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Stewardship
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TABLE OF CONTENTS
FAITHFUL AND ACCOUNTABLE STEWARDS..............................7
The Biblical Meaning of Stewardship ....................................................... 9
A Privilege and a Responsibility ...............................................................10
God’s Creation – Very Good ..................................................................... 11
Stewardship- Abraham to the Promised Land .........................................12
Stewardship in the Promised Land...........................................................13
Faithful and Accountable to God .............................................................14
The True Meaning of Possessions ...........................................................15
GOOD STEWARDS OF OUR TIME.................................................. 17
The Discipline of Time.............................................................................19
Preparing for Eternity .............................................................................. 20
Time is Short .............................................................................................21
The Opportunity of Today....................................................................... 22
Accountable to God for Our Time........................................................... 23
Lost Opportunities ................................................................................... 24
The Most Valuable Time ......................................................................... 25
GOOD STEWARDS OF OUR MONEY ............................................ 27
The Disciplined Use of Money................................................................ 29
Giving is an Act of Worship ..................................................................... 30
Sacrificial and Generous Giving ...............................................................31
Are You Spiritually Trustworthy? ............................................................ 32
Giving Because We Love God ................................................................. 33
Give Willingly, Thankfully and Cheerfully .............................................. 34
Generous Giving - Rich Blessings........................................................... 35
THE TITHE IS THE LORD’S............................................................... 37
Tithing – Fellowship with God................................................................ 39
Tithing And Our Covenant Relationship ................................................ 40
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Greetings. As you start your study of “Stewardship,” you will see that
the book can be read in one month. The book has 28 chapters, which
are divided into 4 units. As you study, let us call your attention to three
parts of the book, which are as follows:
Meditation: At the beginning of each unit, you will see two verses on
which to mediate and apply to your life during the week.
Personal Thought Questions: There are seven chapters in each unit.
You can read a chapter a day or as many as you feel you have time.
Usually, there are questions near the end of each chapter about which
you will want to think and pray.
Discussion Guide: At the end of each unit, you will find questions
for church or small group discussion. These will help you and your
church better evaluate what you have learned during the week. One
method is for one person to read a question then have the group
discuss the question.
As disciples of Isa Masih, we want to be complete, equipped for every
good work. God has “prepared in advance” good works for us to do
(Ephesians 2:10). These are His good works, which He continually
works in and through us. However, in order to do any good work, we
must know God’s Holy Word and apply His Word in our lives. “All
Scripture is God-breathed and is useful for teaching, rebuking,
correcting and training in righteousness, so that the man of God may
be thoroughly equipped for every good work” (2 Timothy 3:16-17).
No matter how much we know about God’s Word, if we do not
apply what we learn, Scripture will never benefit our life. The
Scripture is “God-breathed.” We are to read it, memorize it, meditate
upon it, and use its teachings to guide our conduct.
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Meditate upon and apply these Scriptures to your life this week:
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Discussion Guide
1. Does your house church effectively use the gifts of time and
money that God has given you?
2. Are all members of the body (the church) equally responsible
to be good stewards of God’s gifts?
3. What should the church do if some members of the body will
not work with their hands according to the instruction of 1
Thessalonians 4:11?
4. In your house church group, discuss the relationship between
stewardship and faith.
5. Discuss the problem with Jacob’s vow to God (read Genesis
28:10-22).
6. In your house church group, discuss the relationship of our
spiritual relationship to the Lord and our use of material
blessings.
7. What do you think it means, “no man should appear before
the Lord empty-handed?” (Deuteronomy 16:16)
8. Are we accountable only to God for our stewardship, or are
we also accountable to each other?
9. Share with your house church group the Bible verse that you
feel best describes the fact that God is the owner of all things.
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Meditate upon and apply these Scriptures to your life this week:
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Time is Short
The Holy Spirit inspired the apostle Paul to write these very prophetic
words: “…The time is short” (1 Corinthians 7:29). What is the
deeper meaning of this Scripture for believers today?
If there is very little of some thing, then usually that thing is very
valuable. For example, dirt, sand and ordinary rocks are very common
and plentiful. However, they are worth very, very little. On the other
hand, gold and diamonds are very hard to find. Thus, they are very
valuable. If man never died, time would not be valuable. However,
man dies after his time on earth and therefore time is very valuable.
Moreover, the way we use our time has eternal significance.
Even if you have many, many years of life remaining here on this
earth, the fact is, “You are a mist that appears for a little while and
then vanishes” (James 4:14). That is how James describes our life.
Even the longest life (90 or 100 years) is extremely tiny in comparison
to all eternity. For example, you can probably remember very well
some events that happened during your childhood as if they happened
yesterday. The reason is simply because it really has not been that long
ago, from an eternal viewpoint, when those events happened.
Therefore, regardless of how much time you have to develop habits
and a life more like Isa Masih, it really is not much time. Moreover,
not only is time short, but it passes very quickly. The apostle John
says it very clearly: “The world and its desires pass away” (1 John
2:17). We humans often speak of “saving” time, “making up” time, or
“buying” time, but those words are really without much meaning. We
can do nothing with time except to use it wisely. Once one day [or
even one minute] is past, it cannot be recovered.
Finally, if we do not discipline our use of time NOW, it will only be
more difficult to discipline ourselves later when we are older. We must
remember that time is short and is passing quickly.
Have you ever written down exactly how you spent a 24-hour period?
It might be interesting to see how you lived for one day.
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Lost Opportunities
When we study the Book of Proverbs carefully, we notice that there
are 2 people who are not looked upon with favor. These 2 are the
“fool” and the “sluggard.” Who exactly is the “sluggard?” He is the
person who is lazy and wastes time. Moreover, he always seems to
have a good excuse for wasting his time.
The “sluggard” is an expert when it comes to making up excuses.
Look at Proverbs 26:13-15. He says, “There is a lion in the road,” and
then goes back to sleep! He is too lazy to even lift his hand to his
mouth in order to eat! The modern day “sluggard” would be the one
who will not go to work or church meetings because he might miss
something interesting on the radio or TV. On the other hand, he is
afraid that he will not get enough rest and sleep. Of course, 7 - 8 hours
each day are not enough for him. He has no discipline of the Spirit in
his life.
The “sluggard” never seems to have enough time for the things that
really matter, especially things that require discipline and hard work.
Then, before he even realizes it, his time and the opportunities
that were in front of him are gone. As Proverbs 24:33 - 34 instructs
us: “A little sleep, a little slumber, a little folding of the hands to rest -
and poverty will come on you like a bandit and scarcity like an armed
man.”
Notice from the above Scripture, it is only a “little sleep” and a “little
slumber” that brought ruin and lost opportunities to the sluggard. It is
very easy to lose an opportunity. We really do not have to do anything
to waste opportunities – literally!
For many people, time seems so plentiful that losing a lot of time does
not really make much difference. However, if people threw their
money away as many throw their time away, we would think that they
are very wasteful. Yet, time is more valuable than money because
money cannot buy time.
Think about today. Have you lost any opportunities?
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Discussion Guide
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Meditate upon and apply these Scriptures to your life this week:
1. Mark 12:44 – “They all gave out of their wealth; but she, out of
her poverty, put in everything – all she had to live on.”
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Discussion Guide
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Meditate upon and apply these Scriptures to your life this week:
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Discussion Guide
1. Discuss with your house church group how giving tithes and
offerings may help your fellowship with Isa.
2. Discuss with your house church group the covenant
relationship we have with God. [Please read Matthew 26:28
and Luke 22:20 during your discussion time.]
3. Discuss with your house church group the idea of being “set
apart” to God. Should only our tithes and gifts be “set apart?”
How does this apply to our whole life as a believer, and how
does it apply to our church?
4. Discuss with your house church group this question:
“Although Isa commended tithing and fasting, why do you
think He was not more specific in His teaching about how we
should practice these things?”
5. Privately, read again Luke 19:1-10. Were Zacchaeus’ actions
necessary? Why did Isa so quickly say that, “Salvation has
come to this house”?
6. Discuss with your house church group the statement, “Tithing
is like a beginning point.” Then, discuss the ideas of “grace
giving” and “law giving.”
7. Discuss with your house church group the following question:
“Which is more difficult, for a wealthy person to give a tithe,
or a poor person?” Why?
8. As a group, discuss your church’s responsibility [not your
personal responsibility] to give to the Lord. Are these two
ideas “tied together?”
9. Think about this: “The person who gives generously and
sacrificially will always be growing spiritually.” Do you agree?
According to Scripture, is it true?
10. Think of ways the house church itself should give its tithe.
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A program of:
CASALT: Servant and Leadership Training
March 2005
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