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DATOS

S= 25000
n= 4
tem= 3.50%
periodo= mensual
Renta, pago 6806.28
DATOS:

Valor f 25000
n 4
TEM 3.50%
Periodo Mensual
Renta, pago S/5,931.28 n
SISTEMA DE AMORTIZACION
Cuota Interes Cuota+interes Fondo
0
1 5931.28 0.00 5931.28 5931.28
2 5931.28 207.59 6138.87 12070.15
3 5931.28 422.46 6353.73 18423.89
4 5931.28 644.84 6576.11 25000.00
1274.89

EJERCICIO 2

DATOS: AL periodo
S: 55000
n: 2 6
periodo: Cutrimestral TEC
TNA 14% 5%
m Capitalizable b 6
Renta 8142.90
SISTEMA DE AMORTIZACION
Cuota Interes Cuota+interes Fondo
0
1 8142.90 0.00 8142.90 8142.90
2 8142.90 384.44 8527.33 16670.23
3 8142.90 787.02 8929.92 25600.15
4 8142.90 1208.61 9351.51 34951.65
5 8142.90 1650.11 9793.00 44744.66
6 8142.90 2112.4450201 10255.34 55000.00
6142.62

EJERCICO 3
DATOS:
Periodo mensual
Vf 70500
n 3 36
s X
TEC 4.50% 1.11%
PERIODO Mensual
Renta 1604.79

SISTEMA DE AMORTIZACION
Cuota Interes Cuota+interes Fondo
0 1604.79
1 1604.79 0.00 1604.79 1604.79
2 1604.79 17.76 1622.55 3227.34
3 1604.79 35.71 1640.50 4867.84
4 1604.79 53.86 1658.66 6526.50
5 1604.79 72.22 1677.01 8203.51
6 1604.79 90.77 1695.56 9899.07
7 1604.79 109.53 1714.33 11613.40
8 1604.79 128.50 1733.29 13346.69
9 1604.79 147.68 1752.47 15099.17
10 1604.79 167.07 1771.86 16871.03
11 1604.79 186.68 1791.47 18662.50
12 1604.79 206.50 1811.29 20473.79
13 1604.79 226.54 1831.33 22305.13
14 1604.79 246.81 1851.60 24156.73
15 1604.79 267.29 1872.09 26028.81
16 1604.79 288.01 1892.80 27921.61
17 1604.79 308.95 1913.74 29835.36
18 1604.79 330.13 1934.92 31770.28
19 1604.79 351.54 1956.33 33726.61
20 1604.79 373.18 1977.98 35704.59
21 1604.79 395.07 1999.86 37704.45
22 1604.79 417.20 2021.99 39726.44
23 1604.79 439.57 2044.37 41770.81
24 1604.79 462.19 2066.99 43837.79
25 1604.79 485.06 2089.86 45927.65
26 1604.79 508.19 2112.98 48040.63
27 1604.79 531.57 2136.36 50176.99
28 1604.79 555.21 2160.00 52337.00
29 1604.79 579.11 2183.90 54520.90
30 1604.79 603.27 2208.07 56728.96
31 1604.79 627.71 2232.50 58961.46
32 1604.79 652.41 2257.20 61218.66
33 1604.79 677.38 2282.18 63500.84
34 1604.79 702.64 2307.43 65808.27
35 1604.79 728.17 2332.96 68141.23
36 1604.79 753.98 2358.77 70500.00
EJERCICIO 4
DATOS:
Monto 80000.00
N 2 24
TES 2.30% 0.38% TEM
Periodo Mensual
Renta 3190.08

SISTEMA DE AMORTIZACION
Cuotas Intereses Cuota+intereses Monto
0
1 3190.08 0.00 3190.08 3190.08
2 3190.08 12.1130538406 3202.19 6392.26
3 3190.08 24.2721022222 3214.35 9606.61
4 3190.08 36.4773197908 3226.55 12833.17
5 3190.08 48.7288818558 3238.80 16071.97
6 3190.08 61.0269643921 3251.10 19323.07
7 3190.08 73.3717440427 3263.45 22586.52
8 3190.08 85.7633981217 3275.84 25862.36
9 3190.08 98.202104616 3288.28 29150.64
10 3190.08 110.688042189 3300.76 32451.40
11 3190.08 123.221390181 3313.30 35764.70
12 3190.08 135.802328616 3325.88 39090.58
13 3190.08 148.431038198 3338.51 42429.08
14 3190.08 161.107700321 3351.18 45780.27
15 3190.08 173.832497065 3363.91 49144.18
16 3190.08 186.605611202 3376.68 52520.86
17 3190.08 199.427226198 3389.50 55910.36
18 3190.08 212.297526217 3402.37 59312.73
19 3190.08 225.21669612 3415.29 62728.03
20 3190.08 238.184921471 3428.26 66156.29
21 3190.08 251.20238854 3441.28 69597.57
22 3190.08 264.269284302 3454.35 73051.91
23 3190.08 277.385796443 3467.46 76519.37
24 3190.08 290.552113362 3480.63 80000.00
FONDO DE AMORTIZACION CON CUOTAS A
EJERCICO 1

Vf 50000
PERIODO TRIMESTRAL
TET 2.80%
N 4

CUOTA S/11,660.58

N CUOTA INTERES Cuota+inter Fondo


0 S/11,660.58 0 11660.58 11660.58
1 S/11,660.58 S/326.50 S/11,987.08 S/23,647.66
2 S/11,660.58 S/662.13 S/12,322.72 S/35,970.38
3 S/11,660.58 S/1,007.17 S/12,667.75 S/48,638.13
4 S/1,361.87 S/1,361.87 S/50,000.00

EJERCICIO 2
DATOS:
MONTO 75000
PERIODO SEMESTRAL
N 3 6
TEC 3.20% 4.84% TES

N CUOTA INTERESES Cuota+inter Fondo


0
1
2
3
4
5
6
N CUOTAS ANTICIPADAS
TASA 15%
MENSUAL TEM 30 1.17%
BIMESTRE TEB 60 2.36%
TRIMESTRE TET 90 3.56%
CUATRIMES TEC 120 4.77%
SEMESTRAL TES 180 7.24%
ANUAL TEA 360 15.00%
TASA 15% TEA
periodo CUATRIMESTRAL

CUOTA
EJERCICIO 1
DATOS

PRINCIPAL 25000
N (Meses) 16
PERIODO Cuatrimestral
TET 4.80%
Datos al periodo
N (Cuatrime) 4
DE TET A TEC 6.45%

PAGO S/7,289.38

N CUOTA INTERES PRICIPAL SALDO


0 25000
1 S/7,289.38 S/1,612.67 S/5,676.72 S/19,323.28
2 S/7,289.38 S/1,246.48 S/6,042.90 S/13,280.38
3 S/7,289.38 S/856.67 S/6,432.71 S/6,847.66
4 S/7,289.38 S/441.72 S/6,847.66 S/0.00

EJERCICIO 2

DATOS

PRINCIPAL 32000
N 3 años
PERIODO SEMESTRAL
TEA 15%
Datos al perido 6
DE TEA A TES 7.24%
PAGO S/6,762.88

N CUOTA INTERES PRINCIPAL SALDO


0 32000
1 S/6,762.88 S/2,316.18 S/4,446.70 S/27,553.30
2 S/6,762.88 S/1,994.32 S/4,768.56 S/22,784.74
3 S/6,762.88 S/1,649.17 S/5,113.71 S/17,671.03
4 S/6,762.88 S/1,279.04 S/5,483.84 S/12,187.19
5 S/6,762.88 S/882.11 S/5,880.77 S/6,306.42
6 S/6,762.88 S/456.46 S/6,306.42 S/0.00

EJERCICIO 3

DATOS

PRINCIPAL 18000
N 5 Años
PERIODO MENSUAL
TNA 13.50%
M Cap Trimestralmente

Datos al periodo 60 Meses


DE TNA A TEM 1.11%
PAGO S/412.80

N CUOTA INTERES PRINCIPAL SALDO


0 18000
1 S/412.80 S/200.26 S/212.53 S/17,787.47
2 S/412.80 S/197.90 S/214.90 S/17,572.57
3 S/412.80 S/195.51 S/217.29 S/17,355.28
4 S/412.80 S/193.09 S/219.71 S/17,135.58
5 S/412.80 S/190.65 S/222.15 S/16,913.43
6 S/412.80 S/188.17 S/224.62 S/16,688.81
7 S/412.80 S/185.68 S/227.12 S/16,461.69
8 S/412.80 S/183.15 S/229.65 S/16,232.04
9 S/412.80 S/180.59 S/232.20 S/15,999.84
10 S/412.80 S/178.01 S/234.79 S/15,765.05
11 S/412.80 S/175.40 S/237.40 S/15,527.65
12 S/412.80 S/172.76 S/240.04 S/15,287.61
13 S/412.80 S/170.09 S/242.71 S/15,044.90
14 S/412.80 S/167.39 S/245.41 S/14,799.49
15 S/412.80 S/164.66 S/248.14 S/14,551.35
16 S/412.80 S/161.89 S/250.90 S/14,300.45
17 S/412.80 S/159.10 S/253.69 S/14,046.76
18 S/412.80 S/156.28 S/256.52 S/13,790.25
19 S/412.80 S/153.43 S/259.37 S/13,530.88
20 S/412.80 S/150.54 S/262.25 S/13,268.62
21 S/412.80 S/147.62 S/265.17 S/13,003.45
22 S/412.80 S/144.67 S/268.12 S/12,735.33
23 S/412.80 S/141.69 S/271.11 S/12,464.22
24 S/412.80 S/138.67 S/274.12 S/12,190.10
25 S/412.80 S/135.62 S/277.17 S/11,912.93
26 S/412.80 S/132.54 S/280.26 S/11,632.67
27 S/412.80 S/129.42 S/283.37 S/11,349.30
28 S/412.80 S/126.27 S/286.53 S/11,062.77
29 S/412.80 S/123.08 S/289.71 S/10,773.06
30 S/412.80 S/119.86 S/292.94 S/10,480.12
31 S/412.80 S/116.60 S/296.20 S/10,183.92
32 S/412.80 S/113.30 S/299.49 S/9,884.43
33 S/412.80 S/109.97 S/302.82 S/9,581.61
34 S/412.80 S/106.60 S/306.19 S/9,275.41
35 S/412.80 S/103.20 S/309.60 S/8,965.81
36 S/412.80 S/99.75 S/313.04 S/8,652.77
37 S/412.80 S/96.27 S/316.53 S/8,336.24
38 S/412.80 S/92.75 S/320.05 S/8,016.19
39 S/412.80 S/89.19 S/323.61 S/7,692.58
40 S/412.80 S/85.59 S/327.21 S/7,365.37
41 S/412.80 S/81.95 S/330.85 S/7,034.52
42 S/412.80 S/78.26 S/334.53 S/6,699.99
43 S/412.80 S/74.54 S/338.25 S/6,361.74
44 S/412.80 S/70.78 S/342.02 S/6,019.72
45 S/412.80 S/66.97 S/345.82 S/5,673.90
46 S/412.80 S/63.13 S/349.67 S/5,324.23
47 S/412.80 S/59.24 S/353.56 S/4,970.67
48 S/412.80 S/55.30 S/357.49 S/4,613.17
49 S/412.80 S/51.33 S/361.47 S/4,251.70
50 S/412.80 S/47.30 S/365.49 S/3,886.21
51 S/412.80 S/43.24 S/369.56 S/3,516.65
52 S/412.80 S/39.13 S/373.67 S/3,142.98
53 S/412.80 S/34.97 S/377.83 S/2,765.15
54 S/412.80 S/30.76 S/382.03 S/2,383.12
55 S/412.80 S/26.51 S/386.28 S/1,996.84
56 S/412.80 S/22.22 S/390.58 S/1,606.26
57 S/412.80 S/17.87 S/394.93 S/1,211.33
58 S/412.80 S/13.48 S/399.32 S/812.02
59 S/412.80 S/9.03 S/403.76 S/408.25
60 S/412.80 S/4.54 S/408.25 S/0.00

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