Tarea Matemáticas Finacieras

Ponce Asencio Carmen Lucía

♥ P= 5,000,000 pesos
♥ n= 6 años
♥ i= 10% anual (ps)

1. Determinar la TAE

M= 52/1 = 52

TAE = 0.105064793 10.5065%

2. Elaborar las dos formas

a) Interes Simple Pago Único

Año Saldo Insoluto Interés Pagos de Principal Pago Total

1 5,000,000 525,323.96 - 525,323.96
2 5,000,000 525,323.96 - 525,323.96
3 5,000,000 525,323.96 - 525,323.96
4 5,000,000 525,323.96 - 525,323.96
5 5,000,000 525,323.96 - 525,323.96
6 5,000,000 525,323.96 5,000,000 5,525,323.96
Total - 3,151,943.78 5,000,000.00 8,151,943.78

b) Interés Simple con Serie de Pagos

Año Saldo Insoluto Interés Pagos de Principal Pago Total

1 5,000,000 525,323.96 833,333.33 1,358,657.30
2 4,166,666.67 437,769.97 833,333.33 1,271,103.30
3 3,333,333.33 350,215.98 833,333.33 1,183,549.31
4 2,500,000.00 262,661.98 833,333.33 1,095,995.32
5 1,666,666.67 175,107.99 833,333.33 1,008,441.32
6 833,333.33 87,553.99 833,333.33 920,887.33
Total - 1,838,633.87 5,000,000.00 6,838,633.87
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