Datos

Tom Para simulación

edad 40 años
ingreso anual 85000
portafolio 50000
aumento anual de salario 5% De 0% a 10% distribución uniforme
inversión anual 6%
crecimiento de portafolio anual 10% media:10% desvest:5% distribución normal

Año portafolio inicial salario nueva inversión

1 50,000 85,000 5,100
2 60,355 89,250 5,355
3 72,013 93,713 5,623
4 85,118 98,398 5,904
5 99,829 103,318 6,199
6 116,321 108,484 6,509
7 134,788 113,908 6,834
8 155,443 119,604 7,176
9 178,522 125,584 7,535
10 204,286 131,863 7,912
11 233,022 138,456 8,307
12 265,047 145,379 8,723
13 300,711 152,648 9,159
14 340,399 160,280 9,617
15 384,536 168,294 10,098
16 433,592 176,709 10,603
17 488,084 185,544 11,133
18 548,582 194,822 11,689
19 615,714 204,563 12,274
20 690,173 214,791 12,887

Pregunta 1 para que el portafolio llegue a ser 1,000,000 la tasa de inversión deberá ser 9.12%
 ganancias portafolio finedad
5,255 60,355 41
6,303 72,013 42
7,482 85,118 43
8,807 99,829 44
10,293 116,321 45
11,958 134,788 46
13,821 155,443 47
15,903 178,522 48
18,229 204,286 49
20,824 233,022 50
23,718 265,047 51
26,941 300,711 52
30,529 340,399 53
34,521 384,536 54
38,959 433,592 55
43,889 488,084 56
49,365 548,582 57
55,443 615,714 58
62,185 690,173 59
69,662 772,722 60

deberá ser 9.12%

Datos
Tom Para simulación
edad 40 años
ingreso anual 85000
portafolio 50000
aumento anual de salario 5% De 0% a 10% distribución uniforme
inversión anual 9%
crecimiento de portafolio anual 10% media:10% desvest:5% distribución normal

Año portafolio inicsalario nueva inversión

1 50,000 85,000 7,756
2 63,144 89,250 8,144
3 78,010 93,713 8,551
4 94,790 98,398 8,979
5 113,697 103,318 9,428
6 134,966 108,484 9,899
7 158,857 113,908 10,394
8 185,657 119,604 10,914
9 215,682 125,584 11,460
10 249,283 131,863 12,033
11 286,846 138,456 12,634
12 328,797 145,379 13,266
13 375,606 152,648 13,929
14 427,792 160,280 14,626
15 485,929 168,294 15,357
16 550,647 176,709 16,125
17 622,642 185,544 16,931
18 702,685 194,822 17,778
19 791,620 204,563 18,667
20 890,382 214,791 19,600

Pregunta 1 para que el portafolio llegue a ser 1,000,000 la tasa de inversión deberá ser 9%
 ganancias portafolio finedad
5,388 63,144 41
6,722 78,010 42
8,229 94,790 43
9,928 113,697 44
11,841 134,966 45
13,992 158,857 46
16,405 185,657 47
19,111 215,682 48
22,141 249,283 49
25,530 286,846 50
29,316 328,797 51
33,543 375,606 52
38,257 427,792 53
43,511 485,929 54
49,361 550,647 55
55,871 622,642 56
63,111 702,685 57
71,157 791,620 58
80,095 890,382 59
90,018 1,000,000 60

ersión deberá ser 9%

Datos
Tom Para simulación
edad 40 años
ingreso anual 85000
portafolio 50000
aumento anual de salario 3% De 0% a 10% distribución uniforme
inversión anual 9%
crecimiento de portafolio anual 9% media:10% desvest:5% distribución normal

Año portafolio inicsalario nueva inversión

1 50,000 85,000 7,756
2 62,703 87,500 7,985
3 76,812 90,073 8,219
4 92,461 92,722 8,461
5 109,800 95,449 8,710
6 128,991 98,256 8,966
7 150,212 101,145 9,230
8 173,657 104,120 9,501
9 199,539 107,182 9,781
10 228,089 110,334 10,068
11 259,562 113,578 10,364
12 294,234 116,919 10,669
13 332,408 120,357 10,983
14 374,415 123,897 11,306
15 420,617 127,540 11,638
16 471,409 131,291 11,981
17 527,222 135,152 12,333
18 588,529 139,127 12,696
19 655,844 143,218 13,069
20 729,730 147,430 13,453
 DATOS VARIACIÓN DATOS VARIACIÓN
12 12
10 9 10 2
8 2 8 2
MEDIA 10 5.5 2.5
DESVIACIÓN 2 4 1.5
3.2 0.8
7.11666667 1.76

ganancias portafolio finedad

4,947 62,703 41
6,124 76,812 42
7,430 92,461 43
8,878 109,800 44
10,481 128,991 45
12,255 150,212 46
14,216 173,657 47
16,381 199,539 48
18,770 228,089 49
21,404 259,562 50
24,308 294,234 51
27,505 332,408 52
31,025 374,415 53
34,896 420,617 54
39,154 471,409 55
43,833 527,222 56
48,974 588,529 57
54,619 655,844 58
60,817 729,730 59
67,618 810,801 60
 portafolio
1 810,801 valor esperado 810,801
2 810,801 desv estandar - 0%
3 810,801 max 810,801
4 810,801 min 810,801
5 810,801
6 810,801
7 810,801
8 810,801
9 810,801
10 810,801
11 810,801 2 La probabilidad de que el portafolio final sea por lo menos 1,000,000 e
12 810,801 lo cual no es muy certero que suceda, a pesar de que el promedio de v
13 810,801 en cuanto a la dispersión de los datos vemos que la desviación estanda
14 810,801 lo cual indica que los valores si tienen una gran dispersión, y por ello e
15 810,801
16 810,801 3 Recomendariamos a los trabajadores con perfil similar al de Tom que e
17 810,801 con la idea de asegurar que su portafolio final supere con mayor proba
18 810,801
19 810,801 5 El modelo construido si serviria para simular el portafolio final de otros
20 810,801 pues ya toma la variabilidad de las tasas de crecimiento de los salarios
21 810,801
22 810,801
23 810,801
24 810,801
25 810,801
26 810,801
27 810,801
28 810,801
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30 810,801
31 810,801
32 810,801
33 810,801
34 810,801
35 810,801
36 810,801
37 810,801
38 810,801
39 810,801
40 810,801
41 810,801
42 810,801
43 810,801
44 810,801
45 810,801
46 810,801
47 810,801
48 810,801
49 810,801
50 810,801
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52 810,801
53 810,801
54 810,801
55 810,801
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60 810,801
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64 810,801
65 810,801
66 810,801
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80 810,801
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84 810,801
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88 810,801
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 90 810,801
91 810,801
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100 810,801
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104 810,801
105 810,801
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120 810,801
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123 810,801
124 810,801
125 810,801
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127 810,801
128 810,801
129 810,801
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131 810,801
132 810,801
133 810,801
134 810,801
135 810,801
136 810,801
137 810,801
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139 810,801
140 810,801
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144 810,801
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175 810,801
176 810,801
177 810,801
178 810,801
179 810,801
180 810,801
181 810,801
182 810,801
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184 810,801
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187 810,801
188 810,801
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216 810,801
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218 810,801
219 810,801
220 810,801
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223 810,801
224 810,801
225 810,801
226 810,801
227 810,801
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230 810,801
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232 810,801
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234 810,801
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263 810,801
264 810,801
265 810,801
266 810,801
267 810,801
268 810,801
269 810,801
270 810,801
271 810,801
272 810,801
273 810,801
274 810,801
275 810,801
276 810,801
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297 810,801
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300 810,801
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308 810,801
309 810,801
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314 810,801
315 810,801
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320 810,801
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340 810,801
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351 810,801
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353 810,801
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355 810,801
356 810,801
357 810,801
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359 810,801
360 810,801
361 810,801
362 810,801
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364 810,801
365 810,801
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389 810,801
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396 810,801
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398 810,801
399 810,801
400 810,801
401 810,801
402 810,801
403 810,801
404 810,801
405 810,801
406 810,801
407 810,801
408 810,801
409 810,801
410 810,801
411 810,801
412 810,801
413 810,801
414 810,801
415 810,801
416 810,801
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430 810,801
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448 810,801
449 810,801
450 810,801
451 810,801
452 810,801
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454 810,801
455 810,801
456 810,801
457 810,801
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459 810,801
460 810,801
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488 810,801
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492 810,801
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494 810,801
495 810,801
496 810,801
497 810,801
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499 810,801
500 810,801
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502 810,801
503 810,801
504 810,801
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506 810,801
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509 810,801
510 810,801
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512 810,801
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514 810,801
515 810,801
516 810,801
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518 810,801
519 810,801
520 810,801
521 810,801
522 810,801
523 810,801
524 810,801
525 810,801
526 810,801
527 810,801
528 810,801
529 810,801
530 810,801
531 810,801
532 810,801
533 810,801
534 810,801
535 810,801
536 810,801
537 810,801
538 810,801
539 810,801
540 810,801
541 810,801
542 810,801
543 810,801
544 810,801
545 810,801
546 810,801
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549 810,801
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566 810,801
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569 810,801
570 810,801
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577 810,801
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579 810,801
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584 810,801
585 810,801
586 810,801
587 810,801
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619 810,801
620 810,801
621 810,801
622 810,801
623 810,801
624 810,801
625 810,801
626 810,801
627 810,801
628 810,801
629 810,801
630 810,801
631 810,801
632 810,801
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635 810,801
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669 810,801
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673 810,801
674 810,801
675 810,801
676 810,801
677 810,801
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710 810,801
711 810,801
712 810,801
713 810,801
714 810,801
715 810,801
716 810,801
717 810,801
718 810,801
719 810,801
720 810,801
721 810,801
722 810,801
723 810,801
724 810,801
725 810,801
726 810,801
727 810,801
728 810,801
729 810,801
730 810,801
731 810,801
732 810,801
733 810,801
734 810,801
735 810,801
736 810,801
737 810,801
738 810,801
739 810,801
740 810,801
741 810,801
742 810,801
743 810,801
744 810,801
745 810,801
746 810,801
747 810,801
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750 810,801
751 810,801
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760 810,801
761 810,801
762 810,801
763 810,801
764 810,801
765 810,801
766 810,801
767 810,801
768 810,801
769 810,801
770 810,801
771 810,801
772 810,801
773 810,801
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782 810,801
783 810,801
784 810,801
785 810,801
786 810,801
787 810,801
788 810,801
789 810,801
790 810,801
791 810,801
792 810,801
793 810,801
794 810,801
795 810,801
796 810,801
797 810,801
798 810,801
799 810,801
800 810,801
801 810,801
802 810,801
803 810,801
804 810,801
805 810,801
806 810,801
807 810,801
808 810,801
809 810,801
810 810,801
811 810,801
812 810,801
813 810,801
814 810,801
815 810,801
816 810,801
817 810,801
818 810,801
819 810,801
820 810,801
821 810,801
822 810,801
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825 810,801
826 810,801
827 810,801
828 810,801
829 810,801
830 810,801
831 810,801
832 810,801
833 810,801
834 810,801
835 810,801
836 810,801
837 810,801
838 810,801
839 810,801
840 810,801
841 810,801
842 810,801
843 810,801
844 810,801
845 810,801
846 810,801
847 810,801
848 810,801
849 810,801
850 810,801
851 810,801
852 810,801
853 810,801
854 810,801
855 810,801
856 810,801
857 810,801
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860 810,801
861 810,801
862 810,801
863 810,801
864 810,801
865 810,801
866 810,801
867 810,801
868 810,801
869 810,801
870 810,801
871 810,801
872 810,801
873 810,801
874 810,801
875 810,801
876 810,801
877 810,801
878 810,801
879 810,801
880 810,801
881 810,801
882 810,801
883 810,801
884 810,801
885 810,801
886 810,801
887 810,801
888 810,801
889 810,801
890 810,801
891 810,801
892 810,801
893 810,801
894 810,801
895 810,801
896 810,801
897 810,801
898 810,801
899 810,801
900 810,801
901 810,801
902 810,801
903 810,801
904 810,801
905 810,801
906 810,801
907 810,801
908 810,801
909 810,801
910 810,801
911 810,801
912 810,801
913 810,801
914 810,801
915 810,801
916 810,801
917 810,801
918 810,801
919 810,801
920 810,801
921 810,801
922 810,801
923 810,801
924 810,801
925 810,801
926 810,801
927 810,801
928 810,801
929 810,801
930 810,801
931 810,801
932 810,801
933 810,801
934 810,801
935 810,801
936 810,801
937 810,801
938 810,801
939 810,801
940 810,801
941 810,801
942 810,801
943 810,801
944 810,801
945 810,801
946 810,801
947 810,801
948 810,801
949 810,801
950 810,801
951 810,801
952 810,801
953 810,801
954 810,801
955 810,801
956 810,801
957 810,801
958 810,801
959 810,801
960 810,801
961 810,801
962 810,801
963 810,801
964 810,801
965 810,801
966 810,801
967 810,801
968 810,801
969 810,801
970 810,801
971 810,801
972 810,801
973 810,801
974 810,801
975 810,801
976 810,801
977 810,801
978 810,801
979 810,801
980 810,801
981 810,801
982 810,801
983 810,801
984 810,801
985 810,801
986 810,801
987 810,801
988 810,801
989 810,801
 990 810,801
991 810,801
992 810,801
993 810,801
994 810,801
995 810,801
996 810,801
997 810,801
998 810,801
999 810,801
1000 810,801
 Probabilidades portafolio
portafolio >=900,000 0%
>=1,000,000 0%
>=1,100,000 0%
>=1,200,000 0%
>=1,300,000 0%
>=1,400,000 0%

o final sea por lo menos 1,000,000 es alrededor del 50%

da, a pesar de que el promedio de valores esperados si sea mayor a 1,000,000
tos vemos que la desviación estandar es alrededor del 75% del valor esperado
en una gran dispersión, y por ello el valor esperado si varia

es con perfil similar al de Tom que esperaran un poco más de tiempo de trabajo
tafolio final supere con mayor probabilidad un mínimo de 1,000,000

a simular el portafolio final de otros empleados de la empresa de Tom

tasas de crecimiento de los salarios y de las tasas de retorno
Datos
Tom Para simulación
edad 40 años
ingreso anual 85000
portafolio 50000
aumento anual de salario 10% De 0% a 10% distribución uniforme
inversión anual 9%
crecimiento de portafolio anual 13% media:10% desvest:5% distribución normal

Año portafolio inicsalario nueva inversión

1 50,000 85,000 7,756
2 64,800 93,354 8,519
3 82,346 102,529 9,356
4 103,078 112,606 10,276
5 127,500 123,674 11,285
6 156,191 135,829 12,395
7 189,813 149,178 13,613
8 229,129 163,840 14,951
9 275,010 179,943 16,420
10 328,453 197,628 18,034
11 390,603 217,052 19,806
12 462,765 238,384 21,753
13 546,434 261,814 23,891
14 643,319 287,546 26,239
15 755,371 315,807 28,818
16 884,818 346,845 31,650
17 1,034,204 380,934 34,761
18 1,206,432 418,374 38,177
19 1,404,815 459,493 41,930
20 1,633,128 504,654 46,051
21 1,895,678 554,253 50,577
22 2,197,372 608,727 55,547
23 2,543,799 668,555 61,007
24 2,941,330 734,263 67,003
25 3,397,215 806,428 73,588
ganancias portafolio finedad
7,043 64,800 41
9,028 82,346 42
11,376 103,078 43
14,146 127,500 44
17,405 156,191 45
21,228 189,813 46
25,703 229,129 47
30,930 275,010 48
37,024 328,453 49
44,116 390,603 50
52,356 462,765 51
61,916 546,434 52
72,994 643,319 53
85,812 755,371 54
100,629 884,818 55
117,736 1,034,204 56
137,467 1,206,432 57
160,205 1,404,815 58
186,384 1,633,128 59
216,499 1,895,678 60
251,117 2,197,372 61
290,880 2,543,799 62
336,524 2,941,330 63
388,882 3,397,215 64
448,908 3,919,711 65
 portafolio
1 3,919,711 valor esperado 3,919,711
2 3,919,711 desv estandar - 0%
3 3,919,711 max 3,919,711
4 3,919,711 min 3,919,711
5 3,919,711
6 3,919,711
7 3,919,711
8 3,919,711
9 3,919,711
10 3,919,711
11 3,919,711
12 3,919,711
13 3,919,711
14 3,919,711
15 3,919,711
16 3,919,711 4 Si Tom trabajase 5 años adicionales, hasta los 25 años, hay una alta pro
17 3,919,711 sin embargo, no se puede asegurar que trabajando 5 años más pueda
18 3,919,711
19 3,919,711 5 El modelo elaborado si serviria para simular el portafolio final de otros
20 3,919,711 pues ya contempla la variabilidad del crecimiento de los sueldos y del r
21 3,919,711 además que podria variar la cantidad del salario que se invertiria en el
22 3,919,711
23 3,919,711
24 3,919,711
25 3,919,711
26 3,919,711
27 3,919,711
28 3,919,711
29 3,919,711
30 3,919,711
31 3,919,711
32 3,919,711
33 3,919,711
34 3,919,711
35 3,919,711
36 3,919,711
37 3,919,711
38 3,919,711
39 3,919,711
40 3,919,711
41 3,919,711
42 3,919,711
43 3,919,711
44 3,919,711
45 3,919,711
46 3,919,711
47 3,919,711
48 3,919,711
49 3,919,711
50 3,919,711
51 3,919,711
52 3,919,711
53 3,919,711
54 3,919,711
55 3,919,711
56 3,919,711
57 3,919,711
58 3,919,711
59 3,919,711
60 3,919,711
61 3,919,711
62 3,919,711
63 3,919,711
64 3,919,711
65 3,919,711
66 3,919,711
67 3,919,711
68 3,919,711
69 3,919,711
70 3,919,711
71 3,919,711
72 3,919,711
73 3,919,711
74 3,919,711
75 3,919,711
76 3,919,711
77 3,919,711
78 3,919,711
79 3,919,711
80 3,919,711
81 3,919,711
82 3,919,711
83 3,919,711
84 3,919,711
85 3,919,711
86 3,919,711
87 3,919,711
88 3,919,711
89 3,919,711
 90 3,919,711
91 3,919,711
92 3,919,711
93 3,919,711
94 3,919,711
95 3,919,711
96 3,919,711
97 3,919,711
98 3,919,711
99 3,919,711
100 3,919,711
101 3,919,711
102 3,919,711
103 3,919,711
104 3,919,711
105 3,919,711
106 3,919,711
107 3,919,711
108 3,919,711
109 3,919,711
110 3,919,711
111 3,919,711
112 3,919,711
113 3,919,711
114 3,919,711
115 3,919,711
116 3,919,711
117 3,919,711
118 3,919,711
119 3,919,711
120 3,919,711
121 3,919,711
122 3,919,711
123 3,919,711
124 3,919,711
125 3,919,711
126 3,919,711
127 3,919,711
128 3,919,711
129 3,919,711
130 3,919,711
131 3,919,711
132 3,919,711
133 3,919,711
134 3,919,711
135 3,919,711
136 3,919,711
137 3,919,711
138 3,919,711
139 3,919,711
140 3,919,711
141 3,919,711
142 3,919,711
143 3,919,711
144 3,919,711
145 3,919,711
146 3,919,711
147 3,919,711
148 3,919,711
149 3,919,711
150 3,919,711
151 3,919,711
152 3,919,711
153 3,919,711
154 3,919,711
155 3,919,711
156 3,919,711
157 3,919,711
158 3,919,711
159 3,919,711
160 3,919,711
161 3,919,711
162 3,919,711
163 3,919,711
164 3,919,711
165 3,919,711
166 3,919,711
167 3,919,711
168 3,919,711
169 3,919,711
170 3,919,711
171 3,919,711
172 3,919,711
173 3,919,711
174 3,919,711
175 3,919,711
176 3,919,711
177 3,919,711
178 3,919,711
179 3,919,711
180 3,919,711
181 3,919,711
182 3,919,711
183 3,919,711
184 3,919,711
185 3,919,711
186 3,919,711
187 3,919,711
188 3,919,711
189 3,919,711
190 3,919,711
191 3,919,711
192 3,919,711
193 3,919,711
194 3,919,711
195 3,919,711
196 3,919,711
197 3,919,711
198 3,919,711
199 3,919,711
200 3,919,711
201 3,919,711
202 3,919,711
203 3,919,711
204 3,919,711
205 3,919,711
206 3,919,711
207 3,919,711
208 3,919,711
209 3,919,711
210 3,919,711
211 3,919,711
212 3,919,711
213 3,919,711
214 3,919,711
215 3,919,711
216 3,919,711
217 3,919,711
218 3,919,711
219 3,919,711
220 3,919,711
221 3,919,711
222 3,919,711
223 3,919,711
224 3,919,711
225 3,919,711
226 3,919,711
227 3,919,711
228 3,919,711
229 3,919,711
230 3,919,711
231 3,919,711
232 3,919,711
233 3,919,711
234 3,919,711
235 3,919,711
236 3,919,711
237 3,919,711
238 3,919,711
239 3,919,711
240 3,919,711
241 3,919,711
242 3,919,711
243 3,919,711
244 3,919,711
245 3,919,711
246 3,919,711
247 3,919,711
248 3,919,711
249 3,919,711
250 3,919,711
251 3,919,711
252 3,919,711
253 3,919,711
254 3,919,711
255 3,919,711
256 3,919,711
257 3,919,711
258 3,919,711
259 3,919,711
260 3,919,711
261 3,919,711
262 3,919,711
263 3,919,711
264 3,919,711
265 3,919,711
266 3,919,711
267 3,919,711
268 3,919,711
269 3,919,711
270 3,919,711
271 3,919,711
272 3,919,711
273 3,919,711
274 3,919,711
275 3,919,711
276 3,919,711
277 3,919,711
278 3,919,711
279 3,919,711
280 3,919,711
281 3,919,711
282 3,919,711
283 3,919,711
284 3,919,711
285 3,919,711
286 3,919,711
287 3,919,711
288 3,919,711
289 3,919,711
290 3,919,711
291 3,919,711
292 3,919,711
293 3,919,711
294 3,919,711
295 3,919,711
296 3,919,711
297 3,919,711
298 3,919,711
299 3,919,711
300 3,919,711
301 3,919,711
302 3,919,711
303 3,919,711
304 3,919,711
305 3,919,711
306 3,919,711
307 3,919,711
308 3,919,711
309 3,919,711
310 3,919,711
311 3,919,711
312 3,919,711
313 3,919,711
314 3,919,711
315 3,919,711
316 3,919,711
317 3,919,711
318 3,919,711
319 3,919,711
320 3,919,711
321 3,919,711
322 3,919,711
323 3,919,711
324 3,919,711
325 3,919,711
326 3,919,711
327 3,919,711
328 3,919,711
329 3,919,711
330 3,919,711
331 3,919,711
332 3,919,711
333 3,919,711
334 3,919,711
335 3,919,711
336 3,919,711
337 3,919,711
338 3,919,711
339 3,919,711
340 3,919,711
341 3,919,711
342 3,919,711
343 3,919,711
344 3,919,711
345 3,919,711
346 3,919,711
347 3,919,711
348 3,919,711
349 3,919,711
350 3,919,711
351 3,919,711
352 3,919,711
353 3,919,711
354 3,919,711
355 3,919,711
356 3,919,711
357 3,919,711
358 3,919,711
359 3,919,711
360 3,919,711
361 3,919,711
362 3,919,711
363 3,919,711
364 3,919,711
365 3,919,711
366 3,919,711
367 3,919,711
368 3,919,711
369 3,919,711
370 3,919,711
371 3,919,711
372 3,919,711
373 3,919,711
374 3,919,711
375 3,919,711
376 3,919,711
377 3,919,711
378 3,919,711
379 3,919,711
380 3,919,711
381 3,919,711
382 3,919,711
383 3,919,711
384 3,919,711
385 3,919,711
386 3,919,711
387 3,919,711
388 3,919,711
389 3,919,711
390 3,919,711
391 3,919,711
392 3,919,711
393 3,919,711
394 3,919,711
395 3,919,711
396 3,919,711
397 3,919,711
398 3,919,711
399 3,919,711
400 3,919,711
401 3,919,711
402 3,919,711
403 3,919,711
404 3,919,711
405 3,919,711
406 3,919,711
407 3,919,711
408 3,919,711
409 3,919,711
410 3,919,711
411 3,919,711
412 3,919,711
413 3,919,711
414 3,919,711
415 3,919,711
416 3,919,711
417 3,919,711
418 3,919,711
419 3,919,711
420 3,919,711
421 3,919,711
422 3,919,711
423 3,919,711
424 3,919,711
425 3,919,711
426 3,919,711
427 3,919,711
428 3,919,711
429 3,919,711
430 3,919,711
431 3,919,711
432 3,919,711
433 3,919,711
434 3,919,711
435 3,919,711
436 3,919,711
437 3,919,711
438 3,919,711
439 3,919,711
440 3,919,711
441 3,919,711
442 3,919,711
443 3,919,711
444 3,919,711
445 3,919,711
446 3,919,711
447 3,919,711
448 3,919,711
449 3,919,711
450 3,919,711
451 3,919,711
452 3,919,711
453 3,919,711
454 3,919,711
455 3,919,711
456 3,919,711
457 3,919,711
458 3,919,711
459 3,919,711
460 3,919,711
461 3,919,711
462 3,919,711
463 3,919,711
464 3,919,711
465 3,919,711
466 3,919,711
467 3,919,711
468 3,919,711
469 3,919,711
470 3,919,711
471 3,919,711
472 3,919,711
473 3,919,711
474 3,919,711
475 3,919,711
476 3,919,711
477 3,919,711
478 3,919,711
479 3,919,711
480 3,919,711
481 3,919,711
482 3,919,711
483 3,919,711
484 3,919,711
485 3,919,711
486 3,919,711
487 3,919,711
488 3,919,711
489 3,919,711
490 3,919,711
491 3,919,711
492 3,919,711
493 3,919,711
494 3,919,711
495 3,919,711
496 3,919,711
497 3,919,711
498 3,919,711
499 3,919,711
500 3,919,711
501 3,919,711
502 3,919,711
503 3,919,711
504 3,919,711
505 3,919,711
506 3,919,711
507 3,919,711
508 3,919,711
509 3,919,711
510 3,919,711
511 3,919,711
512 3,919,711
513 3,919,711
514 3,919,711
515 3,919,711
516 3,919,711
517 3,919,711
518 3,919,711
519 3,919,711
520 3,919,711
521 3,919,711
522 3,919,711
523 3,919,711
524 3,919,711
525 3,919,711
526 3,919,711
527 3,919,711
528 3,919,711
529 3,919,711
530 3,919,711
531 3,919,711
532 3,919,711
533 3,919,711
534 3,919,711
535 3,919,711
536 3,919,711
537 3,919,711
538 3,919,711
539 3,919,711
540 3,919,711
541 3,919,711
542 3,919,711
543 3,919,711
544 3,919,711
545 3,919,711
546 3,919,711
547 3,919,711
548 3,919,711
549 3,919,711
550 3,919,711
551 3,919,711
552 3,919,711
553 3,919,711
554 3,919,711
555 3,919,711
556 3,919,711
557 3,919,711
558 3,919,711
559 3,919,711
560 3,919,711
561 3,919,711
562 3,919,711
563 3,919,711
564 3,919,711
565 3,919,711
566 3,919,711
567 3,919,711
568 3,919,711
569 3,919,711
570 3,919,711
571 3,919,711
572 3,919,711
573 3,919,711
574 3,919,711
575 3,919,711
576 3,919,711
577 3,919,711
578 3,919,711
579 3,919,711
580 3,919,711
581 3,919,711
582 3,919,711
583 3,919,711
584 3,919,711
585 3,919,711
586 3,919,711
587 3,919,711
588 3,919,711
589 3,919,711
590 3,919,711
591 3,919,711
592 3,919,711
593 3,919,711
594 3,919,711
595 3,919,711
596 3,919,711
597 3,919,711
598 3,919,711
599 3,919,711
600 3,919,711
601 3,919,711
602 3,919,711
603 3,919,711
604 3,919,711
605 3,919,711
606 3,919,711
607 3,919,711
608 3,919,711
609 3,919,711
610 3,919,711
611 3,919,711
612 3,919,711
613 3,919,711
614 3,919,711
615 3,919,711
616 3,919,711
617 3,919,711
618 3,919,711
619 3,919,711
620 3,919,711
621 3,919,711
622 3,919,711
623 3,919,711
624 3,919,711
625 3,919,711
626 3,919,711
627 3,919,711
628 3,919,711
629 3,919,711
630 3,919,711
631 3,919,711
632 3,919,711
633 3,919,711
634 3,919,711
635 3,919,711
636 3,919,711
637 3,919,711
638 3,919,711
639 3,919,711
640 3,919,711
641 3,919,711
642 3,919,711
643 3,919,711
644 3,919,711
645 3,919,711
646 3,919,711
647 3,919,711
648 3,919,711
649 3,919,711
650 3,919,711
651 3,919,711
652 3,919,711
653 3,919,711
654 3,919,711
655 3,919,711
656 3,919,711
657 3,919,711
658 3,919,711
659 3,919,711
660 3,919,711
661 3,919,711
662 3,919,711
663 3,919,711
664 3,919,711
665 3,919,711
666 3,919,711
667 3,919,711
668 3,919,711
669 3,919,711
670 3,919,711
671 3,919,711
672 3,919,711
673 3,919,711
674 3,919,711
675 3,919,711
676 3,919,711
677 3,919,711
678 3,919,711
679 3,919,711
680 3,919,711
681 3,919,711
682 3,919,711
683 3,919,711
684 3,919,711
685 3,919,711
686 3,919,711
687 3,919,711
688 3,919,711
689 3,919,711
690 3,919,711
691 3,919,711
692 3,919,711
693 3,919,711
694 3,919,711
695 3,919,711
696 3,919,711
697 3,919,711
698 3,919,711
699 3,919,711
700 3,919,711
701 3,919,711
702 3,919,711
703 3,919,711
704 3,919,711
705 3,919,711
706 3,919,711
707 3,919,711
708 3,919,711
709 3,919,711
710 3,919,711
711 3,919,711
712 3,919,711
713 3,919,711
714 3,919,711
715 3,919,711
716 3,919,711
717 3,919,711
718 3,919,711
719 3,919,711
720 3,919,711
721 3,919,711
722 3,919,711
723 3,919,711
724 3,919,711
725 3,919,711
726 3,919,711
727 3,919,711
728 3,919,711
729 3,919,711
730 3,919,711
731 3,919,711
732 3,919,711
733 3,919,711
734 3,919,711
735 3,919,711
736 3,919,711
737 3,919,711
738 3,919,711
739 3,919,711
740 3,919,711
741 3,919,711
742 3,919,711
743 3,919,711
744 3,919,711
745 3,919,711
746 3,919,711
747 3,919,711
748 3,919,711
749 3,919,711
750 3,919,711
751 3,919,711
752 3,919,711
753 3,919,711
754 3,919,711
755 3,919,711
756 3,919,711
757 3,919,711
758 3,919,711
759 3,919,711
760 3,919,711
761 3,919,711
762 3,919,711
763 3,919,711
764 3,919,711
765 3,919,711
766 3,919,711
767 3,919,711
768 3,919,711
769 3,919,711
770 3,919,711
771 3,919,711
772 3,919,711
773 3,919,711
774 3,919,711
775 3,919,711
776 3,919,711
777 3,919,711
778 3,919,711
779 3,919,711
780 3,919,711
781 3,919,711
782 3,919,711
783 3,919,711
784 3,919,711
785 3,919,711
786 3,919,711
787 3,919,711
788 3,919,711
789 3,919,711
790 3,919,711
791 3,919,711
792 3,919,711
793 3,919,711
794 3,919,711
795 3,919,711
796 3,919,711
797 3,919,711
798 3,919,711
799 3,919,711
800 3,919,711
801 3,919,711
802 3,919,711
803 3,919,711
804 3,919,711
805 3,919,711
806 3,919,711
807 3,919,711
808 3,919,711
809 3,919,711
810 3,919,711
811 3,919,711
812 3,919,711
813 3,919,711
814 3,919,711
815 3,919,711
816 3,919,711
817 3,919,711
818 3,919,711
819 3,919,711
820 3,919,711
821 3,919,711
822 3,919,711
823 3,919,711
824 3,919,711
825 3,919,711
826 3,919,711
827 3,919,711
828 3,919,711
829 3,919,711
830 3,919,711
831 3,919,711
832 3,919,711
833 3,919,711
834 3,919,711
835 3,919,711
836 3,919,711
837 3,919,711
838 3,919,711
839 3,919,711
840 3,919,711
841 3,919,711
842 3,919,711
843 3,919,711
844 3,919,711
845 3,919,711
846 3,919,711
847 3,919,711
848 3,919,711
849 3,919,711
850 3,919,711
851 3,919,711
852 3,919,711
853 3,919,711
854 3,919,711
855 3,919,711
856 3,919,711
857 3,919,711
858 3,919,711
859 3,919,711
860 3,919,711
861 3,919,711
862 3,919,711
863 3,919,711
864 3,919,711
865 3,919,711
866 3,919,711
867 3,919,711
868 3,919,711
869 3,919,711
870 3,919,711
871 3,919,711
872 3,919,711
873 3,919,711
874 3,919,711
875 3,919,711
876 3,919,711
877 3,919,711
878 3,919,711
879 3,919,711
880 3,919,711
881 3,919,711
882 3,919,711
883 3,919,711
884 3,919,711
885 3,919,711
886 3,919,711
887 3,919,711
888 3,919,711
889 3,919,711
890 3,919,711
891 3,919,711
892 3,919,711
893 3,919,711
894 3,919,711
895 3,919,711
896 3,919,711
897 3,919,711
898 3,919,711
899 3,919,711
900 3,919,711
901 3,919,711
902 3,919,711
903 3,919,711
904 3,919,711
905 3,919,711
906 3,919,711
907 3,919,711
908 3,919,711
909 3,919,711
910 3,919,711
911 3,919,711
912 3,919,711
913 3,919,711
914 3,919,711
915 3,919,711
916 3,919,711
917 3,919,711
918 3,919,711
919 3,919,711
920 3,919,711
921 3,919,711
922 3,919,711
923 3,919,711
924 3,919,711
925 3,919,711
926 3,919,711
927 3,919,711
928 3,919,711
929 3,919,711
930 3,919,711
931 3,919,711
932 3,919,711
933 3,919,711
934 3,919,711
935 3,919,711
936 3,919,711
937 3,919,711
938 3,919,711
939 3,919,711
940 3,919,711
941 3,919,711
942 3,919,711
943 3,919,711
944 3,919,711
945 3,919,711
946 3,919,711
947 3,919,711
948 3,919,711
949 3,919,711
950 3,919,711
951 3,919,711
952 3,919,711
953 3,919,711
954 3,919,711
955 3,919,711
956 3,919,711
957 3,919,711
958 3,919,711
959 3,919,711
960 3,919,711
961 3,919,711
962 3,919,711
963 3,919,711
964 3,919,711
965 3,919,711
966 3,919,711
967 3,919,711
968 3,919,711
969 3,919,711
970 3,919,711
971 3,919,711
972 3,919,711
973 3,919,711
974 3,919,711
975 3,919,711
976 3,919,711
977 3,919,711
978 3,919,711
979 3,919,711
980 3,919,711
981 3,919,711
982 3,919,711
983 3,919,711
984 3,919,711
985 3,919,711
986 3,919,711
987 3,919,711
988 3,919,711
989 3,919,711
 990 3,919,711
991 3,919,711
992 3,919,711
993 3,919,711
994 3,919,711
995 3,919,711
996 3,919,711
997 3,919,711
998 3,919,711
999 3,919,711
1000 3,919,711
 Probabilidades portafolio
portafolio >=1,000,000 100%
portafolio >=1,400,000 100%
>=1,500,000 100%
>=1,600,000 100%
>=1,700,000 100%
>=1,800,000 100%
>=1,900,000 100%
>=2,000,000 100%
>=2,100,000 100%
>=2,200,000 100%
>=2,300,000 100%
>=2,400,000 100%
>=2,500,000 100%

s, hasta los 25 años, hay una alta probabilidad que cumpla con su objetivo de tener más de 1,000,000 en su portafolio
que trabajando 5 años más pueda conseguir si o si tener un portafolio de por lo menos 1,000,000

a simular el portafolio final de otros empleados

del crecimiento de los sueldos y del retorno de la inversión
ad del salario que se invertiria en el portafolio año a año