?
1. To increase the top line & bottom line revenues 2. To increase the lead to sales success rate 3. To increase the return on marketing investments 4. To improve the quality of leads passed to sales 5. To increase the automation involved, by reducing manual interferences; thereby saving time & cost 6. A flexible system that can be fully customized to your lending needs, quickly & precisely 7. Risk Management through advanced scoring. 8. Dynamic and flexible workflow management. 9. Supports both corporate and retail segments.

6. Low lead to sales conversion rate and much more

Significantly improving the above concerns will sharply increase the sales effectiveness and consumer efficiency.

Lead To Loan the flagship product of JMR Infotech is a powerhouse of seamlessly integrated applications, designed & developed to span the complete loan origination cycle till loan disbursal. JMRi's Lead to Loan System is the solution that completely covers the application processing needs of financial institutions, with its scalability, flexibility and robustness of a world class Loan Origination System.

Lead To Loan, in short, captures opportunities that may have otherwise been neglected by sales or marketing and ensures that the bank can truly harvest every possible opportunity both short and long term.

Lead To Loan - Insights

Lead to Loan leverages JMR Infotech's vast experience in banking domain to address all the hurdles encountered by banks in loan processing. JMR Infotech being a niche player in FLEXCUBE Services, Lead To Loan has been made FLEXCUBE ready along with the interfacing compatibility to other core banking systems.

www.jmrleadtoloan.com

Lead To Loan Core Modules

Lead Management Loan Origination Advanced Credit Scoring

JMR Lead To Loan's Lead management Module takes a complete view of lead generation till closing. It creates a seamless flow between marketing, sales and service to maximize the number of sales-ready opportunities; whether these come from newly acquired leads or existing customers. It makes the process more efficient and effective.

Lead To Loan's loan origination system, automates the processes from the first stage of application input till the final stage of loan approval. System is built to automate processes for both Retail and Corporate acquisition modes

Lead / Credit scoring is a technique for quantifying the expected value of a lead or prospect based on the prospect's profile, behavior, demographics and likelihood to become a client. The score is used to prioritize and articulate the potential value of leads for marketing & sales; allowing each function to maximize

Significant Highlights
? both Retail and Corporate Caters to ? Easy integration with any external system, Flexcube Ready

effectiveness by routing high priority leads to sales.

Significant Highlights
Customizable Lead qualification criteria for passing only the ? qualified leads to sales
? Lead nurturing for higher sales conversion ratio ? & Reporting - to take timely action and for making Analytics

Significant Highlights
?flexibility supports definition of score cards and to Scoring

? user oriented credit approval system Business ? and customizable rules to quickly and precisely Flexible

build score models

? Customizable solution Advanced Scoring system supports

meet your lending business appropriate decisions

? Track leads from the moment they enter the system, ? redundant data entry Eliminates

definition of unlimited score criteria, changeable to meet bank's every changing needs
? List segmentation and targeting Bank can prioritize attributes

providing key insights into what will actually work and what will not.

that should appear for a particular customer category or to a product to get an enriched score

www.jmrleadtoloan.com

Significant Benefits
Get Lead ?Management, Advanced Scoring and Loan Origination modules in one system, supporting both Corporate and Retail customer acquisition modes ? flow of application governed by your bank driven rules & policies that are completely customizable & Manage the parameterizable and get control over the whole system ? Inter Departmental Benefits from System admin to Sales Department to Management Level

Additional Benefits to the Bank

? Process based technology transformation ? Open Architecture with increased precision into methods, guidelines and workflows within a bank ? trim down the operational risks inherent at various activity levels Track and ? Gain competitive edge in the market through quick product configuration and launch ? Improve customer satisfaction and enhance sales potential with customer centric application ? Achieve greater insights for risk and exposure through comprehensive audit trails and limit tracking across customer segments ? Reduce TCO and future technology investments through an agile product architecture

Lead To Loan
From JMR Infotech
For more information on JMRi Lead To Loan, please contact:
JMR Infotech 2nd Floor, Beta Building Sigma Soft Tech Park, Whitefield Bangalore 560 066, India Email : leadtoloan@jmrinfotech.com

Advanced Technology

Tel : +91 80 300 27700(30 lines) Fax : +91 80 300 27701 Product Microsite : www.jmrleadtoloan.com Corporate Website : www.jmrinfotech.com

JMRi's Lead to Loan interfaces easily to bank's core system. The product is built on 3-tier architecture with Multi Platform Support that enables your financial institutions to deploy the application in any platform and scalable to more users with a good performance on servers even with low configuration