PROBLEMA 1

FINANCIAMIENTO POR CRÉDITO NOTA: 09 NUEVE

CREDITO BANCO SANTANDER (EUROS)

100 TNA 18% Cap/Men

TEM 2%
TET 4.57%

100 = 5 + 8.95*FAS(i;16)

1
0

5
A = 100*FRC(0.0457;16) = 8.95

TCET en Euros 5.29% TCEA en $ 56.58% TCE S/. 98.58%

 a  (d
INGRESOS NETOS 100
 Re v  
 b 
Egreso 1 5 1
Egreso 2 95.00 
EGRESOS NETOS 100.00057341

I-E -0.000573414

CREDITO BANCO SCOTIABANK (SOLES)

100

TEA 40%
TEM 2.84%
8

1 36
 5 A = 100*FRC(0.0284;36) = 4.47

8 100 + 8*FSA(i;36) = 13 + 4.47*FAS(i;36)

TCEM en S/. 3.62% TCEA 53.24%

Ingreso 1 100.00
Ingreso 2 2.22 FALTA COSTO APORTE, ESTRUCTURA FINANCIERA Y CP
INGRESOS NETOS 102.22

04 PUNTOS
Egreso 1 8
Egreso 2 5
Egreso 3 89.22
EGRESOS NETOS 102.22

I-E 0.00
 16
TRIM

b
a ( dev )
 a
 Re v  
 b  b
1 dev 
 a

MESES
UCTURA FINANCIERA Y CPPK
PROBLEMA 2
MOTOR ACTUAL
COSTO DE OPERARIO:(2 oper*$300/Oper-Mes*12 Mese/Año)
COSTO DE ENERGÍA: (2500KW*$0.055/KW-Hr*330Dias/Años*8Hr/Dia)
COSTO DE MANTENIEMIENTO:(200/Mes*12Meses/1Año)
GASTOS($700/Mes*12Meses/Año)
EPP

MOTOR MODERNO
COSTO DE OPERARIO(1 oper*$500/Oper-Mes*12Meses/Año)
COSTO DE ENERGÍA(2200kw*$0.055/KW-Hr*330Dias/Año*8Hr/Día)
COSTO DE MANTENIMIENTO
GASTOS DE REPARACIÓN
EPP

INGRESOS POR AHORRO

CONTROL DE ACTIVOS

COSTO DE MOTOR MODERNO 80,000.00

VIDA UTIL 10 AÑOS
VALOR DE RESCATE 10%
DEPRECIACIÓN (SDA) 55
GASTO INSTALACIÓN Y PUESTA EN MARCHA 2,500.00
VALOR DE MERCADO 5,500.00 AÑO 10

DESCRIPCIÓN 0 1 2
MOTOR MODERNO 82,500.00 69,000.00 56,850.00
VIDA UTIL 10 9
dt 0.18 0.16
DEPRECIACIÓN 13,500.00 12,150.00

RAF = V.M-(V.M-V.L)*Tx 6,325.00

FLUJO DE EFECTIVO
DESCRIPCIÓN 0 1 2
(+)INGRESOS POR AHORROS 51,560.00 51,560.00
(-)DEPRECIACIÓN 13,500.00 12,150.00
=GANANCIA ANT. IMP. 38,060.00 39,410.00
(-) IMP. 11,418.00 11,823.00
=GANANCIA DESP.IMP 26,642.00 27,587.00
(+)DEPRECIACIÓN 13,500.00 12,150.00
=FCO 40,142.00 39,737.00

INVERSION
(-)MOTOR MODERNO -82,500.00
(-)RAF

=FLUJO DE INVERSIÓN -82,500.00 0.00 0.00

FCE -82,500.00 40,142.00 39,737.00

5 PUNTOS
 7,200.00
363,000.00
2,400.00
8,400.00
200.00
381,200.00

6,000.00
319,440.00
3,000.00 C/TRES AÑOS
1,000.00
200.00
329,640.00

51,560.00

3 4 5 6 7 8
46,050.00 36,600.00 28,500.00 21,750.00 16,350.00 12,300.00
8 7 6 5 4 3
0.15 0.13 0.11 0.09 0.07 0.05
10,800.00 9,450.00 8,100.00 6,750.00 5,400.00 4,050.00

3 4 5 6 7 8
51,560.00 51,560.00 51,560.00 51,560.00 51,560.00 51,560.00
10,800.00 9,450.00 8,100.00 6,750.00 5,400.00 4,050.00
40,760.00 42,110.00 43,460.00 44,810.00 46,160.00 47,510.00
12,228.00 12,633.00 13,038.00 13,443.00 13,848.00 14,253.00
28,532.00 29,477.00 30,422.00 31,367.00 32,312.00 33,257.00
10,800.00 9,450.00 8,100.00 6,750.00 5,400.00 4,050.00
39,332.00 38,927.00 38,522.00 38,117.00 37,712.00 37,307.00
 0.00 0.00 0.00 0.00 0.00 0.00

39,332.00 38,927.00 38,522.00 38,117.00 37,712.00 37,307.00

 9 10
9,600.00 8,250.00
2 1
0.04 0.02
2,700.00 1,350.00

9 10
51,560.00 51,560.00
2,700.00 1,350.00
48,860.00 50,210.00
14,658.00 15,063.00
34,202.00 35,147.00
2,700.00 1,350.00
36,902.00 36,497.00
 6,325.00

0.00 6,325.00

36,902.00 42,822.00