PRÁCTICA 1: FUNCIONES DE EXCEL

Implementos agrícolas S.A. vende un tractor, cuyo precio de contado es de

$190000.00 bajo las siguientes condiciones:
*Dar un enganche equivalente $47500.00 sobre el precio.
*El resto hacerlo en 36 abonos quincenales iguales en cantidad.
*Considere una tasa de interés del 50% anual capitalizable quincenalmente.

Calcule el importe del abono quincenal y realice la tabla de amortización correspondiente.

Costo $ 190,000.00
Enganche $ 47,500.00 N. Periodo Renta o pago Interes
N. Periodo 36 0 0 0
Tasa 50% 0.04166667 1 $7,711.23 $5,937.50
SALDO (-va) $ 142,500.00 2 $7,711.23 $5,863.59
PAGO QUINCENAL $7,711.23 3 $7,711.23 $5,786.61
4 $7,711.23 $5,706.42
5 $7,711.23 $5,622.88
6 $7,711.23 $5,535.87
7 $7,711.23 $5,445.23
8 $7,711.23 $5,350.81
9 $7,711.23 $5,252.46
10 $7,711.23 $5,150.01
11 $7,711.23 $5,043.29
12 $7,711.23 $4,932.13
13 $7,711.23 $4,816.33
14 $7,711.23 $4,695.71
15 $7,711.23 $4,570.07
16 $7,711.23 $4,439.18
17 $7,711.23 $4,302.85
18 $7,711.23 $4,160.83
19 $7,711.23 $4,012.90
20 $7,711.23 $3,858.80
21 $7,711.23 $3,698.28
22 $7,711.23 $3,531.08
23 $7,711.23 $3,356.91
24 $7,711.23 $3,175.48
25 $7,711.23 $2,986.49
26 $7,711.23 $2,789.62
27 $7,711.23 $2,584.55
28 $7,711.23 $2,370.94
29 $7,711.23 $2,148.43
30 $7,711.23 $1,916.65
31 $7,711.23 $1,675.21
 32 $7,711.23 $1,423.70
33 $7,711.23 $1,161.72
34 $7,711.23 $888.83
35 $7,711.23 $604.56
36 $7,711.23 $308.45
total $269,893.15
e

te.

correspondiente.

AmortizacionSaldo insoluto
0 $ 142,500.00
$1,773.73 $ 140,726.27
$1,847.64 $ 138,878.63
$1,924.62 $ 136,954.01
$2,004.82 $ 134,949.19
$2,088.35 $ 132,860.84
$2,175.36 $ 130,685.48
$2,266.00 $ 128,419.47
$2,360.42 $ 126,059.05
$2,458.77 $ 123,600.28
$2,561.22 $ 121,039.06
$2,667.94 $ 118,371.12
$2,779.10 $ 115,592.01
$2,894.90 $ 112,697.11
$3,015.52 $ 109,681.59
$3,141.17 $ 106,540.43
$3,272.05 $ 103,268.38
$3,408.38 $ 99,860.00
$3,550.40 $ 96,309.60
$3,698.33 $ 92,611.26
$3,852.43 $ 88,758.83
$4,012.95 $ 84,745.89
$4,180.15 $ 80,565.73
$4,354.33 $ 76,211.40
$4,535.76 $ 71,675.65
$4,724.75 $ 66,950.90
$4,921.61 $ 62,029.29
$5,126.68 $ 56,902.61
$5,340.29 $ 51,562.32
$5,562.80 $ 45,999.51
$5,794.59 $ 40,204.93
$6,036.03 $ 34,168.90
$6,287.53 $ 27,881.37
$6,549.51 $ 21,331.86
$6,822.41 $ 14,509.46
$7,106.67 $ 7,402.78
$7,402.78 $ -
PRÁCTICA 1: FUNCIONES DE EXCEL

Una pareja de recién casados compra un departamento de $ 95,000.00

pagando $ 15,000.00 de enganche y por el saldo adquieren un crédito
hipotecario a 12 años con una tasa de interés del 27% anual, capitalizable
mensualmente.
*Calcule el pago mensual.
*Elabora una tabla de amortización.

Costo $ 95,000.00
Enganche $ 15,000.00 N. Periodo Renta o pago Interes
N. Periodo 12 144 0 0 0
Tasa 27% 0.0225 1 $1,876.16 $1,800.00
SALDO (-va) $ 80,000.00 2 $1,876.16 $1,798.29
PAGO MENSUAL $1,876.16 3 $1,876.16 $1,796.53
4 $1,876.16 $1,794.74
5 $1,876.16 $1,792.91
6 $1,876.16 $1,791.04
7 $1,876.16 $1,789.12
8 $1,876.16 $1,787.16
9 $1,876.16 $1,785.16
10 $1,876.16 $1,783.11
11 $1,876.16 $1,781.02
12 $1,876.16 $1,778.88
13 $1,876.16 $1,776.69
14 $1,876.16 $1,774.45
15 $1,876.16 $1,772.16
16 $1,876.16 $1,769.82
17 $1,876.16 $1,767.43
18 $1,876.16 $1,764.98
19 $1,876.16 $1,762.48
20 $1,876.16 $1,759.92
21 $1,876.16 $1,757.31
22 $1,876.16 $1,754.63
23 $1,876.16 $1,751.90
24 $1,876.16 $1,749.10
25 $1,876.16 $1,746.25
26 $1,876.16 $1,743.32
27 $1,876.16 $1,740.33
28 $1,876.16 $1,737.28
29 $1,876.16 $1,734.15
30 $1,876.16 $1,730.96
31 $1,876.16 $1,727.69
32 $1,876.16 $1,724.35
33 $1,876.16 $1,720.93
34 $1,876.16 $1,717.44
35 $1,876.16 $1,713.87
36 $1,876.16 $1,710.22
37 $1,876.16 $1,706.48
38 $1,876.16 $1,702.67
39 $1,876.16 $1,698.76
40 $1,876.16 $1,694.77
41 $1,876.16 $1,690.69
42 $1,876.16 $1,686.52
43 $1,876.16 $1,682.25
44 $1,876.16 $1,677.89
45 $1,876.16 $1,673.42
46 $1,876.16 $1,668.86
47 $1,876.16 $1,664.20
48 $1,876.16 $1,659.43
49 $1,876.16 $1,654.55
50 $1,876.16 $1,649.57
51 $1,876.16 $1,644.47
52 $1,876.16 $1,639.26
53 $1,876.16 $1,633.92
54 $1,876.16 $1,628.47
55 $1,876.16 $1,622.90
56 $1,876.16 $1,617.20
57 $1,876.16 $1,611.38
58 $1,876.16 $1,605.42
59 $1,876.16 $1,599.33
60 $1,876.16 $1,593.10
61 $1,876.16 $1,586.73
62 $1,876.16 $1,580.22
63 $1,876.16 $1,573.56
64 $1,876.16 $1,566.75
65 $1,876.16 $1,559.79
66 $1,876.16 $1,552.67
67 $1,876.16 $1,545.39
68 $1,876.16 $1,537.95
69 $1,876.16 $1,530.34
70 $1,876.16 $1,522.56
71 $1,876.16 $1,514.60
72 $1,876.16 $1,506.47
73 $1,876.16 $1,498.15
74 $1,876.16 $1,489.64
75 $1,876.16 $1,480.94
76 $1,876.16 $1,472.05
77 $1,876.16 $1,462.96
78 $1,876.16 $1,453.66
79 $1,876.16 $1,444.16
80 $1,876.16 $1,434.44
81 $1,876.16 $1,424.50
82 $1,876.16 $1,414.33
 83 $1,876.16 $1,403.94
84 $1,876.16 $1,393.32
85 $1,876.16 $1,382.45
86 $1,876.16 $1,371.35
87 $1,876.16 $1,359.99
88 $1,876.16 $1,348.37
89 $1,876.16 $1,336.50
90 $1,876.16 $1,324.36
91 $1,876.16 $1,311.94
92 $1,876.16 $1,299.25
93 $1,876.16 $1,286.26
94 $1,876.16 $1,272.99
95 $1,876.16 $1,259.42
96 $1,876.16 $1,245.54
97 $1,876.16 $1,231.35
98 $1,876.16 $1,216.85
99 $1,876.16 $1,202.01
100 $1,876.16 $1,186.84
101 $1,876.16 $1,171.33
102 $1,876.16 $1,155.47
103 $1,876.16 $1,139.26
104 $1,876.16 $1,122.68
105 $1,876.16 $1,105.73
106 $1,876.16 $1,088.39
107 $1,876.16 $1,070.67
108 $1,876.16 $1,052.54
109 $1,876.16 $1,034.01
110 $1,876.16 $1,015.06
111 $1,876.16 $995.69
112 $1,876.16 $975.88
113 $1,876.16 $955.62
114 $1,876.16 $934.91
115 $1,876.16 $913.73
116 $1,876.16 $892.07
117 $1,876.16 $869.93
118 $1,876.16 $847.29
119 $1,876.16 $824.14
120 $1,876.16 $800.47
121 $1,876.16 $776.27
122 $1,876.16 $751.52
123 $1,876.16 $726.22
124 $1,876.16 $700.34
125 $1,876.16 $673.89
126 $1,876.16 $646.84
127 $1,876.16 $619.18
128 $1,876.16 $590.89
129 $1,876.16 $561.98
130 $1,876.16 $532.41
 131 $1,876.16 $502.17
132 $1,876.16 $471.26
133 $1,876.16 $439.65
134 $1,876.16 $407.32
135 $1,876.16 $374.28
136 $1,876.16 $340.48
137 $1,876.16 $305.93
138 $1,876.16 $270.60
139 $1,876.16 $234.48
140 $1,876.16 $197.54
141 $1,876.16 $159.77
142 $1,876.16 $121.15
143 $1,876.16 $81.66
144 $1,876.16 $41.28
total $268,291.54
Amortizacion Saldo insoluto
0 $ 80,000.00
$76.16 $ 79,923.84
$77.88 $ 79,845.96
$79.63 $ 79,766.33
$81.42 $ 79,684.90
$83.25 $ 79,601.65
$85.13 $ 79,516.52
$87.04 $ 79,429.48
$89.00 $ 79,340.48
$91.00 $ 79,249.47
$93.05 $ 79,156.42
$95.15 $ 79,061.28
$97.29 $ 78,963.99
$99.47 $ 78,864.52
$101.71 $ 78,762.80
$104.00 $ 78,658.80
$106.34 $ 78,552.46
$108.73 $ 78,443.73
$111.18 $ 78,332.55
$113.68 $ 78,218.86
$116.24 $ 78,102.62
$118.86 $ 77,983.77
$121.53 $ 77,862.24
$124.26 $ 77,737.97
$127.06 $ 77,610.91
$129.92 $ 77,480.99
$132.84 $ 77,348.15
$135.83 $ 77,212.32
$138.89 $ 77,073.43
$142.01 $ 76,931.42
$145.21 $ 76,786.21
$148.47 $ 76,637.74
$151.82 $ 76,485.92
$155.23 $ 76,330.69
$158.72 $ 76,171.97
$162.30 $ 76,009.67
$165.95 $ 75,843.73
$169.68 $ 75,674.04
$173.50 $ 75,500.55
$177.40 $ 75,323.14
$181.39 $ 75,141.75
$185.48 $ 74,956.27
$189.65 $ 74,766.63
$193.92 $ 74,572.71
$198.28 $ 74,374.43
$202.74 $ 74,171.69
$207.30 $ 73,964.39
$211.97 $ 73,752.42
$216.74 $ 73,535.69
$221.61 $ 73,314.08
$226.60 $ 73,087.48
$231.70 $ 72,855.78
$236.91 $ 72,618.87
$242.24 $ 72,376.63
$247.69 $ 72,128.94
$253.26 $ 71,875.68
$258.96 $ 71,616.72
$264.79 $ 71,351.93
$270.75 $ 71,081.18
$276.84 $ 70,804.35
$283.07 $ 70,521.28
$289.44 $ 70,231.84
$295.95 $ 69,935.89
$302.61 $ 69,633.29
$309.42 $ 69,323.87
$316.38 $ 69,007.49
$323.50 $ 68,684.00
$330.77 $ 68,353.22
$338.22 $ 68,015.01
$345.83 $ 67,669.18
$353.61 $ 67,315.57
$361.56 $ 66,954.01
$369.70 $ 66,584.31
$378.02 $ 66,206.29
$386.52 $ 65,819.77
$395.22 $ 65,424.55
$404.11 $ 65,020.43
$413.20 $ 64,607.23
$422.50 $ 64,184.73
$432.01 $ 63,752.72
$441.73 $ 63,310.99
$451.67 $ 62,859.32
$461.83 $ 62,397.49
 $472.22 $ 61,925.27
$482.85 $ 61,442.43
$493.71 $ 60,948.72
$504.82 $ 60,443.90
$516.18 $ 59,927.72
$527.79 $ 59,399.93
$539.67 $ 58,860.26
$551.81 $ 58,308.46
$564.22 $ 57,744.23
$576.92 $ 57,167.31
$589.90 $ 56,577.41
$603.17 $ 55,974.24
$616.74 $ 55,357.49
$630.62 $ 54,726.87
$644.81 $ 54,082.06
$659.32 $ 53,422.75
$674.15 $ 52,748.59
$689.32 $ 52,059.27
$704.83 $ 51,354.44
$720.69 $ 50,633.75
$736.91 $ 49,896.85
$753.49 $ 49,143.36
$770.44 $ 48,372.92
$787.77 $ 47,585.15
$805.50 $ 46,779.65
$823.62 $ 45,956.03
$842.15 $ 45,113.87
$861.10 $ 44,252.77
$880.48 $ 43,372.29
$900.29 $ 42,472.00
$920.54 $ 41,551.46
$941.26 $ 40,610.20
$962.44 $ 39,647.77
$984.09 $ 38,663.68
$1,006.23 $ 37,657.45
$1,028.87 $ 36,628.57
$1,052.02 $ 35,576.55
$1,075.69 $ 34,500.86
$1,099.90 $ 33,400.96
$1,124.64 $ 32,276.32
$1,149.95 $ 31,126.37
$1,175.82 $ 29,950.55
$1,202.28 $ 28,748.28
$1,229.33 $ 27,518.95
$1,256.99 $ 26,261.96
$1,285.27 $ 24,976.69
$1,314.19 $ 23,662.50
$1,343.76 $ 22,318.74
$1,373.99 $ 20,944.75
$1,404.91 $ 19,539.84
$1,436.52 $ 18,103.32
$1,468.84 $ 16,634.48
$1,501.89 $ 15,132.59
$1,535.68 $ 13,596.91
$1,570.23 $ 12,026.68
$1,605.56 $ 10,421.11
$1,641.69 $ 8,779.42
$1,678.63 $ 7,100.80
$1,716.40 $ 5,384.40
$1,755.02 $ 3,629.38
$1,794.50 $ 1,834.88
$1,834.88 -$ 0.00