4.

70%

0 1 2 3 4
12000 12000 12000 12000

VALOR $255,319.15

VP 275000

R 4.364%

0 1 2 3 ….
-1000

tpa 7.50%
ANNUAL 7.50%
SEMEST 7.64%
MENSUAL 7.76%
CONTINUA 7.79%

0 1 2 3 4 …..

11% 750
6% 250
Tabla Amortización
I
P
S

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
 89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
 277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300

AÑOS 0 …... …... 10 …... …...

MESES 1 120 121

TAE 11%
TPA 10.482%
(350,000.00)

2100 $442,239.69

92,239.69

$2,497.96

$2,497.96

0 1 2 3
(10,000.00) 2,000.00 2,000.00 4,000.00

$1,704.96
$1,453.44
$2,478.05
$2,112.49
$2,251.06
0.00

$2,312.99
10%
17.30%

$0.00

A B Incremental
13% 16% 10.55% Tir Interseccion
(10,000.00) (10,000.00) -
1,000.00 10,000.00 9,000.00
1,000.00 1,000.00 -
12,000.00 1,000.00 (11,000.00)
 0 1 2
A -1000000 1,200,000.00 -
B -2000000 - -

IR =PV flujos
Inversion inicial

1200 800
1100 2300
900 2900

$1.31 $2,745.01 $1.34 $4,961.51

2100 3700
 $645.01 $1,261.51

285.47 10% 12% 12%

($1,240.28) 20% -9400 9400
4500 -4500
3100 -3100
2400 -2400
1800 -1800

10%
-35000
 19800
19800
19800

Indice Rentabilidad 1.40684769775679

VPN $14,239.67

Mini SUV
(495,000.00) (465,000.00)
352,000.00 33,000.00
198,000.00 266,000.00
165,000.00 154,000.00

112,603.31
25% -1%
 A B
-225000 -450000
165000 300000
165000 300000

IR 1.23937074829932 1.1267006803
VPN $53,858.42 $57,015.31
 6.870%
13.13%
10.29%
8.763%

0.0861749896069117

0.12751332029896

6
vf

1,543.30 $1,543.30
1,555.45 $1,555.45
1,566.12 $1,566.12
1,568.31 $1,568.31

0
30 31 32 33 ….
360

$2,103,389.80
$251,128.76
$2,354,518.56

8%
 $18,172.56 $18,172.56 $18,172.56 $18,172.56
Iguales
Períodicos
Sucesivos m= 12 8.300%

Saldo Original Pago -PMT Abono Kap. Abono Int Saldo Capital
$2,354,518.56 $18,172.56 $2,475.77 15,696.79 $2,352,042.80
$2,352,042.80 $18,172.56 $2,492.27 15,680.29 $2,349,550.53
$2,349,550.53 $18,172.56 $2,508.89 15,663.67 $2,347,041.64
$2,347,041.64 $18,172.56 $2,525.61 15,646.94 $2,344,516.03
$2,344,516.03 $18,172.56 $2,542.45 15,630.11 $2,341,973.58
$2,341,973.58 $18,172.56 $2,559.40 15,613.16 $2,339,414.18
$2,339,414.18 $18,172.56 $2,576.46 15,596.09 $2,336,837.72
$2,336,837.72 $18,172.56 $2,593.64 15,578.92 $2,334,244.08
$2,334,244.08 $18,172.56 $2,610.93 15,561.63 $2,331,633.15
$2,331,633.15 $18,172.56 $2,628.34 15,544.22 $2,329,004.82
$2,329,004.82 $18,172.56 $2,645.86 15,526.70 $2,326,358.96
$2,326,358.96 $18,172.56 $2,663.50 15,509.06 $2,323,695.46
$2,323,695.46 $18,172.56 $2,681.25 15,491.30 $2,321,014.21
$2,321,014.21 $18,172.56 $2,699.13 15,473.43 $2,318,315.08
$2,318,315.08 $18,172.56 $2,717.12 15,455.43 $2,315,597.96
$2,315,597.96 $18,172.56 $2,735.24 15,437.32 $2,312,862.72
$2,312,862.72 $18,172.56 $2,753.47 15,419.08 $2,310,109.25
$2,310,109.25 $18,172.56 $2,771.83 15,400.73 $2,307,337.42
$2,307,337.42 $18,172.56 $2,790.31 15,382.25 $2,304,547.12
$2,304,547.12 $18,172.56 $2,808.91 15,363.65 $2,301,738.21
$2,301,738.21 $18,172.56 $2,827.63 15,344.92 $2,298,910.57
$2,298,910.57 $18,172.56 $2,846.49 15,326.07 $2,296,064.09
$2,296,064.09 $18,172.56 $2,865.46 15,307.09 $2,293,198.63
$2,293,198.63 $18,172.56 $2,884.57 15,287.99 $2,290,314.06
$2,290,314.06 $18,172.56 $2,903.80 15,268.76 $2,287,410.26
$2,287,410.26 $18,172.56 $2,923.15 15,249.40 $2,284,487.11
$2,284,487.11 $18,172.56 $2,942.64 15,229.91 $2,281,544.47
$2,281,544.47 $18,172.56 $2,962.26 15,210.30 $2,278,582.21
$2,278,582.21 $18,172.56 $2,982.01 15,190.55 $2,275,600.20
$2,275,600.20 $18,172.56 $3,001.89 15,170.67 $2,272,598.31
$2,272,598.31 $18,172.56 $3,021.90 15,150.66 $2,269,576.41
$2,269,576.41 $18,172.56 $3,042.05 15,130.51 $2,266,534.36
$2,266,534.36 $18,172.56 $3,062.33 15,110.23 $2,263,472.04
$2,263,472.04 $18,172.56 $3,082.74 15,089.81 $2,260,389.29
$2,260,389.29 $18,172.56 $3,103.29 15,069.26 $2,257,286.00
$2,257,286.00 $18,172.56 $3,123.98 15,048.57 $2,254,162.02
$2,254,162.02 $18,172.56 $3,144.81 15,027.75 $2,251,017.21
$2,251,017.21 $18,172.56 $3,165.77 15,006.78 $2,247,851.43
$2,247,851.43 $18,172.56 $3,186.88 14,985.68 $2,244,664.55
$2,244,664.55 $18,172.56 $3,208.13 14,964.43 $2,241,456.43
$2,241,456.43 $18,172.56 $3,229.51 14,943.04 $2,238,226.91
$2,238,226.91 $18,172.56 $3,251.04 14,921.51 $2,234,975.87
$2,234,975.87 $18,172.56 $3,272.72 14,899.84 $2,231,703.15
$2,231,703.15 $18,172.56 $3,294.54 14,878.02 $2,228,408.62
$2,228,408.62 $18,172.56 $3,316.50 14,856.06 $2,225,092.12
$2,225,092.12 $18,172.56 $3,338.61 14,833.95 $2,221,753.51
$2,221,753.51 $18,172.56 $3,360.87 14,811.69 $2,218,392.65
$2,218,392.65 $18,172.56 $3,383.27 14,789.28 $2,215,009.37
$2,215,009.37 $18,172.56 $3,405.83 14,766.73 $2,211,603.55
$2,211,603.55 $18,172.56 $3,428.53 14,744.02 $2,208,175.01
$2,208,175.01 $18,172.56 $3,451.39 14,721.17 $2,204,723.63
$2,204,723.63 $18,172.56 $3,474.40 14,698.16 $2,201,249.23
$2,201,249.23 $18,172.56 $3,497.56 14,674.99 $2,197,751.67
$2,197,751.67 $18,172.56 $3,520.88 14,651.68 $2,194,230.79
$2,194,230.79 $18,172.56 $3,544.35 14,628.21 $2,190,686.44
$2,190,686.44 $18,172.56 $3,567.98 14,604.58 $2,187,118.46
$2,187,118.46 $18,172.56 $3,591.77 14,580.79 $2,183,526.69
$2,183,526.69 $18,172.56 $3,615.71 14,556.84 $2,179,910.98
$2,179,910.98 $18,172.56 $3,639.82 14,532.74 $2,176,271.16
$2,176,271.16 $18,172.56 $3,664.08 14,508.47 $2,172,607.08
$2,172,607.08 $18,172.56 $3,688.51 14,484.05 $2,168,918.57
$2,168,918.57 $18,172.56 $3,713.10 14,459.46 $2,165,205.47
$2,165,205.47 $18,172.56 $3,737.85 14,434.70 $2,161,467.62
$2,161,467.62 $18,172.56 $3,762.77 14,409.78 $2,157,704.85
$2,157,704.85 $18,172.56 $3,787.86 14,384.70 $2,153,916.99
$2,153,916.99 $18,172.56 $3,813.11 14,359.45 $2,150,103.88
$2,150,103.88 $18,172.56 $3,838.53 14,334.03 $2,146,265.35
$2,146,265.35 $18,172.56 $3,864.12 14,308.44 $2,142,401.23
$2,142,401.23 $18,172.56 $3,889.88 14,282.67 $2,138,511.35
$2,138,511.35 $18,172.56 $3,915.81 14,256.74 $2,134,595.53
$2,134,595.53 $18,172.56 $3,941.92 14,230.64 $2,130,653.61
$2,130,653.61 $18,172.56 $3,968.20 14,204.36 $2,126,685.42
$2,126,685.42 $18,172.56 $3,994.65 14,177.90 $2,122,690.76
$2,122,690.76 $18,172.56 $4,021.28 14,151.27 $2,118,669.48
$2,118,669.48 $18,172.56 $4,048.09 14,124.46 $2,114,621.39
$2,114,621.39 $18,172.56 $4,075.08 14,097.48 $2,110,546.31
$2,110,546.31 $18,172.56 $4,102.25 14,070.31 $2,106,444.06
$2,106,444.06 $18,172.56 $4,129.60 14,042.96 $2,102,314.46
$2,102,314.46 $18,172.56 $4,157.13 14,015.43 $2,098,157.34
$2,098,157.34 $18,172.56 $4,184.84 13,987.72 $2,093,972.49
$2,093,972.49 $18,172.56 $4,212.74 13,959.82 $2,089,759.76
$2,089,759.76 $18,172.56 $4,240.82 13,931.73 $2,085,518.93
$2,085,518.93 $18,172.56 $4,269.10 13,903.46 $2,081,249.83
$2,081,249.83 $18,172.56 $4,297.56 13,875.00 $2,076,952.28
$2,076,952.28 $18,172.56 $4,326.21 13,846.35 $2,072,626.07
$2,072,626.07 $18,172.56 $4,355.05 13,817.51 $2,068,271.02
$2,068,271.02 $18,172.56 $4,384.08 13,788.47 $2,063,886.94
$2,063,886.94 $18,172.56 $4,413.31 13,759.25 $2,059,473.63
$2,059,473.63 $18,172.56 $4,442.73 13,729.82 $2,055,030.90
$2,055,030.90 $18,172.56 $4,472.35 13,700.21 $2,050,558.55
$2,050,558.55 $18,172.56 $4,502.17 13,670.39 $2,046,056.38
$2,046,056.38 $18,172.56 $4,532.18 13,640.38 $2,041,524.20
$2,041,524.20 $18,172.56 $4,562.39 13,610.16 $2,036,961.80
$2,036,961.80 $18,172.56 $4,592.81 13,579.75 $2,032,368.99
$2,032,368.99 $18,172.56 $4,623.43 13,549.13 $2,027,745.56
$2,027,745.56 $18,172.56 $4,654.25 13,518.30 $2,023,091.31
$2,023,091.31 $18,172.56 $4,685.28 13,487.28 $2,018,406.03
$2,018,406.03 $18,172.56 $4,716.52 13,456.04 $2,013,689.52
$2,013,689.52 $18,172.56 $4,747.96 13,424.60 $2,008,941.56
$2,008,941.56 $18,172.56 $4,779.61 13,392.94 $2,004,161.94
$2,004,161.94 $18,172.56 $4,811.48 13,361.08 $1,999,350.47
$1,999,350.47 $18,172.56 $4,843.55 13,329.00 $1,994,506.91
$1,994,506.91 $18,172.56 $4,875.84 13,296.71 $1,989,631.07
$1,989,631.07 $18,172.56 $4,908.35 13,264.21 $1,984,722.72
$1,984,722.72 $18,172.56 $4,941.07 13,231.48 $1,979,781.65
$1,979,781.65 $18,172.56 $4,974.01 13,198.54 $1,974,807.64
$1,974,807.64 $18,172.56 $5,007.17 13,165.38 $1,969,800.47
$1,969,800.47 $18,172.56 $5,040.55 13,132.00 $1,964,759.91
$1,964,759.91 $18,172.56 $5,074.16 13,098.40 $1,959,685.76
$1,959,685.76 $18,172.56 $5,107.98 13,064.57 $1,954,577.77
$1,954,577.77 $18,172.56 $5,142.04 13,030.52 $1,949,435.73
$1,949,435.73 $18,172.56 $5,176.32 12,996.24 $1,944,259.42
$1,944,259.42 $18,172.56 $5,210.83 12,961.73 $1,939,048.59
$1,939,048.59 $18,172.56 $5,245.57 12,926.99 $1,933,803.02
$1,933,803.02 $18,172.56 $5,280.54 12,892.02 $1,928,522.49
$1,928,522.49 $18,172.56 $5,315.74 12,856.82 $1,923,206.75
$1,923,206.75 $18,172.56 $5,351.18 12,821.38 $1,917,855.57
$1,917,855.57 $18,172.56 $5,386.85 12,785.70 $1,912,468.72
$1,912,468.72 $18,172.56 $5,422.76 12,749.79 $1,907,045.95
$1,907,045.95 $18,172.56 $5,458.92 12,713.64 $1,901,587.04
$1,901,587.04 $18,172.56 $5,495.31 12,677.25 $1,896,091.73
$1,896,091.73 $18,172.56 $5,531.94 12,640.61 $1,890,559.78
$1,890,559.78 $18,172.56 $5,568.82 12,603.73 $1,884,990.96
$1,884,990.96 $18,172.56 $5,605.95 12,566.61 $1,879,385.01
$1,879,385.01 $18,172.56 $5,643.32 12,529.23 $1,873,741.69
$1,873,741.69 $18,172.56 $5,680.94 12,491.61 $1,868,060.74
$1,868,060.74 $18,172.56 $5,718.82 12,453.74 $1,862,341.92
$1,862,341.92 $18,172.56 $5,756.94 12,415.61 $1,856,584.98
$1,856,584.98 $18,172.56 $5,795.32 12,377.23 $1,850,789.66
$1,850,789.66 $18,172.56 $5,833.96 12,338.60 $1,844,955.70
$1,844,955.70 $18,172.56 $5,872.85 12,299.70 $1,839,082.85
$1,839,082.85 $18,172.56 $5,912.00 12,260.55 $1,833,170.84
$1,833,170.84 $18,172.56 $5,951.42 12,221.14 $1,827,219.43
$1,827,219.43 $18,172.56 $5,991.09 12,181.46 $1,821,228.33
$1,821,228.33 $18,172.56 $6,031.03 12,141.52 $1,815,197.30
$1,815,197.30 $18,172.56 $6,071.24 12,101.32 $1,809,126.06
$1,809,126.06 $18,172.56 $6,111.72 12,060.84 $1,803,014.34
$1,803,014.34 $18,172.56 $6,152.46 12,020.10 $1,796,861.88
$1,796,861.88 $18,172.56 $6,193.48 11,979.08 $1,790,668.41
$1,790,668.41 $18,172.56 $6,234.77 11,937.79 $1,784,433.64
$1,784,433.64 $18,172.56 $6,276.33 11,896.22 $1,778,157.31
$1,778,157.31 $18,172.56 $6,318.17 11,854.38 $1,771,839.13
$1,771,839.13 $18,172.56 $6,360.30 11,812.26 $1,765,478.84
$1,765,478.84 $18,172.56 $6,402.70 11,769.86 $1,759,076.14
$1,759,076.14 $18,172.56 $6,445.38 11,727.17 $1,752,630.76
$1,752,630.76 $18,172.56 $6,488.35 11,684.21 $1,746,142.41
$1,746,142.41 $18,172.56 $6,531.61 11,640.95 $1,739,610.80
$1,739,610.80 $18,172.56 $6,575.15 11,597.41 $1,733,035.65
$1,733,035.65 $18,172.56 $6,618.99 11,553.57 $1,726,416.66
$1,726,416.66 $18,172.56 $6,663.11 11,509.44 $1,719,753.55
$1,719,753.55 $18,172.56 $6,707.53 11,465.02 $1,713,046.02
$1,713,046.02 $18,172.56 $6,752.25 11,420.31 $1,706,293.77
$1,706,293.77 $18,172.56 $6,797.26 11,375.29 $1,699,496.51
$1,699,496.51 $18,172.56 $6,842.58 11,329.98 $1,692,653.93
$1,692,653.93 $18,172.56 $6,888.20 11,284.36 $1,685,765.73
$1,685,765.73 $18,172.56 $6,934.12 11,238.44 $1,678,831.61
$1,678,831.61 $18,172.56 $6,980.35 11,192.21 $1,671,851.27
$1,671,851.27 $18,172.56 $7,026.88 11,145.68 $1,664,824.39
$1,664,824.39 $18,172.56 $7,073.73 11,098.83 $1,657,750.66
$1,657,750.66 $18,172.56 $7,120.89 11,051.67 $1,650,629.77
$1,650,629.77 $18,172.56 $7,168.36 11,004.20 $1,643,461.42
$1,643,461.42 $18,172.56 $7,216.15 10,956.41 $1,636,245.27
$1,636,245.27 $18,172.56 $7,264.25 10,908.30 $1,628,981.01
$1,628,981.01 $18,172.56 $7,312.68 10,859.87 $1,621,668.33
$1,621,668.33 $18,172.56 $7,361.43 10,811.12 $1,614,306.90
$1,614,306.90 $18,172.56 $7,410.51 10,762.05 $1,606,896.39
$1,606,896.39 $18,172.56 $7,459.91 10,712.64 $1,599,436.47
$1,599,436.47 $18,172.56 $7,509.65 10,662.91 $1,591,926.83
$1,591,926.83 $18,172.56 $7,559.71 10,612.85 $1,584,367.12
$1,584,367.12 $18,172.56 $7,610.11 10,562.45 $1,576,757.01
$1,576,757.01 $18,172.56 $7,660.84 10,511.71 $1,569,096.17
$1,569,096.17 $18,172.56 $7,711.92 10,460.64 $1,561,384.25
$1,561,384.25 $18,172.56 $7,763.33 10,409.23 $1,553,620.92
$1,553,620.92 $18,172.56 $7,815.08 10,357.47 $1,545,805.84
$1,545,805.84 $18,172.56 $7,867.18 10,305.37 $1,537,938.66
$1,537,938.66 $18,172.56 $7,919.63 10,252.92 $1,530,019.02
$1,530,019.02 $18,172.56 $7,972.43 10,200.13 $1,522,046.59
$1,522,046.59 $18,172.56 $8,025.58 10,146.98 $1,514,021.02
$1,514,021.02 $18,172.56 $8,079.08 10,093.47 $1,505,941.93
$1,505,941.93 $18,172.56 $8,132.94 10,039.61 $1,497,808.99
$1,497,808.99 $18,172.56 $8,187.16 9,985.39 $1,489,621.83
$1,489,621.83 $18,172.56 $8,241.74 9,930.81 $1,481,380.08
$1,481,380.08 $18,172.56 $8,296.69 9,875.87 $1,473,083.39
$1,473,083.39 $18,172.56 $8,352.00 9,820.56 $1,464,731.39
$1,464,731.39 $18,172.56 $8,407.68 9,764.88 $1,456,323.71
$1,456,323.71 $18,172.56 $8,463.73 9,708.82 $1,447,859.98
$1,447,859.98 $18,172.56 $8,520.16 9,652.40 $1,439,339.83
$1,439,339.83 $18,172.56 $8,576.96 9,595.60 $1,430,762.87
$1,430,762.87 $18,172.56 $8,634.14 9,538.42 $1,422,128.73
$1,422,128.73 $18,172.56 $8,691.70 9,480.86 $1,413,437.03
$1,413,437.03 $18,172.56 $8,749.64 9,422.91 $1,404,687.39
$1,404,687.39 $18,172.56 $8,807.97 9,364.58 $1,395,879.42
$1,395,879.42 $18,172.56 $8,866.69 9,305.86 $1,387,012.72
$1,387,012.72 $18,172.56 $8,925.80 9,246.75 $1,378,086.92
$1,378,086.92 $18,172.56 $8,985.31 9,187.25 $1,369,101.61
$1,369,101.61 $18,172.56 $9,045.21 9,127.34 $1,360,056.40
$1,360,056.40 $18,172.56 $9,105.51 9,067.04 $1,350,950.88
$1,350,950.88 $18,172.56 $9,166.22 9,006.34 $1,341,784.67
$1,341,784.67 $18,172.56 $9,227.33 8,945.23 $1,332,557.34
$1,332,557.34 $18,172.56 $9,288.84 8,883.72 $1,323,268.50
$1,323,268.50 $18,172.56 $9,350.77 8,821.79 $1,313,917.74
$1,313,917.74 $18,172.56 $9,413.10 8,759.45 $1,304,504.63
$1,304,504.63 $18,172.56 $9,475.86 8,696.70 $1,295,028.77
$1,295,028.77 $18,172.56 $9,539.03 8,633.53 $1,285,489.74
$1,285,489.74 $18,172.56 $9,602.62 8,569.93 $1,275,887.12
$1,275,887.12 $18,172.56 $9,666.64 8,505.91 $1,266,220.47
$1,266,220.47 $18,172.56 $9,731.09 8,441.47 $1,256,489.39
$1,256,489.39 $18,172.56 $9,795.96 8,376.60 $1,246,693.43
$1,246,693.43 $18,172.56 $9,861.27 8,311.29 $1,236,832.16
$1,236,832.16 $18,172.56 $9,927.01 8,245.55 $1,226,905.15
$1,226,905.15 $18,172.56 $9,993.19 8,179.37 $1,216,911.96
$1,216,911.96 $18,172.56 $10,059.81 8,112.75 $1,206,852.15
$1,206,852.15 $18,172.56 $10,126.88 8,045.68 $1,196,725.28
$1,196,725.28 $18,172.56 $10,194.39 7,978.17 $1,186,530.89
$1,186,530.89 $18,172.56 $10,262.35 7,910.21 $1,176,268.54
$1,176,268.54 $18,172.56 $10,330.77 7,841.79 $1,165,937.78
$1,165,937.78 $18,172.56 $10,399.64 7,772.92 $1,155,538.14
$1,155,538.14 $18,172.56 $10,468.97 7,703.59 $1,145,069.17
$1,145,069.17 $18,172.56 $10,538.76 7,633.79 $1,134,530.41
$1,134,530.41 $18,172.56 $10,609.02 7,563.54 $1,123,921.39
$1,123,921.39 $18,172.56 $10,679.75 7,492.81 $1,113,241.64
$1,113,241.64 $18,172.56 $10,750.95 7,421.61 $1,102,490.70
$1,102,490.70 $18,172.56 $10,822.62 7,349.94 $1,091,668.08
$1,091,668.08 $18,172.56 $10,894.77 7,277.79 $1,080,773.31
$1,080,773.31 $18,172.56 $10,967.40 7,205.16 $1,069,805.91
$1,069,805.91 $18,172.56 $11,040.52 7,132.04 $1,058,765.39
$1,058,765.39 $18,172.56 $11,114.12 7,058.44 $1,047,651.27
$1,047,651.27 $18,172.56 $11,188.21 6,984.34 $1,036,463.06
$1,036,463.06 $18,172.56 $11,262.80 6,909.75 $1,025,200.25
$1,025,200.25 $18,172.56 $11,337.89 6,834.67 $1,013,862.37
$1,013,862.37 $18,172.56 $11,413.47 6,759.08 $1,002,448.89
$1,002,448.89 $18,172.56 $11,489.56 6,682.99 $990,959.33
$990,959.33 $18,172.56 $11,566.16 6,606.40 $979,393.17
$979,393.17 $18,172.56 $11,643.27 6,529.29 $967,749.90
$967,749.90 $18,172.56 $11,720.89 6,451.67 $956,029.01
$956,029.01 $18,172.56 $11,799.03 6,373.53 $944,229.98
$944,229.98 $18,172.56 $11,877.69 6,294.87 $932,352.29
$932,352.29 $18,172.56 $11,956.87 6,215.68 $920,395.42
$920,395.42 $18,172.56 $12,036.59 6,135.97 $908,358.83
$908,358.83 $18,172.56 $12,116.83 6,055.73 $896,242.00
$896,242.00 $18,172.56 $12,197.61 5,974.95 $884,044.39
$884,044.39 $18,172.56 $12,278.93 5,893.63 $871,765.46
$871,765.46 $18,172.56 $12,360.79 5,811.77 $859,404.68
$859,404.68 $18,172.56 $12,443.19 5,729.36 $846,961.48
$846,961.48 $18,172.56 $12,526.15 5,646.41 $834,435.34
$834,435.34 $18,172.56 $12,609.65 5,562.90 $821,825.68
$821,825.68 $18,172.56 $12,693.72 5,478.84 $809,131.97
$809,131.97 $18,172.56 $12,778.34 5,394.21 $796,353.62
$796,353.62 $18,172.56 $12,863.53 5,309.02 $783,490.09
$783,490.09 $18,172.56 $12,949.29 5,223.27 $770,540.80
$770,540.80 $18,172.56 $13,035.62 5,136.94 $757,505.19
$757,505.19 $18,172.56 $13,122.52 5,050.03 $744,382.66
$744,382.66 $18,172.56 $13,210.01 4,962.55 $731,172.66
$731,172.66 $18,172.56 $13,298.07 4,874.48 $717,874.59
$717,874.59 $18,172.56 $13,386.73 4,785.83 $704,487.86
$704,487.86 $18,172.56 $13,475.97 4,696.59 $691,011.89
$691,011.89 $18,172.56 $13,565.81 4,606.75 $677,446.08
$677,446.08 $18,172.56 $13,656.25 4,516.31 $663,789.83
$663,789.83 $18,172.56 $13,747.29 4,425.27 $650,042.54
$650,042.54 $18,172.56 $13,838.94 4,333.62 $636,203.60
$636,203.60 $18,172.56 $13,931.20 4,241.36 $622,272.40
$622,272.40 $18,172.56 $14,024.07 4,148.48 $608,248.33
$608,248.33 $18,172.56 $14,117.57 4,054.99 $594,130.76
$594,130.76 $18,172.56 $14,211.68 3,960.87 $579,919.08
$579,919.08 $18,172.56 $14,306.43 3,866.13 $565,612.65
$565,612.65 $18,172.56 $14,401.81 3,770.75 $551,210.84
$551,210.84 $18,172.56 $14,497.82 3,674.74 $536,713.03
$536,713.03 $18,172.56 $14,594.47 3,578.09 $522,118.56
$522,118.56 $18,172.56 $14,691.77 3,480.79 $507,426.79
$507,426.79 $18,172.56 $14,789.71 3,382.85 $492,637.08
$492,637.08 $18,172.56 $14,888.31 3,284.25 $477,748.77
$477,748.77 $18,172.56 $14,987.56 3,184.99 $462,761.21
$462,761.21 $18,172.56 $15,087.48 3,085.07 $447,673.73
$447,673.73 $18,172.56 $15,188.06 2,984.49 $432,485.66
$432,485.66 $18,172.56 $15,289.32 2,883.24 $417,196.34
$417,196.34 $18,172.56 $15,391.25 2,781.31 $401,805.10
$401,805.10 $18,172.56 $15,493.86 2,678.70 $386,311.24
$386,311.24 $18,172.56 $15,597.15 2,575.41 $370,714.09
$370,714.09 $18,172.56 $15,701.13 2,471.43 $355,012.96
$355,012.96 $18,172.56 $15,805.80 2,366.75 $339,207.16
$339,207.16 $18,172.56 $15,911.18 2,261.38 $323,295.98
$323,295.98 $18,172.56 $16,017.25 2,155.31 $307,278.74
$307,278.74 $18,172.56 $16,124.03 2,048.52 $291,154.70
$291,154.70 $18,172.56 $16,231.52 1,941.03 $274,923.18
$274,923.18 $18,172.56 $16,339.73 1,832.82 $258,583.44
$258,583.44 $18,172.56 $16,448.67 1,723.89 $242,134.78
$242,134.78 $18,172.56 $16,558.32 1,614.23 $225,576.45
$225,576.45 $18,172.56 $16,668.71 1,503.84 $208,907.74
$208,907.74 $18,172.56 $16,779.84 1,392.72 $192,127.90
$192,127.90 $18,172.56 $16,891.70 1,280.85 $175,236.20
$175,236.20 $18,172.56 $17,004.31 1,168.24 $158,231.88
$158,231.88 $18,172.56 $17,117.68 1,054.88 $141,114.21
$141,114.21 $18,172.56 $17,231.79 940.76 $123,882.41
$123,882.41 $18,172.56 $17,346.67 825.88 $106,535.74
$106,535.74 $18,172.56 $17,462.32 710.24 $89,073.42
$89,073.42 $18,172.56 $17,578.73 593.82 $71,494.69
$71,494.69 $18,172.56 $17,695.92 476.63 $53,798.76
$53,798.76 $18,172.56 $17,813.90 358.66 $35,984.87
$35,984.87 $18,172.56 $17,932.66 239.90 $18,052.21
$18,052.21 $18,172.56 $18,052.21 120.35 ($0.00)

…... 30 …... …... …...

360 361

8%
 $321,822.31

$2,441,554.61 20,000.00

$2,763,376.92
(743,665.12)

$2,019,711.80

4 5
4,000.00 5,000.00

VPN @ 5% 7.50% 10.55% 12.50%

A 2,225.46 $1,455.09 $603.60 $107.00
B $1,294.68 $972.62 $603.60 $381.34

Tasa de Intersección
2,500.00
2,225.46
2,000.00

1,500.00 $1,455.09
$1,294.68
1,000.00
$972.62
$603.60 $381.34
500.00 $603.60

- $107.00 $162.55
5.00% 7.50% 10.55% 12.50% 14.50%
1,500.00 $1,455.09
$1,294.68
1,000.00
$972.62
$603.60 $381.34
500.00 $603.60

- $107.00 $162.55
5.00% 7.50% 10.55% 12.50% 14.50%
($369.86)
(500.00)

A B

3 TIR 5% 7% 10%
- 20% $142,857.14 $121,495.33 $90,909.09
3,456,000.00 20% $985,422.74 $821,125.46 $596,543.95

6.897959184 6.758494192 6.56198347107438

-24000
9700
13700
6400

12.3508% 0.00000000000000%
 10% (285.47)
20% $1,240.28

10%
-16000
 9400
9400
9400

1.461025544703

$7,376.41

Full -SUV
(960,000.00)
385,000.00
464,000.00
319,000.00

13,140.50
11%
 C
-225000
180000
135000

1.192602040816
$43,335.46
 25
55
300
$18,172.56
 50
600
 7.721% TPA
1,500,000.00

15%
($369.86)
$162.55

$162.55
14.50%
$162.55
14.50%
($369.86)

20%
$0.00
$0.00