MODELO A KEY ‘AA. COMPRENSION AUDITIVA (2 PUNTOS) MONEY LAUNDERING (1punto) . Placement: the money gets into the financial system Layering: The money is moved around / Criminals try to hide the source of the funds Integration: The money is put back into the system (as legitimate) . Cash / property / shares / cars / antiques / art / proceeds from fraud or bribery |. (if you work in financial or banking services) you have to report to your money laundering reporting officer / nominated officer (if you don't work in financial services) there’s a customer's hotline open to anyone }. - Multiple small cash deposits in different places to avoid suspicion / smurfing - Large cash deposits - Businesses that want to be paid in cash (they mix these funds with legitimate funds) - Payments from offshore bank accounts (especially from countries with relaxed legislation) - Cancellations or returns where the customer pays in cash but asks for a refund by cheque (and shows no concerns for cancellation fees or penalties). - (Funds that go to) personal accounts (which are suspicious) without normal outgoing expenses, such as utility bills, payments to supermarkets, cash withdrawals. ‘THE FUTURE OF SHOPPING (1 punto) |. -They enhance store experience. -Retailers can gather data on your movements and can push content to your device. -They can gather data to better segment customers and advertise accordingly. Retailers will know when you are frustrated and will notify staff to respond. They can start a video conference with a human. -They can superimpose clothing over your screen image, so you don't need to get undressed. -You can try on/see dozens of combinations even items which are not in stock. -You can also request other sizes, cuts, colours and the staff will deliver the Product to you. -You can share the image on social media. . You walk into the store and, when you leave, your items are automatically ‘scanned and the total is charged to your account.BLOQUE AB: COMPRENSION Y EXPRESION ESCRITA (4 PUNTOS) The Technology of Trust (Modelo de respuestas) (2 puntos) 4. (0.6 puntos) 4-D concem that she was unaware of certain risks in making online bookings. 2:D realisation of why certain crimes are prevalent. 3-C people have tended to lose faith in those they once trusted. 4-C it's not easy to predict who will fall victim to it. 5- A resigned to the loss of the money. 6-B remains optimistic about the future of intemet business. 2. a) Gullible ~ b) duped / swindled c) hard-nosed /cynical (0,3 puntos) 3. a)/o'ksd/ b)/skeptswam/ co) / ‘fesmeitig/ — d)/ di:hju:maaray / €) / ,ontrapro'na:z/ 1 a-ntropro'ns:rz./ (0,5 puntos) 4. sobering tale: worrying story / thought-provoking story / an incident or story that makes you reflect about something leaps o f faith: beliefs in something that is unproven, uncertain or even possibly ensconced: settled in a cozy / comfortable way (0,6 puntos) Writing (2 puntos) BLOQUE AC: COMPETENCIA LINGUISTICA (4 puntos) MULTIPLE CHOICE TEST (1.5 points) SNOW d) tally 9. ¢) room .¢) ailing 10. b) taken in d) bend 14. c) reckoned a) lurking 12. b) show b) divulge 13. b) step down ©) devoid 14.4) stick up . ¢)gab 15. d) pulled through d) smallREPHRASING (1 point} 4. ttwas Simon's friends thatiwho talked him into buying the latest smartphone. . Damian went to great lengths to make sure that his new neighbours felt welcome. }. She was in the dark about the party they were planning. ‘When Stephen won the championship it began to dawn on him just how happy he was. Jam at a loss as to how to adjust the television set. The chairman's resignation resulted from his sudden iliness. Noes on So high has the demand (been) for tickets (been) that the play has been extended for a month. 8. Unlikely as/though it may/might/could seem, I've never read any of Shakespeare's works. 9. Iwas most impressed by/at how good a negotiator he was. 10. That's the girl whose parents are up in arms about her expulsion. PHONETICS (0.5 points) 1. air - heir 2. course - coarse 3. earn - urn 4, draft - draught 5. SO - sew - sow OPEN CLOZE: Ideas for modem living: the benefits of travel (1 point) 4. which 2. longer 3. until 4. from / by 5. across / over / to 6. in/on 7. Being 8- Without 9. lke 10.that/ which